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LAST UPDATED: May 17th, 2022

Founded in 2013, Credlocity offers comprehensive credit repair services at reasonable rates.

According to its website, Credlocity promises that it will deliver quality customer service along with a more personalized credit repair experience.

The company provides a 100 percent money-back guarantee, a free credit analysis, a secure client login, free service trials, and a fraud credit restoration package.

Read on to learn more about Credlocity and to view verified client reviews.

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The Good

  • Comprehensive Services
  • Money-Back Guarantee
  • Fraud Credit Restoration Package

Comprehensive Services

According to the company's website, Credlocity currently offers customers the following four service packages:

  • Fraud Package — costs a monthly fee of $29.95, includes a three-day free trial, and is only for clients who have experienced fraud
  • Basic Service — costs a monthly fee of $39.95 and includes a seven-day free trial and three-item dispute per month for each of the three major credit reporting agencies
  • Moderate — costs $68.95 per month and includes a 14-day free trial, credit monitoring services, six-item disputes per month for each of the three major credit bureaus as well as any other credit bureau, and ChexSystems disputes
  • Aggressive — costs $119.95 per month and includes what the Moderate package offers along with a 30-day free trial, unlimited disputes per month, a credit-builder account, and a Credlocity Protection Program 

Each package the company offers comes with a 100 percent money-back guarantee, a secure client login, and a free credit analysis. 

Money-Back Guarantee

The company offers a 100 percent money-back guarantee for customers who are not satisfied with its credit repair services. 

Credlocity allows customers to cancel services at any time without future consequence as its contracts are set on a month-to-month basis. 

Many other companies in the credit repair industry do not offer complete money-back guarantees.

Fraud Credit Restoration Package

In addition to its competitive pricing and complete money-back guarantee, Credlocity offers a unique fraud credit restoration package. 

This Fraud package is designed to help clients who have experienced fraud. Credlocity will file a fraud affidavit on behalf of customers who pay for this package. In addition, the company will also place credit freezes on customers' credit reports, have all negative items that resulted from identity theft and fraud removed. It's important to note that consumers can do these things themselves, but it is still a bonus that the company provides these services. 


The Bad

  • Limited Website Information

Limited Website Information

Unlike some other companies in the industry, Credlocity does not appear to provide much information on its website regarding how clients can qualify for the company's money-back guarantee, how long it generally takes until clients see results, and more. 


The Bottom Line

Credlocity offers four comprehensive credit repair packages — the Fraud package, the Basic Service package, the Moderate package, and the Aggressive package.  

The company also offers customers a 100 percent money-back guarantee along with a unique identity theft credit restoration package and a free credit analysis. 

Credlocity clients will also get a secure client login and a free trial with any plan they choose. 

Potential clients should note, however, that the company's website does lack some important information. 

If you are interested in Credlocity, we recommend that you visit the company’s website and read verified Credlocity reviews to learn more about what the company has to offer. 

View Best Credit Repair Companies

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Kevin G Philadelphia, PA

With Ficostar they do offer everything they said they would offer and they were very knowledgeable with credit repair laws. My only problem is that it took them 3 days to reach out to me after submitting my online request for more information. But the Customer service was great and I started to receive results in about a month and a half. I will follow up with another review but for now I am satisfied with the overall work being performed by them. Also its worth mentioning that I was not charged anything up front, no start up fee, or setup fee, or any type of fee until my 10th day when they already started the process for me. If they can perfect their response time I will be able to change it from a 4 star to a 5 star!

3 years ago

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Reply from Credlocity

I am so sorry we did not meet your expectations with turn around time. Please keep in mind that credit repair is a high demand service and at times response time may take a little longer than usual but we strive to ensure no one waits longer than 24 hours. Please log into your portal so that you can chat us in the event that you can not reach us via phone. Thanks!

Apr. 18th, 2020