Accredited Debt Relief works with a highly experienced team of negotiators to help customers settle debt from credit cards, medical expenses, and unsecured payments. According to the company’s website, clients that make all of their monthly payments pay around 50 percent of their total enrolled debt before fees. After fees, they pay 68 to 75 percent over 24 to 48 months. The company has been in business since 2008.

Just like the company’s name implies, Accredited Debt Relief is highly accredited. The company is accredited by the AFCC, IAPDA, and San Diego Regional Chamber of Commerce. These are the top national accreditations a debt settlement company can have.

The Good

  • Reasonable fees of 15 to 25 percent
  • Customers are given one representative to work with
  • Several accreditations

Reasonable Fees

Accredited’s website discloses that fees are typically 15 to 25 percent. The company asserts, however, that it will only charge four to eight percent annually of the total debt enrolled depending on different state requirements. This pricing is about right for the debt settlement industry, but it is nice that Accredited will spread it’s fees out over the course of the program. This helps you keep more money when you’re strapped for cash. If you can settle your debts and only pay the four percent annual rate of your debts, we recommend working with them. Additionally, Accredited ensures that you don’t have to pay a dime until you see results.

Free Consultation

Accredited Debt Relief provides a free debt consultation. Programs are well outlined on their website, and they assign customers one representative throughout the entire settlement process. On top of a free consultation, the company offers a personalized approach to every person’s financial situation. If you come to them thinking you need settlement, they will only move forward if settlement is the right option for you.

Highly Accredited

Regarding accreditations, Accredited Debt Relief has more than the average debt company. The company is accredited with the IAPDA, is an accredited member of the AFCC. On top of this, Accredited Debt Relief outlines FTC guides for debt settlement companies (they meet all requirements) and even links to a warning the FTC has on debt settlement.

Results

Accredited Debt Relief has successfully negotiated with the following credit card companies:

  • Bank of America
  • Wells Fargo
  • Chase
  • CapitalOne
  • Citibank
  • American Express
  • Sears
  • USAA
  • The Home Depot
  • US Bank
  • HSBC
  • GE Capital
  • Barclays
  • OneMain Financial

Although Accredited Debt Relief cannot guarantee a settlement for every client with these companies, we appreciate that they show results from these 14 companies. Settlements shown range from paying 11 to 50 percent of client debt.

Positive Accredited Debt Relief Reviews

In Accredited Debt Relief reviews, clients value their knowledgable staff. Additionally, customers note that the company’s representatives make them feel comfortable throughout the process. One reviewer stated that they wish they had called Accredited Debt Relief sooner.

See If You Qualify

The Bad

  • Less than ten years in the industry
  • Only available in 34 states
  • A few customer complaints

Time In Business

One downside to Accredited Debt Relief is that it hasn’t been in business as long as some of its competitors. The company was founded in 2008. Other companies have been around since the mid to late 90s.

State Availability

Accredited Debt Relief is only available in 34 states and Washington D.C. The states that are not serviced are: CO, CT, DE, GA, HI, KS, KY, ME, NH, NJ, ND, OR, SC, VT, WA, WI.

Negative Customer Reviews

Some customers complained that they wish the company would’ve explained the debt settlement process in more specific detail. However, there were only a select few who stated this.

The Bottom Line

Accredited Debt Relief is one of the most highly accredited debt settlement companies we have seen. We love that the company is accredited with the AFCC, and the IAPDA. Not only do they offer a free consultation, but they assign you one representative to guide you throughout the entire process. If your state is eligible, and you have over $7,500 debt, we highly recommend you explore this company.

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Frequently Asked Questions

How Much Does Accredited Debt Relief Cost?

Settlement usually costs around four to eight percent annually rate per year of total debt enrolled. The fee depends on the amount of debt they have, the state they live in, etc.

Can I Get A Free Consultation?

Free consultations are available by calling their toll-free number, or submitting the online form.

What Types of Debt Does Accredited Debt Relief Work With?

Only unsecured debt is enrolled into Accredited Debt Relief’s programs. These include bills for credit cards, medical expenses, and unsecured lines of credit.

What Is the Minimum Debt Amount I Can Sign Up With?

$7,500 is the minimum amount of debt Accredited will accept for consolidation or debt settlement.

More Information

About Accredited Debt Relief

Accredited Debt Relief has partnerships with some of the best debt relief companies around. The negotiators that the company uses have settled thousands of accounts with businesses, families, and individuals. As an alternative to bankruptcy, consolidation, or credit counseling, the company works hard to negotiate settlements with your creditors for less than the full amount owed. Their team strives to put each client first throughout the settlement process.

Price

Four to eight percent annually of the debt you enroll. The average enrollment is for approximately 48 months.

Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: Yes

Accreditations

  • AFCC accredited: Yes
  • IAPDA accredited: Yes

Time in Business

2008

Minimum Debt Requirement

$7,500

AVAILABLE IN 34 STATES

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Wasington D.C.
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wyoming

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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347 Accredited Debt Relief Reviews

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  1. User Score

    8

    February 14th, 2017

    I was very satisfied with how quickly we were able to get signed up.

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  2. User Score

    10

    February 14th, 2017 Los Angeles, CA

    My Senior Acct. Executive Michael H was extremely helpful and patient. He walk me through the entire process and I am most appreciative.

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  3. User Score

    10

    February 14th, 2017 Venice, FL

    James was very helpful and he cover the program and made us feel good .

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  4. User Score

    10

    February 13th, 2017

    Brandon H is very patient, kind, compassionate and empathetic! It was truly a pleasure talking with him. He was very informative and that helped to make ny decision to join a lot easier.

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  5. User Score

    10

    February 13th, 2017 Woodsboro, TX

    Really helped me understand how become debt free

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  6. User Score

    0

    February 10th, 2017 Eufaula, AL

    very informative & helpful with my dbt consolidation

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  7. User Score

    10

    February 9th, 2017

    Very informative and helpful in regards to my financial situation.

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  8. User Score

    10

    February 9th, 2017

    The service this product offers should be able to deliver the debt free result I’ve been attempting on my own, but unable to acquire. If this program does as proclaimed, this is exactly what I’m looking for and will give me back some freedom and confidence about my future finances. Adrian was polite, and factual in his explanation, while being respectful of my time to execute the process. I will feel comfortable contacting him going forward on any unforeseen questions.

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  9. User Score

    10

    February 8th, 2017 Odessa, TX

    Erin was the best! the business i had to discuss with her was done and she was so nice and helpful. she made the whole process easy and she was considerate and not condescending like another company i spoke to. she made me comfortable and made sure i understood everything i would be doing and how the company would assist me in all i had to do. i so appreciate everything she did for me and i am so glad i chose accredited debt relief!

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  10. User Score

    10

    February 6th, 2017

    Thanks a lot TONI T you really helped me you solved my life , you answered all of my questions were i understood everything

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  11. User Score

    10

    February 6th, 2017 San Dimas, CA

    I’m very happy with the Company and I think they going to help me a lot

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  12. User Score

    10

    February 1st, 2017 Daly City, CA

    Paul is kind, knowledgeable and very professional on his job.

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  13. User Score

    10

    February 1st, 2017

    Adrian was great. He explained everything & was very helpful. I am looking forward to getting out of debt and confident all will proceed smoothly

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  14. User Score

    10

    January 31st, 2017 Saint Joseph, MO

    Robert is easy to work with and really helped with all our questions

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  15. User Score

    10

    January 31st, 2017 Atascosa, TX

    Awesome service. Answered all my questions. Help me with my financial future.

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  16. User Score

    9

    January 31st, 2017 Roanoke Rapids, NC

    After speaking with Brian, I feel assured that this was the best option for me to repair my financial issues and repair my credit.

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  17. User Score

    10

    January 30th, 2017

    Wonderful people to talk to!!! Helpful, knowledgeable, and so kind!!

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  18. User Score

    10

    January 27th, 2017

    excellent service from Kelsey. Kelsey was informative and helpful during this process.

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  19. User Score

    9

    January 26th, 2017

    The gentleman that worked with was very knowledgeable kind and patient. It explained things as simply as possible.

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  20. User Score

    10

    January 26th, 2017 Washington, DC

    I am very please with the way my case was attended to, and I will love to introduce my family and friends to your organization.

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