Lexington Law has provided professional credit repair services to individuals and couples for over 14 years. To date, Lexington Law has helped over a half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free credit consultation, Lexington Law credit repair clients will receive a customized plan to achieve their maximum credit results.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting improve their poor credit. Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home. Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process. This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.
The credit repair firm offers three services for clients to choose from:
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and families can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a fairly reputable credit repair process, has been in business for over 14 years, and has helped hundreds of thousands of clients with a variety of credit repair situations. Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The firm promises that it does dispute all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.
Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc. Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation.
Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate negative items per credit bureau it challenges each month. While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation. One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
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This company is horrible ,I’ve had them for 6months and all they do is take people money .They wait until it’s time to pay to send you emails ..Scammers !!!! Horrible people ,don’t let them take your money because they have taken mines ..If you cancel they will charge you 64.00 for nothing they have did .
They charged my credit card twice for 14.99
ZERO STARS. When I signed up, I clearly asked SEVERAL times for everything I would be billed for. The lady said I would be charged $109ish for 1 month and THAT WOULD BE ALL as long as I cancelled on a certain date. I cancelled a few days prior to that date and then was told that I would have an exit fee!! I argued the charge, even asked them to review the original calls, but was basically told "too bad, you signed the contract." So it doesn't matter what they SAY, only the fine print. That's a SCAM. Do not trust them! I won't pay the "exit fee" on principal, and the irony is... the company I hired to help with my credit will end up making it worse!
I try clear the negative errors on my Credit Reports on my own, no results. This is my second time using this company. I am trying to raise my credit scores at this time. Clear the negative errors on my credit reports. On June 2019. They removed 8 Negative items and I provided paperwork to them. My FICO Score increased by 79 points. Lexington Law program is working for me. Thanks.
I furnished them with all of the documentation they needed to get the inaccurate information off of my credit report. After 3 mos. they did nothing to improve my credit score. Their customer service is patchy and every sinlge time they put me on hold I was disconnected. I was very very disappointed.
Don't waste your time & money with this firm. They took $534.79 of my money over 5 months after pulling my credit report for $14.99 in Jan and reviewing it. They claimed they would be able to help me especially since I was a victim of fraud which caused my credit issues. They claimed that I would have a case manager work with me to make sure the file was handled properly. I had 2-3 conversations at intake where I explained the details of my case. Nothing was done in 4 months time when they asked for 45 days to improve my credit by at least 20 points. Find a local law firm who has a good reputation working with creditors and bureaus and save yourself the time and money this firm charges for doing nothing for you. I had to do this in order to get my credit restored. I called and disputed the charges made by Lexington law and asked for a refund plus a conversation with one of their managers. The paralegal who answered my call asked me, "Did you send us any documents about the criminal fraud cases so we could send those to the creditors involved?" I told her this was the first time anyone at LL asked me for this in 4 months they had my case. They did nothing to repair or restore my credit. I asked for a full refund & a manager to call me back but it has now been 8 days and none of this been done.
Great company, helped me repair my credit that gave me the opportunity to close on a home . Would definitely recommend LexingtonLaw they will take your case seriously and with great customer services.
Me n my husband got LexingtonLaw I wanted to cancel was told that I could at any time very easy to do so I can’t however I have them also on recordered lines multiple times saying all I have to do is just call in email or log into the site however none gives u a option to cancel n they don’t answer ! Guess I’ll turn in the voice clips to the better business bureau n a attorney!!!
Reply from Lexington Law
Jun 06, 2019
Dear Amanda, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
It's really works fast to help what I needed to be as to clears out accounts that's already been cleared out and also appreciate every notifications to my emails on updates reports of each cases results and for updates credit score.
I paid for the most extensive package which was 129 a month. I paid for a year with no real positive results.
Please understand that this is not a hurry up and take my items off. Credit is important and rushing such a thing is unfair to the company. Your the responsible for your mistakes and I take full responsibility. I began in Jan of 2018 and had a approx 40 negative items with all 3 Reports combined. LexingtonLaw as of May I only have 4 left. LexingtonLaw do their part and have to wait on all three to respond. You have to have patience....yes there may be months that you don’t here nothing but trust me they are doing their job and diligence. Yes it been a year and half but you have to understand that is a short time compared to years in the future when it comes to saving thousands even tens of thousands of dollars from high APR rates and future choices. This is worth it for individuals who get smart and right and look for a better method. I like to thank them. Trust me this is one investment I don’t regret.
The customer service was exceptional and they really did a good job
WHATEVER YOU DO DO NOT I REPEAT DO NOT GO THROUGH LEXINGTON LAW THEY ARE A FRAUD THEY TAKE YOUR MONEY BEFORE THEY DO ANY SERVICES AND WILL HAVE YOUR MONEY FOR WEEKS AND STILL NOTHING HAPPENS ON THEIR END BECAUSE ITS A FAKE LAWFIRM THE ONLY THING THEY'RE GOOD AT IS TAKING MONEY FROM YOU AND NEVER DO THE SERVICES AND REFUSE TO PAY YOU BACK ANY MONEY THEY TOOK KNOWING THEY HAVEN'T DONE ANYTHING PLEASE BEWARE!!! TERRIBLE CUSTOMER SERVICE AND TERRIBLE LAWYERS EVERYTHING IS FAKE FAKE FAKE FAKE
They are very rude and degrade you because of your past..I woukd never use them or send anyone to them.
I was unsure at first but once i see the results i was very amazed and grateful i put my trust in them i highly greatful i recommend workers and friends they would be happy.i love i was seeing results
Really helped me get a better & higher credit score
Lexington Law is very effective but quite pricey. I needed a credit repair company and found the right one with Lexington Law. If it wasn't for the price I would give them 5 stars!
Nothing good. I hired them for 4 months and they were not able to delete any of the 20 negative remarks. Worst, they respond to my emails after 3-4 weeks. Please be aware of this company, do not use them.
I am within my first month of service with Lexington Law Firm and have already had so many bad interactions with them it almost entertaining. I have gone through everything from being left on hold for 20+ minutes 4 separate times, to being overcharged by 3 times the discussed amount, and so much more. It is ironic because I really bragged about this company and I was so excited to see what they could do for me. I completely disregarded all the negative reviews I had read and decided to give it a chance. If I’ve learned anything from this experience, it is to trust the reviews.
Reply from Lexington Law
May 13, 2019
Dear Courtney, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
I had a great experience with Lexington Law. We were in a bind with our credit when we went to buy a car. We would have had an outrageous interest rate if we would have went through with it. We decided not to and came home. I found Lexington Law online and immediately signed up. Within 30 days my score jumped 80 points and I was able to obtain regular financing on a new vehicle saving me thousands in interest! Well worth the money!
Did really help improve my credit much. And uploading documents online was impossible when I would get responses from creditors to letters they sent out. So that greatly affected my experience. Was not worth the high cost. I did better improving my score myself. Lexington only got a few small things removed which was slightly helpful but left me disappointed
I was a returning customer and currently very disappointed. I used them for a month for a $129.99/month fee. After the month passed I contacted them to let them know that I was laid off from my job and to cancel my account. Now they are claiming that I owe them $201 and threaten me to report my account to collection if I don't pay them, which I find ironic since I tried to used to them to help me clear my credit and now they are threatening to do the opposite. I contacted them again to see why they are charging me so much even though I was suppose pay $129.99 per month and now my balance is $201. They claimed because of late fees which no one previously told me and besides I had cancel my account. In addition, none of the items I prioritized to be removed from my credit report were removed and remain there. They falsely claimed that they removed two negative items from my credit report but this is not true because those items I have had already disputed through Credit Karma yet they were trying to take the credit for it. This company has changed from the first time I used their services. Furthermore, they refused to accommodate my requests and now are charging me fees that I was not aware I was being charged. Also, I keep getting emails from my capital one account saying that Lexington Law Firm is trying to take money out. They do this up three times per day every 9 days or so. First they attempted to take $129.00 but I didn't have the money so then they tried to take $79.99 and finally took $19.99 out of my account because that's all I had left. This is a scam since you can just dispute negative credit report items yourself through Credit Karma, or directly thorugh Transunion, Exquifax, or Experian. No need for this services, especially when their paralegal leave key details during the opening account process. I won't used this service again ever, it is inefficient and I will advise for you to save your money and find different alternative in order to repair your credit. This was a mistake on my behalf and I should had never contacted Lexington Law Firm because they did not helped me instead did the opposite and created a greater debt and in addition threaten me to send my account to COLLECTIONS.
Reply from Lexington Law
May 08, 2019
Dear Enrique, Thank you for taking the time to speak with us today and giving us the opportunity to address your concerns. Please don't hesitate to contact us if you have any further questions. Sincerely, Alex Lexington Law Firm
Greate service really cair about helping people fix there credit no upselling and they listen to you n what you have to say very helpful and easy to check progress with app and anyone you speak with a lot of the agents no matter where they are located are glad to help and have had issues with debt and credit and he used there own company to get there credit fixed or to improve there score very happy with deciding to go with LexingtonLaw thank you very mutch
I was a member of their credit repair services for roughly 3 years, and have to say that it was a complete waste of time, money and energy. They were able to remove one of twelve items in the first 4 months, and then NO other progress was made. Every time I would call to cancel, a new operator would spin how they were going to get results, and basically just get to keep going for another few months before the cycle repeated. They do not do anything that you cannot do yourself. I can't recommend strongly enough to stay away from these guys, and save your money.
Reply from Lexington Law
May 08, 2019
Dear Benjamin, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Worst, worst service can't remove any thing from your credit history
I was directed to Lexington Law to help repair my credit. As I live on a tight budget I explained to them that I would have money in my account at the end of the month. They agreed not to charge me until then. Well they charged my account right of way and caused my account to be overdrawn. I was charged an overdraft fee. Bi have asked them to close my account with them and credit me back what they charged and the overdraft fee caused by them. I have still not got these fund back. I would not recommend them to anybody at anytime for anything. How unprofessional of them to not correct their error that cost me.
Beware Lexington Law overcharged me causing me to overdraft at my Bank. Even after the amount was confirmed by two different associates the amount was double what was agreed. on. So the firm that was supposed to help my credit. Hurt my credit at my Bank.
Reply from Lexington Law
May 03, 2019
Dear John, Thank you for taking the time to speak with us today and allowing us to resolve your concerns. Please give us a call if you have any further questions. Sincerely, Alex Lexington Law Firm
Started out was redirected to them from a refinance company. Talked to JOSEPH who started out very helpful and concerned. BYE the time we got to agreeing to $109 a month and I said I want to check this out first. HE turned into a different PERSON. VERY UNPROFESSIONAL! ThANKS BUT I WILL DO IT ON MY OWN!
I reluctantly give this company a terrible review. Because of the worse experience I have ever had. They have not provided the type of service I was told they would provide. I have more credit issues now than when I first began with these people over a year ago. BEWARE. They do not keep their word.
If I could put less than one star, I would. I asked to cancel the services but they said it would cost extra so I didn’t confirm that I would cancel service but as soon as I get payed from my job they OVERcharge me way more than what was said they would. This is a Sunday I look at it. I was like it’s not even business hours yet and they still charged me. I would like a refund once I get a hold of a rep please
If you want to fix your credit don’t waste your time with this company. All they do is send out dispute letters which you can do yourself and nothing changes. They gave me a number to call when i have questions nobody ever picks up. You have only 5 days from when you signed up to send in a cancellation letter to them. I signed up 3/7/19, i sent my letter 3/11/2019. They still charged me so ok. I was called by one of the paralegal to verify that i sent in the cancellation letter and he suggest other plans so i agreed if i want the service i would call back. April comes and they charge me for service ? And I tried to call them to talk to someone i get nobody. I contacted the online support where the lady said she can’t refund my money because they did work for me and that i agreed to continue service like are you serious. That’s the most fraudulent thing i ever seen. Why would i waste my time to send a cancellation letter a couple days after i signed up to agree to continue service.. DONT WASTE YOUR TIME , Dispute your own credit. People just want money that’s all.
The deducted money from my account without doing anything. I contacted them and never answered their phone. Finally, spoke with a rep and put on hold for 25mins and then I hung up. This guys are bunch of thieves and liars.
Reply from Lexington Law
Apr 26, 2019
Dear Sapolu, Thank you for taking the time to speak with me today. Even though you decided not to resume our services we were able to address your concerns. Please feel free to contact me directly if you have any further questions. Sincerely, Alex Lexington Law Firm
They removed 30 items. They are great. Highly recommend them. We are now able to buy a house. Improved my credit by 125 points
I cancelled and they are still charging my card. I have sent emails and called everyday for the past 2 weeks and nobody answers I wait on the phone for an hour!
I have been with Lexington Law for about 5 or 6 months. I wanted to bring my credit score up high enough to qualify for a VA loan. I had very little results from Lexington Law while being charged $100.00 a month! About two months ago I contacted a mortgage broker who told me what I could do on my own to raise my score. I followed her advice, raised my credit scores and have now successfully qualified for said VA loan, and it did not cost me a cent. I no longer need Lexinfton Law and will be cancelling this coming Monday. My advice to others is get more than one opinion before settling on a credit repair service. You'll probably save a lot of time and money.
Reply from Lexington Law
Apr 25, 2019
Dear Ed, Thank you for taking the time to speak with us yesterday. We appreciate the opportunity to have been able to discuss your concerns. Please feel free to contact us if you have any further questions. Sincerely, Alex Lexington Law Firm
Score went down after 3 months of hiring with no activity on credit cards etc. I called them to ask why with no explanation. I spoke to Sara B on the chat and clearly explained I wanted to try for 1 more month. As soon as we got disconnected, I received a email saying my account was canceled. Terrible customer service. Don’t waste your time with them. Cost me 100s with no result. Treat you as a number not a person
I've have them for a little while and two months ago I told them numerous times I no longer need their service and today they drain my bank account . Most of the letters they write get return to sender cuz they do not put enough postage do not use your better off writing letters for yourself all you have to do is go to the IRS
Reply from Lexington Law
Apr 23, 2019
Dear Johnathon, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
I had Lexington law credit repair program for 99.95 a month for a year , they only removed one thing from one credit report in a year. I got fed up and cancelled them. Fast forward 11 months later I got credit Karma , and started disputing things , and sure enough I got 5 things removed from each credit report within a month just using their dispute system, the same items LexingtonLaw said they disputed, they are scams they take their time to collect the monthly fee,
Lexington law got a negitive item that I proved was actually paid in full to the company ( time Warner for equipment I turned in late and still have open service with time Warner/ spectrum) but a week later a new collection company sent me a letter saying I owed THEM for this bill.. Lexington laws response..if we got it removed 1 we can get it removed again..how can this happen,why am I paying 130$ a month for a temporary credit fix? Then when I told them I want to cancel my membership on the (April)10th of the month, when my bill cycle was not until the coming (April)14th,the paralegal tells me I must pay them 113$ ,a pro-rated fee for services that they provided from the 14th of March through the 14th of April,after she admitted that my payment129$ collected on March 14was to cover the "work" they had done from march 14 through April 14& my payment of 129$ on February 14 was to cover February 14- March 14... Yet this 113$ they will still suck out my account in 4 days ,prior to my bill cycle...is to cover what they "did for me"" from march 14-april 10th..and ps they are retracting any " letters sent on my behalf"" this was once a somewhat reputable company,now they are full of lies and billing tricks.save your money,pay off your collections and write your own challenges threw FREE sites like Credit Karma.Im thouroughly disqusted .but I hope this review can help another unsuspecting American from signing on to a Dupe. Addendum; I was contacted today ( 1 week after initial review)by Lexington Law rep,and was assured the $113 charge against me would be dropped also given brief advise and a follow up email on how to furtherand offered services at a lower rate then I was paying,I accepted the waiver of the $113.but declined at time to reinstate services.I am satisfied with this resolution.
Reply from Lexington Law
Apr 12, 2019
Dear Pamela, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
if you have a problem with your credit like i did you need to get in touch with Lexington law. I declared bankruptcy and my score was 502 , since Lexington Law has been helping me for 3 months my score went up to 597 and in 2 months my score will be 636 . In two months i will be able to buy my own home . im so excited thanks Lexington Law. they started working on my account before i made my first payment . They treat me good they keep me informed of any changes. I love it when Experian sends me messages saying my credit score has changed. Lexington Law really cares about me. I feel like we are family. The payments are affordable and you can stop anytime you want and i wasnt pressured at all. I love all at Lexington Law. from a very pleased customer
I signed up three months ago, nothing achieved. Too expensive for nothing. Customer service Please help me cancel!
They listened to what I wanted to do with my credit took action, and decided what was the best way to help me
Amazing job was really impressed Job well done
Signed up for Premiere services. After more than 3 months very little or no results. In fact, scores went down during this period. Waste of time and effort. They should be looked into. Do not waste your money with these scammers.
My credit score went up after almost 2 months. I didn’t see they had done anything to help. Just made sure they got there money.
Reply from Lexington Law
Apr 12, 2019
Dear Matt, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
If I could give 0 stars I would. This is a terrible company! Please do not do business with them. I signed up with the only two months ago and I was told I could cancel at anytime. That is a lie. I am currently trying to get a hold of them to remove my card on file and cancel their services due to lack of communication, results and discrepancy. I have been trying to contact them for 14 days with only failure as a result. I have been on hold for 40 minutes to 2 hours every single day with no one answering calls. This is unacceptable for any line of business and I don't recommend using their services AT ALL. I contacted them by email and left several only for them not to be repsonded to or answered. This is down right ridiculous for a company that claims to have 30+ years of business under their belt. Please do not use their services. They are refusing to let people cancel.
Reply from Lexington Law
Apr 10, 2019
Dear Da'Shalyia, We reviewed your concerns. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
don't use this place I love your money but don't do anything but lie first they gave us one price then a month later tried to charge more I caught them on that . they told my husband in 90 days they have his credit repaired lies ,and they say they have top attorneys but that was a lie all you talk to are pre legal they said they could get my husband bankruptcy removed that was nothing but a lie when I tried to cancel they want change me more money I m so sick of there lies don't every use them
Reply from Lexington Law
Apr 12, 2019
Dear Karen, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Horrible experience. You setup your case initially to then get a reminder to do it again and again. They are only after your money.
Bad!!!! No good!!!!!!! Didn’t do anything at all but charged me a lot of money!!!!!!
The best service. Great customer service 👍