Best Company Guarantee Freedom Debt Relief Logo

Freedom Debt Relief

check_circleVerified

star star star star star_half
14,374 User Reviews

9.9

Overall Score

error This company may not service all states.
See states serviced

Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in consumer debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief (FDR) is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states. It does not, however, offer debt management plans or credit counseling for those not interested in debt settlement, as Freedom Debt Relief is a debt settlement company.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

thumb_up

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt Is Settled

Excellent Settlement Program and Debt Relief Services

As a leading debt settlement company, Freedom Debt Relief has several great advantages to its debt settlement services, including

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

According to a four-year study by Freedom Debt Relief, its customers start the program with a median of $28,000 in debt, which decreases to $3,800 after 45 months in the program. The graph below shows the decrease in debt over time and how this directly affects the increase in customers' credit scores. 

FDR Debt Settlement Graph

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. FDR will work to obtain settlements that resolve credit card debt (or any type of unsecured debt, such as personal loan debt or medical debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. A four-year study by Freedom Debt Relief found that its customers' credit scores dropped in the first six months of the debt settlement program, then began to recover. According to the study, most customers' credit scores recovered to their previous position by the time they completed the Freedom Debt Relief program. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

The graph below shows Freedom Debt Relief's customers' credit scores over time as they improve their debt through the company's program. 

Freedom Debt Relief Credit Score Graph

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. People commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save them from paying a large percentage of what they owe. One Freedom Debt Relief review even states that the company helped him save several thousand dollars in interest as well as settling all of his outstanding debt.

Despite the debt settlement program's tendency to negatively affect credit scores in the first six months, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer this debt relief service as part of their packages.

No Fees Charged Until After Debt Is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge an upfront fee or any other fees until after debt is settled with creditors. This practice is standard for the industry. Debt relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

Visit Site

thumb_down

The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Limited Services
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is its price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement firm still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but you will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to living debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer its debt relief program in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt. The difference between unsecured and secured debt is that unsecured debt is not backed by assets or collateral, while secured debt is.

Limited Services

Some debt relief agencies provide services outside of debt settlement, such as credit counseling, advocating for a lower interest rate on your debt, or debt management plans. However, Freedom Debt Relief does not offer these services.

As such, if you choose to go with Freedom Debt Relief to help you work toward resolving your debt, be aware that you will be signing up for a debt settlement program, and may still receive calls from a debt collector or face the risk of a negative impact on your credit score. 

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several Freedom Debt Relief clients who have complaints about the debt relief company. The two main complaints that people seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for its services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would do the following:

  • Make it clear that in some cases, FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statutes
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

gavel

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief). 

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report. While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

While people interested in other debt resolution methods, like credit counseling, a debt management plan, or debt consolidation loan will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation and a reliable debt relief program, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from the company during your free consultation. 

Was this content helpful?
thumb_up Yes thumb_down No

We'll Introduce You!

Call our recommended rep over at Freedom Debt Relief below.

1-(855) 491-1073
not_listed_location

Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. The company offers a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce its clients’ debt, Freedom Debt Relief has resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, Freedom Debt Relief presents the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when Freedom Debt Relief collects its fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. This process is repeated with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, the company will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Freedom Debt Relief's fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay the company the fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.
Message from
Freedom Debt Relief

Freedom Debt Relief is a debt settlement company that could help you get out of debt with no loan required. Our proven debt relief program is designed to resolve your debt faster and for less than you currently owe. If you’re dealing with $10,000 or more in unsecured debt, like credit cards or personal loans, our program could help you resolve your debt for a price you can actually afford. As the largest debt settlement company in the United States, Freedom Debt Relief has resolved over $10 billion in debt for over 650,000 clients — and we could help you, too! Find out how much you could save with our program by requesting your free debt evaluation today.

keyboard_arrow_up keyboard_arrow_down
bestcompany guarantee

Best Company guarantees your satisfaction if you choose a company that has earned this distinction. If you're not satisfied after 30 days, simply let us know and we'll give you $100. Yes, it’s really that simple.

Learn More

Star Rating

4.7

star star star star star_half

14,374 Reviews

Review Breakdown

5 grade

81%

4 grade

12%

3 grade

3%

2 grade

1%

1 grade

2%

Sentiment Criteria

Value

star star star star star_half

Quality

star star star star star_half

Service

star star star star star_half

Trustworthiness

star star star star star_half
cancel

Filter by:

arrow_drop_down

Sort by:

arrow_drop_down
info
check_circle

Verified Customer

check_circle

Review Source

star star star star star

Janice Platte City, MO

We’ve been with them about two years now and they have never done anything where they haven’t told me and submitted in writing first, they follow their guidelines. It was totally the right thing for us. We never encountered anyone that wasn’t pleasant. They are wonderful.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Janice! We appreciate you taking the time to leave us a review. Our team takes pride in making sure our clients are supported throughout the process and we look forward to your brighter financial future. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Jocelyn Ridgewood, NY

Overall I am satisfied. They helped me tremendously with the planning and budgeting and making sure I met my goals in a certain amount of time. If I ask a question, I knew I was given the most accurate answer. They are accommodating and respectful and is the easiest and quickest way to get it done.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Jocelyn, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Melanie Kalispell, MT

I think they do a great job. The people are really friendly and helpful. They know what they are talking about and don’t speak in a way that people can’t understand. It takes a lot of the stress off. I couldn’t have done it myself and I really didn’t want to file for bankruptcy and they were able to find a solution and work with me.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Melanie, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Kathi Trona, CA

Really good customer service. They are always quick to serve you and help with whatever you are calling for. I really appreciate that because good customer service is hard to find these days. It is easy to get information. I think the new visual really helps. It is a really good company.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Kathi! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. If you need any assistance, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Marilyn Vero Beach, FL

Freedom Debt relief is a great company to work with. Whenever you talk to somebody there, they always give you the right answer. They always give me updates. Everyone has been great. It has been two years and we are getting to the end and it has been helpful. I am happy with it.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Thank you, Marilyn, for taking the time to leave us a review! Our team takes pride in making sure our clients meet their goals of becoming debt-free and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

James Tucson, AZ

It's pretty easy. They kept in contact with me by email. I am in a much better place than when I started. I had a couple of credit card companies sue me and they took care of that.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, James! We appreciate you taking the time to leave us a review. Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions regarding your program. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Joni Lindsay Salt Lake City, UT

I have appreciated how they have negotiated settlements and reduced my debt while having enough flexibility to delay payment due dates when my income was less than reliable.

3 hours ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Jay Fort Wayne, IN

Freedom’s staff was very understanding, cooperative, and kept me informed via email and txt. They were able to negotiate well, to my satisfaction. I am glad I did it.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Jay, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

star star star star star

Anita Lewis Evansville, IN

When I first contacted FDR, I was really worried that they could not help me and that the plan they wanted me to agree to, would not work. I was really scared. I almost backed out of the agreement. I am so glad I decided not to. I have been in the program long enough that I have accepted a settlement agreement with many creditors and only have one left to settle. I made my payments every month and FDR followed through on the rest. I even found a way to pay extra a couple of times, which also speed up the process. Thanks to FDR, I am on my way to getting myself back where I needed to be financially. We all make mistakes at times. I know I did, by letting my credit card debt get out of hand. The responsible thing for me to do was to realize I needed to address this problem, learn more about money management, and move forward. I also love their website! There are so many tools and so much valuable information on the website. I can also see what statis all of my accounts are in, what payments are being made, and the balance of my dedicated account. The honesty and dedication of FDR are amazing. Working through their program has been one of the best decisions I have made!

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Anita, we cannot tell you how happy it makes us to hear about your experience! We're elated to be able to assist you along your debt-free journey and we'll always have your back. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 20th, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Pamela Eddins Los Angeles, CA

I love freedom debt relief, their easy efficient and reliable. Very very trustworthy would recommend to friends and family

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Pamela! We appreciate you taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 27th, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Jose Las Vegas, NV

I feel like using freedom debt relief was a good decision. They give excellent feedback and keep you informed about what is happening in the process.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Jose, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

star star star star star

Danna S Fort Worth, TX

Freedom Debt Relief helped our stress and took care of what needed to be done in a timely manner. FDR kept us well informed along the way which was a tremendous help. We would recommend anyone struggling to contact FDR and inquire about their program!!!

1 day ago

star star star star star

Eric Krupnick Ellicott City, MD

For now I'm going to give 5 stars. I may update this later. I love how nice, understanding, and amazing everyone at freedom is in customer service. I've talked to multiple people, and everyone has been great. So far I've settled two of my cards , which I'm do excited about. On what to improve is perhaps negotiating debt? I'd like to talk to someone who does the negotiating. I'm reading, and learning a lot on how all of this is done. I recently rejected my third offer because previously my own credit company offered me a much lower settlement. I'm praying freedom can negotiate a better settlement. Things have been hard financially before covid, more so since then, and now with job changes, etc. I just want to be debt free soon with the best deal possible. Thank you freedom for all you are doing for me. So really I would like to be involved more in the process of how negotiating is done. So 5 stars at this point.

2 weeks ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Eric, we cannot tell you how happy it makes us to hear about your experience! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 14th, 2021

star star star star star

Karol Braz Gloucester, MA

I enrolled in sept 2020. I had 20,400 dollars in debt. One thing you need to know is that when you stop paying your credit cards you accrue more debt. They resolve it based on the accrued debt. The percent in the amount they settled is based on the new accrued debt due to not paying your credit cards. Biggest thing is to put as much as possible to the debt monthly. I was a client who paid my bills on time but was not making headway. It was difficult not paying my bills. Put that money to paying down that debt. Trust them, relax and enjoy not being stressed. Your credit score will plummet. Make sure you don’t have to move anytime soon. Good luck!!

4 weeks ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Thank you, Karol, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 2nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Toni Palella Rochester, NY

They work with you through everything. Appreciate being able to make last minute changes, if an issue arises.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Toni, thank you for taking the time to leave us a review! Our team takes pride in making sure our clients are supported and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 27th, 2021

check_circle

Review Source

star star star star star

Iola Winters Missoula, MT

Freedom Debt Relief was very up front with me. They also kept me informed of what to expect at different times with my creditors. I would recommend them to anyone that would ask. Thank you FDR

5 days ago

check_circle

Review Source

star star star star star

Nancy McCray Whitesburg, KY

Freedom Debt Relief’s agent was very courteous and patient with all my questions. When I decided to become a client the process was painless and quickly done. I felt like a burden had been lifted from my shoulders!

5 days ago

check_circle

Review Source

star star star star star

Dorothy F Port Saint Lucie, FL

They are doing everything they promised me they would do. I am watching Credit Cards paid off at rates I never could have accomplished. I am excited to see the end of this payoff, which doesn't seem so far away now!

6 days ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Dorothy! We appreciate you taking the time to leave us a review. Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 27th, 2021

star star star star star

Denise Boyd Staten Island, NY

I like the kindness and helpfulness of the staff. I like that the company is getting me out of debt and I am stress free. This company have made my life much happier knowing I am on my way of getting debt free. Thank you so much!

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

It is rewarding to hear such great feedback about our Client Services team, Denise. We are every step of the way making every effort to help you achieve your financial goals. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Jul. 20th, 2021

star star star star star

Cornell Lylrs Lawndale, CA

Freedom Debt Relief save me from all the hassles of talking to creditors and made it very easy for me the manage my time and money so that I can pay my bill and they showed me step-by-step what to do with each creditor negotiated a plan that was a affordable for me I'm very grateful

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

We appreciate you sharing with us today, Cornell. We listen to our clients and find options that allowed them to resolve their debt and pursue their financial goals. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Jul. 20th, 2021

star star star star star

Kathy Miller Rochester, NY

Freedom Debt makes it easy to help you with your credit card debt. I’ve been working with them since January & have already paid off one credit card & their working on the second one. The only downfall is that I think their fees are a little high but they do have lawyers to help you if you run into legal trouble with a credit card company. Also the credit card company may send you a 1099 for the amount of money you saved & you have to use it as income on your taxes. But otherwise it’s a safe easy way to clean up your credit card debt.

3 weeks ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Kathy, we appreciate you taking the time to leave us a review! We're elated to be able to assist you along your debt-free journey and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 2nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Raymond Graham Mc Leansville, NC

From day one I’m extremely satisfied with the courtesy & professional service I received. You can sense of genuine concern about you’re debt. The fees are reasonable and the whole process was very rewarding although I won’t graduate til around May 2023.

2 months ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Raymond, thank you for the great feedback. We deliver complete customer satisfaction. We are here every step of the way and strive to help you save money and time. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

May. 18th, 2021

star star star star star

David Morris North Richland Hills, TX

I was desperate and wasn't sure what to do. My wife has several health issues and we both had job changes, not by choice. I just finally was able to acquire health insurance because of miscommunication at my employers, had to go to an independent broker until eligible again in the fall. Plus wife's retirement was reduced and I missed full retirement from an airline of 28 yrs. by 2 months, another technicality I was unaware of. Your process is working! and faster than I thought. It's been stressful as I still am receiving phone calls (unanswered) from one creditor who charged off two accounts to a collection agency, but you jumped in and handled it. Bravo! I had to file bankruptcy many years ago due to divorce, job loss and relocating to start over and weathered that. I'm 62 and wife is 69 and we cannot retire. We just keep pushing through this (COVID hasn't helped but we're both vaccinated). Thank you for everything!

1 month ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, David! Thank you for taking the time to leave us a review! Our team takes pride in making sure our clients meet their goals of becoming debt-free and we'll always be right by your side. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Jun. 23rd, 2021

star star star star star

Jeannie Orlowski Rockland, MA

I spoke to Mike who was an amazing person to talk with. He explained in detail the things that would happen, so I was not surprised. I was alarmed when my credit score tanked, because even though I was hugely in credit card debt, I was keeping them paid, but with Covid and all things that went on I had to resort to this. I am not unhappy I did. I believe not having a credit card and only a debit card is teaching me to settle the urges to purchase when you just cannot, you don't have the money. I am very grateful that I am able to settle some debt, and work on creating an 800 credit score in the very near future. Thank you for your help Freedom Debt Relief

1 month ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Jeannie, thank you for taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jun. 22nd, 2021

star star star star star

Alison A Durell Glen Burnie, MD

Retirement is supposed to be a nice time in one's life, even if one isn't able to spend extravagantly or travel. However, my retirement turned into some kind of nightmare due to 2 years of fraudulent assault on my bank, credit cards, and taking out new loans. I was fighting a never ending cycle in which some companies would not accept fraud mediations. I was overpaying on my 2 credit cards but interest rates kept balances high. I had a spinal cord injury leaving me disabled and with many medical expenses. It was obvious my pension and SS were no longer able to deal with it all. I needed to take action and stop being a victim. I saw an ad for Freedom Debt and placed an inquiry. No sooner had I completed that form, Chris called from the company ! We spent the rest of the afternoon discussing the program and getting setup. Chris made it so easy to talk about the embarrassing subject of debt. Never have I experienced such an "enjoyable" time on a dreaded topic. Chris was realistic but also helped me feel hopeful that with effort, things could improve. My followup call with Kelly was also a very personable and encouraging one. She went over my Dashboard pointing out different areas to become familiar with. It has been awhile since I've experienced outstanding customer service. I feel a great sense of hope and comfort knowing that this company truly seems to be about its customers.

1 month ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Alison, we cannot tell you how happy it makes us to hear about your experience! We take pride in making sure our clients meet their goals of becoming debt-free and we'll always be right by your side. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Jun. 19th, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Jeff Muncie, IN

They have delivered what they said would happen and have met any of my expectations.

3 hours ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Rhonda Burnet, TX

We greatly appreciate, Freedom Debt help after my household getting the Covid -19 virus.

3 hours ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Peggy Van Well Hanson Warrenton, MO

They cooperate with you when it is necessary to make payment to them smaller for a month or two or three

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Peggy, we appreciate you taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Emilia Pacoima, CA

Highly Experienced customer service and I love that about them! Made me feel relieved that I'm finally getting help.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Thank you, Emilia, for taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please be sure to call us at 800-655-6303 if you need any assistance. Thank you for being a valued client of Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Review Source

star star star star star

Sandy Spangler Bellefontaine, OH

They have been informative with me. Explaining every step of the way. And what they have told me is exactly what they have done. Couldn't be happier with the results.

6 days ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Sandy, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for being a valued client of Freedom Debt Relief!

Jul. 27th, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Andrey A Bereznitskiy Saint Petersburg, FL

They fulfill ALL their promises exactly how it was promised, which says a lot about their professionalism and dedication to their customers.

3 weeks ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Andrey! Our team takes pride in providing world-class customer service to our clients and we look forward to you becoming debt-free. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 6th, 2021

check_circle

Review Source

star star star star star

Lisa Willis Waco, TX

I was not sure at first but once I investigated I was happy I joined the program. It has been wonderful knowing they are working hard to help me clear up my debt so I can get back on track and I worry a lot less these days.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Thank you, Lisa, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 27th, 2021

star star star star star

Raul Ramos Los Angeles, CA

I like that I joined Freedom Debt Relief program last year and the ease that customer service to relief of my debt. I also am grateful with their prop handing of my creditors in negotiating my debt.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Raul, thank you for the kind review. We are thrilled to serve you and find options that suit your needs. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Jul. 20th, 2021

star star star star star

Walt Syracuse, NY

Freedom Debt Relief is really great having used the services once before. Now i am again trying this time to wipe out what debt i still have left. This way of reducing your debt is really great. The cost has been reduced to a more affordable one. It is super good.

3 weeks ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Thank you, Walt, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 6th, 2021

star star star star star

konara m siripala Brooklyn, NY

I’m very happy to getting out of my credit card debt with the help of FDR program.At the beginning I had little doubt but now it’s gone because they resolved my debt faster than I thought. The staff very friendly and knowledgeable. If someone wants to get out of debt burden I would recommend to enroll to FDR settlement. Thank you Siripala k

4 weeks ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Konara, thank you for the feedback. We are thrilled to serve you and assist you in your financial goals. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Jun. 30th, 2021

star star star star star

Gary Smith Bunnlevel, NC

I have learned that after I informed my credit card companies I was working with FDR, the number and frequency of their calls to me became significantly reduced. That is a subtle endorsement as to FDR professional standing. I have consistentl followed their advice and can testify that it works. In less than six months two creditors have settled and within another few months it appears that one other will be following their lead.

1 month ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Gary, we appreciate you taking the time to leave us a review! Our team takes pride in making sure our clients meet their goals of becoming debt-free and we'll always be right by your side. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Jun. 23rd, 2021

star star star star star

Stanley Love Dillon, MT

They set up my program with a dollar amount that was very adequate for me to handle on my retirement income and still have adequate funds to enjoy my retirement and live life without worry! I couldn't have taken care of the amount that I owed in the four and one half years that I have been a client, on my own! I have not dislikes for their program!

1 month ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Stanley! Thank you for taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always have your back. If you have any questions, please be sure to call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Jun. 11th, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Patricia Black Meridian, MS

Awesome experience. Freedom Debt Relief has eased my mind. They have resolved almost all of my accounts. And the monthly payments are within my budget; much less than trying to pay each of my accounts myself. The thought of filling bankruptcy is completely gone. I’m so grateful to Freedom Debt Relief!

3 months ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Patricia, we appreciate you taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we will always be here for you. If you need any assistance, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

Apr. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Kanda Reynolds Destin, FL

They were very professional and the program was very easy to follow

3 hours ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Ronald Barry Mesa, AZ

Communication , very good customer service, always friendly and pleasant

3 hours ago

star star star star star

Drew yancey Fallon, NV

I have been with FDR for quite a while now; I live on a fixed income, and I am retire; when I joined the program, and because I was overwhelmed with credit card debt; I honestly thought there would "never" be any way out of my financial condition without having to file bankruptcy. Learning about the FDR program on television, and then calling in and speaking with an associate; I decided to become part of this wonderful program; at times because of the heavy amount of debt that I had in the beginning; it has been difficult with my share of the dedicated monthly deposits I have to make each month; however, seeing the tremendous results through watching my progress on the dashboard; I now know I can truly finish all the way to graduation of this great program. I have also watched my credit rating start to improve, and I am extremely grateful for all the hard work that Freedom Debt Relief has put forth to finally starting to bringing me back toward healthy financial freedom. I would recommend Freedom Debt Relief to anyone! Thank you very much! W. Drew Yancey, Jr.

2 months ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Your dedication and commitment to the program are beyond amazing. Amazing feedback, Drew! It's always great to hear clients share how pleased they are with our service efforts. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs. Here's to a brighter financial future!

May. 12th, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Edward Diaz Yuma, AZ

Always had the answers I needed and settled my debts really quick and made it easy for me

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Edward! Thank you for taking the time to leave us a review. Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you need assistance. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Ginger Carrier shouse Morganfield, KY

Everything that was discussed and promised has stayed completely on course in paying off my debt

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Ginger! We appreciate you taking the time to leave us a review and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. We are available 7 days a week for assistance. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Laura perez El Paso, TX

When creditor over charging in late fees & over limit due to so many fees FDR Brought relief

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Laura! We appreciate you taking the time to leave us a review. We're elated to be able to assist you throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you need any assistance. Thank you for choosing Freedom Debt Relief!

Jul. 22nd, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Stephanie Schultz Las Vegas, NV

Enrolling with Freedom Debt Relief was the best course of action I've done after coming to terms that I was way over my head with debt. From my own personal experience Freedom Debt Relief associates have been nothing more than kind and reassuring in my journey to get out of debt. With their helpful associates and helpful articles/videos I've ceased worrying and continue to pay into my account to help speed up the graduation program. I am happy to say that from the nine in my account have been completed, three being paid off and the remaining in negotiations. Another thing that I'd like about it they give you the option to either increase your payments for a faster completion or pay more into when you can.

6 months ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Thank you, Stephanie, for taking the time to leave us a review! We're overjoyed to hear about your experience with our team and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

Jan. 20th, 2021

check_circle

Review Source

star star star star star

Lisa Archer Kansas City, MO

This has been the best thing Ive done for my life.Its been great.Friendly and very helpful workers makes me feel at ease.Thank you so much......

1 day ago

check_circle

Review Source

star star star star star

James Gayler Eufaula, AL

One particular settlement was more than I was offered by the company. I didn't have the money, though. Other than that, they've done great.

6 days ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, James! Thank you for taking the time to leave us a review. Our negotiations team takes pride in making sure our clients meet their goals of becoming debt-free and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 27th, 2021

star star star star star

Robert Potter Oklahoma City, OK

Freedom Relief has given me the power to feel free. I have very impressed with their professionalism in handling my bills.

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Thank you, Robert, for taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 27th, 2021

check_circle

Verified Customer

check_circle

Review Source

star star star star star

LINDA VALDEZ Corpus Christi, TX

Very pleased with Freedom Debt Relief, have been with them for approximately 3 years and all is as promised

3 weeks ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Linda, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 6th, 2021

star star star star star

Edwin Vazquez Daytona Beach, FL

Its a outstanding program and so far Excellent Job helping me become Debt Free at an affordable pace witch is a big Stress relieve and paying off all your debt ,Thank You!!

1 week ago

Freedom Debt Relief Logo

Reply from Freedom Debt Relief

Hello, Edwin! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be right by your side. Please call us at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

Jul. 20th, 2021

We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.

© 2021 BestCompany.com LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information