1. Freedom Debt Relief
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Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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13,356 Reviews

Review Breakdown

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Catrina

June 27th, 2018 Tempe, AZ DETAILS arrow_drop_down
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I was extremely overwhelmed in credit card debt and drowning in minimum monthly payments. My dad went through FDR and recommended them highly. Since I enrolled in the program, I have been able to clean up my credit and start fresh. The dashboard is user friendly and informative. Every person I have spoken to is extremely polite and knowledgeable. Best decision ever!

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Delores Allen

June 27th, 2018 Detroit, MI

Being a senior and overwhelmed with credit card debt, Freedom Debt Relief was an successful opportunity to avoid bankruptcy and let creditor know you are willing to pay off your debt with a third party intervention.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Brandi Betts

June 27th, 2018 Kansas City, MO DETAILS arrow_drop_down
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The process was described clearly. Any and all questions I had were answered. I was nervous to purposely stop making payments but understand the reasoning behind the process. This program has helped me to not stress month to month on making payments or possibly having overdraft fees incurred. Making a monthly deposit for the process to begin is so much easier and knowing that I will be DEBT FREE in a matter of a few years rather than decades is fantastic!Getting notifications that an account settlement has been reached is an amazing feeling!

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Mario Borge

June 27th, 2018 Norwalk, CA

All the times I called for information, always talked to a very professional and polite person. I'm very happy FDR is on my side.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Antoinette

June 27th, 2018 Jamestown, OH DETAILS arrow_drop_down
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I was overwhelmed with CC debt, had an offer from FDR. I was not sure, until I talked to the agent. He was a real big help. He helped me decide that, this was the best offer or chance I had. I would like to thank FDR for getting me a deal , saving about thirty four hundred dollars on this one Card.Thanks and I would tell anyone in this situation to give them a chance to help. You will not be disapointed.

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Reply from Freedom Debt Relief

Jul 01, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Amelia Cuello

June 27th, 2018 Gaithersburg, MD

Everything was explained in detail. Ryan helped me and he was amazing. He answered all of my questions and then some!

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Reply from Freedom Debt Relief

Oct 15, 2018

We're so pleased to hear about your experience thus far with our company, Amelia! We're happy to hear that your debt consultant was helpful and has made the process smooth for you. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jimmy Lindsey

June 27th, 2018 Florence, MT DETAILS arrow_drop_down
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Overall Freedom has done what they said they would do. I have had two accounts that still harass me about their account that has not been settled with Freedom.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Maria

June 27th, 2018 Hesperia, CA DETAILS arrow_drop_down
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So far everything has gone according to the plan I was provided with in the beginning. I’ve settled with one creditor, and it was such a relief.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Shirley Moore

June 27th, 2018 Festus, MO DETAILS arrow_drop_down
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I've been very pleased with Freedom Debt Relief. They took a big weight off my shoulders by taking over communication and negotiations with my creditors.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Teresa Merchant

June 27th, 2018 Sutherlin, VA DETAILS arrow_drop_down
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I am amazed at how fast Freedom Debt Relief is at resolving my issues. There customer service is right on top of things. The people are friendly and helpful. your the best FDR. I'm so glad I found you and I will recommend you to all my friends. thank you so much. Teresa

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Dale Lippert

June 27th, 2018 Justin, TX DETAILS arrow_drop_down
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I have just started the process with Freedom Debt Relief; however, the experience I have had thus far has been superb.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Emily Riddle

June 27th, 2018 Aurora, CO DETAILS arrow_drop_down
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I called them up, because I was over $16,000 in debt and they are currently helping me get out of that. I had my first settlement and save over $1100.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Vicki A Sanders

June 27th, 2018 Spring Hill, FL DETAILS arrow_drop_down
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I am so pleased with the knowledge of the employees, I know I made the best decision by coming to Freedom Debt Relief to finally become debt free. Thank you.

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Reply from Freedom Debt Relief

Jul 01, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kim Howard

June 27th, 2018 Escondido, CA DETAILS arrow_drop_down
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Great negotiations and great communication

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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K. Johnson

June 26th, 2018 Natchitoches, LA DETAILS arrow_drop_down
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The customer service representatives are so helpful and informative. I am having a good experience with FDR so far.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jennifer Rezac

June 26th, 2018 Christiansburg, VA

It is tough to let your credit suffer but so far it has been worth it! They are working hard to settle my credit debt for much less then what I could have ever paid on my own.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Wen lin

June 26th, 2018 South El Monte, CA DETAILS arrow_drop_down
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Very good customer support and follow ups

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Janet Sorum

June 26th, 2018 Canton, SD DETAILS arrow_drop_down
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Great experience!! Real nice people working at Freedom Debt Relief.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Diana Yonker

June 26th, 2018 Albuquerque, NM

I appreciate the calm reassurance that you gave even when electors are communicating inappropriately

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Maria Carmody

June 26th, 2018 Carson, CA DETAILS arrow_drop_down
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I wanted to get rid of my credit cards as soon as possible and because of the high interest rates I decided to enroll in a debt relief company. I'm glad I did and am on my way to paying off my bills. The only con I have about FDR is their high fees. They are so high that the CFPB has a lawsuit against them. After looking at some of my settlements, I do see a high fee cost. That said I'm glad I decided to tear up all my credit cards.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Joseph Melillo

June 26th, 2018 Waldorf, MD DETAILS arrow_drop_down
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Very helpful and great customer service . Keeps me in the loop what's going on with my account

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Reply from Freedom Debt Relief

Jul 01, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Arminak Youkhana

June 26th, 2018 Henderson, NV DETAILS arrow_drop_down
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Great experience - great people to work with. Everybody cares and wants to help. Would greatly recommend Freedom Debt Relief.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jackie Reynolds

June 25th, 2018 Wingo, KY DETAILS arrow_drop_down
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I couldn’t be more excited! Freedom Debt Relief have stayed true to their promise to help me get out of debt. I could have never done this on my own. Everyone I have dealt with has been so nice. What more can I say but God Bless and Thank You !

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Carlos

June 25th, 2018 Orange Park, FL DETAILS arrow_drop_down
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The staff is always there to help with any issue I may have. That's what I call a functional customer service. I am very happy with my decision on let this company handle my debt freedom.

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Reply from Freedom Debt Relief

Jul 17, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Diane

June 25th, 2018 Staten Island, NY DETAILS arrow_drop_down
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Since my last two negotiated debt reliefs, I am much more satisfied. Now, I am hoping we can address the last 4, without delay.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Deb C

June 25th, 2018 Inverness, FL DETAILS arrow_drop_down
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Everyone has been very pleasant. The long process is apparently the way this works with creditors offers. I hope to get more offers soon. Only thing is I was told I would get a welcome packet which may have may have been lost in the mail. I contacted Freedon Debt Relief and was told they would send another copy, I requested not to email it, I wanted the actual Welcome Package, but still no such package received! This is very disappointing the female representative has not come through to help me yet.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Dan Truesdale

June 25th, 2018 DETAILS arrow_drop_down
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Freedom Debt Relief has worked well for me and I have had the great blessing of my first credit card debt ($1100.00) settled for $550.00. I will never get another credit card for any reason. I still have to pay back four more and hopefully I will be getting a retirement plan from a former employer in a lump sum payment instead of the monthly annuity that they have to give me (by law) so, I may be able to pay all of my credit for everything that I owe (except my house) which is less than what I would have to pay for renting this same size/style/neighborhood that my house is in.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jen

June 24th, 2018 Hartland, WI

I received a call right away. They were very eager to help me resolve my debt problems. Everyone I talked to was so friendly and kind(:

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Reply from Freedom Debt Relief

Jul 01, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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patricia medeiros

June 24th, 2018 Fairhaven, MA DETAILS arrow_drop_down
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Freedom Dept Relief was very helpful for me. The people you speak with are awesome. If you have any question they answer then truthfully.In 4 years ill be debt free thank you so much.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Tyra L Dickens

June 24th, 2018

They are able to help to cut you debt and gives you a new start.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Luis Manzo

June 24th, 2018 Gilroy, CA

Very helpful stuff I really recommend it's the way to go.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Rose

June 24th, 2018 Del Rio, TX DETAILS arrow_drop_down

So far I feel it will be worth the try with the program. I’m just getting started so I don’t have too much to say. I have received a warm welcome to the program and hope to continue communicating with representatives. Thanks ROSE

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Linda

June 24th, 2018 East Otto, NY DETAILS arrow_drop_down
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Freedom debt relief is great to work with. Very helpful, understanding and friendly

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Reply from Freedom Debt Relief

Jul 01, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Cecil Coles

June 24th, 2018 Baltimore, MD

Great so far so good would like more communication with m& t bank lot of calls from them

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Leah Jo Grove

June 24th, 2018

I appreciate the great communication i’vehad so far. The people are very friendly.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jackie villalobos

June 24th, 2018 Denver, CO DETAILS arrow_drop_down
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I was so worried about my debt and then lost some of my income. I found freedom debt relief and they have been a life saver on helping me to settle my debt. I got my first settlement and I have only been with them for six months.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Diana

June 23rd, 2018 Brooklyn, NY DETAILS arrow_drop_down
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Freedom Debt Relief is working very hard to reduce my credit cards amount. I highly recommend anyone who has financial hardships in paying their credit cards to this company. I like their system

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kathy Flannery

June 23rd, 2018 Mount Union, PA DETAILS arrow_drop_down
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They are right on top of everything by keeping me informed when they have reached a settlement with a debt collector! I couldn’t be more pleased to be working with them. I have been recommending them to my friends and family!!!

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jose Linares

June 22nd, 2018 DETAILS arrow_drop_down
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They work professionally and very kind to speak with the customers

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Reply from Freedom Debt Relief

Jul 01, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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tammie kendust

June 22nd, 2018 Hollister, MO

Freedom Debt Relief is working faster than I thought they would and working for US instead of THEM! I am happy with the (2) settlements that were conducted and hope you keep up the good work! Thank you FDR for working for my family! Tammie Kendust

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Elizabeth C Marmet

June 22nd, 2018 Colorado Springs, CO DETAILS arrow_drop_down
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From the very beginning of my experience the folks at Freedom have been so helpful. This is uncharted waters for me, because I have always paid my debts and relied on the credit card system. Freedom has made this process so easy and worry free. I’m on the road to being credit card free. If I have questions someone is there to reassure me and explain any process. Thank You!

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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adella

June 22nd, 2018 Hagerstown, MD

ask later when thing are paid off because when you could pd one bill early when half off and was down you wouldn't so ask when all is done

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Reply from Freedom Debt Relief

Jul 01, 2018

We look forward to providing you with an excellent experience, Adella.

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Noel Ramirez jr

June 22nd, 2018 North Port, FL

Sonia c. was patient and nices very good she made me understand what’s going on in freedom debt Reief and gave me pease of mind Thank you

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Marlene Garcia

June 22nd, 2018 San Fernando, CA DETAILS arrow_drop_down
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I had a very good experience. Mr. Mitchell was very accommodating and patience.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Walter Cook

June 22nd, 2018 Dayton, OH DETAILS arrow_drop_down
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people I've delt with have been very helpful and nice to deal with and known the answers to my questions.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review of the program. Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Michael

June 21st, 2018 Killeen, TX DETAILS arrow_drop_down
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I settled my account early but the money saved was charged by fees and was taxed by the irs for the income that I saved from settlement. Calling the creditors yourself to settle will save you money in the long run.

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Reply from Freedom Debt Relief

Jul 01, 2018

We're sorry to hear about the dissatisfaction you're experiencing with the program. A creditor, whether negotiating with a third party or directly with the client, may issue a 1099C on any amount saved, exceeding $600. We go over these implications with clients upon enrollment, and we apologize for any confusion. Please contact our Client Services department at (800) 655-6303 for additional assistance with your account.

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Elizabeth Thornton

June 21st, 2018 Forest, IN DETAILS arrow_drop_down
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I would tell folks Buyer beware!! Lots of things not fully explained at the onset and this program really has not saved me any $ due to the large fees taken put by FDR. AND these are taken out at the the beginning of each settlement not at end of program as was originally explained to me. Consequently, my dedicated account was depleted and my creditors ignored due to lack of funds and the end result has been FULL payment and court filings. Also when you call, always someone different with a different explanation and no consistent representative updated about my situations. Thank God I signed up for the NLLG attorney coverage because FDR created more problems for me than they have solved.

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Reply from Freedom Debt Relief

Jul 01, 2018

We're sorry to hear about your experience, Elizabeth. A member of leadership will contact you shortly for further assistance.

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John Murphy

June 21st, 2018 Paradise, CA DETAILS arrow_drop_down
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It took 3 phone calls to resolve our payment plan issue.

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Reply from Freedom Debt Relief

Jul 01, 2018

We apologize for the difficulty, John. If you would like a member of leadership to review this and reach out to you, please send us a private message with your contact information.

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Brenda Jo Williams

June 21st, 2018 Murray, KY

I am so glad that I decided to enroll to , Thank you go with this program. It has given me so much peace of mind, They have been there all along helping me through the steps

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Le Anne

June 21st, 2018 DETAILS arrow_drop_down
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Very professional people helping you, want to help relieve you debt. They go out of their way to help and do what is best for you.

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Reply from Freedom Debt Relief

Jul 01, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!