Park View Credit

1.5

Overall Score

122 User Reviews

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Park View Credit is a financial services company based out of Van Nuys, California. The company assists consumers in boosting their overall credit scores and boasts of an 85 percent success rate with over eight years of experience in the industry.

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#54 Park View Credit Logo Park View Credit

1.5

Overall
Score

122 User Reviews

The Good

  • Deletion Results and Customer Testimonials on Corporate Website 
  • Licensed Attorneys on Staff 
  • Live Customer Service Representative Chat Support 
  • Military Discounts and Numerous Other Discounts on Services 
  • Monthly Fee

Park View Credit offers consumers a free initial FICO-certified credit consultation. This consultation includes case analysis, credit education, and service timeframe. No fees are charged unless the company successfully disputes and removes unwanted items off a consumer's credit report. Other positive aspects regarding the company include:

Deletion Results and Customer Testimonials on Corporate Website

Prospective customers can see what the firm has done for other consumers in their same situation.

Licensed Attorneys on Staff

In some cases, having attorneys on staff readily available to help during the dispute process is beneficial.

Live Customer Service Representative Chat Support

For instant communication, prospective clients can log onto the company website and ask questions to live representative.

Military Discounts and Numerous Other Discounts on Services

Military personnel can get these services done at a reduced rate/cost.

Monthly Fee

The monthly fee includes dispute efforts, mailing costs, and full customer support anytime. The fees also include photocopies of credit reports and numerous other services Park View Credit is completely transparent regarding its pricing structure on its corporate website. In addition, the firm provides extensive credit education articles for consumers on its website as well as answers to frequently asked questions.

The Bad

  • Initial Fee
  • Setup Fee
  • Installment Fee
  • Monthly Fees 
  • Not Ideal for Some Cases
  • Lack of Identity THeft Protection 

Consumers are strongly encouraged to make sure they completely understand potential fees and the payment timeline before agreeing to services. This includes:

Initial Fee

Park View Credit charges an initial fee to start the process.

Setup Fee

To start the case, there is a fee charged to pull reports.

Installment Fee

Another fee paid for the first set of disputes sent out.

Monthly Fees

For continued service, clients are expected to pay a monthly retainer.

Not Ideal for Some Cases

Consumers with few deletion items may find the company a bit expensive for their needs. However, the provided services may be of benefit for those in severe credit repair need and do not want to be directly involved in the time-consuming process.

Lack of Identity Theft Protection

Park View Credit also does not have any identity theft protection services though that is not a required service for credit repair.

The Bottom Line

Park View Credit is a legitimate credit repair company. The company provides a free comprehensive evaluation, extensive customer support, and transparent pricing structure. Consumers have access to legal attorneys and live chat assistance from customer service representatives. However, the variety of different fees may provide concern for some.

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