Accredited Debt Relief works with a highly experienced team of negotiators to help customers settle debt from credit cards, medical expenses, and unsecured payments. According to the company’s website, clients that make all of their monthly payments pay around 50 percent of their total enrolled debt before fees. After fees, they pay 68 to 75 percent over 24 to 48 months. The company has been in business since 2008.

Just like the company’s name implies, Accredited Debt Relief is highly accredited. The company is accredited by the AFCC, IAPDA, and San Diego Regional Chamber of Commerce. These are the top national accreditations a debt settlement company can have.

The Good

  • Reasonable fees of 15 to 25 percent
  • Customers are given one representative to work with
  • Several accreditations

Reasonable Fees

Accredited’s website discloses that fees are typically 15 to 25 percent. The company asserts, however, that it will only charge four to eight percent annually of the total debt enrolled depending on different state requirements. This pricing is about right for the debt settlement industry, but it is nice that Accredited will spread it’s fees out over the course of the program. This helps you keep more money when you’re strapped for cash. If you can settle your debts and only pay the four percent annual rate of your debts, we recommend working with them. Additionally, Accredited ensures that you don’t have to pay a dime until you see results.

Free Consultation

Accredited Debt Relief provides a free debt consultation. Programs are well outlined on their website, and they assign customers one representative throughout the entire settlement process. On top of a free consultation, the company offers a personalized approach to every person’s financial situation. If you come to them thinking you need settlement, they will only move forward if settlement is the right option for you.

Highly Accredited

Regarding accreditations, Accredited Debt Relief has more than the average debt company. The company is accredited with the IAPDA, is an accredited member of the AFCC. On top of this, Accredited Debt Relief outlines FTC guides for debt settlement companies (they meet all requirements) and even links to a warning the FTC has on debt settlement.

Results

Accredited Debt Relief has successfully negotiated with the following credit card companies:

  • Bank of America
  • Wells Fargo
  • Chase
  • CapitalOne
  • Citibank
  • American Express
  • Sears
  • USAA
  • The Home Depot
  • US Bank
  • HSBC
  • GE Capital
  • Barclays
  • OneMain Financial

Although Accredited Debt Relief cannot guarantee a settlement for every client with these companies, we appreciate that they show results from these 14 companies. Settlements shown range from paying 11 to 50 percent of client debt.

Positive Accredited Debt Relief Reviews

In Accredited Debt Relief reviews, clients value their knowledgable staff. Additionally, customers note that the company’s representatives make them feel comfortable throughout the process. One reviewer stated that they wish they had called Accredited Debt Relief sooner.

See If You Qualify

The Bad

  • Less than ten years in the industry
  • Only available in 34 states
  • A few customer complaints

Time In Business

One downside to Accredited Debt Relief is that it hasn’t been in business as long as some of its competitors. The company was founded in 2008. Other companies have been around since the mid to late 90s.

State Availability

Accredited Debt Relief is only available in 34 states and Washington D.C. The states that are not serviced are: CO, CT, DE, GA, HI, KS, KY, ME, NH, NJ, ND, OR, SC, VT, WA, WI.

Negative Customer Reviews

Some customers complained that they wish the company would’ve explained the debt settlement process in more specific detail. However, there were only a select few who stated this.

The Bottom Line

Accredited Debt Relief is one of the most highly accredited debt settlement companies we have seen. We love that the company is accredited with the AFCC, and the IAPDA. Not only do they offer a free consultation, but they assign you one representative to guide you throughout the entire process. If your state is eligible, and you have over $7,500 debt, we highly recommend you explore this company.

Visit Site

Frequently Asked Questions

How Much Does Accredited Debt Relief Cost?

Settlement usually costs around four to eight percent annually rate per year of total debt enrolled. The fee depends on the amount of debt they have, the state they live in, etc.

Can I Get A Free Consultation?

Free consultations are available by calling their toll-free number, or submitting the online form.

What Types of Debt Does Accredited Debt Relief Work With?

Only unsecured debt is enrolled into Accredited Debt Relief’s programs. These include bills for credit cards, medical expenses, and unsecured lines of credit.

What Is the Minimum Debt Amount I Can Sign Up With?

$7,500 is the minimum amount of debt Accredited will accept for consolidation or debt settlement.

More Information

About Accredited Debt Relief

Accredited Debt Relief has partnerships with some of the best debt relief companies around. The negotiators that the company uses have settled thousands of accounts with businesses, families, and individuals. As an alternative to bankruptcy, consolidation, or credit counseling, the company works hard to negotiate settlements with your creditors for less than the full amount owed. Their team strives to put each client first throughout the settlement process.

Price

Four to eight percent annually of the debt you enroll. The average enrollment is for approximately 48 months.

Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: Yes

Accreditations

  • AFCC accredited: Yes
  • IAPDA accredited: Yes

Time in Business

2008

Minimum Debt Requirement

$7,500

AVAILABLE IN 34 STATES

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Wasington D.C.
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wyoming

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

X close
X close

We'll Introduce You!

Call our recommended rep over at Accredited Debt Relief below.

1-(866) 819-5224
Or you can visit their site by clicking here.

212 Accredited Debt Relief Reviews

1. Select Your Rating:

1
1
8
14
188
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

0 characters

3. Review Validation*

or

    Sort By:

  1. User Score

    10

    November 30th, 2016 MD

    The service that I received was awesome, from beginning to end. I appreciate the professionalism, the in dept explanation of the program that I qualified for, and the ease of completing the required documents. Thank you

    Read More

    Was this review helpful?

  2. User Score

    10

    November 30th, 2016

    The agent was very helpful and answered all of my questions very professionally. He explained the process so that I could understand what he was doing to help my particular circumstance.

    So far I am happy with the service

    Read More

    Was this review helpful?

  3. User Score

    10

    November 30th, 2016 Gering, NE

    The representative I worked with was amazing. She was consistent with following up and ensuring I was on the same page a d fully understood.

    Read More

    Was this review helpful?

  4. User Score

    10

    November 29th, 2016 Albuquerque, NM

    The service and professionalism that I was given was outstanding.

    Read More

    Was this review helpful?

  5. User Score

    10

    November 25th, 2016 Spring Hill, FL

    Larry was so very helpful to my predicament.

    Read More

    Was this review helpful?

  6. User Score

    10

    November 24th, 2016

    Patrick was great! He went above and beyond to assure all of my questions were answered.

    Read More

    Was this review helpful?

  7. User Score

    10

    November 23rd, 2016 Sonoma, CA

    Jonathan was very thorough in explaining the program/process that I was left with few questions
    He was patient and very kind spoken when answering me and walking me thru the initial paperwork. He’s a real pleasure to work with.

    Read More

    Was this review helpful?

  8. User Score

    10

    November 22nd, 2016

    Thanks for your patience and understanding with a stressful situation; where I felt that I was not alone anymore. Thanks for your help.

    Read More

    Was this review helpful?

  9. User Score

    10

    November 22nd, 2016

    Was treated very well with understanding and made me feel comfortable under the circumstances. Everything that I was told about the process flowed very well. They are really helping me get back on my feet when nobody else would. Thank You

    Read More

    Was this review helpful?

  10. User Score

    10

    November 22nd, 2016

    Thanks for being upbeat, positive and reassuring. It made the process so much better!

    Read More

    Was this review helpful?

  11. User Score

    10

    November 21st, 2016 Anniston, AL

    Chris was a great help in getting me set up and getting this process started. He made everything simple and he worked with my schedule to fit things in. I honestly don’t know what I’d have done if I hadn’t contacted Accredited for help.

    Read More

    Was this review helpful?

  12. User Score

    10

    November 19th, 2016 TX

    ERIN E. WAS WONDERFUL THOROUGH PATIENT KNOWLEDGEABLE! GIVE HER A RAISE,BUT DO NOT PROMOTE HER. SHE IS TOO VALUABLE WHERE SHE IS.

    Read More

    Was this review helpful?

  13. User Score

    10

    November 19th, 2016

    One of the most responsive, understanding and helpful experiences that I’ve had. I find that other companies simply do not have the consumer’s best interest. Johnny, with Accredited, was patient, answered all of my questions, provided excellent advice – and most importantly guided me to understand all the positive and negative impacts; and with where my current situation is, moving forward with this program – I can only benefit, re build my credit (understanding it takes time), and ultimately become debt free 20 years earlier than what I was on track for. Looking forward to completing the program! Thank you!

    Read More

    Was this review helpful?

  14. User Score

    10

    November 19th, 2016 Inglewood, CA

    Excellent, patient service, clear and concise instructions.

    Read More

    Was this review helpful?

  15. User Score

    10

    November 18th, 2016

    Colin, the Senior Account Executive that worked with us has been excellent in helping us establish the direction we need to take to become debt free. We look forward to that date.

    Thank you Colin!

    Janet and Robert Thomas

    Read More

    Was this review helpful?

  16. User Score

    10

    November 18th, 2016

    he was a good help he explained till i understood and he was quick in getting he for me

    Read More

    Was this review helpful?

  17. User Score

    10

    November 18th, 2016

    Raul is a top notch account manager. Really knows the business in and out and was very helpful in getting me the help I needed.

    Read More

    Was this review helpful?

  18. User Score

    10

    November 17th, 2016 Washington, MO

    nick was great deserves a raise or promo

    Read More

    Was this review helpful?

  19. User Score

    10

    November 17th, 2016 Stafford, VA

    Patrick did an amazing job explaining all about the program. Was very helpful and answered all my questions and concerns.

    Read More

    Was this review helpful?

  20. User Score

    10

    November 16th, 2016

    The help I received was great the person that talked with me took his time and explained everything to me. He answered all my ouestions and was were nice. I would recommend the services to anyone in need of help as I did.

    Read More

    Was this review helpful?