USA Credit Repair (formerly USA Credit Doctors) helps clients resolve a number of credit-related issues, including collections, foreclosures, liens, and more. Unlike comparable companies, USA Credit Repair provides clear pricing information, and provides credit updates through Identity Guard. However it’s unclear whether the company is continuing to operate under its former name.
Unlike many companies in the industry, USA Credit Repair is actually upfront about its pricing and packages: the company charges $399 for individual credit repair, or $599 for couples credit repair. The company also provides a reasonable 100% refund policy, in which customers can submit a written request to the company if the company has not met the customer’s credit goals by the end of the credit repair program. The company also provides credit alerts through Identity Guard, one of the leading identity theft protection companies in the industry.
Works Closely with Credit Bureaus
USA Credit Repair provides instant credit alerts (through Identity Guard).
Reasonable Refund Policy
Customers have 30 days after the program ends to request a 100% refund.
One point of confusion when dealing with this company is whether it still does business under its former name of USA Credit Doctors. Currently, the company operates two identical and functioning websites under each name. While this does not necessarily imply the company has done anything unethical, it can suggest that the company has not stayed up-to-date with its online presence, and customers should be aware of this fact before doing business.
Lack of Clarity between Company Names
Unclear if the company does business as USA Credit Repair, USA Credit Doctors, or Both.