Lexington Law, a Utah-based firm, has provided professional credit repair services to individuals and couples across the nation for over 14 years.
To date, Lexington Law has helped over half a million consumers with bad credit resolve inaccuracies on their credit reports.
Each year, the certified staff at Lexington Law helps remove millions of negative items. Some of the negative items Lexington Law removes include:
With Lexington Law, clients can get access to a free credit consultation, a team of certified lawyers and paralegals, and customized credit repair plans.
Overall, Lexington Law is a trusted firm and is known for its top-rated, reputable credit repair services and professional staff.
Customer Review: Darian Gammage from Las Vegas, Nevada
"Lexington Law was absolutely amazing, from the great customer service to the excellent and professional work on my credit. I wholeheartedly recommend Lexington Law to everyone I meet and to all my family and friends!"
Read on to learn more about Lexington Law's credit repair services and company discounts, and to view verified Lexington Law reviews from real clients.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting improve their poor credit.
Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home.
Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific consumer life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process.
This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.
The credit repair firm offers three service levels that clients can choose from:
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and families can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a fairly reputable credit repair process in comparison to other companies in the repair industry. The firm has been in business for over 14 years and has helped hundreds of thousands of clients with a variety of credit repair situations.
Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The law firm promises that it does dispute all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.
Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc.
Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation and learn more about the repair process.
Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other companies in the repair industry, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate negative items per credit bureau it challenges each month.
While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation.
One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
Lexington Law Frequently Asked Questions
What requirements do I need to meet to use Lexington Law's credit repair services?
Lexington Law offers a variety of credit repair services, including a FREE credit report consultation. To get started, all you need to do is give us a call and provide some basic information about yourself. From there, we’ll work with you to determine whether any of our services are right for your credit situation.
Does Lexington Law offer a money-back or service guarantee?
While we can’t guarantee your credit will be repaired, we can promise to help you work to address any unfair or inaccurate negative items hurting your credit reports.
Why are Lexington Law credit repair services better than what other credit repair companies offer?
We’re trusted leaders in credit repair for a reason. As a law firm, our lawyers are experienced in dealing with credit law and in being your advocate for credit justice, and this understanding drives our credit repair process. We’ve proven that when it comes to credit repair, no one does it better than Lexington Law.
How long does Lexington Law’s credit repair process take?
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. That being said, last year alone, our clients saw millions of negative items removed from their reports, and typically stayed with us for six months.
What are the credit repair service options that Lexington Law offers?
Lexington Law offers a variety of service levels to match every circumstance and budget. You can even get a free credit report consultation, just for calling in. In fact, in 2018, we gave away over 2.5 million FREE credit report consultations. Currently, our most popular service level is also our most robust, at $129.95 per month.
How do I know if Lexington Law offers legitimate credit repair services?
Lexington Law has been a part of the credit industry for a long time, and we have working relationships with the three main credit bureaus, TransUnion, Experian, and Equifax. Our long-standing results and client testimonials speak volumes to the way we do business and to our legitimacy.
How much do Lexington Law credit repair services cost?
Lexington Law offers a variety of services to match every circumstance and budget. Currently, our most popular service level is also our most robust, at $129.99 per month. More affordable options are also available, like our Lex OnTrack product, which costs $24.99 per month.
What payment options does Lexington Law offer?
We accept all forms of payment, except for Discover Card.
What discounts are offered at Lexington Law?
Lexington Law offers discounts to active military and veterans. We also offer to give you and a family member or friend 50 percent off your first work fee when you sign up together.
How do I keep track of my progress after signing up for Lexington Law’s credit repair services?
Most of our clients monitor their credit repair progress through our app or online dashboard. Clients may also call our member services team for updates and more information.
Very helpful. They answered all my questions and helped me to dispute different things on my credit report.
They are very helpful and able to anyone's credit score improved
Lexington Law Firm help me to remove negative items off my credit report and was able to answer every question that I had and was very patient and they have great customer service and I would recommend them to everybody who need credit assistance give them a try you won't be wasting your time.
Never will I ever deal with Lexington Law Is just a waste of money I paid over $600 for 6 months .But what they wont tell you is that what they remove is Temporary and after a while everything comes back to your credit, I've tried calling to see if they can help me ,treated me like a nobody,Spoke with so called Manager Meliss F. Saying the only way for them to help me is by resigning and pay a Monthly service .When I asked to speak to her Boss she hangs up on me . Terrible service be aware people dont let them get away with tour Money.
Reply from Lexington Law
Feb 25, 2019
Dear Miguel, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
In less then a year my credit score went up 30 points. Staff is very friendly and helpful.
I went through bankruptcy and it left negative reviews on my credit report so Lexington law cleared those for me.
Annie Bell Wilson
My experience with Lexington law is very well please. The only thing I regret is that I should have called more sooner then I did. Money well spent.
I’ll rate 5 stars because their were some important things I needed removed from my credit and they handled them quickly.
Lexington Law tried to help me improve my credit.I signed up in September 2018 and they were very unsuccessful in removing any collections or derogatory items on my credit reports.Please save your money and write to your creditors yourself.You will have more items removed if you contact your creditors yourself.My credit score actually went down and about 5 months of paying, my credit score only changed 6 points from 569 to 575. Spend your money paying your creditors instead of paying for their services that bring zero results.EJC
Reply from Lexington Law
Jan 23, 2019
Dear Eric, I reviewed your concerns regarding your tenure with Lexington Law Firm. I would like an opportunity to assist with the matter and resolve your concerns; however, I was not provided with enough information to be able to contact you. If you would like to discuss this matter with us, please contact our Customer Service Department and request to speak with someone in the Resolutions Department. Thank you for your assistance and I look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Very prompt on sending letters to credit union, very fast on sending us feedback on what they are doing for us, and very helpful on any questions we might have and If don't have the answer they will get us someone that does, very professional set of people. I highly recommend them to everyone. Thank you Lexington Law.
Arthie Sanchez Perez
Great customer service, fast result , the app is very helpful and friendly definitely recommend LexingtonLaw
Lexington Law encouraged me to keep my credit report monitored and updated.
It's very good team and strong experience with law's
Lexington is doing just they said they would. 2months 15 negative remarks have come off. Your score doesn't raise right away. It takes time.
After 6 months nothing really changed except my credit card payments to them.
Reply from Lexington Law
Feb 14, 2019
Dear Troy, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Lavaro out of Arizona is the guy you want. Lexington is an exceptional company with truly exceptional talented representatives such as Lavaro. Ease your nerves in your guts, let down your guard fully...I’ve tried other repair companies and I’m telling you now these guys aren’t just about taking your hard earned money....there about results...!!!!
Lexington Law has helped me with my credit in just a few months. They are kind and patient and so eager to help. I am disabled with not a whole lot of income but they worked with me with quick results. And their staff everytime I call are so patient and pleasant.
I honestly saw results on my credit report within a few weeks of setting up the account. Since the inital phone call with the company to set up my account, I haven't had to do anything. After checking my credit score I was surprised to see just how much my score changed. Big thanks to the Lexington Law team, GREAT JOB!!!
They have been awesome 👏 very helpful in answering all my questions to the extent of me staying on the phone with me until the matter was fixed!!
Lexington Law has been exceptional and professional to work with. My credit score has steadily improved. I have been able to qualify for several credit cards as well during this process. I would highly recommend Lexington Law to anyone that is intrested in regaining a better credit score.
This firm will fight for you. My credit score has gone up over 100 points in less than a year. They stay in contact with you and are very informative. The service they provide is well worth the cost. I would do it all again.
As I call and was attended by Ms:Cierra all I can say about taking well care of us as clients is for her to keep her Great Job!!
Darrell Raber jr
Lexington Law has done a great job removing negative items from my credit history
Hello my name is john kenney we had lexington for 3 months. Went great for 1 month and then started to have issues. For two months we had no results bad customer service and payments that were reported to have lost or stolen card. Late charges. Not happy with lexington law. Dont go with this company. They steal your money.
Reply from Lexington Law
Jan 15, 2019
Dear John, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Jo Rainey, I've been with Lexington law for almost 2 years now I had a lot's of preparing to be done over all I am very satisfied with the work Lexington has done for me im one step closer to purchasing my new home.
Credit repair removing negative items, question unknown items, the assistantance of a paralegal is on hand at all time when I need questions answer. Thanks
One of the best financial decisions I ever made was to use Lexington Law to address my credit issues. They work they did has made a HUGE difference in the life of my family. A VERY BIG THANK YOU!
Satisfying all questions was ask to the best of her knowledge. Will recommend any person to Lexington law.
My credit score has risen thanks to Leave intone Law
I have learned so much about credit by this process. I trust Lexington law to have my best credit in their scope. In a few short months Lexington law has repaired my credit to the point , from being offered 100-300 secured cc's to last week being offered 18000 dollar pre-approved personal loan at decent apr. Thank you Lexington law.
Well I just started 2 months ago and they already got 5 negative Mark's off and they let you know as soon as they do something I highly recommend
Ashley was kind and generous and had a lot of patience
I need help repairing my credit and the staff has been professional and knowledgeable and very helpful to me during this process I appreciate everything that has to help me
Very good experience! Getting through to a actual person was a challenge but overall good experience.
Lexington Law provide the road map to Credit Repair. I have seen improvements in my Credit Score even though the Service was brief. I plan to continue with Lexington Law and get all Credit Issues, Erroneous reports removed. Thank You. Mr. Michael Andrews
Sandra yvonne Washington
I am very happy that I decided to use Lexington one of the important factors is the time of Lexington's time line of letting you know what is going on with your credit. In my case there was a lot of work and so for so good. Thank You, Lexington Law Firm
Everything went well the people are so nice and helpful
They are nice at first and will set up billing but after the efforts die down and you can't even see you score or have access to the reports they first give you. The chat person was sooooooo rude and asked you to go sign up for another sercvice myfico.com and pay to see your scores. Not a good experience and was a waste of money.
Reply from Lexington Law
Jan 10, 2019
Dear Mom3, Thank you for taking the time to speak with me today and allowing me to address your concerns. Please feel free to contact us if you have any additional questions. Sincerely, Alex Lexington Law Firm
Could not ask for a better group of individuals that will listen to what we have to say and give excellent feed back
Each time I call Lexington Law Firm they explain to me everything until I understand it they are very nice and I really appreciate
I've had bad/negative credit for a long time and didn't know where to begin to repair it. I've always heard of Lexington Law and decided to give it a try, they have already removed some negative items from my credit report and are working on having more removed every day, my scores have increased and it's only been several months since enlisting there help. I would say at the rate things are progressing I'll have a Good credit rating in just a few more months, I highly recommend there services to anyone interested in improving their credit scores.
From the time i started with your firm you've been giving me nothing but great news. Your people here are fighters and believe in second chances. I'm forever thankful
Lexington Law has been working diligently with me on helping to improve and repair my credit . I’m very please so far with the service they have provided.
Sense receiving services from Lexington Law I've been a happy customer. They are a very professional skilled organization and im satisfied of my decision to let them work for me. So if your considering getting your credit in order i recommend you to contact Lexington Law firm and you will be glad you did.
Lexington is a company you can definitely trust. My credit was in the dog house and now after working with Lexington my credit went from a 545 to a 702. I would definitely recommend this company to anyone who want to get there credit improvec.
This app takes forever still didn didn't understand what I was doing but the customer service is pretty good
You guys are the best in what you do and I am glad to do business with Lexington law.thank you
Lexington Law is professional, and thorough. Anytime I had a question I was able to communicate and receive answers,instructions, and clarification. For me,the cost is very competitive, fair, worth the service. I will use them in the future if needed. Thanks LL
Just wanna say how grateful I'm taking a chance ce with Lexington Law for restoring my credit and cleaning up my credit report when I found them cause for sure I was lost in darkness and learned so much da importance of what it is to have credit and an open world full of many benefits and opportunities,a million thanks!😇🌈
Outstanding paralegal service. Took time to answer all of my questions, even gave me resources to help me understand that much more. Continued to explain to me what all three bureau had listed on my reports. I love Lexington personally because of where my credit was about a year ago until where it is now, truly grateful for Lexington help.