Accredited Debt Relief works with a highly experienced team of negotiators to help customers settle debt from credit cards, medical expenses, and unsecured payments. According to the company’s website, clients that make all of their monthly payments pay around 50 percent of their total enrolled debt before fees. After fees, they pay 68 to 75 percent over 24 to 48 months. The company has been in business since 2008.

Just like the company’s name implies, Accredited Debt Relief is highly accredited. The company is accredited by the AFCC, IAPDA, and San Diego Regional Chamber of Commerce. These are the top national accreditations a debt settlement company can have.

The Good

  • Reasonable fees of 15 to 25 percent
  • Customers are given one representative to work with
  • Several accreditations

Reasonable Fees

Accredited’s website discloses that fees are typically 15 to 25 percent. The company asserts, however, that it will only charge four to eight percent annually of the total debt enrolled depending on different state requirements. This pricing is about right for the debt settlement industry, but it is nice that Accredited will spread it’s fees out over the course of the program. This helps you keep more money when you’re strapped for cash. If you can settle your debts and only pay the four percent annual rate of your debts, we recommend working with them. Additionally, Accredited ensures that you don’t have to pay a dime until you see results.

Free Consultation

Accredited Debt Relief provides a free debt consultation. Programs are well outlined on their website, and they assign customers one representative throughout the entire settlement process. On top of a free consultation, the company offers a personalized approach to every person’s financial situation. If you come to them thinking you need settlement, they will only move forward if settlement is the right option for you.

Highly Accredited

Regarding accreditations, Accredited Debt Relief has more than the average debt company. The company is accredited with the IAPDA, is an accredited member of the AFCC. On top of this, Accredited Debt Relief outlines FTC guides for debt settlement companies (they meet all requirements) and even links to a warning the FTC has on debt settlement.

Results

Accredited Debt Relief has successfully negotiated with the following credit card companies:

  • Bank of America
  • Wells Fargo
  • Chase
  • CapitalOne
  • Citibank
  • American Express
  • Sears
  • USAA
  • The Home Depot
  • US Bank
  • HSBC
  • GE Capital
  • Barclays
  • OneMain Financial

Although Accredited Debt Relief cannot guarantee a settlement for every client with these companies, we appreciate that they show results from these 14 companies. Settlements shown range from paying 11 to 50 percent of client debt.

Positive Accredited Debt Relief Reviews

In Accredited Debt Relief reviews, clients value their knowledgable staff. Additionally, customers note that the company’s representatives make them feel comfortable throughout the process. One reviewer stated that they wish they had called Accredited Debt Relief sooner.

See If You Qualify

The Bad

  • Less than ten years in the industry
  • Only available in 24 states
  • A few customer complaints

Time In Business

One downside to Accredited Debt Relief is that it hasn’t been in business as long as some of its competitors. The company was founded in 2008. Other companies have been around since the mid to late 90s.

State Availability

Accredited Debt Relief is only available in 24 states.

Negative Customer Reviews

Some customers complained that they wish the company would’ve explained the debt settlement process in more specific detail. However, there were only a select few who stated this.

The Bottom Line

Accredited Debt Relief is one of the most highly accredited debt settlement companies we have seen. We love that the company is accredited with the AFCC, and the IAPDA. Not only do they offer a free consultation, but they assign you one representative to guide you throughout the entire process. If your state is eligible, and you have over $7,500 debt, we highly recommend you explore this company.

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Frequently Asked Questions

How Much Does Accredited Debt Relief Cost?

Settlement usually costs around four to eight percent annually rate per year of total debt enrolled. The fee depends on the amount of debt they have, the state they live in, etc.

Can I Get A Free Consultation?

Free consultations are available by calling their toll-free number, or submitting the online form.

What Types of Debt Does Accredited Debt Relief Work With?

Only unsecured debt is enrolled into Accredited Debt Relief’s programs. These include bills for credit cards, medical expenses, and unsecured lines of credit.

What Is the Minimum Debt Amount I Can Sign Up With?

$7,500 is the minimum amount of debt Accredited will accept for consolidation or debt settlement.

More Information

About Accredited Debt Relief

Accredited Debt Relief has partnerships with some of the best debt relief companies around. The negotiators that the company uses have settled thousands of accounts with businesses, families, and individuals. As an alternative to bankruptcy, consolidation, or credit counseling, the company works hard to negotiate settlements with your creditors for less than the full amount owed. Their team strives to put each client first throughout the settlement process.

Price

Four to eight percent annually of the debt you enroll. The average enrollment is for approximately 48 months.

Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: Yes

Accreditations

  • AFCC accredited: Yes
  • IAPDA accredited: Yes

Time in Business

2008

Minimum Debt Requirement

$7,500

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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383 Accredited Debt Relief Reviews

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  1. User Score

    9

    April 27th, 2017 Ogdensburg, NY

    Todd M was nothing but very professional, confident, and explained everything very clearly.

    He definitely put me at ease to help me make the decision to become debt free with this group.

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  2. User Score

    10

    April 26th, 2017 Brooklyn, NY

    I was about to loose my mind because of the stress of my credit cards bills, when i received a call from James . It was like God sent. He answered my questions and thoroughly explained the program and gave me my options. So far I’m happy . Thanks James V.

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  3. User Score

    9

    April 14th, 2017

    So Far, So Good. Awaiting my package. Brandon was very knowledgeable and answered my questions. Now we see if things work out the way we planned. Samuel Rosenthal

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  4. User Score

    10

    April 13th, 2017

    Jacob was Outstanding!! Great customer service and very pleasant. I was very skeptical and unsure but after speaking with Jacob and having him make me feel very comfortable and not ashamed or embarrassed of my situation I felt some relief. I feel very Thankful and feel like I can breathe some now.. Thank you so very much Jacob R you are an Angel in disguise!!!

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  5. User Score

    8

    April 12th, 2017 Silver Spring, MD

    I was initially hesitant to follow Robert Prada’s tedious provision-by-provision examination of the documents over the telephone, as I read faster than I listen. However, it resulted in a very good understanding of the deal, so much so that I was willing to sign and initial online, without printing the documents and examining them at my leisure. New experience for me.

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  6. User Score

    10

    April 11th, 2017

    Branson Answered all my questions, and told about all Various Conditions.

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  7. User Score

    8

    April 7th, 2017

    They communicated properly, meeting my schedule and laid out all the facts and answered all my questions clearly. I was totally made aware of the benefits by going through their company. This program also allows me to be in control if I want to deposit more funds into the account to speed up the negotiations. I went from paying $2000/mo of endless payments to $500/mo for settlement. Thank you.

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  8. User Score

    10

    April 7th, 2017 Brooklyn, NY

    Todd was great and made me feel very comfortable with my decision to join the program.

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  9. User Score

    10

    April 6th, 2017

    Fast and easy process to enroll. Will recommend to others

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  10. User Score

    10

    April 3rd, 2017 Manorville, NY

    James is upfront with you rewiews all guestions with my understanding and help me to realize there is Light at the end of the tunnel which I really appreciate

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  11. User Score

    10

    April 3rd, 2017 San Diego, CA

    Toni T has done a awesome job for my family. I’m looking forward working with her to be in a better situation and have a productive future. She explain everything very well, she constantly ask if I had any questions at all and she is a really good listener and very respectful.
    thanks Toni!

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  12. User Score

    10

    March 31st, 2017 Chicago, IL

    Very satisfied TODD WAS VERY NICE AND PATIENT

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  13. User Score

    10

    March 30th, 2017 Sebastian, FL

    Toni was very helpful and explained the whole program very well.

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  14. User Score

    10

    March 28th, 2017 San Francisco, CA

    Had a very good and informative conversation with Toni T. She was very pleasant and explained my options to me in terms I was able to understand. She went through all the documents point by point.

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  15. User Score

    10

    March 21st, 2017 Syosset, NY

    Very nice and infomitiv.just ecellent in every aspect. I would highly recommend him to friends and family.

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  16. User Score

    10

    March 20th, 2017 Raleigh, NC

    Brandon was very helpful through the process. What a relief it is already knowing the help that is provided.

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  17. User Score

    10

    March 15th, 2017 Kansas City, MO

    Larry did a great job and I am totally satisfied with his performance.

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  18. User Score

    9

    March 15th, 2017 Fort Lauderdale, FL

    My experience concerning service and attention in general has been good so far.

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  19. User Score

    10

    March 13th, 2017

    I contacted Accredited for debt relief help. Todd assisted me from the start. He was very friendly and helpful with the entire process.

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  20. User Score

    10

    March 10th, 2017

    Toni was amazing to work with. She explained everything and was patient with my busy schedule. Thank you so much for making such a difficult situation easier.

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