Credit 1 Solutions offers nationwide credit restoration services on a monthly fee basis. The company has served over 7,000 clients and claims an average of 18.7 removals of inaccurate credit report items in a span of 4 months for its customers.
Credit 1 Solutions provides their clients with the opportunity to see an increase in their credit scores through their dispute process. Their certified and knowledgable staff will help each client move through the credit repair process. Other benefits of the service include:
Regular Report Updates
After an initial $12.99 fee for getting your credit reports from the major bureaus. Credit1Solutions offers a secure online portal for tracking which items have been repaired, removed or are under investigation. This can also be accessed by calling of emailing the company. They also provide regular credit score updates.
Dedicated Credit Repair Service
Credit 1 Solutions offers free credit analysis consultations, intensive online credit education, and anytime progress updates for clients through its online portal. The credit restoration company provides 24/7 customer services with customized credit repair plans for its clientele. The company website gives clear and comprehensive information to consumers regarding their federal credit repair rights
While Credit 1 Solutions provides professional credit repair services to their clients, there are some drawbacks to their service as well. Prospective clients should be aware of the following limitations prior to enrollment:
Average Monthly Rates
The credit repair company charges consumers an initial $99.95 credit profile setup fee and the standard $12.99 to obtain necessary reports from the credit bureaus for analysis. After that, consumers are responsible for paying per month for ongoing credit restoration services, depending on the package.
No Licensed Attorneys
Credit1Solutions.com does not have any licensed attorneys on staff. While it is not a requirement for credit repair companies, having attorneys on staff provides another level of help for customers.
Website Difficult to Navigate
While having a user-friendly website is no reflection of a company’s service. Visitors who come to the company’s website may find it difficult to navigate. After clicking on any particular link, the visitor has to go back to the homepage to access any other site links. Plus, some pages have a lot of information put onto a single page that it can get difficult to read.
Frequently Asked Questions
How much does Credit 1 Solutions services cost?
Credit 1 Solutions credit repair services cost monthly.
Does Credit 1 Solutions allow me to enroll more than one person or my whole family?
The credit repair services from Credit 1 Solutions are only meant for one person.
How does Credit 1 Solutions repair my credit?
Negative activity can damage credit scores, which is why Credit 1 Solutions works with customers and credit bureaus to get false and other negative aspects removed from credit reports to improve the score.
Does Credit 1 Solutions provide credit monitoring?
Credit 1 Solutions allows customers to see the monthly progress on their credit score so they can monitor improvement.
How long will it take before I start seeing results with Credit 1 Solutions?
Many customers begin to see significant improvement in their credit score within four months, but customers are encouraged to continue on for as long as it takes to get complete resolution.
What results can I expect from Credit 1 Solutions?
Typically, customers can see a 60 percent improvement after six months of work with Credit 1 Solutions.
How can I contact Credit 1 Solutions?
Customers can contact Credit 1 Solutions by phone or through an online form.
The results from Credit 1 Solutions’ credit repair efforts for their customers include:
- An average of 18.7 negative items removed within the first four months of the credit repair process.
- Credit 1 Solutions have helped thousands of customers throughout their history.
- After six months many customers see a 60 percent improvement in their credit score.
Credit Repair – $79/month
- Negative aspect removal from credit reports
- Progress trackers (complete with visuals for clear understanding)
- Dispute services
Escalated Repair – Additional $60/month
- More legal support
- Escalated information requests
- Debt validation
How It Works
Credit 1 Solutions conducts the following three-step process for credit repair and restoration.
Step #1: Analysis
Consumers obtain their credit reports for analysis by credit repair experts. These reports will be reviewed for erroneous items eligible for immediate removal. A personalized plan will then be created to address these concerns.
Step #2: Dispute Process
The company will write and send dispute letters to the major creditors on the client’s behalf regarding the negative erroneous items in question. The bureaus will then conduct a complete investigation and mail the results to the client within 30-45 days.
Step #3: Settlement
The settlement process will begin to make sure t items stay permanently deleted and any possible debt is fully resolved.
What to Expect when Signing Up
1. Free Consultation:
Anyone can enjoy a no-obligation, free consultation to discuss credit histories and necessary moves. They can get advice on how to move forward (with or without the help of Credit 1 Solutions).
2. Customer Portal Setup:
Credit 1 Solutions has put a lot of effort and resources into creating this customer portal to allow the customer to have access to accounts and the credit repair process at all times.
The expert team will work with the creditors on the customer’s behalf to dispute negative aspects of the credit history. Those items that cannot be verified will be removed from the history
What Can Be Removed
Credit 1 Solutions does not explain to potential customers what specific types of items can be potentially removed from a credit history; generally, only items that cannot be verified and are false will be removed from the credit history. This lack of information can be difficult for customers to decide whether to take the time to make the consultation call to find out more what type of difference Credit 1 Solutions will make.