Best Credit Unions

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66 Real Customer Reviews

3.6
Average User Rating

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Compare The Top Credit Unions CompaniesSort By:
  • No Checking Interest Rates
  • Initial Deposit: $5
  • Coverage: 1 State

Redstone

  • No Checking Interest Rates
  • Initial Deposit: $5
  • Coverage: 1 State
  • Checking Interest Rate: 0.10%
  • Initial Deposit: $6
  • Coverage: 2 States

CEFCU

  • Checking Interest Rate: 0.10%
  • Initial Deposit: $6
  • Coverage: 2 States
  • Checking Interest Rate: 1.26%
  • Initial Deposit: $6
  • Coverage: 1 State

American Airlines Credit Union

  • Checking Interest Rate: 1.26%
  • Initial Deposit: $6
  • Coverage: 1 State
  • Checking Interest Rate: 0.50%
  • Initial Deposit: $7.00
  • Coverage: 1 State

Achieva

  • Checking Interest Rate: 0.50%
  • Initial Deposit: $7.00
  • Coverage: 1 State
  • Checking Interest Rate: 0.25%
  • Initial Deposit: $25
  • Coverage: 1 State

State Employees' Credit Union

  • Checking Interest Rate: 0.25%
  • Initial Deposit: $25
  • Coverage: 1 State
  • No Checking Interest Rate
  • Initial Deposit: $25
  • Coverage: 1 State

Desert Schools

  • No Checking Interest Rate
  • Initial Deposit: $25
  • Coverage: 1 State
  • Checking Interest Rate: 0.00%
  • Initial Deposit: $25
  • Coverage: 1 State

NIH Federal Credit Union

  • Checking Interest Rate: 0.00%
  • Initial Deposit: $25
  • Coverage: 1 State
  • Checking Interest Rate: 0.03%
  • Initial Deposit: $50
  • Coverage: 4 States

Alaska USA Credit Union

  • Checking Interest Rate: 0.03%
  • Initial Deposit: $50
  • Coverage: 4 States
  • Checking Interest Rate: 0.55%
  • Initial Deposit: $50
  • Coverage: 1 State

Star One

  • Checking Interest Rate: 0.55%
  • Initial Deposit: $50
  • Coverage: 1 State
  • Checking Interest Rate: 0.24%
  • Initial Deposit: Undisclosed
  • Coverage: Undisclosed

Navy Federal Credit Union

  • Checking Interest Rate: 0.24%
  • Initial Deposit: Undisclosed
  • Coverage: Undisclosed
  • No Checking Interest Rates
  • Initial Deposit: $5
  • Coverage: 1 State

Redstone Federal Credit Union first started in 1951, when the United States Government granted Redstone Federal Credit Union their charter. Redstone originally started with eleven original investors and assets totaling only $55 that was stored in a shoebox. The first Redstone Federal Credit Union branch was located on Redstone Arsenal and so Redstone only served employees of Redstone Arsenal. Today Redstone Federal Credit Union’s headquarters are located in Huntsville, Alabama and has expanded out of a shoebox to service over 50 locations throughout Alabama. Redstone has become the largest credit union in Alabama and the 25th Largest in the nation. Redstone has since expanded their eligibility requirements and after meeting the eligibility requirements, all it takes for someone to become a member is an initial $5 deposit to constitute member ownership in the credit union. Redstone Federal Credit Union takes pride in their business and helping their members succeed. Their mission is to improve the financial well-being of their members and communities by offering trusted advice, choices, opportunities, and solutions. Their core values are respect, integrity, soundness, and excellence.

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  • Checking Interest Rate: 0.10%
  • Initial Deposit: $6
  • Coverage: 2 States

Citizens Equity First Credit Union (CEFCU) was founded in 1937 to serve employees of Caterpillar. This was during the Great Depression, at that time it was difficult for many people to get affordable loans, that is when a small group of Caterpillar employees formed the Credit Union during their lunch hour by pooling together what little money they had in a cigar box. This money was used to make affordable loans to Credit Union members — with one member's savings used to help another member who needed a loan. CEFCU carries on the Credit Union tradition of “members helping members” still today. Currently, CEFCU has expanded and grown to serve members primarily located in the state of Illinois in 14 counties and three counties in California located around the Bay Area. Their membership is open to those who currently work or have retired from Caterpillar along with 500 other partner companies.

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  • Checking Interest Rate: 1.26%
  • Initial Deposit: $6
  • Coverage: 1 State

American Airlines Credit Union started more than 75 years ago with a small group of American Airlines employees who wanted to form a financial institution that was dedicated to helping their colleagues. The original plan from 75 years ago has flourished with Credit Union membership expanding to members of the airline transportation industry in general, such as airline employees; government employees including TSA, FAA and others who work directly in administration; regulation or security for airports or airlines; freight and air courier services; baggage; aircraft maintenance; onboard airline food services and more. When you are a member, your family is invited to join as a member as well, including your spouse, children, parents, siblings, grandparents, grandchildren and permanent household members. Once you become a member of the Credit Union, you remain a member as long as you wish, even if you should leave the airline industry for any reason.

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  • Checking Interest Rate: 0.50%
  • Initial Deposit: $7.00
  • Coverage: 1 State

Achieva Credit Union was established in 1937 along Florida’s Suncoast. For the last 80 years, Achieva has focused on providing “GOOD” banking experience to people from all walks of life. Unlike a bank, Achieva is not-for-profit credit union, which means they are owned and operated by the members they serve. Currently they have 24 branches and over 140,000 members in the state of Florida. 

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  • Checking Interest Rate: 0.25%
  • Initial Deposit: $25
  • Coverage: 1 State

As a not-for-profit cooperative, State Employees' Credit Union operates solely for the benefit of its membership. Member benefits are typically measured by the cost of financial services provided; by the range of financial products offered and by the convenience of access to those services and products. The credit union way is to continually invests and reinvest in member service. As a federally insured, state-chartered financial institution, State Employees' Credit Union is obligated to meet the rigorous requirements of a highly regulated industry. Safety and soundness in all operations are paramount. As a fiduciary on which membership relies, State Employees' Credit Union must be operated with unquestionable fidelity to the principles of honesty, integrity, prudence and equity. State Employee Credit Union strongly believes that in order to build a sound organization you need the support of the members and community. They truly believe that their credit union organization was built on the principle of "People Helping People." The membership always comes first at the Credit Union! State Employees’ Credit Union, is a not-for-profit financial cooperative owned by its members, it was founded June 4, 1937, with 17 members and $437 in assets. It was initially operated on a part-time basis from the basement of the Agriculture Building in Raleigh. Over the years, State Employee Credit Union has grown in services, membership, and assets. As of March 2012, SECU serves 1.7 million members with just under $25 billion in assets, six Contact Centers open 24/7, a voice response telephone service and an interactive website.

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  • No Checking Interest Rate
  • Initial Deposit: $25
  • Coverage: 1 State

Desert Schools Federal Credit Union is a federally insured and chartered credit union that was started in 1939. Today Desert Schools Federal Credit Union has over 300,000 members. They are based in Phoenix, Arizona, and currently operate about 50 branches and service centers throughout Gila, Maricopa, and Pinal counties in Arizona. Desert Schools is the largest credit union in Arizona, managing 3.2 billion dollars in assets as of July 2013. Membership for Desert Schools Federal Credit Union is available to any individuals who live, work, worship, or attend school in Gila, Maricopa, and Pinal counties. Additionally, family members of current or eligible members may join.

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  • Checking Interest Rate: 0.00%
  • Initial Deposit: $25
  • Coverage: 1 State

The National Institutes of Health (NIH) Federal Credit Union serves the biomedical industry through affordable loans and banking options that save members time and money. In 1940, the NIH Federal Credit Union was created by the employees of the NIH. They currently have 43,000 members within the states of North Carolina, Maryland, Washington DC, Virginia and West Virgina.

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  • Checking Interest Rate: 0.03%
  • Initial Deposit: $50
  • Coverage: 4 States

Alaska USA Federal Credit Union is a not-for-profit; member-owned credit union that was chartered in 1948 at the Alaska Air Depot in Anchorage, when Alaska was still a territory. The 15 founding members felt that local financial institutions were not adequately meeting the credit needs of the federal civil service personnel who had been transferred to Alaska. Alaska USA Federal Credit Union started from humble beginnings when those 15 members began pooling their savings and extending credit to one another while volunteering their time to operate the credit union. Today, Alaska USA is a full-service financial institution that provides members with competitive rates on loans and deposits as well as low fees for services. With a full range of financial services, members have everything in one place, including checking and savings accounts, consumer loans, and credit cards. In a growing number of locations, Alaska USA also offers business services, commercial and personal insurance, and real estate loans, as well as mortgage loans by Alaska USA Mortgage Company. Alaska USA has branches in Alaska, Arizona, California, and Washington and serves members living in all 50 states and around the world.

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  • Checking Interest Rate: 0.55%
  • Initial Deposit: $50
  • Coverage: 1 State

The Lockheed Missile Employees Federal Credit Union was chartered in October 1956 to serve employees of the new Lockheed Missiles and Space Division in Sunnyvale, California. They opened their doors in January 1957 when 1,350 member accounts were transferred from the Lockheed Aircraft Employees Federal Credit Union in Burbank. They have since re-branded and became Star One Credit Union.

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  • Checking Interest Rate: 0.24%
  • Initial Deposit: Undisclosed
  • Coverage: Undisclosed

Navy Federal Credit Union opened its first account back in 1933. Initially starting with just seven customers, the credit union now boasts over five million members 82 years later with more than $78 million in assets. Their vision statement focuses directly on their members, "Be the most preferred and trusted financial institution serving the military and their families."

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