Founded in 1999 by one of the original members of the American Fair Credit Counsel, Century Negotiations has resolved over $600 million in debt. The company features the major industry accreditations we look for and have over 17 years of experience in the industry. Century Negotiations has a lower minimum debt amount required to enroll than most other companies and offer an online dashboard to keep track of your account.
- AFCC & IAPDA accredited
- No cancellation fee
- Free consultation
- Online dashboard
- $5,000 minimum debt to enroll
One of the most important factors to consumers in a debt settlement company is industry experience. Century Negotiations holds accreditations with the AFCC and the IAPDA. On top of these important accreditations, the company has over 17 years in business. Together, these things show that Century Negotiations is committed to debt relief and brings considerable expertise and knowledge to the table.
The company offers an online dashboard where customers can login and view their account information. This makes it very helpful to view and track the progress rather than having to call the company to find out about the status of the settlement.
The ease of setting up an account through their free consultation process along with the low $5,000 minimum debt requirement helps set the company apart from the competition. Additionally, a free budget analysis is offered during the free consultation to help clients see what they can expect during the process.
- Lack of transparency
- Poor customer communication
Lack of Transparency
Century Negotiations does not disclose pricing or state service information on its website. This lack of transparency can be frustrating for potential customers trying to decide whether Century Negotiations is the right debt settlement company for them.
Many of the complaints leveled at Century boil down to poor or intermittent-at-best communication, especially regarding the status of one’s account. Clients are often bombarded by calls from creditors and collectors, this lack of support and communication from Century can be highly distressing and worrying.
Frequently Asked Questions
How Much Does Century Negotiations, Inc. cost?
Century Negotiations does not disclose this information on its website.
Can I Get A Free Consultation?
A free consultation is offered where the potential client and the debt relief specialist will go over the total debt amount, estimated payment periods, and what the client can reasonably expect to pay as a total each month toward paying off their debts in full. Each call will differ depending on your situation.
What Types of Debt Does Century Negotiations, Inc. Work With?
They only handle unsecured loans.
What Is the Minimum Debt Amount I Can Sign Up With?
$5,000 total, with each individual overdue account needing to be at least $500.
About Century Negotiations, Inc.
Century Negotiations, Inc. was founded by one of the original members of the American Fair Credit Counsel (AFCC). CNI currently holds accreditations from the AFCC and the IAPDA. Over the past ten years, Century Negotiations, Inc. has negotiated over $600 million of debt for clients. The company specializes in settlement and negotiation services as alternatives to debt counseling and consolidation services. Originally founded in 1999 with three employees, CNI has grown to support thousands of clients. The company is dedicated to providing superior service and education for each client to have a successful and positive experience.
- Free consultation: Yes
- Personal consultant during the settlement: Yes
- AFCC accredited: Yes
- IAPDA accredited: Yes
Time in Business
Founded in 1999
Minimum Debt Requirement