Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 39 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 39 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

We'll Introduce You!

Call our recommended rep over at Freedom Debt Relief below.

1-(855) 491-1073

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

User Reviews

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4.7
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12,203 Reviews

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Wilton Nurse

January 19th, 2018 Brooklyn, NY DETAILS arrow_drop_down
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So far excellence, keep doing what you do it's working.

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Reply from Freedom Debt Relief

Nov 07, 2018

Congratulations on the tremendous amount of progress you've made in our program! We wanted to touch bases with you now that you've been with us for some time. Thank you for sharing your positive experiences in our program. We encourage you to keep up the amazing work you've been doing. You are well on your way to graduation and becoming debt free! Thank you for choosing Freedom Debt Relief as your guide!

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Johnie / Sharon Bunch

January 19th, 2018 Florence, KY DETAILS arrow_drop_down
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*` So far so good. Keeps me informed via email on my status and so forth. When I have needed to call in for info or an explanation it seems who ever I talk to has my info at their fingertips and know the program.

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Reply from Freedom Debt Relief

Nov 07, 2018

We wanted to check in with you now that you've been in our program for a while. We're hoping that your experiences have continue to be positive and that you are still pleased with our service. If you have any questions or concerns at this time, please reach out to our client services for immediate assistance. Thank you for choosing Freedom Debt Relief! We hope to still be exceeding your expectations!

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Debbie K

January 19th, 2018 San Antonio, TX DETAILS arrow_drop_down
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So easy to work with and get started getting my debt paid off. What a relief not to have everyone calling me wanting their money.

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Reply from Freedom Debt Relief

Nov 04, 2018

Hello Debbie, Thank you very much for your positive review. We love working with you and making it the easiest possible. We are pleased to take control of your accounts and assist you in becoming debt free. The light at the end of the tunnel is coming soon, keep up the excellent work! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Mandie Dunham

January 19th, 2018 Marana, AZ DETAILS arrow_drop_down
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All the people at Freedom Debit Relief are very help.

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for complimenting our services, Mandie! We are very proud to serve you with world-class customer service. Thank you for choosing Freedom Debt Relief. Here's to your debt-free future!

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Dan Bernard

January 19th, 2018 Hollywood, FL DETAILS arrow_drop_down
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Just over a year in, and so far I've seen roughly $8,500 of debt negotiated down from my total. FDR is quick to respond to my questions, and I've never had problem getting someone on the phone. Definitely, I recommend this service to anyone who needs to consolidate their debt!

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Reply from Freedom Debt Relief

Nov 04, 2018

Hello Dan, We want to thank you very much for your positive review. Congratulations on your success thus far at Freedom Debt Relief! We are so thrilled to see your accomplishments and the savings you have received. You will soon obtain financial freedom and we would love to see you recommend our program to your friends and family. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Clarice metcalf

January 18th, 2018 Shreveport, LA DETAILS arrow_drop_down
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I will recommend you all to any one .Good customer service.

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you so much, Clarice, for your marvelous comments about our company! We are so pleased to hear that you are satisfied with our services. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Sharon Hedrick

January 18th, 2018 Bloomington, IN DETAILS arrow_drop_down
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They have done good for the short time we have been with them. Time will tell.

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for sharing your positive review. We wanted to take this opportunity to congratulate you on successfully completing our program! Way to go, Sharon!! Did you know we have a referral bonus program? For more information, please contact our client services team at (800)655-6303. Thank you for choosing Freedom Debt Relief and congratulations on reaching your financial goals!

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Leo Razmus

January 18th, 2018 Escanaba, MI DETAILS arrow_drop_down
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Freedom has been unbelievably easy to work with. They truly care about helping us get on solid financial ground. They are straightforward but still positive towards your short and long term financial goals.

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for sharing the positive experiences you've had in our program, Leo. We're taking the opportunity to touch bases with you. Congratulations on successfully completing our program! We wish you nothing but the best from here. Did you know we have a referral bonus program? For more information, please contact client services at (800)655-6303. Thank you for choosing Freedom Debt Relief, Leo and again, congratulations!

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Jolene Hunt

January 18th, 2018 Lu Verne, IA

FDR has provided me with relief of mind, the worries when I could pay these bills off and the satisfaction of knowing it was getting done! I have learned to trust them, as I have watched my debt get lower and lower!! It feels so good to have this handled by professionals, rather than trying to do this on my own and only being able to make minimum monthly payments! I would be way behind if I was trying to do this, but instead I feel relief!! They are the best! Thanks so much for helping me with a huge problem I had created myself!!

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Reply from Freedom Debt Relief

Nov 07, 2018

First, we would like to congratulate you on being one step closer to financial freedom! Jolene, you made the right decision by trusting us to assist you with your debt. We appreciate your feedback and we are so happy to hear that you have had such a positive experience. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Ardy D Scott

January 18th, 2018 District Heights, MD DETAILS arrow_drop_down
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Freedom Debt Relief is wonderful. After my first call they took me under their wings. They snatched five accounts and told me not to worry. Don't answer the telephone. So far, one account has been closed and two are in the process of being paid off. I feel stress free and am looking forward to being debt free within four years.

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for sharing this amazing review, Ardy! We wanted to touch bases with you and congratulate you on successfully completing our program! Way to go!! Did you know we have a referral bonus program? For more information, please contact our client services team at (800)655-6303. Congratulations, again Ardy on becoming debt free. Thank you for choosing Freedom Debt Relief as your guide to getting here!

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Arlene Hart

January 18th, 2018 Jacksonville, NC DETAILS arrow_drop_down
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As scared as I was, they helped me threw it... Any concerns I had.... They were there for me.... Just had to call them n they had all my answers .. I still worry but not as I did in the beginning... Thank you

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Reply from Freedom Debt Relief

Nov 07, 2018

It is natural, and wise, to be skeptical about anything in the beginning. Congratulations to you on sticking it out! Our records show you have since graduated successfully from our program. Great job! Did you know we have a referral bonus program? Please contact client services at (800)655-6303 for more information. Congratulations, again Arlene on becoming debt free! Thank you for choosing Freedom Debt Relief as your guide to getting here!

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Greg Powell

January 18th, 2018 Kalamazoo, MI DETAILS arrow_drop_down
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So far everything I was told would happen has happened. I have been treated very well by customer service when I have called to discuss something and have received good information. The payment system is working well and I have completed two payoffs and have three more that are being paid on right now. My savings on these debts has been real good.

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Reply from Freedom Debt Relief

Nov 07, 2018

Greg, we are very pleased to hear about your positive experience with our company! We strive to provide world-class customer service to all clients. We are also glad you get to experience huge savings and the great benefits of the program. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Teresa M

January 18th, 2018 Lake Worth, FL DETAILS arrow_drop_down
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The pressure is off. I make my payments and freedom takes care of the rest

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you, Teresa, for your excellent review! We look forward to continuing to assist you. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Amanda Loggins

January 18th, 2018 Sioux City, IA DETAILS arrow_drop_down
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Great company to work with and they really show they are on your side and ready to help

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Reply from Freedom Debt Relief

Nov 07, 2018

Amanda, we are so happy to hear about your positive experience with Freedom Debt Relief! We value each and every individual client and we are happy to assist you in becoming debt free. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Melissa

January 18th, 2018 Commerce City, CO DETAILS arrow_drop_down
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Very helpful in getting my debt under control

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Reply from Freedom Debt Relief

Nov 07, 2018

Melissa, we really appreciate your positive review! We look forward to having you become debt free! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Nancy Simon

January 18th, 2018 Beachwood, OH

It was a great relief when I talked with a representative from Freedom and I realized there was an resolution to my situation. The process was very easy and the people are very kind. The Dashboard is informative as to where you are in the process. You can call anytime and talk with a representative to answer any questions or concerns.

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you, Nancy, for your impressive feedback! We pride ourselves on not only assisting our clients in becoming debt free but also providing the best possible experience while doing so. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Katherine Ball

January 17th, 2018 Clovis, CA DETAILS arrow_drop_down
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they have made this whole process so easy for me.

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Reply from Freedom Debt Relief

Nov 07, 2018

We're glad to know our processes are simple to follow. Congratulations, Katherine on successfully completing our program and becoming debt free! Wonderful job. Did you know we have a referral bonus program? For more information, please contact client services at (800)655-6303. Thank you for choosing Freedom Debt Relief and again, congratulations!

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michael allen

January 17th, 2018 Montevallo, AL DETAILS arrow_drop_down
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Freedom did not handle my claim with Discover. They said they negotiated a settlement and the I got sued. I went to Freedom and no help was given they lied and would never give me any proof of their agreement with Discover. I was sent a graduation package from Freedom saying I completed and all debts were settled. in this package included Discover completed settlement however Freedom missed one payment. Freedom is a joke do not use

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Reply from Freedom Debt Relief

Nov 07, 2018

We are sorry to hear of your disappointment regarding the Discover account. We understand how frustrating it can be to get sued by a creditor. The settlement letters received in the graduation packet are correspondences used to validate the arrangements of the settlement agreed to by the creditors. We show you as successfully graduated from the program and for that, we say congratulations! We hope all is well! Thank you for choosing Freedom Debt Relief.

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leroy anderson

January 17th, 2018 Newark, DE DETAILS arrow_drop_down
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So far, So good. Everything is running smoothly. Already settled one account.

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Reply from Freedom Debt Relief

Nov 07, 2018

Congratulations on obtaining a settlement agreement so soon into our program. We want to take this opportunity to congratulate you overall! You are doing an amazing job progressing towards graduation. We would like to encourage you to keep up all of the hard work you are doing that is allowing you to be so successful in our program. As you get closer to becoming debt free, remember our client services team is here to support you along the way. Thank you for choosing Freedom Debt Relief to guide you to a debt-free future!

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Denise Lange

January 17th, 2018 Elgin, TX DETAILS arrow_drop_down
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FDR has always been very respectful and understanding of my situation. It's hard enough to seek assistance on self induced financial struggles; I have never felt judged when speaking with employees of FDR. I would recommend FDR to anyone who needs to recover from credit card debt. Thank you...

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Reply from Freedom Debt Relief

Nov 28, 2018

We appreciate you recommending our service to fellow consumers, Denise. Congratulations on all of the success you've had with us! You have done a phenomenal job progressing through our program. As you work towards graduation, know that we are still here to support you every step of the way. Always feel free to contact us in client services anytime you have a question or concern regarding your account. Thank you for choosing Freedom Debt Relief. You're almost there!

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Desiree King

January 17th, 2018 Mandeville, LA DETAILS arrow_drop_down
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Freedom debt is very professional people and they know what they’re doing they’re always on the ball to your issues or problems hats off to them?

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Reply from Freedom Debt Relief

Nov 09, 2018

We appreciate you complimenting our level of professionalism, Desiree. Congratulations on the successes you've had so far. We want to encourage you to keep progressing towards graduation and becoming debt free. As you continue on your journey, keep in mind our client services staff is here to support you with every step. Thank you for choosing Freedom Debt Relief. You can do this, Desiree!

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Marlene Botka

January 17th, 2018 North Liberty, IN

Very helpful, caring, and knowledgeable about the credit market. The people I talked to were always so thoughtful and kind. Arlene Bagwell has very much knowing what to do for me. She knew just what to do, where to start and how to talk to me in explaining what the creditors next step with me will be as faras lowering my limits and charging for over limit $. It did help me understand this much more than I already had. Thank you Arlene.

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Reply from Freedom Debt Relief

Nov 19, 2018

Hello Marlene, Thank you very much for your review. Our Client Services department is dedicated to providing world class customer service to all of our clients and we are so glad to hear about your experience with Arlene. We are looking forward to seeing you graduate soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Valory and James Elliott

January 17th, 2018 Grapeland, TX DETAILS arrow_drop_down
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FDR was very helpful to us in resolving our debts. They were always available to us when we had questions. They were up front with us in the steps of progression of the whole process. We had our reservations and the anxiety of taking so long was hard to overcome on our own. They were just a phone call away and were always reassuring us that everything was going as scheduled. It didn't really take that long when you consider how long it would have taken without FDR to be out of debt. We are better off with their wonderful team. Thank you FDR.

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you both for your fantastic review! Freedom Debt Relief is here to assist you in every way we can and our Customer Service department is happy to answer any questions or concerns you have. We want you to be comfortable with your debt resolution option and we will continue to give you the peace of mind you deserve. The light at the end of the tunnel is coming soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Linda Burky

January 17th, 2018 DETAILS arrow_drop_down
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They do the work and your not hindered with questions that your not sure about the answers. You just give them the go ahead when the deal is made.

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for your positive feedback, Linda. We also appreciate the 5-star rating. We're taking this opportunity to touch bases with you to see how you are doing in our program. Congratulations on the tremendous amount of progress you've made! You are well on your way to becoming debt free. As you continue your journey, remember, client services is here to support you along the way. You also have 24/7 access to your account information by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief as a guide to your debt-free future!

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Cory Ruback

January 17th, 2018 Dubuque, IA DETAILS arrow_drop_down
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Freedom debt relief was one of the best decisions I've made, they work hard to help you, keeping me updated on my progress and savings. So far they have saved me over $2000.00, and I was summoned to court for a couple of my accounts and the legal team jumped right into action I would recommend Freedom Debt Relief to anyone who is struggling with credit cards and more

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Reply from Freedom Debt Relief

Nov 07, 2018

Congratulations on your success, Cory! Your savings are phenomenal and we're honored you chose us to resolve your debt! You're onward to a brighter financial future and thank you for being a part of Freedom Debt Relief!

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Martha arteaga

January 17th, 2018 San Diego, CA

I am happy to find thid page in my celular I have been able to get the the information that I needed

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for sharing, Martha. We are so glad to be a part of your debt-free journey. We would like to congratulate you on the amazing job you've done so far. Please, keep up the excellent work as you continue to progress towards graduation. In the meantime, feel free to contact our client services team at (800)655-6303 with any questions and/or concerns. Thank you for choosing Freedom Debt Relief, Martha!

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willie coleman

January 17th, 2018 Lancaster, CA

I am very happy with progress that being made with my debt settlement program.

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for your positive review, Willie. We appreciate the 5-star rating as well. We're taking this opportunity to say congratulations on successfully completing our program! Wonderful job. Did you know we have a referral bonus program? Feel free to contact client services at (800)655-6303 for more information. Congratulations, again Willie on becoming debt free. Thank you for choosing Freedom Debt Relief as your guide to get you here!

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Frank Luca

January 17th, 2018 Finksburg, MD DETAILS arrow_drop_down
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Freedom Debt Relief will provide you with: 1) A honest overview of how to get out of debt in 4 years 2) Great follow-up 3) Focus on the goal 4) Great coaches 5) Understanding circumstances when they arise

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for listing the many benefits of enrolling into our program. We wanted to check in with you to see how you were doing in the program. Unfortunately, it appears you have terminated our services at this time. We're hoping you were able to find another solution to resolve the outstanding debt. Should you have any questions and/or concerns, client services is still available to assist you. Thank you for choosing Freedom Debt Relief, Frank. We wish you nothing but the best!

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Michele Jarosz

January 17th, 2018 Bradenton, FL DETAILS arrow_drop_down
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Although you have been paying off my debt, my original contract was for 42 months which would be the end of 2018. Now you’ve added two year. Am I going to be paying this thing off for the rest of my life!

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Reply from Freedom Debt Relief

Nov 08, 2018

We're so sorry to hear of your disappointment in the amount of time it is taking to resolve all of the enrolled debts. We can imagine your frustration when your expected graduation date increased so greatly. We would like an opportunity to discuss your account in greater detail with you and see if we can uncover some other options available. A team member will be reaching out to you shortly. We hope to assist you soon, Ms. Jarosz. Thank you for choosing Freedom Debt Relief.

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ANDREA E PRINCEHORN

January 17th, 2018 Luna Pier, MI DETAILS arrow_drop_down
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It was with great apprehension that I turned to FDR to help me get through a tough financial time and can tell you after two years and most all of my debt settled I now wondered why i did not call these professionals much sooner!

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for such an amazing review, Andrea. We want to take this opportunity to touch bases with you, now that you've been with us for some time. Congratulations on all the successes you've experienced! You have done a fantastic job resolving the outstanding debts. We want to encourage you to keep up the excellent work! Please continue to contact client services as you progress even the more towards becoming debt-free. Thank you for choosing Freedom Debt Relief, Andrea. You can do this!

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Kevin Casey

January 16th, 2018 Folsom, CA DETAILS arrow_drop_down
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I couldn't be happier the way everything has been handled. The progress is on point, and I'm getting closer to being debt free ?

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Reply from Freedom Debt Relief

Nov 09, 2018

Congratulations on your success so far, Kevin! We work hard to meet expectations like yours and we're happy that we're hitting the mark! Any time you have questions or concerns, please reach out to client services team at (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Angel

January 16th, 2018 Ft. Pierce, FL DETAILS arrow_drop_down
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Customer service is always friendly, informative, and willing to help when I"ve called. They are helping me with my debt within 6 months they have one of my accounts being worked on.

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Reply from Freedom Debt Relief

Nov 09, 2018

Congratulations on your settlements, Angel! We're happy to be working with you and we're glad our client services team has been there to help you any time you have questions, please don't hesitate to give them a call in the future! Thank you for being a part of Freedom Debt Relief!

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Adnan A. Jilani

January 16th, 2018 Sugar Land, TX DETAILS arrow_drop_down
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Stream line process and great tools for progress

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Reply from Freedom Debt Relief

Nov 08, 2018

Hello Adnan, Thank you for your positive feedback. We are thrilled to have you apart of our debt resolution program and we are very excited to provide you with financial freedom. Keep up the excellent work, graduation is coming soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Teresa Monroe

January 16th, 2018 Lutherville, MD DETAILS arrow_drop_down
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Since I have started with FDR it has been a pretty seamless process. Customer service reps are very helpful and resourceful. If you have questions they are there to answer quickly and promptly, and if you need to be made to feel at ease they can explain the process and bring you back to reality. The process so far for me has really worked, I have the funds auto deposited and so far I have had two accounts negotiated. It has also taught me that I can save money to purchase things with cash, giving me more buying power, it is also allowing me to save for a house while I pay off the credit debt over 3 years. So so far so good I feel like it works.

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Reply from Freedom Debt Relief

Nov 09, 2018

It is extremely rewarding to know our processes are smooth and easy to follow. It is an even greater reward to know that our advocates in client services have been able to address all of your concerns and answer all of your questions. Now that you've been with us for some time, all we can say is congratulations! You are doing a phenomenal job progressing towards graduation and becoming debt free. As you continue on your journey, remember we are here to support you each step of the way. Thank you for choosing Freedom Debt Relief as a guide to your debt-free future. Keep up the amazing work, Teresa!

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Brier

January 16th, 2018 Omaha, NE DETAILS arrow_drop_down
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I made some poor money choices in my early 20's and then had a family with two kids with medical issues and even if a with good job I was falling behind and had such bad stress that i was making myself sick. Freedom Debt relief has given me the opportunity to start over and help my family better by alleviating the stress of interest rates and loans. It was an easy program to follow. The customer service has been excellent. I would recommend Freedom Debt Relief to anyone looking to get a fresh start from unexpected life challenges financially.

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Reply from Freedom Debt Relief

Nov 08, 2018

Hello Brier, We appreciate your honest review. We understand your financial hardship at Freedom Debt Relief and we are so glad to give you the peace of mind you deserve. We want to eliminate as much stress possible and we are very confident you have a bright future ahead of you. Success is coming your way soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Janet

January 16th, 2018 Waldorf, MD DETAILS arrow_drop_down
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Fast negotiation with the companies and very reliable.

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Reply from Freedom Debt Relief

Nov 09, 2018

We appreciate you complimenting our quick negotiation skills. Congratulations on the tremendous amount of success you've experienced since enrolling. You are well on your way to becoming debt free! We would like to remind you as you head towards graduation, client services is still here to assist you along the way. Thank you for choosing Freedom Debt Relief as a guide on your debt-free journey!

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Debra Sickles

January 16th, 2018 Coeymans Hollow, NY

I am very impressed with FDR and the reps I have spoken with. You are by far the best debt mgt company. You care about your clients and pay attention to detail.

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Reply from Freedom Debt Relief

Nov 08, 2018

Hello Debra, Thank you very much for your positive review. We are very glad to hear about your wonderful experience and we love to surpass your expectations. We are absolutely the best debt resolution option and we have your back through graduation. Keep up the great work! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Janet

January 16th, 2018 Tucson, AZ DETAILS arrow_drop_down
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They do everything except supply the cash. They took aany stress I had and made it go away.....

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Reply from Freedom Debt Relief

Nov 08, 2018

It is rewarding to know, Janet, we were successfully able to provide you with peace of mind. Easing the minds of our clients is one of our top priorities. We are hoping that things are going just as well, if not better, since you first enrolled with us. If you have any questions and/or concerns at all, please do not hesitate to contact client services for immediate assistance. Thank you for choosing Freedom Debt Relief. Here's to your debt-free future!

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Terry Cowart

January 16th, 2018 Smithville, TN

You must have patience at the beginning then everything works out for the better. Great company to work with.

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for sharing, Terry. We could not agree with you more! It definitely takes time and patience in the beginning. But, as you can see, if you hang in there, the benefits will begin to present themselves. Congratulations on the successes you've had since enrolling with us. As you continue to progress towards graduation, keep in mind our client services team is here to support you along the way. Keep up the amazing work and thank you for choosing Freedom Debt Relief!

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Charlene Lockhart

January 16th, 2018 Huntsville, AL

My experience so far has been good thank you so much for a second chance

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for your positive review, Charlene! We love to hear that you've had a great experience with our team and we're all looking forward to your success. Along the way, any time you have questions or would like assistance with your account, please give client services a call at (800) 655-6303 or by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief!

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Jonathon Craft

January 16th, 2018 Hilliard, OH DETAILS arrow_drop_down
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Excellent customer service. Every person I have talked to is very knowledgeable on all aspects of the program. I am very happy with my decision to choose FDR, they have literally saved me thousands of dollars. Before calling them I thought I would have to file for chapter 11 or even sell my house. Thank you FDR!

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for complimenting our client services staff, Jonathon. We want to take this opportunity to congratulate you on successfully completing our program. Wonderful job! Did you know we have a referral bonus program? Feel free to contact client services for more information. Thank you for choosing Freedom Debt Relief and again, congratulations!

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Mandi Hesseling

January 16th, 2018 Wasilla, AK DETAILS arrow_drop_down
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very helpful with questions and easy to approve transactions

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for complimenting our services, Mandi. We're taking this opportunity to touch bases with you, now that you've been enrolled with us for some time. Congratulations on the debts you have successfully resolved! As you continue to progress towards graduation, please keep in mind client services is here to support you along the way. Keep up the excellent work! Thank you for choosing Freedom Debt Relief.

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Uriah Martinez

January 16th, 2018 Amarillo, TX DETAILS arrow_drop_down
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I was very skeptical about joining this program at first. But I took the chance and I have not been let down yet and I don’t expect to be. So far after being with the program a little over 6 months I have already paid off 3 accounts with over 70% discount, and working on the 4th account to be paid off. The staff is always very friendly when I call. I am very satisfied that I took the chance with freedom debt relief and, I would recommend it to anyone trying to get out of debt without financially killing them.

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Reply from Freedom Debt Relief

Nov 08, 2018

Hello Uriah, Thank you very much for your positive review. We understand the beginning of your journey to become debt free may be uneasy but throughout our program, you will see outstanding results. We are so proud of your success thus far and we are confident you will see financial freedom soon. We also would love to have you recommend our program to your friends and family. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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c castro

January 15th, 2018 Alhambra, CA DETAILS arrow_drop_down
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when I contact them for whatever reason they are very nice and helpful!

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for your kind words! We're delighted to hear that our team is meeting your expectations! Please continue to reach out to our client services team any time you have questions, or you can also log onto your client dashboard at . Thank you for choosing Freedom Debt Relief!

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Anonymous

January 15th, 2018 Chandler, TX DETAILS arrow_drop_down
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I didn't expect the instest on the loan be so high and the cost is settle each be so high

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Reply from Freedom Debt Relief

Nov 08, 2018

We apologize if there was a disconnect in the expectations set for our program. We try our best to be upfront regarding any costs incurred by the client. If you still have concerns regarding the settlement fees or any transactions at all from your dedicated account, feel free to reach out to client services at (800)655-6303 for immediate assistance. We're hoping your experience with us has since improved. Thank you for choosing Freedom Debt Relief!

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Griselda

January 15th, 2018 El Paso, TX DETAILS arrow_drop_down
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Rated 5 because I am worry free of my debt and I know that I am paying off my debt.

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you for your great review, Griselda! We're happy that you're stress-free and moving forward positively! Along the way, please feel free to reach out to our client services team at (800) 655-6303 or email . Thank you for being a part of Freedom Debt Relief!

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Happy Customer

January 15th, 2018 Rapid City, SD DETAILS arrow_drop_down
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Easy To Use, Friendly Personnel and It Works! My Debt Is Going Down!!

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Reply from Freedom Debt Relief

Nov 07, 2018

We appreciate the great review! We're delighted to hear of your success and great savings! Please continue to reach out to our client services team when you have questions by calling (800) 655-6303 or email . Thank you for being a part of Freedom Debt Relief!

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Miss Jess

January 15th, 2018 Reno, NV DETAILS arrow_drop_down
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They take care of all issues that arise when accounts are turned over to collectors in a timely manner.

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Reply from Freedom Debt Relief

Nov 08, 2018

We appreciate you sharing how pleased you are in the timing of our services. We hope we are still exceeding your expectations! We're taking this opportunity to touch bases with you, now that you've been enrolled in our program for some time. Please let us know if you have any questions and/or concerns or suggestions on how to improve our services! Thank you for choosing Freedom Debt Relief. Here's to your debt-free future!

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KG

January 15th, 2018 Scipio Center, NY DETAILS arrow_drop_down
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They helped us to take control over our future.

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Reply from Freedom Debt Relief

Nov 08, 2018

KG, this is amazing to hear! We are grateful you are giving us the opportunity to help you become debt free! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Lisa

January 15th, 2018 Pompano Beach, FL DETAILS arrow_drop_down
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Professional and thorough. Very respectful and courteous.

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Reply from Freedom Debt Relief

Nov 08, 2018

Lisa, helping you meet your goals in resolving your debt and becoming debt free is why we do what we do! We are thrilled with the experience you have had within the program! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!