Debt Management Guys

Debt Management Guys

Debt Management Guys claims to work with hundreds of experienced attorneys to help customers lower their debt interest rates. The company works with four creditors that offer a 0 percent fixed interest rate, including Advanta, First Premier Bank, Tiresplus, and Firestone. We are concerned by Debt Management Guys' lack of accreditations. They are not accredited by the IAPDA, or the AFCC. Additionally, they do not disclose if they are 100 percent FTC compliant.

Rank Chart Our Score User Score
#1 9.2 8.7 Read Review
#2 9.0 9.7 Read Review
#3 8.9 9.8 Read Review
#19 4.4 -- Current

The Good

  • Low Minimum Debt Requirement
  • Free Consultation
  • Secure Monthly Payment

Low Minimum Debt Requirement

One great feature of Debt Management Guys' services is that they have a low minimum debt requirement. To enroll in their services, you must have at least $5,000 in unsecured debt. This is slightly lower than what most companies require with $7,500 - $10,000.

Free Consultation

Debt Management Guys offers a free, non-committal consultation where they will give you a quote on your financial situation. We tried calling to find out more information about their programs, but it is hard to reach a representative. The consultation may be the best bet in learning more about the company's individual programs.

Secure Monthly Payment

When enrolled, Debt Management Guys will set you up with an affordable monthly payment plan dependent on your amount of debt. The company claims that this monthly payment will be transferred electronically from a personal savings account into a non-interest FDIC savings account. Debt Management Guys claims to settle this debt in 12-48 months.

The Bad

  • Lack of Information
  • Unclear Program Information
  • No Industry Accreditations

Lack of Information

It was extremely hard to find information about this company, simply because they do not provide it. It is unclear as to whether or not the company offers a money back guarantee. When searching the website for more information, multiple links take you to a page that says, "you have found a wrong page." Additionally, many links take you to blank templates with no text.

Unclear Program Information

The company's website does not list any in-depth pricing information, or specific details on fees. Additionally, they do not provide any information on their different programs-and we had a hard time reaching a representative to learn more.

No Industry Accreditations

One cause of great concern is the fact that Debt Management Guys is not accredited with the International Association of Professional Debt Arbitrators (IAPDA), or the American Fair Credit Council (AFCC). Having at least one of these major accreditations would show consumers that the company is committed to high quality service and industry best practices. 

The Bottom Line

We do like that Debt Management Guys have a low minimum debt requirement, they service all states, and they offer free consultations. But when it comes to your debt settlement needs, we have a difficult time recommending the Debt Management Guys. They do not provide key information on their programs, and we are left with unclear payment information. Not only that, but they lack in providing general information. It is unclear on whether or not Debt Management Guys is even still in business. We recommend going with a more established company with accreditations.

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