1. Freedom Debt Relief
error This company may not service all states.

Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

We'll Introduce You!

Call our recommended rep over at Freedom Debt Relief below.

1-(855) 491-1073

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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13,382 Reviews

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Juan Manuel Arellano

April 18th, 2018 Los Angeles, CA DETAILS arrow_drop_down
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It was the best ways to help me get rid of my debt and it was the best decision I've made. Every time I have any type of issue or concern, I call Freedom Debt Relief and their customer assistance team always managed to answer all my questions promptly and precisely. I'm really happy with their service and results.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kellie Self

April 18th, 2018 Vidor, TX DETAILS arrow_drop_down
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My experience with Freedom Debt relieve has ben wonderful. They're very knowledgeable and accessible. They always kept me informed and they did an incredible job.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Jennifer Christiansan

April 18th, 2018 Aurora, CO DETAILS arrow_drop_down
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They were the top rated service when it came to eliminating my credit. They are pretty good about getting back to you and handling the settlements. I have had some issues with some of their customer support representatives that were not willing to deal with some issues, but for the most part it has been pretty good.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Jyotindra Patel

April 18th, 2018 Glen Allen, VA DETAILS arrow_drop_down
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Their plan to get me out of debt was good. The people there are very nice. They were always available to answer my questions and explain things to me. I have an online account that I can look at. It tells me what happens with every dime. They have taken care of my credit card debt in a month or so.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Karen Sue Houston

April 18th, 2018 Saint Johns, AZ DETAILS arrow_drop_down
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I did a research and Freedom Debt Relief has the best ratings and they helped me reducing my debts. They always are really responsive and they know the answers to all my questions. All my problems became reasonable and manageable with them. They're incredible.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kenneth Robison

April 18th, 2018 Huntingdon, TN DETAILS arrow_drop_down
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They have done everything they said they would do. I was kept informed of everything that happened by email.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Kenneth Fausel

April 18th, 2018 Chicago, IL DETAILS arrow_drop_down
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I was looking for a way to get out of them and I found them. They did a really good job negotiating with my creditors. The customer service is really great; They were always keeping me posted about my progress and how was going everything with my accounts. I really got a relief when they started to took care of my financial problems.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Linda Hughes

April 18th, 2018 Maricopa, AZ DETAILS arrow_drop_down
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I heard about them from my sister, she used them too. Whenever I called them with something I needed, they would help me out. I had some issues with one of the creditors but they were very helpful with that. My problems were resolved and I'm satisfied with everything.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Lekesha Alston

April 18th, 2018 Bunn, NC DETAILS arrow_drop_down
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I needed clean up my credit, that's why I requested the service from Freedom Debt Relief. They've been always on the top of my necessities trying to help me as much as they can. I'm happy with them.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Brenda A Lawrence

April 18th, 2018 Hopkinsville, KY DETAILS arrow_drop_down
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Everything was very easy and simple to get through. Their payments weren't so bad and I was updated frequently on what happened with my account. Everyone that I spoke with was really nice. I'm glad I did it.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Misty Sayer Brown

April 18th, 2018 Eagle Mountain, UT DETAILS arrow_drop_down
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I got in touch with them because I needed to get out of debt. They have always been helpful towards me. They do a great job.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Anonymous

April 18th, 2018 Austin, TX DETAILS arrow_drop_down
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At the time I was trying to get a handle on my finances so I went to Freedom Debt for that. At first I felt nervous and scared about everything, but they have been able to help me. They were very thorough, friendly, and professional. I would get emails and receive phone calls whenever something happened. Now I'm gaining control over the situation thanks to them, they've done a good job.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Rhonda Lou Knepper

April 18th, 2018 Cleveland, TX DETAILS arrow_drop_down
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They have been helpful whenever I needed them. They were really nice and I never had problems with them. Everybody is just kind, courteous, and caring. Their service is awesome. If you're qualified to get a loan with them, you can just pay everything off quickly and then just take care of their loan.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Asa L Fridley

April 18th, 2018 Salt Lake City, UT DETAILS arrow_drop_down
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I chose them because they are the number one in the nation. They're great people to work with. I manage everything online, they keep me updated in every single step and I'm happy with evert aspect of their services.

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Reply from Freedom Debt Relief

Feb 27, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Mark Neathery

April 18th, 2018 Riverside, CA DETAILS arrow_drop_down
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They seem to be the best option in the marked. They're always there to answer my questions, we're in contact mostly through emails. All my debts are going down really quick. I'm happy with it.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Ronny Reeder

April 18th, 2018 Round Rock, TX DETAILS arrow_drop_down
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I saw it advertised on CNN and it looked like what I needed. I think going with them was the smartest thing I've ever done. They've done everything they said they would do. They kept me updated through telephone calls and emails.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Anonymous

April 18th, 2018 Hot Springs, AR DETAILS arrow_drop_down
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Well I knew I needed to do something about my debts so I've got an advertisement for freedom debt and I called and give it a whirl. they are vigilant and with excellent customer service. I already settle 3 accounts with them, I'm so pleased.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Darrell Hannigan

April 18th, 2018 Scottsboro, AL DETAILS arrow_drop_down
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I went with them because I was in debt. Everybody that we talked to was just really helpful, I mean, they worked with us through everything. They really kept us updated all the time with emails. They've actually gone out of their way to help us out. I feel really good about it.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Susan Becker

April 18th, 2018 Port Republic, MD DETAILS arrow_drop_down
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I was desperate at the time, so when I saw their ad I called them. If I ever have a question or problem, I can always reach them and get an answer. They have a dashboard that I can use to see how things are going. They also update me through emails and phone calls to make sure I know what's going on. They actually gave me the ability to get out of debt. I feel very good about going with them.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Arleen Stumpf

April 18th, 2018 Cleveland, OH DETAILS arrow_drop_down
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Freedom Debt Relief is resolving my debts. They're always available to answer all my question and I feel really good with their service in every way.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Stephanie Felix

April 18th, 2018 Fort Worth, TX DETAILS arrow_drop_down
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They were the best option available to me at the time. They are really easy to get in touch with and they answered any question I had very quickly. They would call me and email me to let me know of any progress they had done. I could also check on the dashboard myself. Overall they did a good job of making their payments affordable and doable. I feel good about going with them.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Tammy Jane Bales

April 18th, 2018 Conroe, TX DETAILS arrow_drop_down
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I lost my job and I was out of work for 9 months. They help me out with all my debts. You have a dashboard to look at and then they will contact you when they needed to is just an excellent customer service. I'm glad I did it.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Anonymous

April 18th, 2018 Westminster, MD DETAILS arrow_drop_down
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I chose them because I needed to go out of debt. They've never steered me wrong and they're always very accommodating to me. We keep in contact via email or telephone. I'm glad I chose Freedom Debt Relief.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Michael Susnar

April 18th, 2018 Dyer, IN DETAILS arrow_drop_down
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I chose them because they seem to be a good company. they're accomplishing things that I couldn't accomplish on my own. They're taking care of my business, I just have to check them up via email. I'm really satisfied with them.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Dennis Deaton

April 18th, 2018 Apple Valley, CA DETAILS arrow_drop_down
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I just needed to some relief from my high credit card loan. I wanted to get out from under it so I searched the net and found Freedom. I think going with them was the best thing I could have done. It worked really well for me. They gave me updates through emails or I could also check their website. All my questions were answered promptly and accurately. Basically, they got the job done and exceeded all my expectations.

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Reply from Freedom Debt Relief

Aug 14, 2020

Thank you for taking the time to leave us a review, Dennis! We are happy we could assist you! We are here to support you every step of the way, so please do not hesitate to contact us have any time you have questions or concerns! We can be reached at 1(800)655-6303 or by email at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Debra Lynn Worthington

April 18th, 2018 Sallisaw, OK DETAILS arrow_drop_down
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They were recommended to me. They explain every step to you, they take their time; it's not like you're an intrusion, they actually talk to you as an equal person. They've already reduced some of my debts. It's just a good company in my opinion. I'm glad I chose them.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jody

April 18th, 2018 Statesville, NC

I have really enjoyed working with amber here at freedom. She made me feel comfortable about making this change and I really felt that I was doomed. I am a person that likes to pay my bills but the interest was so high. I am thankful for a company like this that will help.

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Reply from Freedom Debt Relief

Apr 23, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Juan Robledo

April 18th, 2018 Hollister, CA DETAILS arrow_drop_down
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Freedom Debt Relief actually works with you to get rid of debt. This doesn't mean you get away with no payments. You're paying the settlement as well as a fee to FDR. On top of this you will still owe money to the IRS in for of income through debt forgiveness. I still recommend this company because they respond to your questions and requests. We are wondering what will happen with a debt that went to a collection agency who I'm sure also works for a fee. In this case it's Portfolio and they are relentless in calling us. Maybe soon FDR will get them also off our back. I feel like there's light at the end of the tunnel as we get closer and closer to ending our debt.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Lacolya C Ransaw

April 18th, 2018 Dadeville, AL DETAILS arrow_drop_down
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The one thing I did not like is when at the beginning, after a couple of payments I was told I would have a chance to receive a loan from a certain bank to pay Freedom Debt Relief off and get some extra money for my self, but this did not happen. I was not approved. On top of everything else I feel I was told a untruth.

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Reply from Freedom Debt Relief

Apr 23, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Caryn Adams

April 18th, 2018 Parker, CO DETAILS arrow_drop_down
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Was not and have not truly been happy with the customer service that has been provided to me when I call in

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Reply from Freedom Debt Relief

Apr 23, 2018

We're sorry to hear about the concerns you are experiencing with our Client Services department, Caryn. Would you please send us a private message with your contact information so that we may further investigate this? Thank you for choosing Freedom Debt Relief!

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Karen Huff

April 18th, 2018 Clinton, IA DETAILS arrow_drop_down
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I am very happy I decided to use Freedom Financial. When I see my progress its very exciting to me to see my debit go down. They really work with you in all aspects. I cant wait to get everything paid and see how my credit score is in the end.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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James Phillips

April 17th, 2018 Lexington Park, MD DETAILS arrow_drop_down
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I was struggling with my debt. The program made it simple and easy for me to get back on top with affordable payments.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Bobby

April 17th, 2018 Houston, TX DETAILS arrow_drop_down
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I am fairly new to the program and my be 2 months and already go one negotiated down could not be happier so far I really appreciate the help and consideration Thank you

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Reply from Freedom Debt Relief

Oct 30, 2018

First, we would like to Welcome you to Freedom Debt Relief, Bobby! We're excited to watch you begin this journey and lead you to a financial freedom! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Janel Show

April 17th, 2018 Beaver Falls, PA DETAILS arrow_drop_down
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They have been extremely helpful and responsive!

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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John

April 17th, 2018 Southbridge, MA

So far have not heard anything regarding what they are doing and who they are talking to.

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Sandra bond

April 16th, 2018 Conway, AR

This so far has been a great help and experience. I have had no problem understanding what's happening or navigating three my dashboard.

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Reply from Freedom Debt Relief

Apr 18, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Christine Maheux

April 16th, 2018 Holyoke, MA

So far I am completly satisfied. l am just starting the prosse so I haven't had a lot of time with the program but so far it has been a smooth prosses. I was very nervous at making this decision and very embarrassed that l got myself into all this debt but knew I had to do something. I was put at ease when speeking to the debt councler and felt it was right for me. I spoke to my financial advisor and checked with the better business bureau which said they were a good company and had a A+ rating just to make sure this was not a fraudulent company. I am so excited to see the prosses at work. I hope many more people make the leap to get out of debt with this company.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Tony M

April 16th, 2018 New Orleans, LA

My wife and I are very happy with the service provided. It was easy to get started and get our debt issues under-control. Thanks-Freedom Debt Relief!

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Reply from Freedom Debt Relief

Apr 18, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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RICHARD CARRILLO

April 16th, 2018 Las Vegas, NV

They are very courteous they are very professional and helping you with your problem.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jennifer Abrahamsen

April 16th, 2018 New Hampton, NY DETAILS arrow_drop_down
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So far it seems like it is going well. I get calls every day from debt collectors but I assume FDR is in talks with these companies to figure out a plan for paying my debt. I am only two payments in so far.

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Reply from Freedom Debt Relief

Apr 18, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Ruthie Busby

April 16th, 2018 Berry, AL DETAILS arrow_drop_down
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It has been easy to get signed in and the dashboard is great to be able to view your progress. My only complaint would be that I would like payments to be started sooner to keep the phone calls at bay

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Reply from Freedom Debt Relief

Apr 18, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Linda C. Stowers-Stoots

April 16th, 2018 Woodlawn, VA

I was drowning in debt and did not know how to continue to meet all of the high interest rates, thanks to Freedom Debt Relief I will no longer have to worry. I can contact my own personal customer service representative with any and all questions that I may have throughout the process and a payment plan was set up that was manageable to help me overcome my debt.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Patrice Coleman

April 15th, 2018 Tolleson, AZ

Everyone we have dealt with has been very nice and helpful. They are all very knowledgeable of their job.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Betty Reynolds

April 15th, 2018 Montgomery, TX

It was good to know that I could get help. I had a little hard time trying to figure out witch cards not to pay on but I called Mike and he give me in information that I needed.

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Reply from Freedom Debt Relief

Apr 18, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Nathee M . Abalon

April 15th, 2018 Anaheim, CA DETAILS arrow_drop_down
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I was surprised that Eric able to approve my request to consolidate almost all my big depth to other loan shark companies that keeps taking my money with high interest percentage! Hope that the list of companies you took will no longer harazzed me !!

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Janice V. Childs

April 14th, 2018 Fairfield, AL DETAILS arrow_drop_down
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Well, I am newly enrolled. I have only been in the program a month. However, everyone I have spoken with have been very knowledgeable and helpful. I am thankful for their kindness and patience towards me. Hopefully, I will be able to share more as I progress through the program.

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Reply from Freedom Debt Relief

Apr 18, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Gary

April 14th, 2018 St Louis, MO

Having FDR work things out as far as my credit card debt is going to help me get a finances back in order soon.

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Reply from Freedom Debt Relief

Apr 18, 2018

We appreciate your honest review and feedback! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jeremiah Stillings

April 14th, 2018 La Grange, NC DETAILS arrow_drop_down
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Month 1. So far so good! The robo call blocker is a huge help.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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colleen Morgan

April 14th, 2018

at this point I don't have much promise with freedom. all I see that they have done Is take money out of my bank account. have not contact any of my dector Iv had all of them calling me charging me with late charges all iv heard from you is take out insurance and charge me more money each month so tell me when you are going to start paying my doctors its been 3 months thank you

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Reply from Freedom Debt Relief

Apr 18, 2018

We're sorry to hear about the concerns you are experiencing. We would like to review your account with you to determine what can be done at this point. Please contact our Client Services department at (800) 655-6303. Thank you for choosing Freedom Debt Relief!

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Ricardo Pesqueira

April 14th, 2018 Tucson, AZ

Great !! Very help ful Answer all my questions. Easy to get a hold of. Thank you.

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Reply from Freedom Debt Relief

Apr 18, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!