Century Support Services specializes in debt negotiation (also known as debt settlement), and has aided thousands of families struggling with financial burdens. Clients pay approximately 50 percent of their enrolled debt balance before fees. Including fees, clients will pay a total of 68 to 75 percent of the debt they owe over 24 to 48 months. This company is relatively new to the debt settlement scene (the company started in 2012).

Rank Chart
Fee
Debt Requirement
Our Score
#1
15-25%
$7,500
9.4
#2
15-25%
$7.5k
9.3
#3
15-25%
$7.5k
8.9
#11
Century Support Services Reviews | BestCompany.com
18-25%
Undisclosed
5.5

The Good

  • One dedicated debt consultant throughout process
  • 24 to 48 months is the average time of program enrollment
  • Accredited with AFCC and IAPDA

Free Consultation

The company offers one free debt consultation. From there, you are assigned one debt consultant to aid you throughout the entire settlement process. In addition to calling in for a free consultation, you can use the company’s free debt calculator. To use, first enter in the amount of unsecured debt you have. The calculator will then generate how you can become debt free with credit counseling, a consolidation loan, and debt settlement. The calculator also shows how many months you can expect to be paying off debt, what your monthly payments will be, and the total amount you will end up paying.

Reasonable Pricing

When it comes to pricing, Century Support Services is average. They charge 18 to 25 percent of your total debt, your rate is dependent on factors like which state you live in. While 25 percent is slightly high, 18 percent is a good deal. According to the company’s website, you only have to pay the fee associated with each individual debt. The average debt settlement time for their programs is between 24 to 48 months.

Accreditations

They do hold the top two industry accreditations: AFCC and IAPDA. Additionally, Century Support Services sports accreditations with Crossroads Financial Technologies, Westmoreland Chamber of Commerce, and Global Client Solutions.

The Bad

  • Possible additional fees
  • Less than five years in the industry

Additional Fees

You may be subject to additional fees if the company notices charged-off payday loans, medical bills, or student loans.

Online Chat Option Not Helpful

While the company does have an online chat function, all representatives are always offline—even during normal business hours. The function does not work well as a communication resource.

New to the Industry

The company has only been in operation since 2012 – it’s less than 4 years old. Several other debt settlement companies have over a decade of experience in settling consumer debts. On top of having limited industry experience, there is no way to see the credentials of the company’s executives. There is no information page on the company’s leaders or employees, and no information on LinkedIn.
Compare to the top rated debt settlement companies

The Bottom Line

Even though it is unclear if Century Support Services is 100 percent FTC compliant, the company is IAPDA and AFCC accredited. We like that you are assigned one representative to guide you through the entire debt settlement process, and fees are average.

Because Century Support Services has limited industry experience and is not completely transparent, we do not recommend working with them at this time.

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Frequently Asked Questions

How Much Does Century Support Services Cost?

Century Support Services will cost anywhere from 18 to 25 percent of the total debt you enroll. These are the fees the company charges for their services (they are in addition to what you will have to pay to settle your debts).

Can I Get a Free Consultation?

You can get a free consultation by calling them or filling out a form on the company’s website. During the free consultation, a company representative will review your situation and establish goals with you.

What Types of Debt Does Century Support Services Work With?

Century Support Services primarily works with credit card debt, but they can also help on other unsecured debts, such as medical bills and pay day loans.

What Is the Minimum Debt Amount I Can Sign Up With?

Undisclosed

More Information

About Century Support Services

Century Support Services has been helping people with debt settlement since 2012. The company has over 150 employees and operates out of Pennsylvania.

Century Support Services offers customized debt settlement plans that aim to get consumers out of debt within 24-48 months. Fees are only accepted once a settlement is paid in full. The company is accredited with numerous organizations, including AFCC, IAPDA, Global Client Solutions, Crossroads Financial Technologies, and Westmoreland Chamber of Commerce.

Price

18 to 25 percent of the debt you enroll

Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: Yes

Accreditations

  • AFCC accredited: Yes
  • IAPDA accredited: Yes

Time in Business

2012

Minimum Debt Requirement

Undisclosed

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