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Freedom Debt Relief

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15,129 User Reviews

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LAST UPDATED: May 20th, 2022

Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in consumer debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief (FDR) is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 41 states. It does not, however, offer debt management plans or credit counseling for those not interested in debt settlement, as Freedom Debt Relief is a debt settlement company.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

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The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt Is Settled

Excellent Settlement Program and Debt Relief Services

As a leading debt settlement company, Freedom Debt Relief has several great advantages to its debt settlement services, including

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

According to a four-year study by Freedom Debt Relief, its customers start the program with a median of $28,000 in debt, which decreases to $3,800 after 45 months in the program. The graph below shows the decrease in debt over time and how this directly affects the increase in customers' credit scores. 

FDR Debt Settlement Graph

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. FDR will work to obtain settlements that resolve credit card debt (or any type of unsecured debt, such as personal loan debt or medical debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. A four-year study by Freedom Debt Relief found that its customers' credit scores dropped in the first six months of the debt settlement program, then began to recover. According to the study, most customers' credit scores recovered to their previous position by the time they completed the Freedom Debt Relief program. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

The graph below shows Freedom Debt Relief's customers' credit scores over time as they improve their debt through the company's program. 

Freedom Debt Relief Credit Score Graph

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. People commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save them from paying a large percentage of what they owe. One Freedom Debt Relief review even states that the company helped him save several thousand dollars in interest as well as settling all of his outstanding debt.

Despite the debt settlement program's tendency to negatively affect credit scores in the first six months, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer this debt relief service as part of their packages.

No Fees Charged Until After Debt Is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge an upfront fee or any other fees until after debt is settled with creditors. This practice is standard for the industry. Debt relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Limited Services
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is its price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement firm still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but you will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to living debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 41 states. If Freedom Debt Relief does not offer its debt relief program in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt. The difference between unsecured and secured debt is that unsecured debt is not backed by assets or collateral, while secured debt is.

Limited Services

Some debt relief agencies provide services outside of debt settlement, such as credit counseling, advocating for a lower interest rate on your debt, or debt management plans. However, Freedom Debt Relief does not offer these services.

As such, if you choose to go with Freedom Debt Relief to help you work toward resolving your debt, be aware that you will be signing up for a debt settlement program, and may still receive calls from a debt collector or face the risk of a negative impact on your credit score. 

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several Freedom Debt Relief clients who have complaints about the debt relief company. The two main complaints that people seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for its services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would do the following:

  • Make it clear that in some cases, FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statutes
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

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The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief). 

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report. While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

While people interested in other debt resolution methods, like credit counseling, a debt management plan, or debt consolidation loan will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation and a reliable debt relief program, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from the company during your free consultation. 

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Call our recommended rep over at Freedom Debt Relief below.

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. The company offers a debt settlement program that helps you get out of debt faster and for less. With over 19 years of experience working to reduce its clients’ debt, Freedom Debt Relief has resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, Freedom Debt Relief presents the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when Freedom Debt Relief collects its fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. This process is repeated with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, the company will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Freedom Debt Relief's fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay the company the fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief works with a network of lawyers it makes available to help qualifying clients in these situations — at no additional cost.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.
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Freedom Debt Relief

Freedom Debt Relief is a debt settlement company that could help you get out of debt with no loan required. Our affordable debt relief program is designed to resolve your debt for less than you currently owe, significantly faster than making minimum payments.

If you’re dealing with $10,000 or more in unsecured debt, like credit cards or personal loans, our program could help you resolve your debt for a price you can actually afford.

As the largest debt settlement company in the United States, Freedom Debt Relief has resolved over $10 billion in debt for over 800,000 clients — and we could help you, too! Find out how much you could save with our program by requesting your free debt evaluation today.

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4.7

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15,129 Reviews

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Ipanema Ordonez Fountain Valley, CA

For someone who didn't believe in credit and was directed into asking for it, I believe that Freedom Debt Relief is someone who understands that credit can not be forced into a person by deceitful ways or means. Freedom Debt Relief understands those, like me who prefer to spend it if you have it. In other words, help you to get your peace of mind back, by doing what is right. They lead you to the deliverance from deceitful ways. At least, this was my case. I am giving back, what I never asked for since the beginning. Thank you Freedom Debt Relief for understanding the ways of deception people like me go through. Although the credit system can be good. It can also be offered to those who are not forced to get it, and who willingly seek for it, based on their understanding about rates, time frame (to pay back) length of loan, etc, etc.

2 weeks ago

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Reply from Freedom Debt Relief

It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 6th, 2022

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Jessica Aronson

I rate FDR 5 because of the Professionalism and compassion the staff of the whole Whole program has for the the clients is very amazing, they understand,they don't judge as to why your calling , all they want to know is How they can Help Us And we help ourselves as well They don't judge about why we are calling They are just Happy That they can Help us if we give them a chance to prove what they are working with and they go over everything with you,they make you feel very safe , comfortable,and not want you to take yourself out of life permanently,The representative I spoke with for the first time cried with me cus I explained My Diagnosis of Mentally ill and I wanted to end my life I was close and she told me everything is going to be ok,and it's in there hands now and they will take care of everything and then I was proven that to be true! Thank You

1 month ago

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Reply from Freedom Debt Relief

Jessica thank you for taking the time to review your experience with us! Its always great to hear that you're happy with the program and the choice that you made, to allow us to help you in your journey to financial freedom!. We look forward to you achieving your goals of becoming debt-free. Thank you for choosing Freedom Debt Relief.

Apr. 20th, 2022

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Danilo Zambrano Iturralde New York, NY

ITs been a great experience,everything work out as they told me; in the begining,i was ecxeptical because this was my first time doing something like this but the person who take care of me talked to me in some way that made me feel confidence,and after this two years l see the results,thanks for everythin to all that people that work in my case,they did an amazing job,thatnks,thanks!!

4 days ago

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Reply from Freedom Debt Relief

Danilo, it is great to hear that you feel comfortable with the process of the program. We strive to make this process as easy as possible. Our goal is to ensure our clients feel comfortable and confident with us at all times! If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 23rd, 2022

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Leon Wood Waldorf, MD

I truly believe it it wasn't for FDR I would have filed bankrupt, but a long story I'll make this plain and clear I would recommend this company to anyone that's having bent problems, I will be able to pay off my $24,000 debt a little over 3years thanks to GET thank You so much

2 weeks ago

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Reply from Freedom Debt Relief

Leon our goal is to ensure our clients feel comfortable and confident with us at all times! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

May. 6th, 2022

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Charles Crossman Saint Augustine, FL

The financial "system" FDR uses has enabled me to turn my financial problems around. To the extent I have a couple of credit cards where the card company has increased my credit limit. And the "biggy", I recently applied for a VA home loan and was approved up to 400k.

2 weeks ago

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Reply from Freedom Debt Relief

It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 6th, 2022

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Beverly Brian Palm Harbor, FL

I was in the program for 4 yrs and then was offered a loan, with the Consolidated Loan part of the company and totally was misunderstanding the loan officer because of previous talks I had with him and told him that I could not pay more than I'm paying now, and that I pd that amount in two payments so when I went through the contract the amount of my monthly payment was the amount was less than my current amount I had been paying freedom debt and so I thought the amounts was listed as being taken out bimonthly I understood that at that figure would be divided in half because that's how I had discussed it ,, but when it came to start paying the loan payments my payment was double the amount I had been paying and now at the age of 78 I am worse of financially than I have ever been in my life, it's devastating. The loan officer never came out and said this amount will be a total of the number shown.. it did give numbers listed that were options, but I understood by monthly as the $371 was to be divided into two payments instead of a total of $742 as a payment.. now I cannot pay that payment and they will not work with me..

2 weeks ago

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Reply from Freedom Debt Relief

Beverly we are sorry to hear about your experience and appreciate reaching out. We have forwarded your mentioned concerns to a Consolidation Plus representative for review.

May. 11th, 2022

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Luisa F. Victorio Annapolis, MD

Almost all of my debts were settled without any hazzle. I am down to one so I am very very happy with the outcome. People should trust Freedom Debt Relief because they provide excellent work and thus provide excellent results. Thank you again FDR.

3 weeks ago

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Reply from Freedom Debt Relief

Luisa we are excited to work with you towards your brighter financial future! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

May. 2nd, 2022

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Betty Cordero New York, NY

Freedom Debt Relief is absolutely wonderful there a life safer wonderful and friendly staff love the service from day one very helpful and patient with I would absolutely would recomend Freedom Debt Relief to anyone there wonderful and helpful people.

3 days ago

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Reply from Freedom Debt Relief

Hi Betty, thank you for reviewing your experience with us. We're honored to be your solution to financial relief. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 23rd, 2022

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Antwain GA

I jus want freedom debt relief know they are the best alot of people around me and people on YouTube said alot of stuff that's not true I'm so happy I made this decision they move fast they already have knock down 2 of my debt in one month I jus want the people out there to know this stop believing the naysayers out there and trust yourself and freedom debt relief jus add extra payments ever week and pluse your monthly payments u will see thanks freedom debt relief

1 week ago

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Reply from Freedom Debt Relief

Antwain we are so happy to hear you are pleased with our customer service! Our goal is to ensure our clients feel comfortable and confident with us at all times! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

May. 19th, 2022

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Richard

They check up on us and I get good emails keeping us informed so that was that was good. They have just been forthcoming. I'm glad we did, it was the best decision we made. They're good company and they taking care of us really well.

1 month ago

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Reply from Freedom Debt Relief

Richard thank you for taking the time to review your experience with us! Its always great to hear that you're happy with the program and the choice that you made, to allow us to help you in your journey to financial freedom!. We look forward to you achieving your goals of becoming debt-free. Thank you for choosing Freedom Debt Relief.

Apr. 19th, 2022

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Linnette

Everytime I had a question they would answer it, and their answers were great and they did as much as possible to help me. They're very ordinary and they give you enough time to gather your finances to establish the payment that you'd be able to make monthly. I'm just very happy.

1 month ago

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Reply from Freedom Debt Relief

Linnette It's great to hear you received the utmost level of customer service when speaking with us. Please let us know how we can continue supporting your journey to financial freedom. Thank you for choosing Freedom Debt Relief!

Apr. 19th, 2022

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Rosemary Clark Lake Worth, FL

God bless everyone in the "Freedom Debt Relief" family. Everyone have graciously reflected a demeanor of congenial and obliging professionalism and a worldly awareness when discussing personal and financial concerns. In addition, the employees have illustrated the necessary skills of maintaining a cheerful outlook that is necessary when reaching out to the multifaceted clients that the Freedom Debt Relief family are determined to reach out and assist those people whose misfortune have left them discouraged and affected by sadness and remorse. This aspiring company have earned "our" undeniable blessings for their steadfast honesty and trustfulness that they have genuinely earned. Their distinction of reaching out to others with positive encouragement and mindful gracious earnestness. This reflects the extraordinary abundance of pride in the company's continuing determination to alleviate the adversities of these people's overwhelming and disparaging financial position. The essential ingredients of superior and long-standing fundamentals that the employees displays makes this company a beneficial enlightenment in the community. This assures our awareness of the many undeniable and encouraging blessings to everyone in the community.

3 weeks ago

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Reply from Freedom Debt Relief

Rosemary we are honored to be your solution to financial relief and we are honored to be your partners in your journey. On behalf of the Freedom Family, we look forward to your continued success and we will remain by your side through this journey. Thank you for choosing Freedom Debt Relief as your guide.

May. 2nd, 2022

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Lavada Morris Capitol Heights, MD

FDR has handle my accounts without any problem . If you keep up your part of the deal then they will do the rest for you without any problem

1 week ago

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Reply from Freedom Debt Relief

Lavada it is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 12th, 2022

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Elizabeth A Williams

So far,my experience with this compy has been excellent. Everyone I have talked with has been very pleasant and easy to talk to and very knowledgeable. Thank you for helping me pay off all these high intrest rate debts.

5 days ago

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Reply from Freedom Debt Relief

Elizabeth, we are so happy to hear you are pleased with our customer service! Our goal is to ensure our clients feel comfortable and confident with us at all times! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

May. 20th, 2022

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Jennifer Monty Fairhaven, MA

It’s nice to have my bills cut down and paid. However, the companies do not consider the money they get as payment and it still goes against your credit. FDR charges a high processing charge monthly also. My husband and I were on a plan similar to this years back and it seemed to go on for less time and our credit did not get affected this bad. We are also going through a pandemic. Fees should be less. One other really important point is that you need to set up customers with their own particular Agent. Someone who knows your case. I have no trust. I have called about the same issue and received 2 totally different answers from different agents. Not good. We cannot wait until we are done with FDR. Thank You

1 week ago

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Reply from Freedom Debt Relief

Hello Jennifer, we appreciate your feedback. We are happy to hear that you're pleased with your progress! We like to make sure that our clients remain successful! Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 20th, 2022

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Raymond Esparza Houston, TX

The experience that I have for freedom debt relief is your entire staff members always have good courtesy and keeping me informed about my status on my accounts and y'all did a very good job and I'm very happy all of y'all for being there for me doing this hardship situation

1 week ago

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Reply from Freedom Debt Relief

Raymond It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 20th, 2022

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CAROL MANAHAN Los Angeles, CA

I am so thankful that I made the right decision to join Freedom Debt Relief after having been enlightened on what to expect and be happy and satisfied in making use of the services that it offered. I hope the good services will always be there. Thank you,

1 week ago

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Reply from Freedom Debt Relief

Carol, we are happy to hear that youre pleased with your progress! We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

May. 20th, 2022

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Carroll A. Farmer

I really appreciate this program. It is helping me become debt free as I start to transition towards retirement. The legal services have been instrumental with their services. My only issue is the contact us. The responses seem like they are from someone that doesn't know the program. They were not helpful.

1 month ago

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Reply from Freedom Debt Relief

Carroll Our goal is to ensure our clients feel comfortable and confident with us at all times! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Apr. 19th, 2022

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Romanita

It was very helpful and easy to understand the way they gave me information. They're always there to help you and solve any problems you have with them. I've been doing very well with them. Very very happy with them.

1 month ago

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Reply from Freedom Debt Relief

Romanita we are thrilled to accompany you in your journey to financial freedom. Please let us know how we can continue supporting your every step! Thank you for choosing Freedom Debt Relief!

Apr. 19th, 2022

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Luz

I needed help. Yes they always kept me updated with everything. They were very open with me, they spoke to me freely, they explain everything and they really do with me. Very satisfied.

1 month ago

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Reply from Freedom Debt Relief

Luz we are excited to work with you towards your brighter financial future! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

Apr. 18th, 2022

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Henry Robertson Winston-Salem, NC

I'm loving the service of Freedom Debt Relief. After making the monthly payment to Freedom, I now have enough left over to actually get groceries, which I didn't have before. After three or four months, I've already had my first credit card payed off and working on the next one. I would really recommend this program to anyone who has too many credit card debts, it really works!!

2 weeks ago

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Reply from Freedom Debt Relief

Henry thank you for sharing your experience! It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 6th, 2022

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Mary Robinson Pinellas Park, FL

I have been enrolled with FDR for about a year and a half and have been extremely pleased with the service and the representatives I have had to interact with. They are very helpful and respond to my every need. I would recommend them to anyone and I have noticed they are now advertising on the TV. They have been a god-send to me and my financial well being. Thank you FDR!

2 weeks ago

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Reply from Freedom Debt Relief

Mary We are so happy to hear you are pleased with our customer service! Our goal is to ensure our clients feel comfortable and confident with us at all times! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

May. 4th, 2022

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Jewel Duncan Pasadena, MD

I was a little apprehensive at first, but I am happy I decided to do this. I was on a neverending journey of minimum payments. My credit score took a hit initially but it is bouncing back after a reasonable amount of time. I enrolled 10 credit card debts last year and 6 are in negotiation, 3 resolved, and 4 more to go. I will have successfully completed the program by 2025 debt-free. I am excited.

3 weeks ago

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Reply from Freedom Debt Relief

Jewel It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 2nd, 2022

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Robert Goddard Lawton, OK

Freedom Debt Relief has provided excellent service. They are professional and courteous when I have had to deal with them directly. The client dashboard is an excellent tool for tracking my progress and teaching me about how the process works. Three of the debts have been set up for being paid off and three are in negotiation. Two of the debts remain to be addressed. This has occurred in a short amount of time. I would highly recommend this company to those seeking to resolve their debt issues.

3 weeks ago

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Reply from Freedom Debt Relief

We are happy to hear that youre pleased with your progress! We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

Apr. 26th, 2022

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David Graham Tampa, FL

FDR is a great alternative if you find yourself in a situation that you are unsure of how to get out of. Prior to, and over the pandemic, my family found ourselves in a situation I could not find a path out of. Freedom Debt Relief both found and created the alternative path we needed. It is not for everyone. It has definitely created a sense of commitment and pressure that I unfortunately needed. The staff is wonderful and nearly all successfully balance the role of both financial and emotional counselors in a time that is difficult and stressful for all. External circumstances, combined with my own personal choices, put me in a situation that seemed untenable. I could not be more appreciative and grateful to FDR for the help and guidance they have provided. I am about 1/2 of the way through but feel I have rounded the corner. Stress-wise, this has been one of the most painful I have experienced in 40+ year history. I now find a light as the end of the tunnel and would not be here without Freedom Debt Relief.

1 month ago

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Reply from Freedom Debt Relief

David It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

Apr. 26th, 2022

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Lindsey Kinston, NC

They were grate to work with and explained everything in detail so I could completely understand it

1 week ago

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Reply from Freedom Debt Relief

Lindsey we are happy to hear that youre pleased with your progress! We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

May. 12th, 2022

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Mike Hennek Twin Falls, ID

Amazing options to help with the overwhelming feeling of debt. Takes away the anxiety and frustration of dealing g with debt and gives you hope to manage it.

3 days ago

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Reply from Freedom Debt Relief

Hi Mike, we are happy to hear that you are happy with the decision that you made to partner with us on your journey to financial freedom! Thank you for choosign Freedom Debt Relief!

May. 23rd, 2022

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Tressia Meeks TX

They are easy to work with and have compassion! Communicate is wonderful. Anytime I had a question it was answered in a timely manner. Could not have done it without them

5 days ago

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Reply from Freedom Debt Relief

Tressia thank you for sharing your experience! It's great to hear you received the utmost level of customer service when speaking with us. Please let us know how we can continue supporting your journey to financial freedom. Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

May. 20th, 2022

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RICARDO CRUZ Lakeland, FL

FREEDOM, FROM THE START, VERY PATIENCE AND ANSWER ALL QUESTIONS I NEEDED TO ASK. I'M GLAD A FRIEND OF A FRIEND OF A FRIEND RECOMMENDED THIS COMPANY TO ME.

1 week ago

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Reply from Freedom Debt Relief

Ricardo, we are thrilled to accompany you in your journey to financial freedom. Please let us know how we can continue supporting your every step! Thank you for choosing Freedom Debt Relief to reach your financial goals.

May. 20th, 2022

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Kara Smith Nottingham, MD

They helped me from beginning to end. Never had to ask the same question twice!. I was able to get my mom, Tobey B, set up too!

2 weeks ago

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Reply from Freedom Debt Relief

Kara we are so happy to hear you are pleased with our customer service! Our goal is to ensure our clients feel comfortable and confident with us at all times! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

May. 6th, 2022

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Stacy Wofford Okemos, MI

I have nothing negative to save. I had gotten myself in a bad position and Freedom debit cut what I had to pay in half!! They were so easy to work with. I recommend this to anyone who struggles with debt management.

1 week ago

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Reply from Freedom Debt Relief

Stacy, it is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 20th, 2022

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Tina Boyd Weaverville, NC

I have seen great success with this company. It’s moving at a record speed. At first I was leery but I should have done this long ago. The creditor calls have slowed down a lot!!

1 week ago

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Reply from Freedom Debt Relief

Tina, It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 20th, 2022

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Ivan Stewart Baton Rouge, LA

They really helped out to settle everything and even helped me graduate from the program early once dedicated account had enough to make a final lump sum payment. Settlement fees are a bit high but overall I would recommend this to anyone struggling with heavy debt.

1 week ago

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Reply from Freedom Debt Relief

Ivan it is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 12th, 2022

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Joan Raney Charlotte, NC

FDR works. I have been in the program for about a year and already I've paid off 2 of my 5 debts, and recently got a settlement for a third debt. The downside is it really destroyed my credit rating. I totaled my car and it was almost impossible to get another one. When I did get one, the interest rate is crazy high and my payments equally so.

1 week ago

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Reply from Freedom Debt Relief

Joan it is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 12th, 2022

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Travis Vick Clermont, FL

I am very satisfied with the speed of which I have been receiving settlements and will be elated when I have a settlement offer for each one. My graduation rate keeps getting pushed back which I don’t love but if it means that my settlements come faster, I will take it.

1 week ago

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Reply from Freedom Debt Relief

Travis thank you for sharing you experience. We are happy to hear that youre pleased with your progress! We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] if you have questions about your graduation date!

May. 10th, 2022

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Cristina Ranuschio

It helped me organize and take care of my debt without affecting my needs. Also, when I needed help maybe skipping one payment it was done without hassle.

1 month ago

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Reply from Freedom Debt Relief

Cristina our team takes pride in providing world-class customer service to our clients and its great to hear you are happy with our service efforts! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

Apr. 20th, 2022

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maggie snder Auburn, PA

i like a lot about fdr ; the wealth of information available at your client dashboard about yor individual needs along your journey. caring and positive feedback from advisors ..speed at which settlements are taken care ofwhat dont i like something they cant control i quess the phon calls fron debtors. tkx greatly fdr

3 weeks ago

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Reply from Freedom Debt Relief

Maggie thank you for reviewing your experience, It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

Apr. 28th, 2022

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Frances Garza Carlsbad, CA

I am very happy with Freedom Relief. They have taken over my accounts and reduced the balances over half percent. The interest and payments are also reduced to where I have a relief. They are always at your service. They explain all the in and outs of your account. They are there for you. Thank you

4 weeks ago

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Reply from Freedom Debt Relief

We're honored to be your solution to financial relief. We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

Apr. 26th, 2022

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Taelor Jones Easton, MD

Freedom Debt Relief has given my husband and I our peace of mind back! Credit card debt is scary and we didn't know how we would ever get out of it. We were only able to make minimum payments and we where drowning in debt. This program as been extremely easy to follow. The customer service is wonderful. They are helping us get out of debt and help become financially stable again.

1 month ago

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Reply from Freedom Debt Relief

Taelor thank you for taking the time to review your experience with us! Its always great to hear that you're happy with the program and the choice that you made, to allow us to help you in your journey to financial freedom!. We look forward to you achieving your goals of becoming debt-free. Thank you for choosing Freedom Debt Relief.

Apr. 20th, 2022

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SharonA Little Rock, AR

Freedom Debt Relief (FDR)has made the process of getting out of debt painless in my opinion. From the beginning everything was explained well by someone who was very kind and understanding. The dashboard that is specific to me and my accounts is very user friendly and FDR has been very prompt in letting me know when a settlement is ready to be finalized. If you stick with making the monthly deposit amount, this program works!

1 month ago

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Reply from Freedom Debt Relief

Sharon thank you for sharing your experience. It is great to hear that we have been able to provide a smooth option to pay off your debts. Our dashboard is a tool we are very proud of and we make sure that we continue to improve it! We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

Apr. 14th, 2022

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Laurie Almond, NY

It's very good it helped me a lot. Maybe their fees are higher than I wanted. They always answer my questions and they respond quickly. They sent me a text or email, maybe both, letting me know that there's been update or if there's something I have to approve and where and what's going to be coming up next. They just they keep me updated ahead of time.

5 months ago

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Reply from Freedom Debt Relief

We are happy to hear that, Laurie. We understand that some people may find our fees to be high but keep in mind that even with our settlement fee, maintenance fee, and taxes, those totals could not exceed the compound rates like credit cards. We encourage you to speak with our Client Services team to learn what options are available that would allow you to accelerate your Graduation Path. Client Services is available 7 days a week to support your financial needs. Your feedback is valued. Thank you for trusting Freedom Debt Relief to serve your financial needs.

Dec. 15th, 2021

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Michelle Zavalla, TX

I get messages through my email as well as phone calls and letters always keeping up to date with everything if I need to authorized a settlement or anything the details. They get me the information I need it within a timely manner. They've always answered every question that I have, always available anytime I call and doesn't take long to get a hold of the customer service representative. I feel great about it. I had no issues with them, they do not bug they do not encouraged me to do anything that I'm not comfortable with I have nothing but positive and good dealing with them.

5 months ago

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Reply from Freedom Debt Relief

Your amazing feedback is appreciated, Michelle. We're honored to be your solution to financial relief. We hope to continue providing a supportive and pleasant atmosphere for you. Thank you for being the best part of Freedom Debt Relief. Here's to your financial freedom!

Dec. 15th, 2021

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Patricia D Flowers Lithia, FL

Had nothing but good experience with Freedom Debt Relief. Helped me payoff some of my credit cards.

1 week ago

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Reply from Freedom Debt Relief

Patricia It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 12th, 2022

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Carl Betterly Detroit, MI

It is a good organ- Because They make Everthing So Easy & The Staff - Well they Make you really feal comfortable when talking to them. !!!

1 week ago

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Reply from Freedom Debt Relief

Carl, it is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 20th, 2022

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Eric Dietrich Los Angeles, CA

It's so easy!!! Everything works like a dream and every time I call, whom ever I talk to is more than helpful

3 weeks ago

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Reply from Freedom Debt Relief

Eric It's great to hear you received the utmost level of customer service when speaking with us. Please let us know how we can continue supporting your journey to financial freedom. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

May. 2nd, 2022

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ALEXANDRE Framingham, MA

This company works hard for you and with you showing you the best ways to handle collectors . Defends you so that you have good results .

1 month ago

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Reply from Freedom Debt Relief

It is great to hear that you are happy with your choice of partnering with us to achieve a brighter financial future. We are excited for your new debt-free future and we will continue to be a source of support for you in the future. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

Apr. 26th, 2022

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Karen

Excellent customer service and they did what they told me on day one ! I'm closing in and my graduation is coming soon :)

1 month ago

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Reply from Freedom Debt Relief

Karen It's always great to hear clients share how pleased they are with our service efforts and exceptional team. Thank you for choosing Freedom Debt Relief.

Apr. 20th, 2022

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Allissa Gil

Always there to answer any question I had, and walked me through every part of the next process when it came to a settlement.

1 month ago

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Reply from Freedom Debt Relief

Allissa thank you for reviewing your experience! We not only want to provide you with the best customer service and savings, but we also want to provide you with the necessary tools achieve and maintain a brighter financial future! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

Apr. 20th, 2022

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Tracey burton Queens, NY

Freedom Debt Relief has been a great experience for me. They've been helping to clean up my credit. I'm so happy that I choose this company. The customer services is amazing and very helpful. Thank you for all your help...

3 weeks ago

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Reply from Freedom Debt Relief

Tracey we are happy to hear that you're pleased with your progress! We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

May. 2nd, 2022

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Jules King, NC

Freedom Debt Relief has already reduced my debt from 3 creditors. They are helping me to improve my credit score. All I have to do is deposit a certain amount every month and upload statements, collection letters, etc.

3 weeks ago

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Reply from Freedom Debt Relief

Jules we are happy to hear that youre pleased with your progress! We like to make sure that our clients remain successful! Please reach out to customer service at (800) 655-6303 or [email protected] for any additional help you may need.

May. 4th, 2022