The organization strives to help consumers with a Christian perspective and provides programs such as credit counseling programs, bankruptcy consultations, and financial literacy programs. Consumers are promised that they’ll be able to reduce or eliminate interest rates by working with Christian Debt Counselors.

Rank Chart
Monthly Price
Accreditations
Our Score

#1

$0-69
CPFC,ISO,FCAA
9.3

#2

$10-49
CPFC,ISO
8.3

#3

$0-39
ISO,CC
6.9

#32
Christian Debt Counselors Reviews | BestCompany.com

Undisclosed
None
1.2

The Good

Company Highlights

  • Financial Tools and Resources
  • Free Consultation

Financial Tools and Resources

Christian Debt Counselors provides several financial tools and resources for the benefit of consumers looking to improve their financial situation. Tools and resources provided by Christian Debt Counselors include financial literacy programs, credit counseling programs, bankruptcy consultations and debt settlement programs.

Free Consultation

Consumers who are interested in the possibility of working with Christian Debt Counselors have the opportunity of receiving a free no obligation consultation. This means that consumers can learn what it can cost to manage and eliminate debt without owing anything to Christian Debt Counselors. Receiving a free quote may be all a consumer needs to start his or her journey towards financial freedom.

The Bad

Company Drawbacks:

  • No ISO certification
  • Lacking debt education resources
  • Missing industry accreditations
  • Less than 10 years of experience

Not ISO Certified

A company with an ISO certification means that the company meets the standards set by the International Organization for Standardization. Christian Debt Counselors is a company that, for whatever reason, does not have an ISO certification. Standards set by the ISO include requirements for quality management, materials and products. A lack of ISO certification can dissuade consumers from using of Christian Debt Counselors.

Few Debt Education Resources

Compared to other debt education companies, Christian Debt Counselors does not have as many resources or tools for consumers regarding debt education. Christian Debt Counselors does not have many of the same tools and resources that other companies have when it comes to educating consumers on how manage student loans or what factors need to be considered when buying a home.

Less than 10 Years of Experience

Christian Debt Counselors has only been in business since 2007. Other debt consolidation companies have significantly more experience with as much as five decades of helping consumers manage and eliminate debt.

Lack of Accreditation

Christian Debt Counselors is not accredited by the National Foundation for Credit Counseling (NFCC).Additionally, the company is not accredited by the Financial Counseling Association of America (FCAA), another similar accreditation organization. Having an accreditation from the NFCC or the FCAA means that a debt consolidation company is part of the greater debt consolidation community while adhering to industry best-practices and ethics.

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The Bottom Line

Christian Debt Counselors has displayed the ability to resolve customer issues. The organization also assists consumers through financial literacy programs and credit counseling programs. However, Christian Debt Counselors does not have ISO certified counselors and has only been around since 2007. Our recommendation is to do thorough research of debt consolidation companies with a proven track record before moving forward with any debt consolidation company.

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Frequently Asked Questions

Consolidation or Personal Loan?

Christian Debt Counselors is a debt consolidation company and helps consumers get out of debt through different ways such as credit counseling.

What Is The Monthly Fee?

Christian Debt Counselors has not disclosed its monthly fee.

Are There Any Upfront Fees?

Christian Debt Counselors had not disclosed its upfront fees.

What Is The Cancellation Policy?

Consumers can cancel their service agreement with Christian Debt Counselors at anytime with no penalties attached.

Can I Get a Free Consultation?

Through Christian Debt Counselors, consumers can receive a free consultation to determine their financial needs and what steps consumers need to take to be debt free.

More Information

About Christian Debt Counselors

Based in Florida, Christian Debt Counselors has been working with consumers since 2007. Christian Debt Counselors offers some educational resources to help customers with long term financial decisions. The organization provides different resources to help consumers achieve their financial goals such as financial literacy programs and bankruptcy consultations.

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1 Christian Debt Counselors Reviews

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    4

    June 22nd, 2015 Richmond, VA

    One year into the program. CDC simply acted as a referral and handed me over to a law firm. They are now not able to help at all. The law firm (Arnold Law) made some rash commitments and now it doesn’t seem like they will be able to satisfy my creditors after all. If I had to do it again, i would ignore the “Christian” label and go with the best rated service.

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