1. Freedom Debt Relief
error This company may not service all states.

Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

We'll Introduce You!

Call our recommended rep over at Freedom Debt Relief below.

1-(855) 491-1073

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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13,382 Reviews

Review Breakdown

5 star
81%
4 star
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3%
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1 star
2%

Sentiment Criteria

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Verified Customer

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William Kosick

May 9th, 2017 Tabor City, NC

Although there were no arrangements with the time frame involved, it's been very successful so far. The consultants were very helpful, and I was always getting email updates. It was a very positive experience.

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Reply from Freedom Debt Relief

Aug 26, 2020

Thank you for sharing your positive experience with us, William! We are happy to hear that you are pleased with the results of the program thus far! We are here to assist every step of the way, so if you ever have any questions or concerns, please do not hesitate to reach out to us at 1(800)655-6303. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Mala Srinivasan

May 9th, 2017 Queens, NY

I decided to sign up with them because I was facing hardship. Now, I extremely believe I made the right decision. It was a marvelous experience because they are extremely prompt in responding my questions. Also, they were extremely helpful, and I could get all the information from their website. They really helped me a lot, and reduced my debt by a large extent. All I can say is that I'm extremely thankful and grateful to all the Freedom Debt Relief consultants that are working on my accounts.

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Reply from Freedom Debt Relief

Aug 26, 2020

Thank you for your wonderful review, Mala! We strive to provide the best service for our clients to ensure they have a great experience with us, along with receiving the best savings possible! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Jeffrey Head

May 9th, 2017 Springfield, TN

I was behind on Credit Cards, and I just needed a way out. The representatives were friendly, nice, and helpful. This was definitely better than bankruptcy.

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Reply from Freedom Debt Relief

Aug 19, 2020

Jeffrey, we are so thrilled to be of assistance. Our greatest accomplishment is to help our clients out of debt. If there is ever anything that you need please call Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief to be your debt settlement company.

Verified Customer

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Edin Kucanin

May 9th, 2017 Minneapolis, MN

They helped me save money from my debts, so I'm happy with them. Plus, they would send me emails, text messages and phone calls all the time; everything about them is good.

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Reply from Freedom Debt Relief

Aug 19, 2020

Edin, thank you for your kind review. We do our best to communicate with our clients and be there every step of the way towards financial freedom. If at any time you need our assistance please call Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief.

Verified Customer

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Glenn Lawson

May 9th, 2017 Geary, OK

We were receiving frequent updates from them, through emails or even phone calls. I'd say the consultants were real helpful, patient, and told us everything we needed to know. Signing up with them was probably the best thing I've done.

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Reply from Freedom Debt Relief

Aug 20, 2020

Glenn, we are so happy to hear that you feel this way about our services. We do our best to ensure that our clients have the best experience possible. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief to be with you on this journey towards financial freedom.

Verified Customer

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Earnest Hannah

May 9th, 2017 Ashland, KY

I feel very good about signing up with Freedom Debt Relief. They helped me save money, and to be honest, they're one of the best companies I've dealt with. If I had questions, the answers were provided on the spot, or shortly after.

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Reply from Freedom Debt Relief

Aug 20, 2020

Earnest, thank you for sharing your honest feedback. We work very hard to ensure our clients are able to receive not only debt relief but also stress relief, as we want the program to feel easy for everyone. If you ever need our assistance please call Client Services at (800) 655-6303.

Verified Customer

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Rose Miller

May 9th, 2017 Colorado Springs, CO

They're easy to talk to, and when they explained to me how it works, it was like a layman's terms. If you have a problem or question, they get back at you right away, so it's been a really easy process. I feel pretty confident; I trust them.

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Reply from Freedom Debt Relief

Aug 20, 2020

Rose, we are thrilled to hear that you are comfortable in the program. We are always here for our clients, and we will be here to guide you every step of the way. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for being apart of the Freedom family.

Verified Customer

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Benny May

May 9th, 2017 Shreveport, LA

Without them, I was lost. They already settled with one company, and I really appreciate the service. They are very easy to work with, and if you have any questions or concerns, they take all the burden on themselves. I also saved money, so I can say it was definitely a very positive experience.

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Reply from Freedom Debt Relief

Aug 20, 2020

Benny, we are so happy to have yet another satisfied client. We are confident in your ability to finish our program strong, and we know you will be pleased with the results. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for being the best part of Freedom Debt Relief.

Verified Customer

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Roger Field

May 9th, 2017 Jonesboro, AR

So far, my experience with Freedom Debt Relief has been excellent. They've done everything they said they'd do, and more! A lot of my debt were solved by them. They text and called me by on my phone, so I was well informed. I have to admit, I was skeptical about it at first, but now I feel very good about signing with them.

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Reply from Freedom Debt Relief

Aug 20, 2020

Hello there Roger. Thank you for sharing your thoughts. We understand that joining a program like ours takes a lot of courage. We applaud each and every one of our clients for trusting us to be part of the journey towards a brighter financial future. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for letting us be your partner on your journey to a debt-free future.

Verified Customer

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Winston Williams

May 9th, 2017 Pompano Beach, FL

They emailed me all the time, and sometimes I would call to know what was going on, so I was very much informed. Working with the associate was a good experience, they guided me throughout the whole process. It's a good company to work with. They communicate well and I will recommend them to anyone who needs their service.

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Reply from Freedom Debt Relief

Aug 20, 2020

We are so happy to hear that you had such a great experience with our program, Winston. Our greatest accomplishment is helping clients resolve their debt. We enjoy having you in the program and assisting you in becoming debt-free. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for being the best part of Freedom.

Verified Customer

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Ricky Clark

May 9th, 2017 Titusville, FL

I like how easy it was to work with them. There was a website that I could go to, like a dashboard, and I could keep up with everything through there. Besides, the consultants were very nice, understanding, and gave me directions on what to do or how to do things.

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Reply from Freedom Debt Relief

Aug 26, 2020

Thank you for taking the time to leave us a review, Ricky! We are happy to hear that you are pleased with our program and that you are utilizing the Client Dashboard. It is a great way to stay up to date with your success! If you ever have any questions or concerns, please do not hesitate to contact us at 1(800)655-6303. Thank you for being the best part of Freedom Debt Relief!

Verified Customer

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Roxanna De Las Mercedes Miranda

May 9th, 2017 Pineville, NC

They were very prompt and they called me as soon as they had one of my creditors completed. I'm glad I signed up with them. Actually, my father did the same thing, and he was very successful with his case. I had a great experience. They worked quickly with me and my creditors.

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Reply from Freedom Debt Relief

Aug 26, 2020

Thank you for sharing your positive experience with us, Roxanna! We are happy we can be of assistance to you! We are here to support you at every step of your debt-free journey, so please feel free to contact our Client Services team any time you have questions! Give them a call at 1(800)655-6303 or reach them by email at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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David Cain

May 9th, 2017 Wichita, KS

Signing up with them was good, and the consultants were great as well. However, the last 2 settlements weren't the best. I have to do it myself because they did not pay the debt.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for giving us your honest feedback, David! We aim to get the best settlements possible on your behalf, but we understand if you aren't satisfied fully with the results. Please let us know if we can assist you any further at this time. We can be reached at 1(800)-655-6303. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Cheryl Malato

May 9th, 2017 Frisco, TX

I found the process and their system easy to understand. The costumer service agent I spoke with was very user friendly as well. They kept me updated through their client portal and through emails. I am very satisfied with the outcome.

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Reply from Freedom Debt Relief

Aug 26, 2020

Thank you for sharing your positive feedback, Cheryl! Our goal is to ensure our clients are feeling comfortable and confident with us at all times! We are also glad to hear that you are utilizing your Client Dashboard. It is a great tool for our clients to use, for staying up to date with their success! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Michael Silver

May 9th, 2017 Hartselle, AL

After 4 years of hellish kidney dialysis, I used up my credit cards. I decided to call Freedom Debt Relief to get some help, and I don't regret it. They always had a reasonable answer for me, and every time a problem popped up, they seemed to solve as much as possible. They were very reliable and I would recommend them to anybody that may be going through similar issues I went through.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for sharing your experience with us, Michael! We are happy to hear that you are pleased with the results of the program! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Mary Ritter

May 9th, 2017 Pleasant Lake, IN

The people I spoke with were very assuring and easy to speak with. They answered all my questions when and were very helpful. Also, every time they made any kind of settlement, they would contact me and keep me regularly informed. I found my experience with them to be very good.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for taking the time to leave us a review, Mary! We are glad to hear that you are pleased with the service provided. We are here to support you at every step of your debt-free journey, so please feel free to contact our Client Services team any time you have questions! Give them a call at 1(800)655-6303 or reach them by email at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Nazmul Hai

May 9th, 2017 Arlington, TX

I think that Freedom Debt Relief is a good company. I don't have any more headaches now, and I'm also paying my settlement and getting my cards paid off. They were a great help.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for leaving us a review, Nazmul! We are happy we could alleviate some of your financial stress! We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Beryl Carpenter

May 9th, 2017 Vilonia, AR

We were completely overwhelmed with our payments, and after a breast cancer surgery I had, we couldn't keep up with them. Although I was doubtful, they were extremely open and explained everything. It seemed as if they wanted to work for you. I could check up on my account online, and if they had any settlement ready, they would let me know first. All there is left to say is that I trust them; they know what to do.

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Reply from Freedom Debt Relief

Aug 27, 2020

We appreciate you sharing your story and taking the time to leave us a review, Beryl! We are happy we can be of assistance to you during your trying times. Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Julie Ketchem

May 9th, 2017 Golden, CO

The people I spoke with were very knowledgeable, and answered all my questions very promptly. They have a website where I could keep track on everything. Plus, they sent me an email every time they were about to close on the debt. I felt pretty good about everything.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for taking the time to leave us a review, Julie! We are happy to hear that you are pleased with the program. We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Diana Basford

May 9th, 2017 Tomball, TX

I decided to go with Freedom Debt Relief after not seeing any way out. They were extremely helpful and polite, and I'm just glad I did it. It was such a positive experience.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for sharing your feedback with us, Diana! We are happy we could be of assistance in reaching your goal of becoming debt-free! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Charlie Knight

May 9th, 2017 Montgomery, AL

One thing I learned about Freedom Debt Relief is that, whatever they tell you that they're going to do, it happens. They're very professional, very open and they listen. They have a great website that allowed me to check on my case's progress 24 hours a day. This whole experience brought me to understanding that you have to be very patient about trying to establish things in life. It's really important to have people like Freedom Debt Relief that can help others with financial binds.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for sharing such a thoughtful review, Charlie! We are happy to hear that you are pleased with the results of our program! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Michael Bare

May 9th, 2017 Henderson, NV

Every time I talk to any of the consultants, they are great! They have kept me updated through text messages or emails, and I have felt very positive about signing up with them.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for taking the time to leave us a review, Michael! We are happy to hear that you are pleased with our Customer Service! Our goal to ensure our clients feel comfortable and confident with us at all times! If you ever have any questions or concerns, please do not hesitate to contact us at 1(800)655-6303. Thank you for being the best part of Freedom Debt Relief!

Verified Customer

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Wendell March

May 9th, 2017 Surprise, AZ

Somebody referred me to Freedom Debt Relief, and so far, it's been very good! I had trouble with the internet portal to check the progress of my case, so I had to call them personally to get the updates. I'm just glad I did it; it's a very good program!

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for sharing your feedback, Wendell! We are happy to hear from another satisfied client! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Jennifer Cameron

May 9th, 2017 Springfield, PA

I've been getting constant emails with updates, so that's good. They already negotiated one of my settlements within the first 2 months, and helped me save around $800. On top of that, the consultants were really quick, really communicative, and I just think it's valuable.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for your review, Jennifer! We are happy to hear that you are pleased with the results of the program! We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Tom Pedersen

May 9th, 2017 Bellville, TX

After losing my job a few years back, my debts got to a point of no return. However, Freedom Debt Relief got null of my stuff; all my debts consolidated into a payment that I can make. They were reduced to almost 60% of the total debts, so I would say that it's highly recommended. They've got a lot of different programs that can apply for different situations. They make the whole process very easy.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for sharing your story, Tom! We are happy we could be of assistance to you on your journey to become debt-free! We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

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Laura Herrell

May 9th, 2017

Tyler was very helpful, He was able to explain the program and answer all of my questions.

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Reply from Freedom Debt Relief

Aug 27, 2020

Laura, thank you for taking the time to leave us a review! We're elated to hear about your success within our program and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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B H

May 9th, 2017 Chantilly, VA

Tiffany B. was incredibly patient, informative, and pleasant in each of our interactions. She earned my trust, and made an otherwise arduous experience feel comfortable.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Anonymous

May 5th, 2017 Rancho Cucamonga, CA

I decided to go with Freedom Debt Relief because of some overdue bills I had. They helped me reduce the financial burden I have, and kept following up on me. Sometimes I would get a text, and sometimes I would get an email to check my dashboard. Overall, it was a great experience.

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Reply from Freedom Debt Relief

Aug 27, 2020

Thank you for leaving us a review! We are happy to hear that you are pleased with our program! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

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Charles Tison

May 5th, 2017 Toledo, OH

It's been a good experience so far. Things are going well, and it helped to get into a consolidation loan with their sister company, and will also further help me to repair my credit and to get a much better credit score, and get myself out of debt. Just based on research, seems like it would be the quickest option to get out of debt, and they're well known in that type of industry so they get the best result. I feel positive about it. I feel like it's going to help me get things taken care of quickly, and I feel really good about it so far. They've been very good, I've enjoyed it. It's a good experience.

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Reply from Freedom Debt Relief

Sep 02, 2020

Thank you for taking the time to leave us a review, Charles! We are happy we can be of assistance to you in reaching your goal of becoming debt-free! Keep up the great work, and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling 1(800)655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

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Karen Hammonds

May 3rd, 2017 Dadeville, AL

I contacted customer service to find out what I needed to do about emails I received from my creditors.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you for sharing your wonderful feedback, Karen. At Freedom Debt Relief, we provide world-class customer service to all of our clients and we are happy to have demonstrated this so far. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kenneth McClenny

May 3rd, 2017 Humble, TX

The information as it was given to me was so redundant that it confused me. My biggest concern was that at the onset it was detailed to me that the process would take 12 to 24 months. I heard this over and over and over again. Then when I committed to the service it changed to 44 months! All I wanted was the truth from the beginning. This one fact made the whole experience terrible. I do not like marketing and sales ploys to get me to buy a service or product. Because debt relief was needed, I committed to this in spite of the above mentioned example. Don't mislead me, don't lie to me and do not misrepresent the truth!

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[email protected]

May 2nd, 2017

Carey G was Awesome. He answered all my questions and help me feel at easy through this process. Customer Service is lost in most companies in todays society, so it was really nice to have such a nice man helping with this problem. I can't thank him enough. Your the Best Carey!

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Reply from Freedom Debt Relief

Sep 02, 2020

Thank you for sharing your experience with us, [email protected]! We are happy we can be of assistance to you! We are here to support you at every step of your debt-free journey, so please feel free to contact our Client Services team any time you have questions! Give them a call at 1(800)655-6303 or reach them by email at [email protected] Thank you for choosing Freedom Debt Relief!

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Marilyn Portillo

May 2nd, 2017

Kim was very nice and helpful

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Reply from Freedom Debt Relief

Sep 02, 2020

Thank you for providing your feedback, Marilyn! We are happy to hear that you are pleased with Kim's service! We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

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George Santos

May 1st, 2017 Jacksonville, FL

Customer service was excellent. Made me feel confident that it will work out which in my case I do hope it all works out simply because I've been a similar situation during a divorce.

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Reply from Freedom Debt Relief

Sep 02, 2020

Thank you for taking the time to leave us a review, George! We are happy to hear that you are pleased with our services! We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

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Amans Delite

April 29th, 2017 Westbury, NY

In the initial conversation Dana did not categorically state that the fee that Freedom Debt relief takes is 25% of the original debt. All that is stated is that "our fee is built into the amount you pay monthly, so their is no extra payment." So to get debt free you are paying 75% of the debt, not the 50% for which they settle. It is still better than having to pay 100% of the debt but the fee seems EXORBITANT. I only became aware of this when I asked the reason that the debts were not settled in full if I could clearly see that I had accumulated enough money to pay the settlement offer in full. I have settled 2 of the 6 accounts that I originally enrolled in the program myself and working to do so with the rest of them.

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tilli

April 29th, 2017 West Henrietta, NY

Larry was a lot help for me thank you verry match ef i net help again i call him tilli

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Reply from Freedom Debt Relief

Sep 02, 2020

Thank you for sharing your experience with us, Tilli! We are happy to hear Larry was able to assist you and make you feel welcomed into the program. If you ever have any questions or concerns, please do not hesitate to contact us at 1(800)655-6303. Thank you for being the best part of Freedom Debt Relief!

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KIm McClanahan

April 28th, 2017

Lloyd was the most kind and understanding man I every spoke with in my time of need. He deserves a 20 not a 10. I look forward to speaking again with him in the future.

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Reply from Freedom Debt Relief

Sep 02, 2020

Thank you for sharing such positive feedback, Kim! Our goal is to have our clients feel welcomed so they can feel comfortable and confident with us! We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

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Joseph

April 28th, 2017 Piscataway, NJ

Kim M was so professional in handling my case - information, answering questions, providing advice and assistance. I have always been skeptical of such debt relief businesses and programs and clicked on the link from Credit Karma just for the fun of it. However after my phone conversation with Kim, I think i am in very safe hands and am prepared to change my perception of such businesses.

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Reply from Freedom Debt Relief

Aug 21, 2020

Joseph, thank you for you review. Our clients are our top priority and ensuring that you feel appreciated and respected is the main goal. Thank you for trusting us and allowing us to help you on your path to financial freedom. If you ever need our assistance please call Client Services at (800) 655-6303.

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Gayle Erdman

April 27th, 2017 San Diego, CA

My "GUY" Larry Foster, is ABSOLUTELY AMAZING! He has been soooooo nice and gets back to me within minutes of my reaching out to him. He ALWAYS tries to help me even if he does not think he can, he still takes the challenge. I couldn't be happier in dealing with such a yucky situation to be with someone that truly understands. HE IS THE BEST!! Thank you, Larry for everything!! All the best, Gayle E.

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Reply from Freedom Debt Relief

Aug 21, 2020

Gayle, thank you for your feedback. We are honored that you choose us to be your debt settlement company. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for being the best part of Freedom Debt Relief.

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Chris teen Pennant

April 27th, 2017

Very happy with ease of navigating the process

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Reply from Freedom Debt Relief

Aug 21, 2020

Hello, Chris. Thank you for sharing your feedback. We are so thrilled to have yet another satisfied client. If at anytime you need our assistance please call Client Serivces at (800) 655-6303. Thank you for choosing Freedom Debt Relief.

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Bernice

April 26th, 2017

My agent Angelica was honest, up front with every step, she made my experience calming, and she did not look down on me. Angelica made me feel like I new day a fresh start!. Thank you Angelica for listening, and coming up with a solution to my problem. Thanks

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Reply from Freedom Debt Relief

Aug 13, 2020

Bernice, we are pleased to hear that you had such a great experience with one of our valued employees. We work hard to ensure that our clients have a great experience during the time of their program. If you ever need our help please don't hesitate to call Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief.

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Debbie Galler

April 26th, 2017

Signing up was fast and easy. Larry was very helpful and polite.

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Reply from Freedom Debt Relief

Aug 21, 2020

Hey Debbie. Thank you for your review. We are happy to hear that one of our valued employees was able to assist you in taking your first steps towards resolving your debt. We are confident in your ability to finish our program strong. If at any time you need to reach us please call Client Services at (800 655-6303. Thank you for choosing Freedom Debt Relief.

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pat jaques

April 25th, 2017

Everyone I spoke to was polite, courteous, helpful & professional.

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Reply from Freedom Debt Relief

Aug 21, 2020

We are so thrilled to hear that you have enjoyed your experience with our company. It's very important for us to build a relationship with our clients, and ensure that you are confident in your ability to reach your financial goals. If you ever need our help please call Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief.

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ronald e robeck

April 25th, 2017

Nothing has happened yet. I've only been in the program for two months and I don't anything can happen until more money is in my account.

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Kris

April 24th, 2017

My representative was informative and really understood my events that have taken place. I think if you are really serious of going about getting your financial together this would be a good option.

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Reply from Freedom Debt Relief

Aug 21, 2020

Kris, thank you for sharing your honest feedback. We do our best to help our clients have not only debt relief, but to have stress relief as well. If you ever need to reach us please call Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief. Have a great day.

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dukecrmc

April 24th, 2017 Fort White, FL

Call your creditors and negotiate your own settlements.with fdr and 1099 rate you can do better by helping yourself. and your credit score wont go down as mush with using FDR.

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Cheryl Waugh

April 21st, 2017

The literally saved me from a debtor's breakdown !! I was out of options, in debt from paying for college. Proud to say I graduated but was deep in debt from using my credit cards to pay for it. I talked to Jim and he immediately put me at ease and made me feel such relief. I was extremely hesitant but I'm so happy to say it was the best decision I ever made !!

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Reply from Freedom Debt Relief

Aug 21, 2020

Wow, Cheryl. Thank you for sharing your feedback! We are so thrilled to hear that we could assist you with your financial needs. if you are ever in need of our assistance please don't hesitate to call Client Services at (800) 655-6303. Thank you for being part of the Freedom family.

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Kristen Kalamaras

April 20th, 2017

Working with Joshua made this much easier than I had hoped. He was kind, professional and understanding of my issues.

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Kristen, We are very happy to see your feedback. We are proud Joshua further assisted you with any questions or concerns you had and we will continue to demonstrate this same service through your graduation. Financial freedom is coming your way soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Veronica Ufoegbune

April 15th, 2017

Rashawn Curry is a Rock Star!!! Absolute Professional and Knowledgeable-Exemplary Service!

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Reply from Freedom Debt Relief

Aug 21, 2020

Veronica, thank you for sharing your thoughts. We are happy to hear that we could assist you. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for being the best part of Freedom!

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Rich Toro

April 14th, 2017 Mesquite, NV

Very professional, courteous and responsive.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you for your review, Rich. We strive for excellent customer service and professionalism at Freedom Debt Relief and we are happy to hear about your wonderful experience. The light at the end of the tunnel is coming soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!