Landmark Credit Repair is a Texas-based and Christian-operated company assisting nationwide consumers with their specific credit restoration needs. Pricing is determined on a case-by-case basis after a free credit analysis consultation.
Landmark Credit Repair provides professional credit and debt services to help alleviate problems associated with low credit scores and persistent creditors. Their experienced staff will work with each client to help them achieve the financial independence they are looking for. Benefits of the service include:
Credit Repair and Debt Settlement
Landmark Credit Repair assists consumers in boosting overall credit scores through disputing negative inaccurate items with the 3 major bureaus. The company also negotiates debt settlements creditors and collection agencies. The company will analyze credit reports at no charge and create a customized plan with the client and discuss pricing.
With Landmark Credit Repair, there are still some limitations that need to be addressed. Prospective clients interested in using the agency for credit repair or debt services need to be aware of the following items:
Limited Monitoring Services
Clients are not able to access an online account to monitor progress updates whenever they want. Customers have to rely heavily on what representatives tell them regarding their credit files. The company will call the client once monthly to inform them of any changes. Other credit repair companies allow their clients to access real-time updates anytime through an online portal.
No Pricing Information
The credit repair company does not disclose its pricing structure to the general public. There is also no option to sign up online on the corporate website either. While the cost of their services is around $89 a month after a start-up fee consumers will have to contact the company directly and speak with a customer service representative for more information.
Frequently Asked Questions
How much does Landmark Credit Repair?
Once the processing and application is completed there is a $99 monthly payment due at the end of each month work is done on your report.
Does Landmark Credit Repair allow me to enroll more than one person or my whole family?
Landmark Credit Repair offers a discount when couples sign up together.
How does Landmark Credit Repair repair my credit?
“Your Success 4 Pillar Program” is the program Landmark uses to get you the results you are looking for. The company not only disputes, but also challenges the items in question on your credit report.
Does Landmark Credit Repair provide Credit Monitoring?
Landmark Credit Repair does not offer credit monitoring, but will recommend you to sites where you can monitor your credit yourself.
What results can I expect from Landmark Credit Repair?
As long as clients are complying with their responsibility, as explained by the consultant and is outlined in the agreement, they will see results. Landmark helps clients raise their scores by getting inaccurate information deleted off of their reports.
How can I contact Landmark Credit Repair?
You can contact Landmark Credit Repair by:
Toll Free: 1-800.905.5263
- On average it takes 3–6 months to settle 10 accounts or less.
- On average it takes 4–8 months to settle 10 accounts or more.
- The four-step system has proven to yield a 60–100 percent success rate on average.
Landmark Credit repair does not offer different packages with varying price points. Once the processing and application is completed there is a $99 monthly payment due at the end of each month work is done on your report. There is no contracted term only the month to month agreement. They offer a 90 day money back guarantee if you don’t see results.
How it Works
Landmark Credit Repair conducts a three step credit repair process similar to that of other credit repair companies.
Step #1: Analysis
The company will meet with the client and review credit reports for inaccurate items eligible for dispute and permanent removal. Credit experts will help the client create a customized plan for resolving debt and discuss pricing on a case by case basis.
Step #2: Dispute Process
When the client decides to continue, the credit experts will draft and send dispute letters to the 3 major credit bureaus. The company will also assist in negotiating debt settlements with creditors. The credit bureaus will conduct an investigation and send the results to the client within 30-45 days.
Step #3: Settlement
The company will continue to monitor items to make sure they are permanently removed and work with the client to resolve any possible remaining debt.
What to Expect when Signing Up
Before you go to signup here are a few things to expect before you visit Landmark Credit Repair’s website:
- You will be brought to the webpage with a few different options for getting started.
- You can contact the company by phone, or fill out the online form to have a credit team member get in touch with you.
- There is a lot of missing information on the website (pricing, the steps involved, etc.). Clients will want to find out the details when speaking to a credit consultant during their initial consultation.
What Can Be Removed?
Landmark Credit Repair is able to remove:
- Collections (credit cards, medical, charge off, etc.)
- Public records (bankruptcy, tax liens, judgments)
Landmark not only disputes these types of accounts, it also challenges them for verification of the debts.