Accredited Debt Relief works with a highly experienced team of negotiators to help customers settle debt from credit cards, medical expenses, and unsecured payments. According to the company’s website, clients that make all of their monthly payments pay around 50 percent of their total enrolled debt before fees. After fees, they pay 68 to 75 percent over 24 to 48 months. The company has been in business since 2008.

Just like the company’s name implies, Accredited Debt Relief is highly accredited. The company is accredited by the AFCC, IAPDA, and San Diego Regional Chamber of Commerce. These are the top national accreditations a debt settlement company can have.

The Good

  • Reasonable fees of 15 to 25 percent
  • Customers are given one representative to work with
  • Several accreditations

Reasonable Fees

Accredited’s website discloses that fees are typically 15 to 25 percent. The company asserts, however, that it will only charge four to eight percent annually of the total debt enrolled depending on different state requirements. This pricing is about right for the debt settlement industry, but it is nice that Accredited will spread it’s fees out over the course of the program. This helps you keep more money when you’re strapped for cash. If you can settle your debts and only pay the four percent annual rate of your debts, we recommend working with them. Additionally, Accredited ensures that you don’t have to pay a dime until you see results.

Free Consultation

Accredited Debt Relief provides a free debt consultation. Programs are well outlined on their website, and they assign customers one representative throughout the entire settlement process. On top of a free consultation, the company offers a personalized approach to every person’s financial situation. If you come to them thinking you need settlement, they will only move forward if settlement is the right option for you.

Highly Accredited

Regarding accreditations, Accredited Debt Relief has more than the average debt company. The company is accredited with the IAPDA, is an accredited member of the AFCC. On top of this, Accredited Debt Relief outlines FTC guides for debt settlement companies (they meet all requirements) and even links to a warning the FTC has on debt settlement.

Results

Accredited Debt Relief has successfully negotiated with the following credit card companies:

  • Bank of America
  • Wells Fargo
  • Chase
  • CapitalOne
  • Citibank
  • American Express
  • Sears
  • USAA
  • The Home Depot
  • US Bank
  • HSBC
  • GE Capital
  • Barclays
  • OneMain Financial

Although Accredited Debt Relief cannot guarantee a settlement for every client with these companies, we appreciate that they show results from these 14 companies. Settlements shown range from paying 11 to 50 percent of client debt.

Positive Accredited Debt Relief Reviews

In Accredited Debt Relief reviews, clients value their knowledgable staff. Additionally, customers note that the company’s representatives make them feel comfortable throughout the process. One reviewer stated that they wish they had called Accredited Debt Relief sooner.

See If You Qualify

The Bad

  • Less than ten years in the industry
  • Only available in 36 states
  • A few customer complaints

Time In Business

One downside to Accredited Debt Relief is that it hasn’t been in business as long as some of its competitors. The company was founded in 2008. Other companies have been around since the mid to late 90s.

State Availability

Accredited Debt Relief is only available in 36 states.

Negative Customer Reviews

Some customers complained that they wish the company would’ve explained the debt settlement process in more specific detail. However, there were only a select few who stated this.

The Bottom Line

Accredited Debt Relief is one of the most highly accredited debt settlement companies we have seen. We love that the company is accredited with the AFCC, and the IAPDA. Not only do they offer a free consultation, but they assign you one representative to guide you throughout the entire process. If your state is eligible, and you have over $7,500 debt, we highly recommend you explore this company.

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Frequently Asked Questions

How Much Does Accredited Debt Relief Cost?

Settlement usually costs around four to eight percent annually rate per year of total debt enrolled. The fee depends on the amount of debt they have, the state they live in, etc.

Can I Get A Free Consultation?

Free consultations are available by calling their toll-free number, or submitting the online form.

What Types of Debt Does Accredited Debt Relief Work With?

Only unsecured debt is enrolled into Accredited Debt Relief’s programs. These include bills for credit cards, medical expenses, and unsecured lines of credit.

What Is the Minimum Debt Amount I Can Sign Up With?

$7,500 is the minimum amount of debt Accredited will accept for consolidation or debt settlement.

More Information

About Accredited Debt Relief

Accredited Debt Relief has partnerships with some of the best debt relief companies around. The negotiators that the company uses have settled thousands of accounts with businesses, families, and individuals. As an alternative to bankruptcy, consolidation, or credit counseling, the company works hard to negotiate settlements with your creditors for less than the full amount owed. Their team strives to put each client first throughout the settlement process.

Price

Four to eight percent annually of the debt you enroll. The average enrollment is for approximately 48 months.

Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: Yes

Accreditations

  • AFCC accredited: Yes
  • IAPDA accredited: Yes

Time in Business

2008

Minimum Debt Requirement

$7,500

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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529 Accredited Debt Relief Reviews

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  1. User Score

    10

    June 23rd, 2017 Spencer, NY

    Very nice and professional people to work with

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  2. User Score

    10

    June 22nd, 2017 Bradenton, FL

    It was very easy to do.Very friendly people.

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  3. User Score

    10

    June 22nd, 2017 Rio Rancho, NM

    Thank You !, very much Jeremy for explaining how Accredited Debit Relief program works and helps senior citizens get out of credit cards debts in a shorter time than the credit companies.
    Thank You, for being very detailed and Your professionalism.

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  4. User Score

    10

    June 22nd, 2017 Shreveport, LA

    Bryan did excellent on giving all needed information to us in order for us to make the move to our financial freedom. Job well presented.

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  5. User Score

    10

    June 21st, 2017 La Junta, CO

    Evan did a great job explaining the different programs available and was very helpful once I decided. He was very kind going through the initial application steps as well as explaining what I could expect in the future. I look forward to working with him in the days and months ahead.

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  6. User Score

    10

    June 21st, 2017 Tallahassee, FL

    Johnathan was very patient and through with me he answered my questions and was very helpful.

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  7. User Score

    10

    June 21st, 2017

    My personal experience with Freedom Debt Relief in setting up my debt settlement program was professional and informative. Joshua, Senior Account Executive, took the extra time to answer all my questions regarding the program and registration process from start to finish. I am looking forward to being debt free at the end of the program.

    Thanks Joshua.

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  8. User Score

    10

    June 21st, 2017

    The Representative who worked with me on debt relief was excellent. Brian P explained to me my options and made me feel comfortable with the alternatives I selected. He was very professional, did exactly what he said he’d do when he said he’d do it.
    I was very sartisfied.

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  9. User Score

    9

    June 21st, 2017

    Great help with any of my questions, presentation of product clear and precise.

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  10. User Score

    8

    June 20th, 2017

    The representative was very helpful and informative.

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  11. User Score

    10

    June 20th, 2017

    I am very pleased with this process.

    The approach is extremely customer friendly.

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  12. User Score

    10

    June 20th, 2017

    AWESOME CUSTOMER SERVICE! ACCREDITED DEBT RELIEF WILL FIGHT FOR YOU AND MAKE THIS PROCESS AS STRESS FREE AS POSSIBLE!

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  13. User Score

    10

    June 20th, 2017 High Point, NC

    michael was very helpfull and straight to the point,already gave recommendation to some friends thank you

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  14. User Score

    10

    June 20th, 2017 Fremont, CA

    Joe H was so personal and caring when I was feeling so bad to do this.I can not thank you enough.Bless you.

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  15. User Score

    10

    June 19th, 2017 Astoria, NY

    Eveything was explained so well. Thank you Andie!!!

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  16. User Score

    10

    June 19th, 2017

    Todd was very helpful and able to provide answers to all my questions. I felt very comfortable with him in finding the best solution for my financial needs.

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  17. User Score

    10

    June 19th, 2017 Meadville, PA

    Peter M was wonderful. He explained the program clearly and understood my discomfort but that I wanted to get my debt cleaned up and be back to normal. I know there are changes and challenges coming but I believe Peter will walk me through everything by our first couple encounters. I am excited to be doing the right thing and have this support.

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  18. User Score

    10

    June 19th, 2017

    I am very please with David N. He has explain everything to me on details to details and he made sure that I understand everything that I needed to know. I want to say thank you David for all your help and patient with me.

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  19. User Score

    10

    June 16th, 2017

    Great service excellent explanation was satisfied and very pleased

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  20. User Score

    10

    June 15th, 2017 Grand Rapids, MI

    Everything was explained and questions answered with great detail. Mark T is a very professional agent and clearly showed his message to help people get out of debt.

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