Even though the Credit Pros have only been in business for 7 years. Combine this with their staff of Certified FICO professionals, and the Credit Pros are a great option for credit repair. The firm claims they are “the company that is fixing America’s credit”.

Rank Chart
Monthly Price
Company Rating
Review

#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#9
The_Credit_pros

Undisclosed
7.8

The Good

Not only do the Credit Pros provide a free consultation with one of their certified FICO professionals, they provide unlimited disputes and goodwill letters to creditors at no additional cost to the client. In addition to these perks, the Credit Pros have several other features to note, such as:

24/7 Access

The Credit Pros provide clients with a client portal that can be accessed 24/7. In addition, clients have 24/7 access to a case manager.

In-House Licensed Attorneys

The firm has licensed attorneys on staff, providing a level of expertise to clients’ credit cases. Also, the President of the Credit Pros is a Certified FICO Professional.

Transparent Payment Options

The Credit Pros have all of their pricing information and plan options on their website for everyone to see. The firm offers a pay-per-deletion option for $50 per deletion or an unlimited program for $99 a month.

The Bad

In 2012, the Attorney General found The Credit Pros guilty of unlicensed credit repair activity in Idaho. The company was ordered to pay $1,000 in restitution fees. Other charges from the company are:

High Setup Fees

$149 per individual is charged for a setup fee and/or $249 per couple.

The Bottom Line

The Credit Pros clearly have more good features to their services than drawbacks. The firm’s President is a Certified FICO Professional and they have a team of Certified FICO Professionals on hand for clients. In addition, the Credit Pros offer a free consultation and credit restoration ebook to potential clients. Combine these positive points with their 100% guarantee and the Credit Pros are a great option for credit repair services. The firm’s only big drawback is their high set-up fees.

Frequently Asked Questions

How much does The Credit Pros cost?

Individuals pay $179 to enroll with The Credit Pros, while couples pay $279 for the first payment, plus $50 for the first confirmed deletion per bureau and $75 for public record deletions.

Does The Credit Pros allow me to enroll more than one person or my whole family?

An individual and couples may enroll.

How does The Credit Pros repair my credit?

The Credit Pros will aggressively work with reporting bureaus to delete false information on your credit report.

How does The Credit Pros provide credit monitoring?

Experts will carefully examine your credit report and determine what items can be removed and whether you need to enlist their services to improve your credit.

How long will it take before I start to see results with The Credit Pros?

Clients should see removal of false information from their credit report within the first 90 days of service.

What results can I expect from The Credit Pros?

Clients should expect to see their credit scores improve within three months through the deletion of erroneous charges.

How can I contact The Credit Pros?

Contact the company by phone at 1-800-411-3050.

More Information

Published Results

The Credit Pros promote the fact that clients can expect credit repair to take as little as three months but sometimes as much as six to 12 months.

In addition, The Credit Pros say that you will get your credit reports as early as 45 days after signing up.

If you are not satisfied with the service you are receiving for with the results from your credit repair process, The Credit Pros have a policy where you can cancel your service at anytime. Plus, the company promises a 100 percent money-back guarantee.

Price Breakdown

The Credit Pros allow individuals and two-party customers to enroll as clients. Depending on your situation and how successful the company is at removing false information, your payment amounts will be higher or lower.

Single User

If you alone enlist the help of The Credit Pros, you will pay a one-time fee of $179.

Couple Pricing

You and your spouse or partner may have The Credit Pros work with both of your credit situations. In this case, the couple pays a one-time fee of $279 for services provided.

Additional Costs

Individuals and couples will pay extra for each successful removal from their record. In both cases, clients will pay $50 per confirmed deletion of an inaccurate mark on the credit. Also, clients pay an extra $75 for deletions of public record matters

Free Consultation

If you aren’t sure whether you would be a good candidate for credit repair, or if you need some initial education and advice, The Credit Pros are happy to meet with you one on one to discuss your needs and answers your questions. This consultation will cost nothing.

How It Works

Once you decide it’s in your best interest to meet with a specialist from The Credit Pros, the company will get started on your file without delay. Here are some specific steps.

  1. The Credit Pros will give you honest, frank advice on what your situation looks like currently and what it will look like in the future if you enlist the company’s help.
  2. The company will also work hand in hand with you to set attainable goals on what you hope to achieve financially and how you can get there based on your credit.
  3. A seasoned professional will then begin contacting bureaus on your credit report that show collections issues, liens, late payments, delinquencies and so forth. The company will force the agencies to delete false reports that erroneously damaged your credit.
  4. The Credit Pros don’t want you to be in this predicament again, and they want you to move forward with renewed confidence and knowledge. To make sure this is the case, specialist will provide you with the education and resources you need to make good credit choices in the future.

What to Expect when Signing Up

  1. Expertise and experience. With a matter as serious as credit repair, you don’t want to trust just anyone. With The Credit Pros, you won’t have to worry about this. Nationally renowned experts and professionals who know and understand credit reporting and credit improvement lead the company.
  2. Reputable and trustworthy. It might make you uneasy to share your most private financial information with someone else, but you can have confidence that The Credit Pros will treat you with respect and honesty as you work together on your credit repair case.
  3. Tenacity. The Credit Pros won’t stop working for you until you are satisfied and until all false records on your credit report of gone for good.

What Can Be Removed?

On your own, it can be very difficult to repair your credit significantly. Paying off debt is a good practice, but what will raise your score considerably is the removal of erroneous items. Some of these include the following:

  1. Late payments. These include items that were in fact paid on time or resolved but not recorded.
  2. Tax liens
  3. Closed accounts
  4. Charge-offs
  5. Students loans
  6. Foreclosures
  7. This includes automobiles and other items bought on credit.
  8. Collections
  9. Personal identification changed or corrected.
  10. Negative settlements
  11. Judgments

The Credit Pros cannot remove any negative items on your report that are in fact truthful and accurate.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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184 The Credit Pros Reviews

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  1. User Score

    10

    December 5th, 2016

    Excellent service and quick results! Other than sending in my paperwork….it’s been a hands-off experience for me….THEY do all the work! They’re Web portal setup is very user-friendly. I have easy access to check on the progress of my file. I have been very satisfied with their help getting me back on track!
    Their company name says it all…!!!

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  2. User Score

    7

    December 4th, 2016 Scottsdale, AZ

    My credit has been low since I can remember and I never used to worry about it when I was younger. Over night it seemed like I turned 50 and here I am still with bad credit. I heard about credit pros online and now in just over a month my scores have jumped almost 30 points because of Credit Pros and it continues to rise. I am so excited because my main goal is to own a home of my own within the next couple years. I know with you guys I am on my way to reaching my goal. THANKS!!!

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  3. User Score

    10

    November 26th, 2016

    I have been wanting to go with Credit Pros. I saw them advertised on Credit Solutions. I have enjoyed the professionalisn by Credit Pros. I would definitely recommend them to anny of my friends and family.

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  4. User Score

    10

    November 20th, 2016

    Outstanding customer services and always a friendly ear to listen with empathy and offer solid advice.

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    1

  5. User Score

    10

    November 14th, 2016 Phoenix, AZ

    The credit pros are the best choice I’ve made to fix my credit. They are very efficient. dependable and informative. They have done so much for me, I’m impressed.My credit is getting better and they have cleaned it!! Wish I would’ve known about them years back. I’m very happy with them.

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  6. User Score

    10

    November 12th, 2016 Broken Arrow, OK

    The credit pros have done exactly what they told me they would do, remove negative items from my report. In the case of one of the three bureaus, the results have been exceptional. I am excited to see continued success over the next couple of months.

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  7. User Score

    10

    November 11th, 2016 Midland, MI

    Such a fabulous credit service agency!! You have increased my score 89 points within 3 months and there is more to come!! Thank you so much with your assistance and teaching me. I also appreciate how informative you are when I call you!!!

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  8. User Score

    7

    November 9th, 2016 Monterey, CA

    The company has deleted some bad credit information but it seems to me the will draw this out longer than they stated originally so they will make more of a monthly profit!

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    1

  9. User Score

    10

    November 7th, 2016

    Credit Pros have worked hard to get disputed items removed from my credit file. I don’t have the time or expertise to do what they do. It seems that the credit bureaus really respond to there input. I’ve already seen a 50 point jump in my FICO score.

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  10. User Score

    10

    November 2nd, 2016

    Worth the time and money. They provide results!!

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  11. User Score

    10

    October 28th, 2016 Nutley, NJ

    Credit Pros are on their “A” game. Already had negative items removed in the first round. Credit score went up. Ready for round 2

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    1

  12. User Score

    10

    October 27th, 2016

    This company does all they say they can do I’m truly for once thrilled to have found a true worthy credit repair company. Beyond excited

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    1

  13. User Score

    10

    October 23rd, 2016 Menominee, MI

    They do not waist time. Quick results! Very pleasant and willing to help in any way. They help educate in any way they can. They stand behind their commitment.

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    1

  14. User Score

    9

    October 22nd, 2016 Montgomery, TX

    they have helped my improve my credit score drasticly in a very short time.

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    1

  15. User Score

    10

    October 22nd, 2016

    this company is awesome… you cant go wrong with them

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  16. User Score

    10

    October 19th, 2016

    Awesome awesome service, thank you credit pros!

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    1

  17. User Score

    10

    October 19th, 2016 Charlotte, NC

    First off I don’t give Reviews normally. This company DESERVES IT.
    This is by far the Best Credit repair company I have ever used and I have tried several. In the first 60 days they got 79 negative Items deleted from my credit report. Some were past due State Tax liens that had been paid but remained on my report along with many many other items. I was shocked when I got the results from Stage 1. Just went into stage 2 and I cant wait to see their progress. My score was at 1 time 810 before the housing bust in 2008. They got it from 536 to 650 mon Equifax and over 700 on the other 2 in 60 days”

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    2

  18. User Score

    10

    October 18th, 2016 Melbourne, FL

    I didn’t expect my credit score to improve as drastically as it has in such a short amount of time (2 months). I hope that by the time this process is done that at each credit bureau that my score is in the high 700s. 1 down, two more bureaus to go. The shame I used to feel about my score is gone. I even have my first non-secured credit card. I am so proud of myself and all the hard work that the Credit Pros is doing. Keep up the good work!!

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    1

  19. User Score

    9

    October 15th, 2016 Tampa, FL

    My score going up to 579. Still poor but it is okay. A little bit of time I will be fine

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  20. User Score

    10

    October 14th, 2016 Memphis, TN

    The Credit Pros are very knowledgeable and the service they provide is impeccable I have had significant results in a very short period of time and I am very satisfied.

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    1