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eCredit Advisor

Is This Your Business?
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5.7

Overall Score

LAST UPDATED: August 15th, 2023

eCredit Advisor states that their services help clients qualify for cars and home loans, as well as lower credit card interest rates.

Over the years, eCredit Advisor has improved the lives of tens of thousands of people needing credit repair assistance. 

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The Good

  • Free Credit Consultation 
  • 100% Money-Back Guarantee 
  • 24/7 Online Portal 

Not only is eCredit Advisor focused on helping its clients with credit repair, but the company assists in improving a client's overall financial situation, helping them with home loans, car loans, and credit card rates.

The credit repair company has different payment options for its clients, providing more choices than other companies. In addition to this great financial perspective, eCredit Advisor has many other bonuses, such as:

Free Credit Consultation

The firm offers potential credit repair clients a free credit consultation, which involves the evaluation of the client's current credit situation.

After clients create an account with eCredit Advisor, they will be assigned a personal credit coach who will meet with them twice per month or more depending on the clients' needs. 

100% Money-Back Guarantee

Clients are offered a 100% money-back guarantee by eCredit Advisor. It's important to note that this type of refund is not offered by all credit repair organizations. 

24/7 Online Portal

eCredit Advisor provides its clients with an online portal that can be accessed 24/7. Clients can use the portal to obtain updated information regarding the credit repair process.

According to the company's website, it typically takes clients around four to five months to finish eCredit Advisor's credit repair program.

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The Bad

  • Credit Repair Cost
  • High Setup Fee 

Even though eCredit Advisor has many great benefits to their many services, they do have a few drawbacks. Their main drawbacks are reflected in cost, such as:

Credit Repair Cost

eCredit Advisor charges $165 per month, for up to five months, for their services. Clients can choose between 1 Cycle to 5 Cycles for their credit repair needs.

This monthly price is quite high for credit repair services, but if eCredit Advisor can fix clients' credit situations in five months as they state, then this is a much shorter period of time than most companies, making eCredit Advisor's price overall not as expensive.

High Setup Fee

The firm charges a high setup fee to new clients and couples wanting their services.

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The Bottom Line

eCredit Advisor provides its clients with several great services and resources. Clients can choose from five different credit repair options, stated as cycles. In addition, clients have 24/7 access to an online portal. And the firm offers a 100% money-back guarantee.

However, eCredit Advisor has a large setup fee and charges a pretty high monthly rate for their services. Depending on how long you use their services, the total amount a client will pay can be quite high. We recommend researching the top-ranked credit repair companies to compare before making a decision.

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4.1

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62 Reviews

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5 grade

71%

4 grade

8%

3 grade

0%

2 grade

2%

1 grade

19%

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ashley Katy, TX

Ecredit was able to assist me in raising my score to buy a home however they were not successful in raising my husbands score. They just send out letters to all the credit bureaus disputing the debts. this is something you can do on your own and save hundreds of dollars. If I could go back and choose to do it on my own or hire them I would have done it myself. We spent $1,200 to have our credit repaired to the scores required and only mine was repaired to their guarantee. From the beginning they tell you that they will be in contact with you every step of the way but we had to call them every time to receive an update. I was not satisfied with their service. Todd was nice but the lady that was supposed to be dealing with our account was terrible and never, ever contacted us about anything after the initial phone call.

4 years ago