Solid Ground Financial is a relatively new company working to help consumers be debt free. Since 2007, Solid Ground Financial helps connect consumers with resources to help them with debt consolidation and credit repair. Consumers can also work with an experienced counselor to help them improve their financial situation. The debt consolidation company is known for treating customers well and also has a money-back guarantee. Consumers can get a better idea of what Solid Ground Financial has to offer by taking advantage of the company’s free consultation with a certified counselor.
- Financial tools and resources
- Assistance with a range of debt
Available in 49 States
Unlike many other companies, Solid Ground Financial serves 49 out of the 50 states. Most other companies either don’t even advertise this information or don’t service nearly as many.
Financial Tools and Resources
As a debt consolidation company, Solid Ground Financial helps consumers by providing access to financial tools and resources. For example, consumers who use Solid Ground Financial to help them with payday loan relief are promised that they’ll be able to pay off debt quickly, end late fees, lower interest rates all with no hidden costs. Consumers will receive the Solid Ground Financial newsletter, debt guide and other deliverables from Solid Ground Financial by signing up with the debt consolidation company.
Assistance with a Range of Debt
Solid Ground Financial promises to help anyone with less than $5,000 of debt to more than $20,000 of debt. This is helpful for consumers who are fighting to manage and eliminate debt regardless of the amount.
Unknown Interest Rates
Along the same lines as the point above, Solid Ground Financial does not disclose what kind of interest rates it can secure from creditors for its clients.
Short Time in Business
Compared to competitors, Solid Ground Financial is new to the scene. Many other debt consolidation companies have anywhere from 20 to 50 years of experience helping consumers with their finances. Solid Ground Financial does not have the depth of experience as company that other organizations offer to consumers.
Lack of Accreditations
Another drawback about Solid Ground Financial is that it does not hold any major accreditations for the industry. While Solid Ground is accredited with the CC, the two main accreditations we look for are with the NFCC and the FCAA. This shows to consumers that the company follows best standards and practices for the industry.
Lack of Transparency
Solid Ground Financial does not have much information available on its website. Consumers constantly urged to call or apply online to receive more information. It’s not clear how much Solid Ground Financial charges for setup and activation or monthly fees.
In the service agreement, consumers agree to not hold anyone associated with Solid Ground Financial accountable for any loss, liability, or similar unfortunate events. If anything goes wrong, consumers agree not to pursue Solid Ground Financial court by signing the service agreement. This can be discouraging for a consumer who experiences any type of loss as a result of actions by Solid Ground Financial.
- Unknown interest rates
- Lacking industry accreditations
- Unknown upfront fee
- Unknown monthly fee
Solid Ground Financial has been around since 2007 which means less experience compared other debt consolidation companies. While Solid Ground Financial does provide many financial tools and resources, consumers may be better off choosing an organization with transparent costs and decades of proven experience.