iHome Easy Credit is no longer in business. Click here to see the top recommended Credit Repair companies.

iHome Easy Credit is a financial services company based out of Westminster, Colorado. The company provides consumers nationwide with credit repair and education services on a monthly basis with no contracts.

Rank Chart
Monthly Price
Company Rating
Review

#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#74
ihome-easy-credit

$99/monthly
1.0

The Good

Cost at Industry Average
iHome claims to get you started with their online system for $99/month. The FAQ page says they charge a one-time fee of $1 to pull your credit report. Aside from that, you have to fully sign up for their services before you can get more information. The company states that there aren’t any additional costs and fees. Consumers can also receive:

  • Home and Car Loan Qualification Assistance
  • Educational Tools and Resources
  • No Monthly Contracts-Cancel Anytime

The Bad

The credit repair company received a lower rating after it failed to respond to the 2 consumer complaints it has received in the last 3 years. The complaints were in regards to billing issues. Other areas of concern include:

  • No Licensed Attorneys on Staff
  • No Guarantees For Permanent Removal
  • Customers Can Perform Provided Services Themselves At No Cost
  • Problems With Cancellation of Services
  • No Debt Settlement Services
  • No ID Theft Protection

Consumers should review and understand terms and conditions and policies before agreeing to their services. The iHome Easy Credit website always appears to be down and phone is disconnected. The company may be out of business or at least not currently in operation.

The Bottom Line

iHome Easy Credit is a credit repair and restoration company that has been in the financial services industry for only 4 years. Past consumer reviews show mixed results of repair from using their services. Consumers should weigh pros and cons carefully before enlisting the help of the credit repair agency. However, with iHome Easy Credit’s corporate website appearing to be down we do not recommend using this company’s credit repair services.

How it Works

iHome Easy Credit operates based on a three step process similar to that of other credit repair companies.

Step #1: Analysis
The company will analyze credit reports for inaccurate items or false information that can be removed.

Step #2: Dispute Process
Once the consumer pays the consultation fee and first month’s fee, the company will draft and send letters of dispute to the 3 major credit bureaus. An investigation will commence once the letters are received by the bureaus.

Step #3: Settlement
Consumers will receive results from the investigation after a period of 30-45 days.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

X close
X close

27 iHome Easy Credit Reviews

1. Select Your Rating:

4
1
1
1
1
4
15
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

0 characters

3. Review Validation*

or

    Sort By:

  1. User Score

    0

    April 27th, 2016 Phoenix, AZ

    paid this company almost $800 in monthly fees two years ago… was very happy with my results. Until yesterday… My fico score dropped considerably so I ran my credit report. everything that they had “removed” is slowly reappearing on my credit report. This is catastrophic. I am in the initial phase of a new home build…. There website is down and there telephone number is disconnected!! What a SCAM… If I could give a negative rating I would!!

    Read More

    Was this review helpful?

  2. User Score

    9

    December 23rd, 2015 Merrillville, IN

    I used I home easy for two years. What separates them from other companies such as Lexington Law is they will challenge many more issues on your credit report each month. I tried many other companies and they would only challenge five per month, thus forcing you to stay with them longer to charge you for a longer period. I had very bad credit and they raised my score over a 150 points in about two years. I was somewhat surprised at the BBB rating of a D. They had very good customer service and provided me with a monthly report. They were always professional and friendly. I would recommend them to family and friend s .

    Read More

    Was this review helpful?

  3. User Score

    10

    August 20th, 2015

    thanks im a homeowner now

    Read More

    Was this review helpful?

  4. User Score

    8

    March 27th, 2015 Kannapolis, NC

    I signed up for ihome easy credit repair services one year ago because my credit score was 535 due to lack of credit history and several delinquent accounts. Within 3-4 months nearly all (8-10) bad accounts were deleted and I had only one account that I had to settle on, the rest got removed without settlement.
    After they got those removed I signed up for 3 credit cards and pay them off each month and have about a 11k available credit between the three cards. I am now 10 days away from closing on my first home. My FICO score is 745, thanks to the help of ihome easy credit and my responsible behaviour my credit is on track now.

    Read More

    Was this review helpful?

  5. User Score

    0

    March 20th, 2015 Denver, CO

    Called in December 2014. They state they can fix my credit which was 580 at the time. Had double hits on old credit that should have been with a bankruptcy 8 years ago. I am now March 2015. Still no change. They take your money and do nothing. Consumer beware!!!

    Read More

    Was this review helpful?
    1

  6. User Score

    6

    January 13th, 2015 Sarasota, FL

    just started today will see if they are good

    Read More

    Was this review helpful?

  7. User Score

    9

    December 23rd, 2014 Denver, CO

    My scores when I started were at a 554 now my middle score is at 637 im almost there. Thanks i home easy credit.

    Read More

    Was this review helpful?

  8. User Score

    0

    December 16th, 2014 TX

    Horrible company they took unauthorized payment out of my acct which caused my rent to return and which caused fees they would not return HORRIBLE COMPANY

    Read More

    Was this review helpful?

  9. User Score

    5

    November 19th, 2014 Mount Prospect, IL

    Good start, but my scores actually dropped. Hopefully they will come back up. Went from a 650 to a 580. Ill give them another month or two and see what happens

    Read More

    Was this review helpful?

  10. User Score

    0

    November 6th, 2014 Cleveland, OH

    The scores they give you are NOT at ALL FICO scores. They are not even remotely close to your true FICO Score. This is a way to scam people to get more of your money.

    Please don’t fall for their scam!

    Read More

    Was this review helpful?

  11. User Score

    10

    October 6th, 2014 Arvada, CO

    This company clearly deserves a higher score than a 10. I was able to see my scores increase real fast in as little as 3 months. I started with a 514 mid score I am now at 624 mid. I only need 26 more points for my home loan. Ask for Scott he is one of my credit specialists, oh and Shannon is great too. I’m referring all my friends to these guys. Thank you guys for all the hard work.

    Read More

    Was this review helpful?

  12. User Score

    10

    July 22nd, 2014 Arvada, CO

    Ive been with this coming for 3 months and my scores started in low 500. We are now above a 660 and we pushing for a new construction rehab loan. This August we should be ready for a our loan. You wont go wrong with this company. I referred them to my family and friends. Thanks i home easy credit. you guys gave us our second chance.

    Read More

    Was this review helpful?

  13. User Score

    9

    July 15th, 2014 Arvada, CO

    Great company. I like how they pull the reports and review everything with your before you sign up. Scores have gone up 47 points as little over 20 days. Once I close on my home loan ill give this company a 10 or above.

    Read More

    Was this review helpful?

  14. User Score

    10

    May 1st, 2014 Arvada, CO

    This company is truly amazing. My mid score has increased 72 Points in just 35 Days. My mid score was at 547 now its 619. I am so close to finally closing on my first home loan. Thank you i home easy credit. You have a customer for life.

    Read More

    Was this review helpful?

  15. User Score

    10

    April 16th, 2014 Ozark, AL

    New customer but hopefully going to be a satisfied one! The customer service is awesome so far. …..

    Read More

    Was this review helpful?
    1

  16. User Score

    10

    March 31st, 2014 Arvada, CO

    Hands down the best credit repair company out there. in just 1 day they sent me my negative list of all the items there working on. In 20 days my credit scores went up 74 points. In 3 months I was able to finally close on my home loan. Thanks to I home easy credit I have my life back. Go with the best i home easy credit will produce results.

    I would rate this company higher than a 10.

    Read More

    Was this review helpful?

  17. User Score

    10

    March 19th, 2014 Arvada, CO

    THREE SHORT SENTENCES that best describe this awesome company.

    1. REAL FAST: My scores increased in the first 20 days

    2. COMMUNICATION: There response time is fast. Anytime I had question that got back to me FAST!.

    3. EDUCATION: I thought I knew about credit… I was wrong. I home easy credit.com taught me how use my credit towards my advantage.

    Thank You i home easy credit! I finally got my first home loan.

    Read More

    Was this review helpful?

  18. User Score

    10

    March 6th, 2014 Arvada, CO

    Best credit repair company hands down. I recommended my whole family to this company.

    Read More

    Was this review helpful?

  19. User Score

    10

    January 7th, 2014 Erie, CO

    After reading Brad’s negative comment on here. I highly disagree with everything you said about i home easy credit. You must of not understood the process or even took the time to understand how the program actually really works. This company walked me through ever single step and not only did they help get my credit scores up fast. I finally got my pre approval towards my home loan. I stand for good services and companies for the credibility they deserve. Go with i home easy credit, you wont regret it. Thanks Guys!!!

    Read More

    Was this review helpful?

  20. User Score

    10

    December 10th, 2013 Erie, CO

    I thought that all hope was lost when I tried to buy a home. My credit was so bad that I got turned down repeatedly. I even got laughed at once. IHome started working on my credit a few months ago and I just got approved for a home loan and my offer on a house was accepted. I would recommend this service to anyone that wants to see results, FAST!!!

    Read More

    Was this review helpful?