MSI Credit Solutions is a nationwide service credit repair and education company. The privately held company is 100 percent bonded. Consumers will need to contact the company directly for a pricing quote.
MSI Credit Solutions provides professional credit repair services to individuals in need of credit score improvement. While there are some questions regarding their service, there are also benefits to their platform as well. These benefits include:
Comprehensive Credit Solutions
The company offers consumers comprehensive credit repair solutions which include a free consultation, educational resources, and an online customer portal for monitoring progress. The company also works with the 3 major credit bureaus to resolve any inaccurate credit report items and helps clients establish better lines of credit.
Money Back Guarantee
The company offers consumers a money back guarantee on their credit restoration services. MSI Credit Solutions promises a minimum 50 point credit improvement on a client’s credit file or a full money back refund. Further details can be found on the company’s website or by contacting a customer service representative directly for more information.
While MSI Credit Solutions can help those in need of credit repair assistance, there are limitations that need to be pointed out. Prospective clients should take into consideration the following concerns prior to enrollment in the MSI Credit Solutions program:
No Pricing Information
The company does not disclose any specific details regarding its pricing structure to the general public on its corporate website. Interested consumers will need to speak with a company service representative directly for a pricing quote for their individual credit repair needs.
Frequently Asked Questions
How much does MSI Credit Solutions services cost?
Every MSI Credit Solutions customer will be charged a $98 monthly service charge. Customers will also have unique fees depending on their specific case and how much work is needed.
Does MSI Credit Solutions allow me to enroll more than one person or my whole family?
For an additional charge, MSI Credit Solutions allows families to be enrolled for credit repair on the same service.
How does MSI Credit Solutions repair my credit?
A thorough analysis of the customer’s credit history is performed by MSI Credit Solution’s team, followed by a persistent dispute to get negative items removed.
Does MSI Credit Solutions provide credit monitoring?
MSI Credit Solutions only provides credit repair services and they do not include credit monitoring.
How long will it take before I start seeing results with MSI Credit Solutions?
Most of the customers who utilize MSI Credit Solutions will experience results within six months of enrollment.
What results can I expect from MSI Credit Solutions?
Generally, customers of MSI Credit Solutions experience a 76 percent deletion rate.
How can I contact MSI Credit Solutions?
The MSI Credit Solutions team can be reached by phone at 1-866-217-9841 or email at [email protected]
Every case of credit is very different and no credit repair company can guarantee results. But MSI Credit Solutions has had major success with many customers. the company averages a 76 percent deletion rate, which has helped customers to have greatly improved credit scores with that many negative items removed. They also average only six months to see that type of success.
- Case dependant, different for every customer
- As low as $30
- Factors include:
- Number of negative items
- Timeline of negative items
- Severity of negative items
- Creditors or agencies involved
Monthly Service Fee
- $98 for individual
- $69 per person for more than one
- One-on-one consultation
- Customer access portal
- Unlimited disputes
- Continued support
How it Works
MSI Credit Solutions operates a standard three step credit restoration process similar to that of other credit repair companies.
Step #1: Analysis
The company will have the client obtain their credit reports and then analyze them for inaccuracies that may be eligible for permanent removal. A customized plan will also be created with the client to assist in resolving any remaining debt.
Step #2: Dispute Process
The company will draft and send dispute letters in regards to the items in question on the client’s behalf to the 3 major credit bureaus. The bureaus will then investigate these items and send the results to the client through the mail in around 30-45 days.
Step #3: Settlement
The settlement process will then begin to keep items permanently deleted and resolve all possible debt.
What to Expect when Signing Up
During the consultation, the MSI Credit Solutions expert will take a look at the customer’s credit history and identify line items that have the potential to be removed. From there, a customized plan will be made.
The credit expert will then use that customized plan to work with the credit bureaus and creditors to remove those negative line items that were identified.
Once the original disputes have been made, the credit expert continues to check the progress and do whatever else needs to be done to keep the progress moving forward.
What Can Be Removed
There are several items that the MSI Credit Solutions team looks for when analyzing a customer’s credit report. These items are the ones that are often removed by MSI’s services, and include late payments, charge-offs, repossessions, bankruptcies, collections, foreclosures, judgments, and personal information. Even though MSI has successfully removed all of the items in the past, the company cannot guarantee that these can be removed for new customers; the items must be inaccurate or outdated to have a chance at removal.