Eagle One Debt Solutions has been helping clients with debt settlement since 2006. In 2010, they merged with National Debt Relief, which has left many consumers confused. Unlike many similar companies in the industry, Eagle One Debt Solutions offers its services to 49 states. Those who call Eagle One Debt Solutions will be given a free consultation, but there seems to be a lack of consistency in pricing.

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Eagle One Debt Solutions Reviews | BestCompany.com


The Good

  • Potentially low rates
  • Online resources
  • Available in all states except Indiana


Call Eagle One Debt Settlement (EODS) if you think you need debt settlement for your unsecured loans. A consultation with one of their agents is free, and they advertise that they can resolve your debt in 24 to 48 months (in line with most debt settlement companies).

Low Costs; High Savings

After signing up, clients will pay anywhere from 15 to 20 percent of the total debt enrolled to EODS (number from a company representative – not found on their website). This is average in the industry.

Online, the company has a section about the percentage they have saved clients:

  • American Express: 70 percent
  • Citi Bank: 50 percent
  • Wells Fargo: 70 percent

Online Resources

On their website, Eagle One Debt Solutions has a library of resources for those interested in learning about debt and debt settlement. Resources include financial planning and the e-book “How to Drop Debt Weight and Become Financially Fit.”

The Bad

  • No LinkedIn page
  • Lack of information
  • No industry accreditations

Pricing is Vague

Even though a settlement representative quoted us a price of 15 to 20 percent, another associate stated that fees started at 18 percent. We also heard prices may rise to 21 percent. This lack of consistency and transparency raises a few red flags for EODS. This makes it hard for us to feel comfortable recommending Eagle One Debt Solutions. One consumer noted that she was charged 25 percent of her overall debt, and that when she tried to stop working with EODS, they took most of the money she had set aside for her debt settlements.

Missing Industry Accreditations

Additionally, Eagle One Debt Solutions is not accredited with the AFCC, or the IAPDA. Accreditations are an important factor to consider when choosing a company to work with. When a company is accredited, they have to meet specific criteria and standards set by the accreditor. These standards guarantee quality services to customers.

Want to know which debt settlement companies are top rated? Click here

The Bottom Line

On paper, EODS has a lot going for them. They offer potentially low fees, free consultations, and are available in 49 states.

However, phone calls with EODS representatives and reviews from previous clients leave us to question the integrity of the company. Prices seem to be all over the place and there is very limited information about the actual company and those who run it. For these reasons, we do not recommend working with Eagle One Debt Settlement at this time.

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Frequently Asked Questions

How Much Does Eagle One Debt Solutions Cost?

Eagle One Debt Solutions charges a service fee that is between 15 to 25 percent of total enrolled debt. The services provided use a Special Purpose Account to accumulate funds as you progress through the program. When you enroll in the program, there is a $18.95 charge for setting up the Special Purpose Account (charged by the bank, not Eagle One). You will be charged a maintenance fee of $9.85 each month thereafter until the program is completed. No fees are paid until debt is settled.

Can I Get a Free Consultation?

You can call in to receive a free consultation and determine your eligibility for Eagle One Debt Solutions. You will receive a free budget analysis that puts your financial situation into perspective. This tool is useful even if you don’t qualify for Eagle One’s services.

What Types of Debt Does Eagle One Debt Solutions Work With?

Eagle One Debt Solutions works with unsecured debts such as credit cards and personal loans. This company cannot work with any secure debt such as home mortgages or car loans which are still held by the bank. Additionally, some unsecured debts such as student loans and back taxes won’t be accepted. A debt specialist can assist you in determining your debt eligibility during the free consultation.

What Is the Minimum Debt Amount I Can Sign Up With?

Eagle One Debt Solutions has not disclosed this information.

More Information

About Eagle One Debt Solutions

Eagle One Debt Solutions is a debt settlement company that assists in negotiating debts with creditors while helping you to strategically save money each month. Once you have been accepted, the company will work with you to determine what options suit your specific circumstances, and then a monthly payment will be determined based on what you are comfortable spending each month. This monthly payment will be deposited into a Special Purpose Account which is established when you sign up.

When the company has received a favorable offer from the creditor and you have saved enough to pay off any existing creditor balance, Eagle One Debt Solutions will complete the negotiations to get you the best offer. This cycle is continued until all debts are paid in full. There are options for employers who wish to provide debt relief services to their employees as well as small business debt solutions for business owners who are experiencing financial hardship.


You will pay a fee of 15 to 25 percent of the total debt you enroll.

Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: No


  • AFCC accredited: No
  • IAPDA accredited: No

Time in Business


Minimum Debt Requirement


Available States:

  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

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1 Eagle One Debt Solutions Reviews

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    April 17th, 2016 Spring Valley, CA

    I was referred to this company by a realtor and had a chance to give it a try. They did manage to lower my debts from my credit card companies but the highest debt that I had they weren’t able to fix it. What happened was, the credit card company had made agreements to cut my debt in half but if I miss a payment the agreement will be voided meaning I have to pay the original amount of the debt that I have. Payments were made through this company (eagle one debt solution). But then after a few payments the credit card company suddenly stopped taking payments (it was automatically taken from my account). Eagle One was trying to contact them but they weren’t able to fix it even though I have tried following up with them almost every day. So what happened was i was given a court order to take out payments from my paycheck! And have to pay the original debt that I owe them! Eagle One did not make efforts to try to stop this! I am so disappointed and frustrated with them! I will never ever recommend this company nor get back to them. What a waste of time and effort.

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