No Information on Fees or Costs
The website does not provide any specific, numerical information on fees, rates, or costs. It is unclear whether or not Armada charges cancellation, late, upfront, or monthly fees. This is necessary information to know when exploring debt relief options.
Armada also does not say if it has a minimum debt requirement for consolidation services.
Customers online have said that Armada helped them with as little as $3,000 worth of debt, but this cannot be confirmed since the website lacks transparency. If this is true, that price point is markedly lower than other companies in the industry, which require a $7,500 or $10,000 minimum debt requirement.
Armada deeply lacks accreditations. The company is not ISO, AFCC, or IAPDA accredited. Additionally, Armada does not state if its counselors are certified in any way.
No Consolidation Resources
While educational resources are not necessarily required for companies, they are convenient to have for people wanting to learn more. Armada does not provide any kind of consolidation educational resources. In fact, the company does not provide any educational resources on anything debt or financial related.
No Money-Back Guarantee
Many top companies in the industry back their programs with some kind of satisfaction guarantee. It is assumed Armada does not include a money-back guarantee with its services since the website provides virtually no information on one.
Website Not Transparent
The website is not helpful when it comes to Armada's debt relief programs. The company does not explain their consolidation services in depth, at all. Armada really only describes its debt settlement services-rather than explaining the consolidation program as a whole.
Additionally, the website does not explain what states its consolidation services are available in.
Furthermore, the company's website has multiple spelling and grammar errors, making their consolidation services not as credible-looking as they could be. It is unclear whether or not the consolidation services include a consolidation loan.
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