Sterling Credit Group is a credit repair company based out of Denison, Texas. The company has specialized in credit repair services for over 15 years. Sterling Credit Group provides customized plans to meet every clients needs.

Rank Chart
Monthly Price
Company Rating


$79.95 -119.95







The Good

  • Customized plan
  • No hidden fees

Customized Repair Plan

Sterling Credit Group offers customized plans to all of their clients. Credit consultants analyze each client’s credit report and determines the best course of action. This allows the customer to have a unique repair plan that is tailored to their circumstances.

No Hidden Fees

Sterling Credit Group does not require initial fees, monthly fees and has no hidden fees. Sterling requires an upfront one-time charge for their services. Depending on the customer’s needs this could be expensive upfront. But depending on the circumstances, having a one time fee could be less costly than other companies who have monthly fees. Sterling Credit Group also offers money back if you are not satisfied with your results.

The Bad

  • No educational resources
  • Lack of published results
  • Must send in files

Consultation and Education

Sterling Credit Group does not offer educational materials to help their clients maintain good credit or become more financially educated. Other credit repair companies usually offer tools, courses, articles, videos, guides, or blogs to help their clients become more well informed in financial matters. Sterling does not offer in-depth consultations or coaching sessions. Consultations can be very beneficial for a client to learn and improve. It’s also an opportunity for a client to ask questions and become clearer on specific topics.

Published Results

Sterling Credit Group does not offer any published results on their website. Published results aids customers in their decision making process. Published results can show what an average customer’s experience with the company is and that the program is worth the investment and time. Published results can also give potential customers much needed information like how long it will take to see results, and what kind of results are possible.

Sending Credit Files

A major drawback to Sterling Credit Group is the process of having to receive credit reports and send them to Sterling. This can take a great deal of time and effort to send and receive files versus having the information online. Most competitors have the information online or have the information available over the phone. Other credit repair companies also have online tools to enable clients to see the progress of disputes.

The Bottom Line

Sterling Credit Group offers custom plans for each client. This can be very beneficial to potential customers with complex situations. With the lack of published results and cost details it is difficult to determine if the services are worth the investment. It is recommended that any potential customers research their options before choosing to repair their credit with Sterling Credit Group.

Frequently Asked Questions

How much does Sterling Credit Group services cost?

Sterling Credit Group customizes plans and charges a one-time fee based on the client’s credit repair needs.

Does Sterling Credit Group allow me to enroll more than one person or my whole family?

No, Infinite Financial Firm does not allow you to enroll more than one person or your family.

How does Sterling Credit Group repair my credit?

Once Sterling Credit Group receives your credit report they will work with all three credit bureaus. A credit specialist will analyze and find the negative and incorrect items that should be disputed. The specialist will then fill the necessary documentation to start removing these negative and incorrect items. The specialist will stay in contact with the credit bureau until these items are corrected.

How long will it take before I start to see results with Sterling Credit Group?

Typically customers can start to see improvement within the first 35-45 days of service.

How can I contact Sterling Credit Group?

Phone: (214)592-8820
Text: (214)592-8821
Email: [email protected]
Office Hours: Monday-Thursday 8:00 am – 5:00 pm CST
Friday 8:00 am – 12:00 pm CST

More Information

Price Breakdown

Sterling Credit Group charges a one-time fee based on the client’s credit repair needs.
Account Analysis- analyze the customer’s account to find what is the source of poor credit.
Preparation- Prepare and send all necessary dispute letters, validation request letters and other forms to creditors.
Documentation- File the necessary letters and documentations to dispute inaccurate, erroneous, or unverifiable items.

How It Works

Step #1: Signup
When you sign up with Sterling Credit Group, you will order your credit files from Transunion, Experian and Equifax. You will receive the files within 7-10 days. When you receive the files you will then send the reports to Sterling. After the initial analysis, the experts will identify the items that need to be disputed. The experts will then prepare a plan to help you receive your optimal credit score.

Step #2: Dispute
After identifying the items and preparing a plan, the experts begin drawing up the needed documents and work directly with the credit bureaus on your behalf. The experts focus on removing the items that are inaccurate and negatively impacting your credit. The experts will stay in contact with the credit bureaus throughout the process.

Step #3: Results
In as little as 35-45 days you can expect to see some results. You can ask questions and receive some consulting depending on your subscription plan. The experts will continue to repeat the dispute process until your credit score is optimal or you have cancelled your subscription. The experts will keep you updated with your progress and results.

What to Expect when Signing up

1. On the Home page you can choose to call, email or fill out the form.
2. To fill out the form, stay on the Home page and navigate to the form on the right side of the page.
3. Fill in the form with your name, email, phone, and the best time to contact you. Once you have finished filling out the form, click the Submit button.

What can be removed?

Sterling Credit Group can only remove information that is inaccurate, unverifiable, misleading, untimely, and unclear. Sterling Credit Group cannot remove negative items that are 100 percent accurate and free from error.

  • Credit Inquiries
  • Late Payments
  • Collection Accounts
  • Tax Liens
  • Repossessions
  • Bankruptcies
  • Civil Liens
  • Judgments
  • Foreclosures
  • Student Loans
  • Inquiries
  • Medical Bills

Published Results

Sterling Credit Group does not provide any published results at this time. Credit repair companies often include published results to show how their services have helped improve their customer’s credit scores. By publishing these results potential customers can see the average success of current and past clients. Note that not publishing these results does not reflect positively or negatively on Sterling Credit Group, but should be considered by potential clients who are researching credit repair companies.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

X close
X close

No Sterling Credit Group Reviews

1. Select Your Rating:


2. Subject For This Review*(Select all that apply)

0 characters

3. Review Validation*


There are currently no reviews .