Trinity Credit Services has been in business since 1995, and seeks to help customers repair their credit history as quickly and efficiently as possible. Each customer receives a custom restoration plan, and is given tools to help them prepare for the future. The company charges per-deletion, which can be great for smaller cases, but can be expensive for larger cases.
Trinity charges each customer a flat-rate price for the entire credit repair.
Obtains Credit Reports on Your Behalf
The company lightens the cost to you by obtaining updated credit reports on your behalf.
Trinity Credit Services takes a unique approach to credit repair. Rather than charging a monthly rate, the company analyzes your unique credit repair needs, and charges you accordingly. This pricing model is preferable for individuals with minor credit repair issues. The company will also obtain credit reports from all three credit reporting bureaus on your behalf, and provides an online portal to help you keep track of the repair process. Trinity Credit Services claims that most of its customers will see satisfactory results within 180 days (six months).
No Attorneys on Staff
Trinity Credit Services does not work with attorneys or a law firm to help repair your credit.
No Pricing Information Available
Because each case is different, Trinity Credit Services does not advertise its prices.
While Trinity Credit Services’s pricing model makes sense for people with only a few negative items affecting their credit score, this model can become quite expensive for those in need of major repair. Furthermore, it’s unclear exactly how much Trinity Credit Service will charge you for each deletion, as zero pricing information can be found on its site or through its customer service representatives. Lastly, Trinity Credit Service does not work with attorneys, who can provide additional expertise in helping you correspond with creditors, debt collectors, and credit bureaus.