Score Cure has over 15 years of credit repair experience and states their enrollment process is fast and easy for potential clients. The firm has created their own, unique 3-step process for credit repair and focuses on their clients’ overall financial success and education, not just their credit repair. Score Cure states that they communicate with their clients on a constant basis and do their best to keep clients up to date on the process of their credit repair improvements.

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Monthly Price
Company Rating


$79.95 -119.95







The Good

In addition to their 18 years of experience in the credit repair industry, Score Cure charges $99.99 a month for their services, which is pretty average for this industry. Also, the firm offers a lot to its clients, such as:

Client Resources

Score Cure has a much broader goal for their clients than just improving credit. They provide their clients with resources and educational guides on auto financing, credit education, mortgage approval process, FDCPA, rebuilding credit, and more.

Money-back Guarantee

The firm offers a money-back guarantee for all clients.

Free Consultation and Analysis

The Score Cure team provides clients with a free credit consultation and in-depth analysis of their credit situation.

The Bad

Although overall Score Cure has many upsides to their services, they do have a few drawbacks to note. Aside from not being accredited with the BBB, here are a few other drawbacks to note before choosing a credit repair company:

Set up Fee

Score Cure charges $149 in a setup fee for its monthly unlimited plan and a $249 start-up fee for the pay per performance plan. This is a very high start-up fee in the industry.

Only One Monthly Package

Score Cure has one monthly unlimited package for customers. This package is $99.95 a month with a $149 start-up fee. Most companies in the industry provide an array of packages for individuals who may only need a specific number of services and not all of the bells and whistles.

The Bottom Line

Along with their many years of experience, Score Cure offers great resources to its clients and focuses on their clients’ overall financial success. From educational guides on other topics, such as mortgage approval, Score Cure helps clients who may be trying to improve their credit in order to buy a home or need help with financing for a new car. In addition, they offer a money-back guarantee and a free consultation. However, they do charge a $149 setup fee for all clients signing up with the monthly pricing package.

Frequently Asked Questions

How much does Score Cure services cost?

Score Cure has two options for customers: a pay per deletion and monthly removal.

  • Pay Per Performance – $249 Audit Fee – Then Score Cure Charges you based upon what items are removed:
    • Personal Information – Free
    • Late Payments – $50 per deletion
    • Collections Accounts – $50 per deletion
    • Foreclosures – $75 per deletion
    • Reposessions – $75 per deletion
    • Public Records – $75 per deletion
  • Monthly Unlimited – $99.00/month – This gives customers access to all of the necessary credit repair resources.

Does Score Cure services allow me to enroll more than one person or my whole family?

No, Score Cure does not offer a family plan or any family plan discounts.

How does Score Cure services repair my credit?

Score Cure helps you repair your credit by pulling a credit report and identifying incorrect or inaccurate information on your credit history. They then will create a custom plan for how the company with dispute these inaccurate items with the credit bureaus. Once they have finished the audit and created a unique plan, Score Cure will contact creditors and bureaus to remove all the inaccurate information, which will help increase your credit score.

Does Score Cure services provide Credit Monitoring?

Score Cure does offer basic credit monitoring services.

How long will it take before I start to see results with Score Cure services?

Score Cure says that customers may begin to see results after about 45 days.

What results can I expect from Score Cure services?

Score Cure has not published any statistical results.

How can I contact Score Cure services?

You can get in contact with Score Cure by:

Phone: 1-888-337-2746 or by visiting its site.

More Information

Published Results

At this time, Score Cure has not published any statistical results concerning its average number of removals or success percentage. They do have a results page that simply states testimonials. The only published results customers can find is about how most customers begin seeing improvements in 45 days.

Price Breakdown

Score Cure has two options for customers: a pay per deletion and monthly removal.

  • Pay Per Performance – $249 Audit Fee – Then Score Cure Charges you based upon what items are removed:
    • Personal InformationFree – Corrects any wrong information on credit bureau records
    • Late Payments$50 per deletion – Will ensure that each late payment contains correct information
    • Collections Accounts$50 per deletion – They will make sure that all collections information is accurate, otherwise it will be removed.
    • Foreclosures $75 per deletion – Making sure that all foreclosure information is correct.
    • Repossessions – $75 per deletion – Removes any repossession items that actually never happened.
    • Public Records$75 per deletion – Removes any incorrect information concerting tax liens, judgments, bankruptcies, and child support issues.
  • Monthly Unlimited – $99.00/month – This gives customers access to all of the necessary credit repair resources including:
    • Individual creditor disputes
    • Credit Bureau Disputes
    • Escalated Information Requests
    • Custom Plans
    • ID Theft Protection
    • and more

How it Works

Score Cure utilizes a simple business model that follows an effective three-step process:

  1. Analyze – credit specialists will help clients obtain and analyze credit reports. Experts will identify several discrepancies, errors, violations, and areas of improvement
  2. Repair – your personalized credit expert will then work to correct and improve clients’ credit by deleting any questionable negative information
  3. Result – while working through the credit repair process, experts will educate the clients on how to establish positive financial habits

If prospective clients are still unsure of whether or not Score Cure can assist them with their credit repair needs, there is an offer for a free credit consultation. During this consultation, credit specialists can elaborate on the credit repair process and explain what can be done to help with current financial standing.

For the first six months of service, there is a 100% money-back guaranteed. Since there is a monthly fee and no long-term contract, clients can try the service for a half a year to see if is worth pursuing for any longer.

The Process

Step #1: Analysis

Once you sign up, the process of repairing your credit will immediately take effect. You should expect to receive a welcome call from one of our friendly customer service representatives within a couple days. In this, you will be instructed to pull your credit report from the three major credit bureaus, Experian, TransUnion and Equifax. Why do we ask you to pull your own credit report? Well, because having your credit report pulled from anyone besides yourself could be negative toward your score. Once you have successfully pulled your credit report, you will then send it to our credit experts, and we will begin the analysis process. What we are looking out for is errors, false information, miscalculations, and so on. There is a good chance that errors will be found on your report, since about 25% of credit reports contain mistakes. We will closely review every aspect of your credit report, from your name to your oldest credit history.

Step #2: Dispute

This is when all the action happens. After reviewing your credit report, our Score Cure staff will then begin to dispute the questionable items with your creditors. It is in this step that we will inform your creditors of the errors on your report via letters, and offer our reasoning as to why these negative items should be removed. According to the Fair Credit Reporting Act, the credit bureaus are obligated to read and respond to every letter that they receive, so you are guaranteed to receive response letters and correspondence. All the hard work during this process will be left up to us – we will conduct all communication with your creditors on your behalf, so the only thing you have to do is sit back and watch the results unfold. Once the creditors remove the negative items from your report, they will send us updates, and you can then keep track of your results 24/7 through our website.

Step #3: Results

Within only a couple of months, you will begin seeing results on your credit report due to the effectiveness of our disputing process. Meanwhile, our friendly customer service staff will provide you with constant notifications about which items are being removed, and any changes that are happening to your credit report. Keep in mind that the disputing your errors is not a one-step process; we will send many round of dispute letters, so if you don’t see the results you hoped for in the first round, rest assured that you will definitely see them in the second or third. Once the process is complete and your negative items are removed, you can then begin establishing new credit. It is in this step that you can finally begin rebuilding your finances and getting yourself back on track. In resolving the negative items on your credit report, our Score Cure experts offer you a financial freedom that would have never been possible before.

What to Expect When Signing Up

Before you go to signup here is a few things to expect before you visit Score Cure’s website.

  1. You will be brought to their webpage with a two different options to getting started – either online or by phone.
  2. By clicking “Get Started” you will go through a simple 3-step process.
  3. First, you’ll be asked for contact information including: first and last name, email, phone, address and zip code.
  4. Next you will proceed to enter in your payment info.
  5. The last step is to comply and sign regarding Score Cure’s legal agreements.

After that be ready to receive an email and a call from a representative.  Then you will be on your way to repairing your credit. Make sure to come back and leave a review of your experience.

What Can Be Removed?

Score Cure is able to remove any false or incorrect information on a customer’s credit report. These negative items include:

  • Late Payments
  • Charge Offs
  • Foreclosures
  • Judgments
  • Repossessions
  • Bankruptcies
  • Liens

However, an important point to remember is that Score Cure can only remove information that is inaccurate, unverifiable, misleading, untimely, and unclear. Score Cure cannot remove negative items that are 100% accurate and free from error.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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30 Score Cure Reviews

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  1. User Score


    January 19th, 2016 Garfield, NJ

    Can’t say enough good things about this company. I worked with two other credit repair companies in the past, Lexington Law and SkyBlue, and didn’t see any results. I almost said screw it. But then I saw there ad on Facebook and figured I’d hear them out. Thank god I did. My score jumped up over 100 points and I was able to get approved for a mortgage as a result.

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  2. User Score


    January 12th, 2016 Fort Lee, NJ

    This Company is Great! Alan and his team really know what they are doing and has helped me get everything in order. i have already recommended them to family & friends who I know need the help and so far they are just as happy as I am!

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  3. User Score


    July 2nd, 2015 MT

    Score Cure has changed my life around. I have used other companies in the past with no results. Score Cure got me back to having good credit. The customer service staff was very friendly and always ready to answer any questions I had. I highly recommend this company.

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  4. User Score


    July 1st, 2015 Englewood, NJ

    Great service. Highly recommended

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  5. User Score


    July 1st, 2015 Asbury Park, NJ

    Was extremely pleased with their service. Their staff was courteous and very knowledgable. I recommend this site to anyone I know with poor credit.

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  6. User Score


    May 23rd, 2015 Harrisburg, NC

    Improve my credit score to get approved. For a car

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  7. User Score


    March 7th, 2015 Turlock, CA

    They are not a credit repair company. They should be called credit destroyer company. They had my file for six months, weren’t able to fix any of my negative items, Instead, my score was much higher when I have started to work with them, and went down dramatically by deleting my correct personal information from bureaus.

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  8. User Score


    October 7th, 2014 Garfield, NJ

    I highly recommend They are very professional and helped remove my erros which resulted in a raise in my credit score.

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  9. User Score


    May 9th, 2014 Garfield, NJ

    Very professional, excellent customer service and I am pretty glad with the way how things are looking right now for me after contacting this company.


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  10. User Score


    May 7th, 2014 Howell, NJ

    Amazing company, I’m so happy I found them…. they got my score to where I would have never pictured it being . With out their help , I would have remained so lost. Very friendly and compassionate people who work there !

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  11. User Score


    May 7th, 2014 Brooklyn, NY

    Unbelievable results walked me through the whole process. Removed all the negative I feel human again thanks for helping me get my life back on track.

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  12. User Score


    May 7th, 2014 Belmar, NJ

    Not only did they increase my credit score, but I got an education on credit and how to maintain my improved score. Highly recommend this company.

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  13. User Score


    March 8th, 2014 Jamaica, NY

    I recommend score cure if you need help with your credit! They fixed mines and I was able to buy a house with my fiancé!

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  14. User Score


    March 5th, 2014 Brooklyn, NY

    Thank you guys 5 months and my score went from 530 to 684 got approved for a car woohoo

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  15. User Score


    February 21st, 2014 Washington, DC

    Prior to signing up with Scorecure, I used 3 other companies and did not get results so I was very skeptical at first.. but after seeing the unbelievable results my friend got, I knew I had to at least give it a try. I had credit issues for years that haunted me and prevented me from getting a car, to buying a house. Right away I was coached on what to do in order to improve my score. When I started the process my score was an embarrassing 549 and in just 5 months, my credit score went up to 738! An A credit rating! All the staff were professional, and stayed in constant contact with me. They and even personalized my own online access so I could regularly check what the status of all the disputes were. I am very impressed with this company and recommend it to anyone in need of credit repair. I couldn’t believe it but I was able to buy a car at a low interest rate, and I know it would have NOT been possible without Score Cure!! Any investment that you put into repairing your credit with Score Cure is worth it and well spent. I highly recommend Scorecure if you need help with your credit!!

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  16. User Score


    February 13th, 2014 Waukesha, WI

    EXCELLENT help repairing my lousy credit. I didn’t think this was possible at all until I tried. I was hesitant thinking it wouldn’t work but it did and quite honestly, I couldn’t believe it. First off there were inaccuracies on my credit report; Score Cure took care of this. They also helped clean up my credit with the dispute process. Glad they took care of this headache for me.

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  17. User Score


    February 8th, 2014

    After using a number of different companies I finally found the perfect fit for me. The personal service provided is outstanding, and combined with great results is a winning system! It took 2 months for my credit score to raise 100 points and I must say I am very pleased. This is the service i would recommend first

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  18. User Score


    February 7th, 2014

    I really want to appreciate score cure for the great work they did for me. I was at the point of giving up on how to increase my credit score,so that i can get help from great companies before a friend of my told me about score cure.
    So i decided to give it try but to my surprise my credit score increase greatly in less than a month.
    I am also very grateful for your customer service,it was friendly and helpful

    I highly recommend score cure to everyone who need change in their credit score

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  19. User Score


    February 7th, 2014 Hialeah, FL

    You always hear nightmare stories about Credit Repair companies. I have to say Scorecure really does deliver. They were able to get a bunch of items removed from my reports, and in return my score went up over 60 points. If your Fico needs help like mine did, Call score cure today

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  20. User Score


    February 6th, 2014 New York, NY

    I was very skeptical when I first started using ScoreCure; my score was below 600 for a long time and I’ve used other credit repair services I the past that never worked. After only 3 months with ScoreCure my score is up almost 100 points!!! I highly recommend this service and a few of my friends have also joined recently.

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