Premier Credit Consulting Logo

Premier Credit Consulting


star star star star_half star_border
18 User Reviews


Overall Score

Premier Credit Consulting provides a responsible option for consumers who are serious about building a healthy credit profile. The company works with all major credit bureaus and its services are tailored to go beyond disputing, providing real solutions to outstanding derogatory information on credit.

Historically, Premier Credit Consulting services have been exclusive to those in the real estate industry, helping potential home buyers reach their credit score goals in order to qualify for their home loans. The Utah-based company is 100 percent bonded and offers consumers a free credit evaluation.

Top Ranked Companies


The Good

  • Premier Credit Restoration Process
  • Credit Reports Included in Service 
  • Online Credit Resources

Premier Credit Consulting has designed programs that help individuals with multiple inaccuracies on their credit reports dispute these erroneous items and ultimately improve credit scores. After their initial account opening, clients can expect the following from Premier Credit Consulting services:

Premier Credit Restoration Process

The five-phase process utilized by the company features an in-house team of credit experts and legal counsel to deliver personalized credit score solutions. These solutions include unlimited disputes, creditor interventions, 24/7 progress updates, and educational resources. The majority of clients start seeing significant results within as little as 45 days and are able to resolve most bad credit issues in approximately 4-8 months.

Credit Reports Included in Service

Many companies require their clients to get their own credit reports from the credit bureaus. Premier Credit Counseling includes that with their services which allow them to provide their clients with regular credit report updates. This has shown to be very important for people when choosing a credit repair service.

Online Credit Resources

Premier Credit Consulting provides all website visitors with access to helpful online credit resources. These resources cover topic regarding loans, debt, credit inquiries, credit repair, identity theft, credit card transactions/cardholders, credit limit and credit report tips, and more. Customers may be able to achieve long-term benefits from reviewing these helpful online resources.


The Bad

  • Expensive Setup Fee
  • Vague Money-Back Guarantee 

While Premier Credit Consulting has designed a proven process that helps their clients improve their bad credit situations, there are some items that prospective clients should be aware of. These limitations include the following items:

Expensive Setup Fee

Premier Credit Consulting charges consumers a fairly high setup fee. This may be a bit expensive for some household budgets. However, consumers should understand that charging a pricey setup fee is common for the industry for companies that have attorneys and paralegals available on staff.

Vague Money-Back Guarantee

Although Premier Credit Consulting offers a money-back guarantee, the company is vague regarding the details it discloses for the guarantee. The company states that clients can request an audit after a certain period of time and the company will determine the refund amount the client is entitled to receive. It would be helpful if there were clearer details so that clients knew exactly what benefits they can expect regarding the overall refund policy.


The Bottom Line

Premier Credit Consulting provides an aggressive credit restoration process for consumers in need of long-term credit repair. The company provides a detailed five-phase credit restoration process, and credit reports. 

As a bonus, the company provides online credit resources that help customers learn more about long-term finance and credit management.

However, Premier Credit Consulting does charge a fairly expensive setup fee and could provide more detailed information regarding its refund policy. 

View Best Credit Repair Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating


star star star star_half star_border

18 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star_border star_border star_border star_border star_border


star_border star_border star_border star_border star_border


star_border star_border star_border star_border star_border


star_border star_border star_border star_border star_border

Filter by:


Sort by:

We couldn't find any matches for your request. Click here to try again.

We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.

© 2021 LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information