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Solid Ground Financial is a relatively new company working to help consumers be debt free. Since 2007, Solid Ground Financial helps connect consumers with resources to help them with debt consolidation and credit repair. Consumers can also work with an experienced counselor to help them improve their financial situation. The debt consolidation company is known for treating customers well and also has a money-back guarantee. Consumers can get a better idea of what Solid Ground Financial has to offer by taking advantage of the company’s free consultation with a certified counselor.

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$0 - $39

Solid Ground Financial Reviews |


The Good

Company Highlights

  • Financial tools and resources
  • Assistance with a range of debt

Available in 49 States

Unlike many other companies, Solid Ground Financial serves 49 out of the 50 states. Most other companies either don’t even advertise this information or don’t service nearly as many.

Financial Tools and Resources

As a debt consolidation company, Solid Ground Financial helps consumers by providing access to financial tools and resources. For example, consumers who use Solid Ground Financial to help them with payday loan relief are promised that they’ll be able to pay off debt quickly, end late fees, lower interest rates all with no hidden costs. Consumers will receive the Solid Ground Financial newsletter, debt guide and other deliverables from Solid Ground Financial by signing up with the debt consolidation company.

Assistance with a Range of Debt

Solid Ground Financial promises to help anyone with less than $5,000 of debt to more than $20,000 of debt. This is helpful for consumers who are fighting to manage and eliminate debt regardless of the amount.

The Bad

Unknown Interest Rates

Along the same lines as the point above, Solid Ground Financial does not disclose what kind of interest rates it can secure from creditors for its clients.

Short Time in Business

Compared to competitors, Solid Ground Financial is new to the scene. Many other debt consolidation companies have anywhere from 20 to 50 years of experience helping consumers with their finances. Solid Ground Financial does not have the depth of experience as company that other organizations offer to consumers.

Lack of Accreditations

Another drawback about Solid Ground Financial is that it does not hold any major accreditations for the industry. While Solid Ground is accredited with the CC, the two main accreditations we look for are with the NFCC and the FCAA. This shows to consumers that the company follows best standards and practices for the industry.

Lack of Transparency

Solid Ground Financial does not have much information available on its website. Consumers constantly urged to call or apply online to receive more information. It’s not clear how much Solid Ground Financial charges for setup and activation or monthly fees.

No Accountability

In the service agreement, consumers agree to not hold anyone associated with Solid Ground Financial accountable for any loss, liability, or similar unfortunate events. If anything goes wrong, consumers agree not to pursue Solid Ground Financial court by signing the service agreement. This can be discouraging for a consumer who experiences any type of loss as a result of actions by Solid Ground Financial.

Company Drawbacks:

  • Unknown interest rates
  • Lacking industry accreditations
  • Unknown upfront fee
  • Unknown monthly fee

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The Bottom Line

Solid Ground Financial has been around since 2007 which means less experience compared other debt consolidation companies. While Solid Ground Financial does provide many financial tools and resources, consumers may be better off choosing an organization with transparent costs and decades of proven experience.

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6 Solid Ground Financial Reviews

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  1. User Score


    August 3rd, 2016 Fairview, NJ

    I have graduated from the programs at Negotiation Credit Services and Solid Ground Financial. I like to thank you for your help in helping me pay off debts owed to payday lenders. I was in over my head and your services saved me thousands of dollars. I was walked through the whole process and everything was made clear before entering the program. After I completed all the paperwork lenders were contacted immediately and negotiation started right away. Your team was completely professional and willing to help me when ever I had a question. I recommend your services to any one who can not get payday lenders out of their bank accounts. Thanks again.

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    July 11th, 2016 Cleveland, OH

    This company saved my life! I was drowning in debt and about to be evicted from my home. I made the call and my enrollment specialist Consuelo was super amazing. She was non judgemental and made the process quick and painless. The customer service was amazing and they did everything they said they would do. I was even happier when I received an email from Jemarus stating I had completed the program a few months early! I have since referred some friends to Solid Ground Financial and would highly recommend their services!

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    June 27th, 2016 Redwood City, CA

    Great company handles all the negotiation and payment schedule for me on my outstanding debts. Went by very fast!

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    June 23rd, 2016 Dallas, TX

    I was skeptical at first, but as time progressed with SGF, I definitely began to appreciate the candor and willingness to help me from the team. They were very understanding of my situation, were accessible if I or when I had questions, and that meant a lot to me. After reading other reviews I was shocked that no one else was having as good an experience as I was. I walked through the calender and scheduled my payment dates and instead of the 8 month time frame I was quoted for my debts to be settled- it only took me 6! I was so ecstatic because things had been hard for a while. Much more fiscally aware and I know now to never go near another payday loan. Those companies are RIDICULOUS with their fees. Thank you so much SGF for educating me about budgeting and helping me understand structure and how to budget. I would definitely recommend this company to friends, family, or anyone interested in wanting to be free of the burden of these nightmarish companies.

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    May 26th, 2016 Houston, TX

    all the folks are solid ground were extremely helpful and professional. never did I call of email, hat a person help me out. I would use them again and definitely refer others to them. thanks so much for your time, patience and help. gary l. boehm

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    May 17th, 2016 Kannapolis, NC

    I was drowning in payday loan debts, and I found Solid Ground. They were able to assist me with becoming debt free. Customer service qas great! My phone calls and emails were answered promptly, and they treated me with dignity and respect. I would recommend their services!

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