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Freedom Debt Relief

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14,601 User Reviews

9.9

Overall Score

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LAST UPDATED: October 20th, 2021

Looking for Freedom Debt Relief reviews from verified customers? Find them here. Or continue reading for an in-depth review of the company.

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Why Freedom Debt Relief Is Our Top Pick

Freedom Debt Relief has stellar customer reviews. A 4.7 out of 5 star ranking with over 14,000 verified reviews is one tough feat, and Freedom Debt Relief has earned the top spot on our site thanks to its satisfied customers.

Freedom Debt Relief is a trusted brand that sets the standard for ethical financial practices and has a low minimum debt requirement, making its reliable services more widely available.

About the Company

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

In fact, Freedom Debt was one of the founding members of the American Fair Credit Council (AFCC), which now accredits other debt relief companies and sets the standard for best practices in the credit advocacy industry. The company is also a platinum member of the International Association of Professional Debt Arbitrators.

Freedom Debt Relief has years of experience standing between the creditor and the client. FDR will work to obtain settlements that resolve credit card debt (or any type of unsecured debt, such as personal loan debt or medical debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. A four-year study by Freedom Debt Relief found that its customers' credit scores dropped in the first six months of the debt settlement program, then began to recover. According to the study, most customers' credit scores recovered to their previous position by the time they completed the Freedom Debt Relief program. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

The graph below shows Freedom Debt Relief's customers' credit scores over time as they improve their debt through the company's program.

Freedom Debt Relief Credit Score Graph

How does Freedom Debt Relief work?

Freedom Debt Relief doesn't charge an upfront fee or any other fees until after debt is settled with creditors. This practice is standard for the industry. Debt relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

Should I have any concerns about Freedom Debt Relief?

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer its debt relief program in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt. The difference between unsecured and secured debt is that unsecured debt is not backed by assets or collateral, while secured debt is.

Limited Services

Some debt relief agencies provide services outside of debt settlement, such as credit counseling, advocating for a lower interest rate on your debt, or debt management plans. However, Freedom Debt Relief does not offer these services.

As such, if you choose to go with Freedom Debt Relief to help you work toward resolving your debt, be aware that you will be signing up for a debt settlement program, and may still receive calls from a debt collector or face the risk of a negative impact on your credit score.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would do the following:

  • Make it clear that in some cases, FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statutes
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

Details and History

Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in consumer debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief (FDR) is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states. It does not, however, offer debt management plans or credit counseling for those not interested in debt settlement, as Freedom Debt Relief is a debt settlement company.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Services

As a leading debt settlement company, Freedom Debt Relief offers several services and features to its customers, including:

  • Free consultation with a Certified Debt Consultant
  • Relief for unsecured debts (credit card debt, medical debt, personal loan debt, or department store credit debt)
  • A free debt evaluation
  • An online dashboard to track your progress
  • Debt negotiation
  • Debt settlement
  • And more

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

According to a four-year study by Freedom Debt Relief, its customers start the program with a median of $28,000 in debt, which decreases to $3,800 after 45 months in the program. The graph below shows the decrease in debt over time and how this directly affects the increase in customers' credit scores.

FDR Debt Settlement Graph

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer this debt relief service as part of their packages.

Pricing

How much does Freedom Debt Relief cost?

On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt, or about 20-22 percent of total debt. If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement firm still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but you will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to living debt-free.

What is Freedom Debt Relief’s minimum debt requirement?

Freedom Debt Relief has a minimum debt requirement of $7,500. This means if you are looking to settle or reduce your debt but you do not meet this threshold, you will have to find another debt relief company with a lower minimum debt requirement.

However, Freedom Debt has a lower minimum requirement than some other top debt relief companies we have reviewed, so it is still standard for the industry, if not slightly more inclusive and available than some other debt relief companies.

What Customers Are Saying

Want to read real Freedom Debt Relief reviews from verified customers? Do so here. We’ve also included a snapshot of how customers rank Freedom Debt in terms of value, quality, service, and trustworthiness.

Positive Reviews

Most Freedom Debt reviews on Best Company are positive. People commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save them from paying a large percentage of what they owe. One Freedom Debt Relief review even states that the company helped him save several thousand dollars in interest as well as settling all of his outstanding debt.

Despite the debt settlement program's tendency to negatively affect credit scores in the first six months, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several Freedom Debt Relief clients who have complaints about the debt relief company. The two main complaints that people seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for its services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

View Freedom Debt Relief reviews below.

The Bottom Line

Freedom Debt Relief is for those who...

  • Have at least $7,500 in unsecured debt
  • Want to work with an industry leader in the debt relief space
  • Value an experienced company with accreditations

Freedom Debt Relief is not for those who...

  • Have less than $7,500 in debt
  • Prefer working with a small company or nonprofit

Should I use Freedom Debt Relief?

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report. While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

While people interested in other debt resolution methods, like credit counseling, a debt management plan, or debt consolidation loan will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation and a reliable debt relief program, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from the company during your free consultation.

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. The company offers a debt settlement program that helps you get out of debt faster and for less. With over 19 years of experience working to reduce its clients’ debt, Freedom Debt Relief has resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, Freedom Debt Relief presents the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when Freedom Debt Relief collects its fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. This process is repeated with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, the company will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Freedom Debt Relief's fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay the company the fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief works with a network of lawyers it makes available to help qualifying clients in these situations — at no additional cost.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

Message from
Freedom Debt Relief

Freedom Debt Relief is a debt settlement company that could help you get out of debt with no loan required. Our affordable debt relief program is designed to resolve your debt for less than you currently owe, significantly faster than making minimum payments.

If you’re dealing with $10,000 or more in unsecured debt, like credit cards or personal loans, our program could help you resolve your debt for a price you can actually afford.

As the largest debt settlement company in the United States, Freedom Debt Relief has resolved over $10 billion in debt for over 800,000 clients — and we could help you, too! Find out how much you could save with our program by requesting your free debt evaluation today.

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Star Rating

4.7

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14,601 Reviews

Review Breakdown

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81%

4 grade

12%

3 grade

3%

2 grade

1%

1 grade

2%

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Victoria Lynn OConnor Waynesville, NC

This company has helped me breathe again!! you say breathe again, what does that have to with Debt Relief? Well my finances were in such bad shape that I held my breathe every week to see if I had enough money to pay bills or buy food. By joining this program I have been able to systematically reduce my debt by about 35% since I joined about 7 months ago. If I called, I got answers and with those I have always received patient and concise answers! Their support has been palpable, meaning you could feel the effort that they put into making sure your experience goes smoothly and successfully. With a minimal amount of stress and the maximum of information and answers that you need to know how things are going with your account. I would highly recommend these folks to anyone looking for a way out of a bad financial situation!!!

2 days ago

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Reply from Freedom Debt Relief

We appreciate you taking the time to leave us a review, Victoria. We’re elated to be able to assist you along your debt-free journey. We work very hard to ensure our clients are able to receive not only debt relief, but also stress relief, as we want the program to feel easy for everyone. Thank you for being a valued client of Freedom Debt Relief!

Oct. 20th, 2021

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Ashley Samurai Ogden, UT

I had $12,00 in debt that I had accumulated over the past 20 years, I have very little income and didn’t know how I would ever resolve it. I came across Freedom Financial and I am so glad that I decided to go with them! Everyone is so nice and helpful and did a great job at explaining everything to me and making everything clear the payments are flexible and when I had a family emergency I was able to change the amount I paid for that month. They were able to get my debt down from $12,000-$5000 I have already paid off multiple accounts with them I couldn’t have done it without their help I would highly recommend to any students or young adults who are struggling and have death. Thank you so much to Curtis at freedom financial for being so awesome and helping me resolve my debt.

1 week ago

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Reply from Freedom Debt Relief

Thank you for reviewing your experience with us, Ashley! We understand things happen in life that can cause financial hardships and we are here by your side to help you on your journey towards a brighter financial future! Thank you for being a valued client of Freedom Debt Relief!

Oct. 14th, 2021

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Joseph Leahy Ocean Bluff, MA

From my initial contact with FDR through almost 3 years in the program, I have never had a bad experience with any of the service reps. I have 9 accounts in the program and all but 1 has been resolved. They do what they say they will do. If you stick with the programmed savings deposits as required, their system works. Yes you should be prepared to take a credit score hit, but the program beats making minimum payments for the rest of your life. The $$ you are saving in the long run is substantial and you can control how fast the system works for you

3 weeks ago

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Reply from Freedom Debt Relief

Thank you, Joseph, for sharing your exciting feedback with us today! It's always great to hear clients share how pleased they are with our service efforts and exceptional team. Always feel free to connect with us when support is needed. Thank you for choosing Freedom Debt Relief to reach your financial goals.

Sep. 27th, 2021

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Carolyn Tatum Hawley, TX

I have been helped by FDR,in lowering my debt. They have resolved some of my bills and are working on some more. I feel so much better,knowing they are in my corner! Thank you so much! I even have a finishing date,that isn't too far off! I just got an email last week,where they had started paying off another creditor, so, slowly but surely,I will soon be debt free!

5 days ago

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Reply from Freedom Debt Relief

Carolyn, we cannot tell you how elated we are to hear about your experience! Rest assured you are in good hands and we're working hard to obtain great settlements on your accounts. We want to make sure we're not just settling your debt but also being able to reduce your debt. Thank you for choosing Freedom Debt Relief!

Oct. 20th, 2021

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Linda Smith

At first I was skeptical about allowing a debt relief service live up to its promises of handling my debt. My income was cut in half and I needed help. The representatives put my mind at ease and explained how my current financial crisis can be managed and relieve me from worry and stress. I can now see a brighter financial future lies ahead. I look forward to freedom from debt and knowing that I have the right tools to achieve my financial goal.

1 week ago

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Reply from Freedom Debt Relief

Linda, thank you for your great feedback. We are very happy to see your determination to completing your goal of becoming debt-free. Thank you for choosing Freedom Debt Relief!

Oct. 14th, 2021

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Ryan Kunz Denver, CO

Freedom Debt Relief has been awesome. They helped to get back on top of my finances. They settled my debts for much less than I owe. At times it was difficult to trust the plan, but I stuck to it and they really do know what they are doing.

6 days ago

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Reply from Freedom Debt Relief

Thank you for sharing your experience with us, Ryan! Our negotiations team takes pride in making sure our clients meet their goal of becoming debt-free. Thank you for being a valued client of Freedom Debt Relief!

Oct. 15th, 2021

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June Saint Augustine, FL

I like the progress that is being made on the debts I accumulated. Only thing is the waiting can be a little bit much, but I do understand the process. I feel that I’m headed in the right direction.

5 days ago

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Reply from Freedom Debt Relief

June, thank you for reviewing your experience with us! Rest assured you are in good hands and we're working hard to obtain great settlements on your accounts. We want to make sure we're not just settling your debt but also being able to reduce your debt. Thank you for being a valued client of Freedom Debt Relief!

Oct. 15th, 2021

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David Riva New London, WI

So far things are going great. I have had several accounts closed/settled and one judgment fixed . Today I will be turning in another judgement hopefully it will go as smooth as the other.

6 days ago

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Reply from Freedom Debt Relief

David, thank you for sharing a review of your experience with us. We are happy to see your progress so far! We understand legal accounts can be difficult, but we are here by your side every step of the way! We are committed to providing customer satisfaction and you have our full attention 7 days of the week. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account.

Oct. 15th, 2021

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Shaketita Bates Florence, AL

I have had only positive experiences with FDR. They have resolved several of my debts fairly quickly and have reached settlements with companies that refused to work with me individually. The only con is that I wish that I could resolve the program quicker but that would mean more money out of my pocket each month so I am satisfied with the progress that I am making in the program at this time.

2 weeks ago

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Reply from Freedom Debt Relief

We are happy to hear that, Shaketita! There is nothing greater than knowing that we are making a difference in our client's lives. Our top goal is to make sure we support our clients every step toward a brighter financial future. Thank you for choosing Freedom Debt Relief as your guide to financial freedom.

Oct. 4th, 2021

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Carol Cadaret Ida, MI

They took a BIG BURDEN off my shoulders. I have NO REGRETS. Yes my credit score dropped but I can rebuild it back up again and do it better this time.I feel like I'm in a better place now. With a lot less stress. Do it for yourself. Freedom Debit relief works with what you can afford. It was less money than I was paying monthly on my accounts, so it put extra money back in my purse. Thank you Freedom financial.

3 weeks ago

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Reply from Freedom Debt Relief

We are so happy to hear this, Carol! You are aggressively making your way toward your financial freedom. Keep up the excellent work, and thank you for choosing Freedom Debt Relief.

Sep. 27th, 2021

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John Marchese Pittsburgh, PA

I was excited about my debt being gone so quickly compared to the original loan time frames, but I was very "skeptical" in the beginning about letting my payments go past due. A few months into the program, BEST DECISION I'VE EVER MADE! My debt is disappearing little by little and it feels great knowing my money is not being wasted anymore or going to these companies that are getting rich off of being predators. This program is changing my life for the better and I am so very grateful 🙏🏻!

3 weeks ago

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Reply from Freedom Debt Relief

Terrific feedback, John. Hearing that you were skeptical of our program at the beginning to now saying it was the "best decision" is beyond rewarding! It's always great to hear clients share how pleased they are with our service efforts. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

Sep. 24th, 2021

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Paz Las Vegas, NV

I am a happy customer of Freedom Debt Relief. I never knew that there is such company that can help me with my debts. I received a flyer/advertisement n the mail and called them to check them out. They were professional in dealing with people like me despair in getting out of debt. They explained the process in detail and what to expect from me and vice versa. Every time I have a question they were there to answer and to resolve any issues. All the employees/agents I spoke were very polite, sincere and compassionate. They also kept me up-to-date of any actions that needed my attention.

1 month ago

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Reply from Freedom Debt Relief

Hello, Paz! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please be sure to call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Sep. 2nd, 2021

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Ellen SIMPSON Stephens City, VA

Always very kind and helpful. Helped me get out of debt when I never thought it was possible

2 days ago

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Reply from Freedom Debt Relief

Thank you, Ellen, for taking the time to leave us a review! We take pride in making sure our clients are supported throughout the process. Thank you for choosing Freedom Debt Relief!

Oct. 19th, 2021

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Eloise Bennett Central Islip, NY

FDR has helped me to get ahead of my debt I'm now going on my third year with them. It's help me to manage my finances and understand how to budget as well

1 month ago

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Reply from Freedom Debt Relief

That's great to hear, Eloise! We are glad to hear that not only are we helping you solve your debt, we are also helping you mange your finances and teaching you to budget! Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Sep. 14th, 2021

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Gail Matthews Brandon, MS

FDR gives me peace of mind. I know I’m being taken care of. They work hard to negotiate my debt and help me thru the process. I can’t wait to graduate!!

1 month ago

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Reply from Freedom Debt Relief

Thank you, Gail, for taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Aug. 26th, 2021

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Shannon Flaherty Tuscaloosa, AL

I have never had a company go above and beyond for me like this. Every time I get off the phone with a rep from FDR I'm left thinking "wow this company knows how to be amazing at helping people and executing the task. I can't thank FDR enough.

2 weeks ago

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Reply from Freedom Debt Relief

Terrific feedback, Shannon. Hearing that we've gone above and beyond for you is beyond rewarding! It's always great to hear clients share how pleased they are with our service efforts. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

Oct. 4th, 2021

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Maureen Reagan Collegeville, PA

I never believed that I would ever see the light at the end of the tunnel. Shame on me! They were very helpful every step of the was. It was like having a guardian angel right next to me. Any question was never too silly or stupid. They instilled in me a deep trust. I have recommended them to my friends. They are truly amazing!

3 weeks ago

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Reply from Freedom Debt Relief

Terrific feedback, Maureen. Hearing that you are now able to see the light at the end of the tunnel is beyond rewarding! It's always great to hear clients share how pleased they are with our service efforts. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

Sep. 27th, 2021

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Mary Jane Woodman Urbandale, IA

I am most grateful for the debt assistance I have received from FDR. They have provided me with a viable solution to being over my head with debt that only continued to push me further and further into debt. Now I have a goal in achieving a debt free status.

4 weeks ago

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Reply from Freedom Debt Relief

Congratulations, Mary, on the progress you've made! You are aggressively making your way toward your financial freedom. Keep up the excellent work, and thank you for choosing Freedom Debt Relief.

Sep. 22nd, 2021

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Barbara Neff Slatington, PA

It's amazing how many of my credit card have been taken care of because of consolidating my dating my credit card payments add payments through freedom from debt relief. I have 2 more to go and they're all paid. I am grateful for their help getting me out of the situation and put myself in.

4 weeks ago

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Reply from Freedom Debt Relief

Congratulations, Barbara, on the progress you've made! You are aggressively making your way toward your financial freedom. Keep up the excellent work, and thank you for choosing Freedom Debt Relief.

Sep. 21st, 2021

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Jennifer Faulhaber Imperial, MO

I had hit a time where making monthly payments was getting difficult because of a change in Job and pay schedule. With Freedom Debt, I make one monthly payment and they pretty much do the rest. I have already settled with one credit card company and will be done with the second this month. Beginning to breathe again and honestly it’s nice paying outright for purchases!

1 month ago

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Reply from Freedom Debt Relief

Terrific feedback, Jennifer! Our top goal is to make sure we support our clients every step toward a brighter financial future. Thank you for choosing Freedom Debt Relief as your guide to financial freedom.

Sep. 16th, 2021

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Jimmy K Rockwood, TN

Very friendly and knowledgeable,my phone calls have been answered fast.Its the easiest bunch to deal with I have encountered anywhere on anything.I will definitely tell my friends if they are having financial difficulty.I don't know what else to say other than you people are outstanding and excellent.Keep up the great work.It says to atleast 40 words for this review,I can't think of what else to say .... .... .... .... .... .... .... .... .... .... .... .... ... .... .... .....

1 month ago

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Reply from Freedom Debt Relief

We appreciate your feedback, Jimmy! It's always great to hear clients share how pleased they are with our service efforts and exceptional team. Always feel free to connect with us when support is needed. Thank you for choosing Freedom Debt Relief to reach your financial goals.

Sep. 16th, 2021

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star star star star star

Gena Edmundson Austin, TX

This company is top notch!! They are always very helpful and willing to answer any of my questions or resolve any problems that may come up. Everything was explained to me in full detail at the beginning and they are always in touch with me about my enrolled debt, They always send you emails about like what to do when you get a settlement on 1 of your creditors and what to do if the collection companies call. This company has no hidden agenda like most companies, whatever they tell you their going to do and what will happen - is true 100%.

1 month ago

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Reply from Freedom Debt Relief

Thank you for your amazing feedback, Gena! It is always great to hear clients share how they've benefited from our program. Our top goal is to make sure we support our clients every step toward their brighter financial future. Thank you for being what makes Freedom Debt Relief great and for choosing us!

Sep. 14th, 2021

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star star star star star

Jeffrey Roberts Minneapolis, MN

Freedom has-been a big help in getting me out of debt. They answer all my question and helped decide what was mybest option for me to get out of debt . The more u put into it the faster they can get u out of debt and even after they make a little money I'm still better off then I was I think it was about 4000 dollars better off and it would have just keep going up because of all the fee and interest rate

1 month ago

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Reply from Freedom Debt Relief

Jeffrey, thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Sep. 10th, 2021

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star star star star star

Shirley Murphy Eau Claire, WI

Very knowledgeable and sincere. The agent I worked with really took his time explaining things every step of the way. Very positive and encouraging. I felt comfortable and I fell I have put my trust into the best program out there. I wouldn’t hesitate to Recommend FDR to any family or friend! Very patient and understanding and gave me confidence in myself and the program. They really make a difference.

1 month ago

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Reply from Freedom Debt Relief

Shirley, thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Sep. 4th, 2021

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star star star star star

NITA M CA

From the start all the customer service and the account reps are very knowledgeable, helpful and pleasant. The process of getting into the program was quick and stress free. Only in a few months of enrollment, FDR already helping me getting 2-3 settlements. And I love the on line account dashboard very easy to access, to read and easy to upload any documents related to the debt free process and also a lot of useful links or videos for the program. Overall I am a Happy Customer. -YM-

1 month ago

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Reply from Freedom Debt Relief

Hello, Nita! We appreciate you taking the time to leave us a review! We work very hard to ensure our clients are able to receive not only debt relief but also stress relief, as we want the program to feel easy for everyone. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Sep. 2nd, 2021

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star star star star star

Christine Muncie, IN

The best thing for me at FDR is the customer care. For the first three months I was doubtful but when I saw the amount of the negotiated settlement, my doubts began to go down. Finally a big debt was negotiated and cut in half. That was wonderful news for me. In the period during which I had my doubts, I called FDR often but each time I did, the agent settled my doubt. And each and every one sounded caring and very respectful of my economic problems. I am now pleased with the way FDR is resolving my debts and I recommend the company without a doubt.

1 month ago

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Reply from Freedom Debt Relief

Christine, we appreciate you taking the time to leave us a review! We're elated to hear about your success thus far and we look forward to you becoming debt-free. Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Aug. 30th, 2021

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star star star star star

April Lipp Nelsonville, OH

Freedom has been over the top with their customer service. They work to get you the best settlements. At times it was hard understanding the payment structures but trust me when I say trust it and go with it because it truly will play out in YOUR best interest. I was very skeptical in choosing this route to get out from under alot a debt but it WORKS and I am happy that I trusted Freedom!!

1 month ago

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Reply from Freedom Debt Relief

Hello, April! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Aug. 24th, 2021

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star star star star star

Marilyn Vero Beach, FL

Freedom Debt relief is a great company to work with. Whenever you talk to somebody there, they always give you the right answer. They always give me updates. Everyone has been great. It has been two years and we are getting to the end and it has been helpful. I am happy with it.

2 months ago

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Reply from Freedom Debt Relief

Thank you, Marilyn, for taking the time to leave us a review! Our team takes pride in making sure our clients meet their goals of becoming debt-free and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

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Verified Customer

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star star star star star

Janice Platte City, MO

We’ve been with them about two years now and they have never done anything where they haven’t told me and submitted in writing first, they follow their guidelines. It was totally the right thing for us. We never encountered anyone that wasn’t pleasant. They are wonderful.

2 months ago

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Reply from Freedom Debt Relief

Hello, Janice! We appreciate you taking the time to leave us a review. Our team takes pride in making sure our clients are supported throughout the process and we look forward to your brighter financial future. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

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Verified Customer

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star star star star star

Jocelyn Ridgewood, NY

Overall I am satisfied. They helped me tremendously with the planning and budgeting and making sure I met my goals in a certain amount of time. If I ask a question, I knew I was given the most accurate answer. They are accommodating and respectful and is the easiest and quickest way to get it done.

2 months ago

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Reply from Freedom Debt Relief

Jocelyn, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

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Verified Customer

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star star star star star

Melanie Kalispell, MT

I think they do a great job. The people are really friendly and helpful. They know what they are talking about and don’t speak in a way that people can’t understand. It takes a lot of the stress off. I couldn’t have done it myself and I really didn’t want to file for bankruptcy and they were able to find a solution and work with me.

2 months ago

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Reply from Freedom Debt Relief

Melanie, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

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Verified Customer

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star star star star star

Kathi Trona, CA

Really good customer service. They are always quick to serve you and help with whatever you are calling for. I really appreciate that because good customer service is hard to find these days. It is easy to get information. I think the new visual really helps. It is a really good company.

2 months ago

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Reply from Freedom Debt Relief

Hello, Kathi! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. If you need any assistance, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

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star star star star star

Jennifer Harden Mooresville, IN

I have been with Freedom for over a year working on getting my debts settled and paid! I have some completely paid off now! I would recommend Freedom to anyone! They have helped me tremendously! Jennifer

2 weeks ago

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Reply from Freedom Debt Relief

Thank you for recommending our company, Jennifer! We are so happy to hear that you've been able to completely pay off some of your accounts. Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Oct. 4th, 2021

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Teresa Crosby Louisville, KY

I like that they take on all my accounts and even if I add on one and I was under the impression that they paid them off and I just pay them monthly without any annoying phone calls

3 weeks ago

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Reply from Freedom Debt Relief

Thank you for your feedback, Teresa! Our top goal is to make sure we support our clients every step toward a brighter financial future. Thank you for choosing Freedom Debt Relief as your guide to financial freedom.

Oct. 4th, 2021

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Florence McClain Tuscaloosa, AL

I believe that they work hard on my behave. I would hope that the negotiation would be a reduction on each debt. I do like that I am able to speak with a knowledgeable person whenever I make a call.

3 weeks ago

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Reply from Freedom Debt Relief

Thank you, Florence, for sharing your exciting feedback with us today! It's always great to hear clients share how pleased they are with our service efforts and exceptional team. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Sep. 29th, 2021

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Rose Mclaughlin Bradenton, FL

This is my first time ever doing anything like this and I'm not sorry I decided to go with Freedom Debt! They have been my right arm thru ever step of the way! Thank you Freedom Debt!

3 weeks ago

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Reply from Freedom Debt Relief

Our pleasure! Thank you, Rose, for sharing your experiences with us. Providing our clients with the utmost level of service remains our number one focus. Always feel free to reach out when assistance is needed. Thank you for choosing Freedom Debt Relief to serve your financial needs.

Sep. 27th, 2021

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cathy young-parker Centreville, VA

I was referred by a friend, I started and have done very well with a my debt. I am thankful for your program,and I hope my credit score goes up soon. It seems like I zoomed through the program. Thank you. I am pleased.

3 weeks ago

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Reply from Freedom Debt Relief

You make some excellent points, Cathy! Thank you for sharing your amazing feedback with us. It's always rewarding to hear clients share how they've benefited from our program. Always feel free to connect with us when support is needed. Thank you for choosing Freedom Debt Relief to reach your financial goals.

Sep. 24th, 2021

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Verified Customer

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Joni Lindsay Salt Lake City, UT

I have appreciated how they have negotiated settlements and reduced my debt while having enough flexibility to delay payment due dates when my income was less than reliable.

2 months ago

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Reply from Freedom Debt Relief

Hello, Joni! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 29th, 2021

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Yvonne Melchor El Paso, TX

I started with Freedom Debit Relief as soon the pandemic started I was hit hard max my credit cards they understand stood and was able to help with my debit. I couldn’t be any happier with them no hassles they did what they say they are going to do! They give me a piece of mind

1 month ago

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Reply from Freedom Debt Relief

Terrific feedback, Yvonne. Hearing that our service has provided you with peace of mind is beyond rewarding! It's always great to hear clients share how pleased they are with our service efforts. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

Sep. 16th, 2021

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Sherree L Rogers Ossian, IN

They were very helpful about explaining the program and how it works. Took me step by step in tell me what I needed to do and how to do it. In the being they reached out to me letting me know how everything was going. The dashboard is fantastic. The only thing I miss is that personal touch that I had in the beginning.

1 month ago

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Reply from Freedom Debt Relief

Thank you for taking the time to leave your feedback, Sherree! It's always great to hear clients share how pleased they are with our service efforts, exceptional team, and resources available. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Sep. 16th, 2021

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Carolyn Twiss Coraopolis, PA

Having support during my debt program is both helpful by targeting my accounts and reassuring because as any issue arises, Freedom is supportive each step of the way. Even though I screwed up, having a partner to deal with debt keeps me focused and motivated. Looking forward to PAID IN FULL.

1 month ago

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Reply from Freedom Debt Relief

Thank you for your great feedback, Carolyn! We are glad to hear that we have been supportive throughout the whole process. Please let us know how we can continue supporting your journey to financial freedom. Thank you for choosing Freedom Debt Relief to reach your financial goals.

Sep. 14th, 2021

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Erica Newhart Bedford, TX

I've only been working with Freedom Debt Relief for less than a year, but I could not be more pleased with the support I have received thus far. I have felt nothing but confident and secure knowing that my debt is being resolved in a professional way. I have already received two settlements and look forward to their continued assistance!

1 month ago

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Reply from Freedom Debt Relief

Thank you, Erica, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Sep. 10th, 2021

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Lupe Karnes City, TX

FDR has worked diligently to resolve my debt. Have stayed in touch with me through the process with care and concern. They are very trustworthy and are available anytime I need them. I recommend them to anyone who needs help with their credit card debt or other debts that need attention if you’re having a hard time handling it yourself.

1 month ago

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Reply from Freedom Debt Relief

Hello, Lupe! Thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Sep. 10th, 2021

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Michaella Esters Bellevue, NE

This company truly cares. I have never ever sent something in or left a message and have no one get back to me. They ALWAYS respond within 24-48 hours. They are nice people and seem not to judge when we speak. I am truly blessed to have such a wonderful company to work with.

1 month ago

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Reply from Freedom Debt Relief

Hello, Michaella! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always have your back. Please be sure to call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Sep. 10th, 2021

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Scarlet Kim

My debt was drowning me, but as promised I was able to clear my debt in a little over 4 years. I knew I would take a hit with my credit score, but I am able to now build up my credit and be smarter/wiser about my finances from now on. FDR has been very helpful in my financial stability and goals.

1 month ago

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Reply from Freedom Debt Relief

Hello, Scarlet! We appreciate you taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Aug. 24th, 2021

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star star star star star

Enriqueta Garza Baltimore, MD

One can never know which Debt Consolidation program is best for you. I had tried Provident debt relief and after being with them for approximately one year, it just was not working out. Freedom Debt Relief has been a blessing. I am very satisfied with their assistance.

1 month ago

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Reply from Freedom Debt Relief

Thank you, Enriqueta, for taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always have your back. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Aug. 24th, 2021

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star star star star star

James Tucson, AZ

It's pretty easy. They kept in contact with me by email. I am in a much better place than when I started. I had a couple of credit card companies sue me and they took care of that.

2 months ago

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Reply from Freedom Debt Relief

Hello, James! We appreciate you taking the time to leave us a review. Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions regarding your program. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

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star star star star star

Eileen Rozelle Leavenworth, KS

They are always prompt to let me know what debt is being worked on. Up to date on when debt is written off. I totally appreciate all the help thy are giving me, when I didn't know what to do first about my debts. So far, there is nothing I dislike about this company. They have been keeping me informed, as to where I stand in regard to my debts. Thank you

2 months ago

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Reply from Freedom Debt Relief

Thank you for taking the time to share with us, Eileen. We are thrilled you're using the Customer Service Dashboard to keep track of your progress. If you have any questions just give us a call at 800-655-6303, our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

Aug. 19th, 2021

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star star star star star

Lou Ann Badger Fallon, NV

My experience with Freedom Debt Relief has been wonderful. From the first day I talked to the rep from Freedom Debt Relief things have moved along great. It has taken awhile and probably has awhile to go before it is all taken care of. I appreciate their help and the way they have handled my case (I suppose that is what you would call it. I appreciate how they have handled the whole experience by keeping the information and my using them confidential. The whole experience has truly been amazing!

2 months ago

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Reply from Freedom Debt Relief

Thank you, Lou Ann, for taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and if you have any questions, please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Aug. 19th, 2021

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M Bender Fort Myers, FL

I knew I would never be able to get myself out of the hole I had dug for myself financially. I reached out to FDR and the compassion and eagerness to help me was just what I needed. They have settled my last account and I now can see the light at the end of the tunnel. The fact that I will now be debt free is beyond liberating. I cannot thank FDR enough for the assistance in negotiating my outstanding debt. Declaring bankruptcy was never an option for me and with FDR's help, my credit rating is on the upswing and I am close to where I was when I initially began this journey.

2 months ago

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Reply from Freedom Debt Relief

Thank you, M, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Aug. 5th, 2021

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