Park View Credit is a financial services company based out of Van Nuys, California. The company assists consumers in boosting their overall credit scores and boasts of an 85 percent success rate with over 8 years of experience in the industry.
Park View Credit offers consumers a free initial FICO-certified credit consultation. This consultation includes case analysis, credit education, and service timeframe. No fees are charged unless the company successfully disputes and removes unwanted items off a consumer’s credit report. Other positive aspects regarding the company include:
Deletion results and customer testimonials on corporate website
Prospective customers can see what the firm has done for other consumers in their same situation.
Licensed Attorneys on staff
In some cases, having attorneys on staff readily available to help during the dispute process is beneficial.
Live customer service representative chat support
For instant communication, prospective clients can log onto the company website and ask questions to live representative.
Military discounts and numerous other discounts on services
Military personnel can get these services done at a reduced rate/cost.
The monthly fee includes dispute efforts, mailing costs, and full customer support anytime. The fees also include photocopies of credit reports and numerous other services Park View Credit is completely transparent regarding its pricing structure on its corporate website. In addition, the firm provides extensive credit education articles for consumers on its website as well as answers to frequently asked questions.
The credit restoration company has a few complaints with the Better Business Bureau. Some consumer complaints involve the billing and availability of the company’s credit repair specialists. Consumers are strongly encouraged to make sure they completely understand potential fees and the payment timeline before agreeing to services. This includes:
Park View Credit charges an initial fee to start the process.
To start the case, there is a fee charged to pull reports.
Another fee paid for the first set of disputes sent out.
For continued service, clients are expected to pay a monthly retainer.
Not Ideal for some Cases
Consumers with few deletion items may find the company a bit expensive for their needs. However, the provided services may be of benefit for those in severe credit repair need and do not want to be directly involved in the time-consuming process.
Lack of Identity Theft Protection
Park View Credit also does not have any identity theft protection services though that is not a required service for credit repair.
Consumers should take adequate time to understand all terms and conditions before full enrollment. Consumers should also be aware that no item is guaranteed to be removed from their credit reports. The company will provide a full refund should a customer remain dissatisfied with the attempts to restore their credit scores.