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Ficostar Credit Services


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14 User Reviews


Overall Score

LAST UPDATED: October 13th, 2021

Founded in 2013, Ficostar Credit Services offers comprehensive credit repair services at reasonable rates.

According to its website, Ficostar Credit Services promises that it will deliver quality customer service along with a more personalized credit repair experience.

The company provides a 100 percent money-back guarantee, a free credit analysis, a secure client login, free service trials, and a fraud credit restoration package.

Read on to learn more about Ficostar Credit Services and to view verified client reviews.

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The Good

  • Comprehensive Services
  • Money-Back Guarantee
  • Fraud Credit Restoration Package

Comprehensive Services

According to the company's website, Ficostar Credit currently offers customers the following four service packages:

  • Fraud Package — costs a monthly fee of $29.95, includes a three-day free trial, and is only for clients who have experienced fraud
  • Basic Service — costs a monthly fee of $39.95 and includes a seven-day free trial and three-item dispute per month for each of the three major credit reporting agencies
  • Moderate — costs $68.95 per month and includes a 14-day free trial, credit monitoring services, six-item disputes per month for each of the three major credit bureaus as well as any other credit bureau, and ChexSystems disputes
  • Aggressive — costs $119.95 per month and includes what the Moderate package offers along with a 30-day free trial, unlimited disputes per month, a credit-builder account, and a Ficostar Credit Protection Program 

Each package the company offers comes with a 100 percent money-back guarantee, a secure client login, and a free credit analysis. 

Money-Back Guarantee

The company offers a 100 percent money-back guarantee for customers who are not satisfied with its credit repair services. 

Ficostar Credit allows customers to cancel services at any time without future consequence as its contracts are set on a month-to-month basis. 

Many other companies in the credit repair industry do not offer complete money-back guarantees.

Fraud Credit Restoration Package

In addition to its competitive pricing and complete money-back guarantee, Ficostar Credit offers a unique fraud credit restoration package. 

This Fraud package is designed to help clients who have experienced fraud. Ficostar Credit will file a fraud affidavit on behalf of customers who pay for this package. In addition, the company will also place credit freezes on customers' credit reports, have all negative items that resulted from identity theft and fraud removed. It's important to note that consumers can do these things themselves, but it is still a bonus that the company provides these services. 


The Bad

  • Limited Website Information

Limited Website Information

Unlike some other companies in the industry, Ficostar Credit Services does not appear to provide much information on its website regarding how clients can qualify for the company's money-back guarantee, how long it generally takes until clients see results, and more. 


The Bottom Line

Ficostar Credit Services offers four comprehensive credit repair packages — the Fraud package, the Basic Service package, the Moderate package, and the Aggressive package.  

The company also offers customers a 100 percent money-back guarantee along with a unique identity theft credit restoration package and a free credit analysis. 

Ficostar Credit clients will also get a secure client login and a free trial with any plan they choose. 

Potential clients should note, however, that the company's website does lack some important information. 

If you are interested in Ficostar Credit Services, we recommend that you visit the company’s website and read verified Ficostar Credit reviews to learn more about what the company has to offer. 

View Best Credit Repair Companies

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