Safe Haven Credit assists nationwide consumers in credit repair and new credit establishment for a monthly fee. The goal for each client is to reach a 640 FICO score and the average client improves credit scores by 71 points within 6 months.
Affordable Monthly Rates
Safe Haven Credit does not seem to charge an initial setup fee and consumers are expected to pay just $79 per month for credit repair services. Consumers receive a free credit analysis consultation and the company disputes directly with debt collectors for settlement. Most clients see significant results within 60 days. The company also offers a money back guarantee if they should become unsatisfied with the services they have received.
The company claims that most clients see significant results in their overall credit scores within 60 days. The company does all the work involved in the credit repair process and clients are able to monitor progress online anytime. Clients are able to improve their overall scores by 70 points or more within 6 months.
No Attorneys on Staff
The company does not employ any attorneys on staff to assist consumers in any legal issues that may arise during the credit repair process. This is of special concern for individuals struggling with issues such as tax liens and bankruptcies.
Need to Get Own Reports
Safe Haven Credit does not pull your credit reports for you. They recommend using PrivacyGuard for credit monitoring needs. PrivacyGuard offers a $1 trial period of 14 days. Clients will then be charged $19.99 a month unless they cancel their membership.
How it Works
Safe Haven Credit operates the following three step credit repair process.
Step #1: Analysis
Consumers will obtain their credit reports for analysis during a free consultation. The credit expert will carefully review the documentation and determine what items are eligible for removal.
Step #2: Dispute Process
The company will then issue letters of dispute to the 3 major credit bureaus on the client’s behalf regarding the unverified items. The bureaus will conduct an investigation and send the client the results by mail in 30-45 days.
Step #3: Settlement
The company will continue to monitor reports and assist the client with educational resources to assist in resolving any remaining debt.