Premier Credit Consulting takes an aggressive approach to improving overall basis. These services are provided to consumers for a monthly fee with no setup costs. The Utah-based company is 100 percent bonded and offers consumers a free credit evaluation.
Premier Credit has designed a program that helps individuals with multiple inaccuracies on their credit reports dispute these erroneous items and ultimately improve credit scores. Those that enroll in the Premier Credit Consulting service can expect the following from the service:
Premier Credit Restoration Process
The 5 phase process utilized by the company features an in-house team of credit experts and legal counsel to deliver personalized credit solutions. These solutions include unlimited disputes, creditor interventions, 24/7 progress updates, and educational resources. The majority of clients start seeing significant results within as little as 45 days and are able to resolve most credit issues in approximately 4-8 months.
Credit Reports Included in Service
Many companies require their clients to get their own reports from the bureaus. Premier Credit Counseling includes that with their services which allow them to provide their clients with regular credit report updates. This has shown to be very important for people when choosing a credit repair service.
While Premier Credit Consulting has designed a proven process that helps their clients improve their credit situations, there are some items that prospective clients should be aware of. These limitations include the following items:
More Expensive Monthly Rates
Premier Credit charges consumers per month, depending on the package option selected. This may be a bit expensive for some household budgets. However, consumers should understand that this is around industry average for companies that have attorneys and paralegals available on staff.
Vague Money Back Guarantee
Premier Credit Consulting is vague regarding the details regarding its money back guarantee. The company states that clients can request an audit after a certain period of time and the company will determine the refund amount the client is entitled to receive. It would be helpful if there were clearer details so that clients knew exactly what to expect regarding the overall refund policy.
Frequently Asked Questions
How much does Premier Credit Consulting services cost?
There is no information available about the cost for Premier Credit Consulting credit repair services.
Does Premier Credit Consulting allow me to enroll more than one person or my whole family?
It is unclear whether Premier Credit Consulting offers services to just individuals or to families as well.
How does Premier Credit Consulting repair my credit?
Premier Credit Consulting repairs customers’ credit by disputing false or inaccurate line items, then working to have them removed from the credit reports.
Does Premier Credit Consulting provide credit monitoring?
Premier Credit Consulting does not offer credit monitoring in its credit repair service packages.
How long will it take before I start seeing results with Premier Credit Consulting?
Many Premier Credit Counseling customers experience a few results within 45 days, but see the full results in six to eight months.
What results can I expect from Premier Credit Consulting?
Those customers who work with Premier Credit Consulting generally experience 50 percent deletion rate of negative items.
How can I contact Premier Credit Consulting?
The Premier Credit Consulting team can be reached through their online form on its website or by phone at 1-877-955-7767.
Every credit report and history are completely different, so no results can be guaranteed. It is typical for Premier Credit Consulting customers to have a 50 percent deletion rate for negative items on credit reports.
The costs of credit repair services by Premier Credit Consulting vary by each individual case. There are no price estimates available for possible costs. The customers will have to speak with a consultant to get that type of information.
How it Works
Premier Credit Consulting uses a three step process similar to that used by other credit repair companies.
Step #1: Analysis
Once a consumer obtains their credit reports, a thorough analysis will be conducted to determine what items are eligible for removal. A customized plan will be created at this time to address any remaining debt.
Step #2: Dispute Process
Dispute letters will be then be drafted and sent to the credit bureaus. The credit bureaus will conduct an investigation and then send the results to the client by mail within 30 days.
Step #3: Settlement
Premier Credit Consulting will continue to ensure items stay permanently removed and work with the client to resolve remaining debt.
What to Expect When Signing Up
The credit consultant and the customer will work together to take a look at the credit report and identify those items that need to be removed in order to improve the overall score.
The credit consultants will then investigate a number of credit items, including liens, judgments, negations, collections, and consultations to get the customer on track to get more financially sound.
Remove Credit Blemishes:
The consultant will then begin the dispute process to get those negative line items removed by the credit bureaus.
Customers will then have access to a variety of educational tools that they can use to continue to improve their overall credit health.
What Can Be Removed
Credit histories are made up of several different types of activities and items, some of these items can be damaging to the overall score of the customers. But occasionally, items can be removed from these credit reports to improve the score. Premier Credit Consulting works on those negative items that the customer identifies as either inaccurate or unverifiable. The company does not specify which exact types of items it will work to remove beyond these boundaries.