Garranteed Solutions is headquartered in Wyoming, MI and has been doing credit repair for a number of years. The company has received numerous certifications from FCRA, CCA, NASCO, and others.
A monthly fee cap is reassuring since some credit repair companies will try to surprise customers with fee hikes or extra charges. The free e-book also indicates that Garranteed Solutions may be a company that wishes to inform the customer in order to make the best decisions for their credit. Their helpful blog posts are also an indicator of this. The fact that Garranteed Solutions also compares itself to the credit repair juggernaut Lexington Law also speaks for its confidence in its services.
Directly Compares Itself to Top Competitors
Garranteed Solutions has a webpage comparing itself directly to Lexington Law, which is one of the top competitors in the credit repair industry. This shows that they shoot high for customer service and satisfaction.
Free E-Book with Consultation
When a customer signs up for a free consultation, they can agree to receive a free copy of “5 Mistakes to Avoid,” an e-book written by Garranteed Solutions founder, Garr Russell. A company which gives an individual tools that can be used to independently repair a credit score is likely a reputable company.
Monthly Fee Cap
With what information Garranteed Solutions provides you on its pricing, you are guaranteed that your monthly fee will never exceed a certain amount.
Garranteed Solutions is a small staff of six people that are not very clear about pricing information on its website, but the company is willing to answer any questions over the phone. The lack of a money back guarantee is also a concern as many competitors do offer some form of guarantee.
No Upfront Price Information
There are no pricing plans available on the Garranteed Solutions website. A customer must request a consultation by providing their name, phone number and email address in order to achieve an estimate.
Garranteed Solutions consists of a staff of six people.
No Money Back Guarantee
Ironically, there was nothing said about a money back guarantee anywhere on Garranteed Solution’s website. It can be assumed that there isn’t one.
The Garranteed Solutions website is riddled with customer testimonials, and one webpage shows a statistic of 50% average deletions, but it’s unclear on what that statistic actually means.
Frequently Asked Questions
How much does Garranteed Solutions cost?
Anyone interested in in repairing his or her credit can have a free consultation with a Garranteed Solutions staff member to discuss your case. The company’s website gives no information about its pricing beyond this consultation.
Does Garranteed Solutions allow me to enroll more than one person or my whole family?
It is not clear whether the service accepts two-party customers or only single-party clients.
How does Garranteed Solutions repair my credit?
As a customer, you can select one of two Garranteed Solutions plans to help you repair your credit. Both plans work to help you build our credit through wise budgeting and credit monitoring. Each also has a dispute process where inaccurate information from your report can eventually be deleted.
How does Garranteed Solutions provide credit monitoring?
The company has an online tool where customers may check their score without harming their credit whatsoever. You can also sign up for daily alerts. Garranteed Solutions updates your score monthly for your convenience.
How long will it take before I start to see results with Garranteed Solutions?
The company’s website contains no information about how long customers should wait before seeing results. Credit bureaus usually do have 30 to 45 days to respond to disputes, however.
What results can I expect from Garranteed Solutions?
With Garranteed Solutions’ help, you can have increased peace of mind that not only can false information be removed from your report but that the company will provide you with the tools and knowledge to make better financial decisions.
How can I contact Garranteed Solutions?
You can call 616-530-4883 to reach a Garranteed Solutions Credit Solutions representative. You may also send an email to the company at [email protected]
They company doesn’t publish any specific results of how long it takes to remove items, either. It’s clear that Garranteed Solutions is very careful not to make claims. At the same time, it would be helpful if prospective customers had some evidence to look at.
As with most credit repair companies, Garranteed Solutions offers free consultations to potential customers. This consultation is a key step, as it helps identify whether you are a good candidate for the service. Your consultation will include a frank, honest discussion about your specific case, and you’ll never have to pay a dime for it.
Monthly Pricing Not Shown Online
Garranteed Solutions doesn’t have any information about its plan pricing, so to learn more about this all-important aspect of the pricing, you’ll have to call the company. It’s unclear whether the company charges a monthly fee or a per-deletion fee.
Money-Back Guaranteed Unknown
The company also has no information online about whether customers can stop the service anytime and still get any money back that they have put into the program.
How It Works
Garranteed Solutions promotes its three-step process of helping customers solve their credit problems; however, the website does a poor job of explaining exactly what this process is. Here’s what can be said about the repair process:
The company acknowledges that opening credit lines is actually a good thing if you manage it well. Garranteed Solutions can help you build up your credit in a positive way that will help you raise your score. The company will also teach you effective ways to better manage your credit.
Garranteed Solutions will next find out what is causing your credit to plummet and will then address those with the credit report bureaus and creditors. The company’s skilled staff members will work with these to remove false, outdated, and unverified information.
Lastly, Garranteed Solutions will work with you and creditors to properly settle any debts that are harming your credit score. The company has experience and expertise in doing this.
What to Expect when Signing Up
The sign-up process appears to be straightforward, standard and simple. If you are interested in doing business with Garranteed Solutions and have a credit repair program set up for you, all you need to do is fill out a form on the company’s website and wait for a response.
There is no hassle or pressure to enrolling with the company, and the entire process takes a matter of minutes. Once you enroll, Garranteed will get busy on your behalf immediately.
What Can Be Removed?
Garranteed Solutions is unable to remove legitimate items on your report that may be harming your credit score. Luckily, however, the dedicated staff works hard to get rid of false and inaccurate information from creditors and collection agencies. Some of these items include the following:
- Late payments
- Tax liens
Your credit score will rise after these items are removed. Plus, you’ll be able to move forward with a Garranteed Solutions.