Omega Credit Repair is a unique, attorney-based credit repair program operating since 2004 out of McKinney, Texas. In 2013, the Omega staff joined the Prevost & Shaff Law Firm to form the Consumer Credit Section. Omega charges a monthly fee to assist nationwide consumers with their credit repair needs.
Omega Credit Repair provides professional credit repair services to those looking to improve their credit scores. There are a number of erroneous items Omega Credit Repair can help their clients with. Benefits of the Omega Credit Repair service include:
Affordable Monthly Rates
Omega Credit repair charges an initial fee to consult with the client, analyze credit reports, and set up a client’s credit repair profile. After that, consumers are required to pay a monthly fee per individual for only 8 months. Consumers can expect to receive a customized plan from experienced credit analysts, legal advice, and dispute letters to the major credit bureaus as part of the credit repair process.
Licensed Attorneys on Staff
Omega Credit Repair operates as a section of a law firm. This gives consumers access to legal advice, which is extremely helpful for issues such as tax liens and bankruptcies. The company also has over 12 years of experience in the credit repair industry.
While Omega Credit Repair can help with credit repair errors, there are a concerns that need to be pointed out as well. Prospective clients should be aware of the following prior to enrolling in the Omega services:
Limited Service Information
Omega Credit Repair does not appear to offer free initial credit reviews to consumers. There is also no mention of any offered money back guarantee. The amount of information regarding their credit repair process is limited under only one navigational tab on their website.
Frequently Asked Questions
How much does Omega Credit Repair service cost?
There is no information available about the prices for Omega Credit Repair’s services.
Does Omega Credit Repair allow me to enroll more than one person or my whole family?
There is no distinction of whether or not Omega Credit Repair’s services both individuals and families.
How does Omega Credit Repair repair my credit?
The Omega Credit Repair works on the customer’s credit by taking legal action to get false or inaccurate line items removed.
Does Omega Credit Repair provide credit monitoring?
Omega Credit Repair does not provide credit monitoring services.
How long will it take before I start seeing results with Omega Credit Repair?
There is no estimated timeline for seeing results from the credit repair services offered by Omega Credit Repair.
What results can I expect from Omega Credit Repair?
Omega Credit Repair has not published any average results, which would give potential customers an accurate representation of its services.
How can I contact Omega Credit Repair?
Customers can contact Omega Credit Repair by phone at 972-239-6200 or through an online application.
Omega Credit Repair does not have any published statistical data.
There is no information available to potential customers about any of the pricing for Omega Credit Repair’s services. Customers will have to go through the consultation process to get an estimate of the potential costs involved.
How it Works
Omega Credit Repair uses a three step process similar to that of other credit repair companies.
Step #1: Analysis
The company will analyze credit reports for inaccurate negative items. The company will then create a customized plan of action to address these issues.
Step #2: Dispute Process
Letters of dispute are then sent to the 3 major credit bureaus. After a thorough investigation, consumers will receive results within 30 days.
Step #3: Settlement
The company will continue to ensure removed items stay permanently deleted and help to resolve any possible debt.
What to Expect when Signing Up
The first step to getting help from Omega Credit Repair is to have a consultation conversation with one of its attorneys. During this meeting, the customer will get an idea of what can possibly be done and the plan moving forward.
One of the benefits of using Omega Credit Repair is that its team is made up of mainly attorneys who understand the legal system and the process required to get negative items removed.
What Can Be Removed
Along with some other key pieces of information about exact credit repair services, Omega Credit Repair has not published what types of items they remove from credit histories. A variety of different pieces of information and activities make up a person’s credit history. Some can be removed, while others cannot. Omega Credit Repair only specifies that they will work with the customer to remove those items that are inaccurate or false.