The Credit Repair Group provides credit restoration and education services exclusively for residents in Pompano Beach, Florida. Consumers must be able to meet in-person for a personal and confidential appointment at the company’s office.
The Credit Repair Group works to help individuals and couples repair their credit by removing inaccuracies from various credit reports. Those that decide to enroll in The Credit Repair Group program can expect the benefit from the following services:
Full Credit and Situation Analysis
The Credit Repair Group works closely with the client during the entirety of the credit repair process. The credit restoration company will perform a full credit and situation analysis and then create a customized plan to clean up credit reports by disputing erroneous items. The company will draft and send dispute letters to the major credit bureaus for an investigation into these inaccurate items and continue to monitor progress updates. Results of the investigation are sent directly to the client within a period of 30-45 days.
Money Back Guarantee
The credit repair company offers dissatisfied customers a full refund if there is no increase in overall credit report scores within 6 months.
While The Credit Repair Group can help with in certain circumstances, there are some limitations to their platform prospective clients should be aware of. These include:
No Pricing Information
The credit repair company does not disclose pricing information to the public on its corporate website. Consumers will have to contact the company directly for more information.
Questionable if in Business
The Credit Repair Group operates under the domain repairmyscore.com, however, the previous web domain of the company was creditremedy.com. However, the latter domain is no longer operational. There are also no customer testimonials or proof of past successful deletions on the corporate website.
Frequently Asked Questions
How much do Credit Repair Group services cost?
There is no information available about the price for The Credit Repair Group’s credit repair services.
Does Credit Repair Group allow me to enroll more than one person or my whole family?
It is unclear whether The Credit Repair Group works with just individuals or families as well.
How does Credit Repair Group repair my credit?
The Credit Repair Group repairs customers’ credit by being persistent in disputing negative actions with the bureaus.
Does Credit Repair Group provide credit monitoring?
There is no credit monitoring service available through The Credit Repair Group.
How long will it take before I start seeing results with Credit Repair Group?
Many Credit Repair Group customers begin to see real improvements in their credit scores after 60–90 days.
What results can I expect from Credit Repair Group?
Since every credit score and history is different, The Credit Repair Group does not provide possible results for their potential customers.
How can I contact Credit Repair Group?
A customer can get in contact with The Credit Repair Group by phone, email, or by stopping by the company’s office in Pompano Beach, Florida.
The Credit Repair Group understands that every credit report case is different and that not every customer will see similar results. So they have not published any potential results to the website for customers to see.
The pricing information for The Credit Repair Group’s services is discussed with the customer during a confidential analysis meeting.
How it Works
The Credit Repair Group operates a simple three step credit repair process similar to that of other credit repair companies.
Step #1: Analysis
After credit reports are obtained, a full credit and situation analysis will be performed to determine what inaccurate items may be eligible for removal. Verified negative items will still remain on credit reports for the standard length of time.
Step #2: Dispute Process
The company will create and send dispute letters to the 3 major credit bureaus on the client’s behalf. The bureaus will investigate the erroneous items and report their finding to the client by mail within 30-45 days.
Step #3: Settlement
Inaccurate items will be removed and the company will continue the monitoring process to ensure they are permanently deleted. The company will also work closely with the client to resolve any possible debt.
What to Expect when Signing Up
Customers will come to the Credit Repair Group office to have a confidential meeting about their credit to see what may or may not be done to improve it. A plan will be developed on how to move forward.
The credit team will then work to dispute the negative items with the credit bureaus to get them removed.
Some items take a lot of persistence to be removed from credit histories. The Credit Repair Group will repeat the dispute process as many times as necessary to get the items removed or the score as high as possible.
What Can Be Removed
The team of credit experts at The Credit Repair Group offers to work to remove any “inaccurate, misleading, invalid, or outdated” items off of customers’ credit histories. The company does not share specific examples of what types of times it will try to remove. But those items that cannot be verified by the creditor or other bureaus must be removed from a credit history based on the law.