Fortress Credit Professionals provides baseline credit repair services. Rather than charging monthly fees, the company only charges per item deleted. In addition to its extensive online credit repair resources, Fortress Credit Professionals has attorneys on retainer to represent its clients to credit bureaus and creditors, and can help stop debt collectors from calling. However, the company’s “per-deletion” fees are much higher than those of comparable companies, and customers are encouraged to investigate other credit repair companies before making a decision.
Fortress Credit Professionals seeks to establish itself as one of the foremost credit repair experts in the business. The company provides a number of useful online resources: an active blog, a training program for entrepreneurs seeking to finance their business, as well as a credit repair podcast. Essentially, the company aims to provide customers with as much education about their credit as possible. Fortress Credit Professionals has licensed attorneys on retainer to help represent its clients to creditors and put a stop to collection calls. Benefits include:
No Monthly Fees
Fortress Credit Professionals only charges “per-deletion” fees.
Attorneys on Retainer
Fortress Credit Professionals can put a stop to harassing debt collection calls.
Helpful Online Resources
The company provides an extensive knowledge base, including a credit repair podcast.
Although Fortress Credit Professionals does not charge a monthly fee, its per-deletion fees are quite expensive, at least $97 per deletion. Other companies with similar pricing models charge as low as $20 per deletion, while others will correct or delete certain inaccuracies for no charge whatsoever. The company provides little policy information upfront, and terms and conditions are only available upon request. Due to the lack of online transparency, customers may not learn about additional fees (be they applied at the time of signing or cancellation) until after the literal contract is actually printed.
Minimum Deletion Fee
Much more expensive than other “charge per deletion” credit repair companies.
Poor Online Transparency
Terms and conditions only available upon request.
Frequently Asked Questions
How much does Fortress Credit Professionals cost?
With Fortress, you won’t have to pay anything up front or no monthly fees. You will pay $97 per deletion, meaning you only pay based on the company’s performance for you.
Does Fortress Credit Professionals allow me to enroll more than one person or my whole family?
Only individuals may sign up as customers with Fortress Credit Professionals. If a second party needs credit repair help, they must sign up separately.
How does Fortress Credit Professionals repair my credit?
Fortress works hard to teach customers how to better manage credit on their own. Through a thorough coaching program, customers learn strategies to make improvements to their situation. In addition, the company will dispute erroneous items on your report and will work with creditors and the reporting bureaus to remove these.
How does Fortress Credit Professionals provide credit monitoring?
Fortress Credit Professionals does not offer credit monitoring during the repair process; however, the company does provide an ample amount of educational materials in the form of online articles, blogs and other resources to help customers learn how to manage and keep on eye on their credit.
How long will it take before I start to see results with Fortress Credit Professionals?
The website says customer should see results within 90 days.
What results can I expect from Fortress Credit Professionals?
The Fortress Credit Professionals website says most customers see a 50- to 150-point increase on their credit report within 90 days.
How can I contact Fortress Credit Professionals?
You can call 1-800-475-7267 to reach a Fortress Credit Professionals Credit Solutions representative. There is also an online form you can fill out and wait for a company representative to call you.
Fortress isn’t shy about its claims. Published on the website is the statement that Fortress has a 72 percent repair and deletion rate. They say this is twice as high as the national average. Fortress also says it repairs many clients’ scores by 50 to 150 points in as little as 90 days.
In addition, Fortress publishes a number of online testimonials from clients who have experienced success working with the company. The testimonials even include videos where the customers share their stories.
Before you even begin to work with Fortress, you can have a free consultation with a company representative to discuss our needs and your case. In the consultation, you’ll find out whether working with Fortress makes sense for you.
Nothing Up Front
Fortress won’t charge a dime to get started for you. The company will get to work as soon as you enroll, free of charge.
No Monthly Fee
You only have to pay when Fortress is successful. There are no monthly fees to worry about—ever.
Every time Fortress is able to get an item deleted from your report, you pay the company $97.
How It Works
Fortress is committed to not only helping you fix your credit now but also to ensuring you won’t make the same mistakes you’ve made before and that you can be prepared to make better financial decisions and preserve your credit going forward. The company will teach you effective ways to do these things through coaching techniques.
Once Fortress identifies false information on your report, a company staff member will start the dispute process with the credit reporting agencies and with creditors.
The next step is to work with the bureaus to remove the outdated, unverified charges and to make sure they are off your report. Once this is done, you will be notified, and your report will be updated.
What to Expect when Signing Up
The enrollment process is meant to be fast and hassle free. Fortress believes in customer service and in making your experience and positive as possible. To sign up, simply go to the company’s website and fill out your contact information on an online form.
Next, a Fortress representative will get in touch with you, and your file will be created. At this point, Fortress will begin to take an in-depth look at your case and will build a game plan around your needs.
What Can Be Removed?
Fortress Credit Professionals believes in acting with integrity and honesty. The company will never mislead you into thinking any item can be removed. The fact is, no credit repair company can ever remove items from your report unless they are incorrect or outdated. Fortress can delete the following from your report:
- Late payments
Fortress will also teach you how you can do this yourself and how you can avoid mistakes that might lead to erroneous charges in the future.