Kaydem Credit Help has been in business since 2008 and provides credit restoration and repair services at a wide variety of price-points that fit nearly any budget. Even if you have excellent credit, but several credit inquiries showing up on your reports, Kaydem Credit Help can help you remove these inquiries that are negatively affecting your score. Kaydem offers a money back guarantee after six months, but this guarantee carries processing fees. And with no attorneys on staff, customers might consider working with another credit repair company that can represent them in legal matters.

Rank Chart
Monthly Price
Company Rating
Our Score

#1

$99.95
9.4
9.4

#2

$99.95
9.0
9.0

#3

$59
8.9
8.9

#44
kaydem-credit-help

$347
4.6
4.6

The Good

In terms of pricing transparency, Kaydem Credit Help does more than most other companies. Customers can select plans for either individuals or couples, then select the thoroughness of that plan. For basic credit repair, an individual can pay a one-time fee of $347; meanwhile, couples seeking a more comprehensive 12-month plan will pay up to $1,697, which is still less expensive than some comparable plans. Kaydem Credit Help will also pull your credit reports for you; many companies require their customers to either sign up for supplemental credit monitoring or purchase periodic credit reports throughout the credit repair process.

Straightforward Pricing Model

Kaydem discloses exact pricing for each of its services plans.

Six-Month Money-Back Guarantee*

Customers can apply for a refund after six months with Kaydem Credit Help.

Requests Credit Reports on Clients’ Behalf

Provides updated credit reports for customers.

The Bad

Unfortunately, Kaydem Credit Help falls short in certain areas. The company does not provide legal representation for its customers, which can be problematic for those who require legal assistance with creditors, debt collectors, and even the credit bureaus themselves. And though the company provides a money back guarantee, this guarantee cannot be applied until six months after signup, and even then, customers must pay processing fees for items removed as well as the number of people on the plan.

No Attorneys on Staff

Kaydem cannot legally represent customers in court.

*Processing Fees Attached to Guarantee

At cancellation, customers must pay fees per individual and per item removed.

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The Bottom Line

Kaydem Credit Help is ahead of many credit repair companies because it provides customers with an accurate expectation of how much they will have to pay for services rendered. The company also absorbs the cost of pulling regular credit reports into its cost structure, meaning that customers will not need to pay additional subscription or purchase fees to procure their reports themselves. However, Kaydem does not have access to legal services; so if you require legal help in putting a stop to collection calls, or pursuing a lawsuit against creditors or reporting agencies, Kaydem Credit Help may not be the right company for you.

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Frequently Asked Questions

How much does Kaydem Credit Help services cost?

Kaydem Credit Help has two different sets of rates for single services and joint services. Credit inquiry removals for a single person can cost anywhere from $347 to $997. Credit inquiry removals for two people can cost anywhere from $497 to $1,697.

Does Kaydem Credit Help allow me to enroll more than one person or my whole family?

Consumers can apply as individuals or as a joint application.

How does Kaydem Credit Help repair my credit?

Kaydem Credit Help helps consumers repair their credit by removing negative credit items off of the credit reports of consumers.

Does Kaydem Credit Help provide Credit Monitoring?

Kaydem Credit Help does not provide credit monitoring.

How long will it take before I start to see results with Kaydem Credit Help?

Kaydem Credit Help customers should expect to see results within six months thanks to its six-month money-back guarantee.

What results can I expect from Kaydem Credit Help?

Consumers can expect Kaydem Credit Help to assist with full credit restoration in order to qualify for a home loan or auto loan.

How can I contact Kaydem Credit Help?

Here are the different ways you can contact Kaydem Credit Help:

  • Phone: (866) 237-0013
  • Fax: (866) 237-0013
  • Mailing address: 1620 Central Ave. Ste. 202, Cheyenne, WY 82001

More Information

Published Results

  • Potential to improve credit score in as little as 30–45 days
  • Different pricing plans for different needs (eg. specific rates for individual and joint applicants)
  • Deleted negative items from credit reports
  • Removal of different types of information (eg. credit card debt, tax liens, collections, etc.)

Price Breakdown

Kaydem Credit Help has two different pricing structures. One route is for individual consumers and the other is for joint applicants:

Single:

  • Removal of credit inquiries for one person: $347
  • Minor credit restoration for one person: $497
  • Full credit restoration for one person: $797
  • 12-month inquiry removal membership: $997

 Joint:

  • Removal of credit inquiries for two people: $497
  • Minor credit restoration for two people: $797
  • Full credit restoration for one person and one minor credit restoration for one person (two people in total): $1,097
  • Full credit restoration for two people: $1,297
  • 12-month inquiry removal membership: $1,697

How It Works

Sign Up

It all starts when consumers sign up with Kaydem Credit Help to improve their credit score. After signing up, consumers receive a free credit consultation to determine what needs to be done to improve and restore their credit history.

Removal of Credit Inquiries

Consumers figure out what plan they will take with Kaydem Credit Help to improve their credit score. Kaydem Credit Help works with consumers to dispute credit inquiries and disputes.

Restoration of Credit

Within a few months of working with Kaydem Credit Help, consumers will watch their credit score improve.

What to Expect when Signing Up

Quick Signup

Consumers can expect a simple sign up process by either calling into Kaydem Credit Help or signing up online. Once consumers sign up, consumers can start working with Kaydem Credit Help and figure out a definitive game plan to achieve their credit score goals.

Credit Restoration Process

When the signup process is completed, consumers will be able to carry out their credit restoration game plan with Kaydem Credit Help. This process can take anywhere from one month to a year or more depending on each consumer’s situation.

Results

After the credit restoration process is completed, consumers will be able to see the results they need to get the loans they want

What Can Be Removed?

The following can be removed by Kaydem Credit help:

  • Collections
  • Bankruptcies
  • Charge Offs
  • Foreclosures
  • Repossessions
  • Credit Card Debt
  • Medical Bills
  • Inquiries
  • Late Payments
  • Judgments
  • Tax Liens
  • Child Support Cases
  • Student Loans

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2 Kaydem Credit Help Reviews

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  1. User Score

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    September 29th, 2015 Boston, MA

    They are very nice and friendly and have responsive customer service. However despite their claims to get 70 to 80 unauthorized inquiries removed, I have haven’t been able to have one removed from any bureau in two rounds. For me this was a complete waste of money. I sent in my own letters and had more success.

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  2. User Score

    10

    August 18th, 2015 Palm Harbor, FL

    Working with Jillian at Kaydem Credit Help has been an absolute pleasure. I’d been disputing things myself for months, and getting nowhere. I’d forget when I sent out my last disputes, and often ended up losing the bureau responses. Kaydem has organized everything and sends me frequent updates and reminders. I had 90% of the negative items on my TransUnion report removed in one dispute cycle with Kaydem. Thanks to their hard work, I’ve been able to begin rebuilding my personal credit – where before I was only getting denied. Excellent service, very professional, and excellent follow-through.

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