Inversion Credit has been providing credit repair services since 2013. Despite being one of the newest companies in the business, Inversion Credit charges competitive monthly rates and offers greater disclosure with regard to its practices and policies than several other credit repair companies. However customers may find they have to be more involved with the credit repair process than they would with other companies.
Industry-Average Monthly Rate
At $79.95 per month, Inversion charges the same rate as some top companies.
Excellent Online Transparency
Discloses cancellation policy, initial audit fees, terms and conditions, etc.
Inversion Credit provides a monthly subscription fee (including an $89.95 initial setup fee) that can compete with top companies. The company also provides full disclosure on important policies and terms that will help customers make a more informed decision. For example, unlike several other companies that charge a monthly fee, Inversion Credit directly mentions that customers will need to pay an initial setup fee, as well as a $25 collection fee if customers are delinquent on payments. The company also discloses its cancellation policy, consumer rights, as well as federal and pertinent state laws surrounding credit repair.
Does Not Request Credit Reports
Inversion Credit customers must request periodic reports themselves.
Many of the complaints deal with difficulties in canceling (which needs to be conducted over the phone), or being billed following cancellation (as Inversion Credit does not prorate its monthly fees, but will rather charge customers for the month’s balance). Inversion Credit also places the responsibility of obtaining periodic credit reports from the three credit reporting bureaus on customers; although customers are entitled to a free credit report every 12 months, obtaining these reports more often will place an additional cost on customers.