Garranteed Solutions is headquartered in Wyoming, MI and has been doing credit repair since 2008. The company has received numerous certifications from FCRA, CCA, NASCO, and others.

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Monthly Price
Company Rating
Review

#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#36
garranteed

$125
5.1

The Good

Directly Compares Itself to Top Competitors
Garranteed Solutions has a webpage comparing itself directly to Lexington Law, which is one of the top competitors in the credit repair industry. This shows that they shoot high for customer service and satisfaction.

Free E-Book with Consultation
When a customer signs up for a free consultation, they can agree to receive a free copy of “5 Mistakes to Avoid,” an e-book written by Garranteed Solutions founder, Garr Russell. A company which gives an individual tools that can be used to independently repair a credit score is likely a reputable company.

Monthly Fee Cap
With what information Garranteed Solutions provides you on its pricing, you are guaranteed that your monthly fee will never exceed a certain amount.

A monthly fee cap is reassuring since some credit repair companies will try to surprise customers with fee hikes or extra charges. The free e-book also indicates that Garranteed Solutions may be a company that wishes to inform the customer in order to make the best decisions for their credit. Their helpful blog posts are also an indicator of this. The fact that Garranteed Solutions also compares itself to the credit repair juggernaut Lexington Law also speaks for its confidence in its services.

The Bad

No Upfront Price Information
There are no pricing plans available on the Garranteed Solutions website. A customer must request a consultation by providing their name, phone number and email address in order to achieve an estimate.

Small Staff
Garranteed Solutions consists of a staff of six people.

No Money Back Guarantee
Ironically, there was nothing said about a money back guarantee anywhere on Garranteed Solution’s website. It can be assumed that there isn’t one.

Vague Results
The Garranteed Solutions website is riddled with customer testimonials, and one webpage shows a statistic of 50% average deletions, but it’s unclear on what that statistic actually means.

Garranteed Solutions is a small staff of six people that are not very clear about pricing information on its website, but the company is willing to answer any questions over the phone. The lack of a money back guarantee is also a concern as many competitors do offer some form of guarantee.

The Bottom Line

Although Garranteed Solutions offers some great material for consumers like a free e-book and insightful blog posts plus attorney assistance available. Consumers are advised to continue researching other companies that offer more pricing information upfront.

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Frequently Asked Questions

 How much does Garranteed Solutions cost?

Anyone interested in in repairing his or her credit can have a free consultation with a Garranteed Solutions staff member to discuss your case. The company’s website gives no information about its pricing beyond this consultation.

Does Garranteed Solutions allow me to enroll more than one person or my whole family?

It is not clear whether the service accepts two-party customers or only single-party clients.

How does Garranteed Solutions repair my credit?

As a customer, you can select one of two Garranteed Solutions plans to help you repair your credit. Both plans work to help you build our credit through wise budgeting and credit monitoring. Each also has a dispute process where inaccurate information from your report can eventually be deleted.

How does Garranteed Solutions provide credit monitoring?

The company has an online tool where customers may check their score without harming their credit whatsoever. You can also sign up for daily alerts. Garranteed Solutions updates your score monthly for your convenience.

How long will it take before I start to see results with Garranteed Solutions?

The company’s website contains no information about how long customers should wait before seeing results. Credit bureaus usually do have 30 to 45 days to respond to disputes, however.

What results can I expect from Garranteed Solutions?

With Garranteed Solutions’ help, you can have increased peace of mind that not only can false information be removed from your report but that the company will provide you with the tools and knowledge to make better financial decisions.

How can I contact Garranteed Solutions?

You can call 616-530-4883 to reach a Garranteed Solutions Credit Solutions representative. You may also send an email to the company at [email protected]

Published Results

 They company doesn’t publish any specific results of how long it takes to remove items, either. It’s clear that Garranteed Solutions is very careful not to make claims. At the same time, it would be helpful if prospective customers had some evidence to look at.

Price Breakdown

 As with most credit repair companies, Garranteed Solutions offers free consultations to potential customers. This consultation is a key step, as it helps identify whether you are a good candidate for the service. Your consultation will include a frank, honest discussion about your specific case, and you’ll never have to pay a dime for it.

Monthly Pricing Not Shown Online

Garranteed Solutions doesn’t have any information about its plan pricing, so to learn more about this all-important aspect of the pricing, you’ll have to call the company. It’s unclear whether the company charges a monthly fee or a per-deletion fee.

Money-Back Guaranteed Unknown

 The company also has no information online about whether customers can stop the service anytime and still get any money back that they have put into the program.

How It Works

 Garranteed Solutions promotes its three-step process of helping customers solve their credit problems; however, the website does a poor job of explaining exactly what this process is. Here’s what can be said about the repair process:

Build Credit

The company acknowledges that opening credit lines is actually a good thing if you manage it well. Garranteed Solutions can help you build up your credit in a positive way that will help you raise your score. The company will also teach you effective ways to better manage your credit.

Address Negatives

Garranteed Solutions will next find out what is causing your credit to plummet and will then address those with the credit report bureaus and creditors. The company’s skilled staff members will work with these to remove false, outdated, and unverified information.

Settle Debts

Lastly, Garranteed Solutions will work with you and creditors to properly settle any debts that are harming your credit score. The company has experience and expertise in doing this.

What to Expect when Signing Up

 The sign-up process appears to be straightforward, standard and simple. If you are interested in doing business with Garranteed Solutions and have a credit repair program set up for you, all you need to do is fill out a form on the company’s website and wait for a response.

There is no hassle or pressure to enrolling with the company, and the entire process takes a matter of minutes. Once you enroll, Garranteed will get busy on your behalf immediately.

What Can Be Removed?

 Garranteed Solutions is unable to remove legitimate items on your report that may be harming your credit score. Luckily, however, the dedicated staff works hard to get rid of false and inaccurate information from creditors and collection agencies. Some of these items include the following:

  • Charge-offs
  • Collections
  • Judgments
  • Late payments
  • Bankruptcies
  • Tax liens
  • Garnishments
  • Foreclosures
  • Repossessions
  • Inquiries

Your credit score will rise after these items are removed. Plus, you’ll be able to move forward with a Garranteed Solutions.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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17 Garranteed Solutions Reviews

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  1. User Score

    10

    April 24th, 2013 Tucker, GA

    Received call from owner, explained my situation to him and he felt that my situation did not require his services. Offered advice on what I could do to help myself out after looking over my credit report. This company is one that I would recommend highly, definitely not trying to just get your money, they really want to help.

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  2. User Score

    10

    October 23rd, 2012 Coopersville, MI

    Garr and Forrest were extremely helpful in repairing my credit score. They did all the time consuming, annoying calls, and letters to the credit bureaus. In just a few months they helped raise my credit score almost 100 points. It was what allowed me to finally be able to build a home for our family. Thank you Garranteed solutions!

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  3. User Score

    10

    October 17th, 2012 Grand Rapids, MI

    Gar and his team are fantastic . The help they have given me fixing my credit has help me with the purchase our home.
    I am very impressed

    Brad S

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  4. User Score

    10

    October 8th, 2012 Gainesville, GA

    The professionals at Garranteed were great to work with. They helped to get my credit score up almost 100 points in 6 months and we were able to buy a house.

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  5. User Score

    10

    October 6th, 2012 Colorado Springs, CO

    Garr and his staff made the difference between getting approved or not for our home mortgage. They know the best approach to correct each issue and they follow up quickly when necessary.

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  6. User Score

    10

    October 5th, 2012 Canton, MI

    Guaranteed did everything they promised they were easy to work with and gave me step by step instructions on what I needed to do. I was able to buy a home in less than a year. I thought it would be 5 to 7 years before I would have a good enough credit rating. Thank you Guaranteed !!
    Randy Grondman

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  7. User Score

    10

    September 27th, 2012 Overland Park, KS

    I’m sure you’ve heard it all from different companies about what they can do for you.
    Well I can tell you from personal experience that this maybe the only stop you need when it comes to credit repair. These guys are great at what they do hands down, highly recommended to anyone looking to repair their credit or advice on what they can do to bring up their scores, continue the great service guys

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  8. User Score

    10

    September 27th, 2012 Grand Rapids, MI

    I work in a credit union and see these situations all the time…I have referred MANY of our members here. As many others, I had some things on my credit (paid off) that lowered my score. We had found our DREAM HOME and was affraid we would lose it. After 3 months with Garanteed they turned it all around and we bought our HOME! I was most impressed with their follow up on how everything worked out for us; after our services were complete. Thank you Garanteed TEAM!

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  9. User Score

    10

    September 27th, 2012 Holland, MI

    Hi,

    Garranteed Solutions worked for me! They turned my credit around in less than one year and my credit was pretty bad. I didn’t even have a credit score because of insufficient credit history. I was constantly getting turned down for everything! They literally, step by step guided me and advised me on things that I could do to build up my credit and maintain it. Also they communicated with the three credit bureaus on my behalf in order to clean up my credit reports. Since I’ve been with Garranteed Solutions I was able to qualify for a house and my credit score improved beyond belief in such a short amount of time.

    I highly recommend this company!

    Carla

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  10. User Score

    10

    September 27th, 2012 El Segundo, CA

    Garr and crew were very helpful. They took me on as a client during a time where my husband and I thought there was no hope of ever owning our own home and within a few very short months helped us turn everything around. Today, thanks to the help/advice we were given, we are proud home owners!!

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  11. User Score

    10

    September 27th, 2012 Grand Rapids, MI

    I had great experince with them and now I have house thanks to them.

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  12. User Score

    10

    September 27th, 2012 Saint Joseph, MI

    Garrenteed credit solutions helped me obtain a decent credit score which helped me get the vehicle that I’ve always wanted. Through out the process the team at Garrenteed credit solutions were always there and very helpful whenever I needed them. Thanks Garrenteed credit solutions!!!!

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  13. User Score

    10

    September 27th, 2012 Lansing, MI

    Gaaranteed Solutions was a great company to work with. They are very helpful and have great customer service. Each and everyone that I worked with was very pleasant. They explained the process in great detail so there was not shocks through out the process. The price I paid was reasonable. I would recommend Gaaranteed Solutions to anyone.

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  14. User Score

    10

    September 26th, 2012 Royal Oak, MI

    Affordable and complete. The company did a thorough and excellent job. I have referred others to them for their work.

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  15. User Score

    8

    September 26th, 2012 Wyoming, MI

    Garr and his team were helpful in identifying problems in our credit reports which helped us in the purchase of our first home.

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  16. User Score

    10

    September 26th, 2012 Jenison, MI

    Garr, and his staff were the sole reason my wife and I were able to buy our home. There were things on our credit report that were unknown to us, and they were able to assist us in getting everything cleared up. They were honest and upfront about how long it would take, and knew what was the most important to get our score up quick! I have no question you are better off using Garranteed than anyone else!

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  17. User Score

    10

    September 26th, 2012 Grand Rapids, MI

    I started with Garranteed three years ago and actually starting working for them several months later. Garranteed helped me fix my credit and gave me a job.

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