Credit 1 Solutions offers nationwide credit restoration services on a monthly fee basis. The company has served over 7,000 clients and claims an average of 18.7 removals of inaccurate credit report items in a span of 4 months for its customers.

Rank Chart
Monthly Price
Company Rating
Our Score

#1

$99.95
9.4
9.4

#2

$99.95
9.0
9.0

#3

$59
8.9
8.9

#17
the-credit-1-solutions

Undisclosed
6.9
6.9

The Good

Regular Report Updates
After an initial $12.99 fee for getting your credit reports from the major bureaus. Credit1Solutions offers a secure online portal for tracking which items have been repaired, removed or are under investigation. This can also be accessed by calling of emailing the company. They also provide regular credit score updates.

Dedicated Credit Repair Service
Credit 1 Solutions offers free credit analysis consultations, intensive online credit education, and anytime progress updates for clients through its online portal. The credit restoration company provides 24/7 customer services with customized credit repair plans for its clientele. The company website gives clear and comprehensive information to consumers regarding their federal credit repair rights

The Bad

Average Monthly Rates
The credit repair company charges consumers an initial $99.95 credit profile setup fee and the standard $12.99 to obtain necessary reports from the credit bureaus for analysis. After that, consumers are responsible for paying per month for ongoing credit restoration services, depending on the package. 

No Licensed Attorneys
Credit1Solutions.com does not have any licensed attorneys on staff. While it is not a requirement for credit repair companies, having attorneys on staff provides another level of help for customers.

Website Difficult to Navigate
While having a user-friendly website is no reflection of a company’s service. Visitors who come to the company’s website may find it difficult to navigate. After clicking on any particular link, the visitor has to go back to the homepage to access any other site links. Plus, some pages have a lot of information put onto a single page that it can get difficult to read.

The Bottom Line

Credit 1 Solutions offers a dedicated nationwide credit repair service for consumers in need of lengthy credit restoration. It’s impressive 18.7 average item removal rate in a 4 months span may be a good reason for consumers to choose their services. Credit 1 Solutions does not provide any attorneys to assist in a client’s service. If that is important to you consider comparing to our top rated companies.

View Top Rated Companies

Frequently Asked Questions

How much does Credit 1 Solutions services cost?

Credit 1 Solutions credit repair services cost monthly.

Does Credit 1 Solutions allow me to enroll more than one person or my whole family?

The credit repair services from Credit 1 Solutions are only meant for one person.

How does Credit 1 Solutions repair my credit?

Negative activity can damage credit scores, which is why Credit 1 Solutions works with customers and credit bureaus to get false and other negative aspects removed from credit reports to improve the score.

Does Credit 1 Solutions provide credit monitoring?

Credit 1 Solutions allows customers to see the monthly progress on their credit score so they can monitor improvement.

How long will it take before I start seeing results with Credit 1 Solutions?

Many customers begin to see significant improvement in their credit score within four months, but customers are encouraged to continue on for as long as it takes to get complete resolution.

What results can I expect from Credit 1 Solutions?

Typically, customers can see a 60 percent improvement after six months of work with Credit 1 Solutions.

How can I contact Credit 1 Solutions?

Customers can contact Credit 1 Solutions by phone or through an online form.

Published Results

The results from Credit 1 Solutions’ credit repair efforts for their customers include:

  • An average of 18.7 negative items removed within the first four months of the credit repair process.
  • Credit 1 Solutions have helped thousands of customers throughout their history.
  • After six months many customers see a 60 percent improvement in their credit score.

Price Breakdown

Credit Repair – $79/month

  • Negative aspect removal from credit reports
  • Progress trackers (complete with visuals for clear understanding)
  • Dispute services

Escalated Repair – Additional $60/month

  • More legal support
  • Escalated information requests
  • Debt validation

How It Works

Credit 1 Solutions conducts the following three-step process for credit repair and restoration.

Step #1: Analysis
Consumers obtain their credit reports for analysis by credit repair experts. These reports will be reviewed for erroneous items eligible for immediate removal. A personalized plan will then be created to address these concerns.

Step #2: Dispute Process
The company will write and send dispute letters to the major creditors on the client’s behalf regarding the negative erroneous items in question. The bureaus will then conduct a complete investigation and mail the results to the client within 30-45 days.

Step #3: Settlement
The settlement process will begin to make sure t items stay permanently deleted and any possible debt is fully resolved.

What to Expect when Signing Up

1. Free Consultation:

Anyone can enjoy a no-obligation, free consultation to discuss credit histories and necessary moves. They can get advice on how to move forward (with or without the help of Credit 1 Solutions).

2. Customer Portal Setup:

Credit 1 Solutions has put a lot of effort and resources into creating this customer portal to allow the customer to have access to accounts and the credit repair process at all times.

3. Investigation:

The expert team will work with the creditors on the customer’s behalf to dispute negative aspects of the credit history. Those items that cannot be verified will be removed from the history

What Can Be Removed

Credit 1 Solutions does not explain to potential customers what specific types of items can be potentially removed from a credit history; generally, only items that cannot be verified and are false will be removed from the credit history. This lack of information can be difficult for customers to decide whether to take the time to make the consultation call to find out more what type of difference Credit 1 Solutions will make.

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17 Credit1Solutions.com Reviews

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  1. User Score

    10

    April 21st, 2016 Chicago, IL

    Robert and team are dedicated to servicing your needs. I highly recommend using them if you need assistance in budgeting or credit history.

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  2. User Score

    10

    April 18th, 2016 Hodgenville, KY

    Credit1 Solutions is great. Robert did not promise “the moon”. He explained that the process would take some time. When I started with them, my credit scores were in the high 400s and low 500s. After the suggested amount of time, and with their efforts, my scores rose to the mid 600s to low 700s, and I was able to qualify for my permanent home financing with the bank. (I was doing a temporary owner finance prior to that). I did my part to make sure that i did not cause any NEW negative credit items. I would strongly recommend this company!

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  3. User Score

    10

    March 27th, 2016 Louisville, KY

    Over 2 years ago I was really struggling with my credit and had many negative marks on my credit report. I was referred to Credit One Solutions by my boss who had uses them in the past. I honestly did not think these guys would ever be able to help me but figured I would give it a try. The first time I called their office I was absolutely amazed at how friendly and knowledgeable they were. They walked me through every step of what needed to be done and made the process extremely simple. It has now been over a year and I am amazed at the results I have seen with Credit One Solutions. When I started I had over 200 negative remarks on my credit report and I am now currently down to under 15 negative remarks which we are continuing to work on. My credit score has gone from 530 up to over 700. I am extremely grateful for Credit One solutions and the help/support they provide.

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  4. User Score

    8

    March 23rd, 2016 Santa Fe, NM

    The process was very easy and we liked how everything was online for us to see and monitor. We didn’t notice much results but it was of no fault of theirs.

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  5. User Score

    9

    March 15th, 2016 Greenville, SC

    Great at cleaning up inaccuracies, given good advices and very persistent with credit agencies.

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  6. User Score

    10

    March 8th, 2016 Eminence, KY

    This business is very professional and very good at their job. They are very friendly and always willing to help. To date I have had almost 75 items deleted from my credit report. I recommend them to anyone.

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  7. User Score

    10

    February 9th, 2016 Elizabethtown, KY

    I was expecting improvements in my repair but nothing like they was able to do. It was an unbelievable job my credit score jump 100 points and they got everything deleted that was a negative item. Very pleased and thankful for them.

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  8. User Score

    10

    October 20th, 2015 Phenix City, AL

    Cultivating and managing an acceptable credit rating is not only essential, but paramount towards maintaining an enjoyable, productive and rewarding lifestyle; especially so in todays fast-paced and “credit-conscious” society. Unfortunately, many well-intending people lose sight of their credit rating through either financial mismanagement or unforeseen turn of events in turn, severely limiting their ability to buy or rent a home, open a bank account, or even find suitable employment. Compounding this problem is the little known fact that ALL of the major credit reporting agencies, although attempting to appear as an advocate for the consumer, actually PROFITS from the ill fortunes of consumers; having little to no intention of removing even delinquencies that have been satisfied. For these multi-billion dollar industries that provide lenders with the “justification” to charge consumers higher interest rates — your BAD credit is GOOD business for them!
    Returning stateside after a harrowing combat tour in Iraq, I was confronted with the beginning of a nasty divorce which would ultimately consume my financial security as well as my future credit worthiness. After years of working hard to maintain my financial obligations in a responsible manner, I was ashamed at seeing my credit score in the 400’s. Turning to the professional; but personable, team at Credit 1 Solutions was one of the best decisions that I have ever made.
    It was, however, not an overnight fix; resuscitating a near-lifeless credit rating takes time and diligence. The Credit 1 staff stayed on the heels of the “Big Three” with their proven methods and techniques, educating me along the way on how to protect myself from these pitfalls in the future.
    Today, my credit rating is restored, affording me the opportunity to not only purchase goods and services at competitive interest rates, but to enjoy a more secure financial future as well.

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  9. User Score

    10

    August 4th, 2015 Columbia, MO

    My husband and I were recommend to Credit1Solutions after we were interested in purchasing a home. Neither of us really knew what our credit looked, like and were told we would need to improve our scores, but didn’t really know what direction to take. The agent we were working with suggested a lender, who then sent us in the direction of Credit1Solutions. I was very nervous and worried that may have been a scam and caused more issues. However, i could NOT be HAPPIER with the way things have been going so far. We have been with them a little over a month now. ANYTIME we have asked a question, they have responded within 24hrs. to emails, and with in few hrs. if we’ve called and left a message. They have always given us detailed explanations when we’ve asked questions. That being said, we also understand that we have to do our part too. Such as sending in the info they need in a timely manner, and understanding that our mess with finances did not occur over night, and as much as we want it too, it isn’t going to get fixed overnight either. It also seems like a lot of money too. But we realize, that we are paying for their knowledge. They are very educated in what they do, and they believe in sharing their education with you. I know ppl who have used services that promise to do what they have done, with little or no follow through, which is why this whole process was scary for us. When beginning this journey, before we decided to go with C1S, I had other ppl recommend names to us. But when I called, the number was disconnected. one of the things I liked about this company is that they have been in business for so long. Before we officially signed up, they went over everything in such great detail. I am very happy with the results so far, and they have helped me to understand so much more that I did before. I know we have a ways to go yet, but so far, very pleased!

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  10. User Score

    2

    July 25th, 2015 Randolph, NJ

    This company uses lots of stall tactics. With this company for 2 years and “0” items removed. Word of advice: pay off and settle your debts, a credit repair company cannot help you.

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  11. User Score

    10

    June 20th, 2015 Columbia, SC

    The guys at Credit1Solutions did a wonderful job of teaching me about my credit score and the multiple factors that hurt or help the score. Jared and Robert provided me with all of the tools, knowledge and motivation that I needed to get my credit straighten out. When I first went to credit1 solutions, I was unable to acquire a loan(even with a co-signer). Now my credit score is over 800 and I have people competing to get my business and give me loans. In addition I have made a couple good friends. whenever I see Jared and Robert out in the community It is like we’ve known each other for years instead of the short 5 months that we worked together to rebuild my credit. I have been referring my other friends to use them almost the whole time that I have been using them. I will continue to help people find them as well.

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  12. User Score

    10

    June 15th, 2015 Keller, TX

    I have only been a member for a month an have already experienced results. The staff have been very helpful and answered any questions I had.

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  13. User Score

    10

    June 8th, 2015 Elizabethtown, KY

    My experience with Credit One has been great , My overall credit score has improved enough that I was able to buy a new home. I’d recommend Credit One to anyone that wants to improve their credit.

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  14. User Score

    9

    May 7th, 2015 Antioch, TN

    I was referred by a good friend to give Credit1 a try. We have been working together almost a year now and I couldn’t be happier with the progress he has made with my credit history.

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    1

  15. User Score

    9

    April 9th, 2015 Marion, IL

    I was very pleased with the way Credit1Souutions.com handled my account. They were on top of fixing my credit immediatley. They do not use any tricks or schemes to keep you a customer, they provide real results. I started with a credit score under 600 and last I checked it was 700 and going up!
    I never thought that this would be possible in so little time. I think I have been with them about six months and I have seen results every month! I was reccomended to them by a friend who also saw real, lasting results with their credit also. There are so many companies out there that do not give their clients what Credit1solutuoins.com does. I feel very fortunate not to have wasted my time with those other companies. Feel free to do your own research, I very much reccomend it. I will also reccomend them to anyone needing their credit score improved. I wish there were more companies like them that provide what they advertise.

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  16. User Score

    10

    April 2nd, 2015 Louisville, KY

    Robert and Jared are amazing!!! These guys did a wonderful job repairing my credit. They listened to my concerns and gave GREAT advice. I would definitely recommend this company and these guys to anyone in need of a great credit repair company.

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  17. User Score

    10

    March 19th, 2015

    Was introduced to Robert through the local Chevy dealer. At the time was working on getting a new vehicle for my family. Ended up getting the vehicle but still had horrible credit. Robert and his team provide AMAZING customer service and take care of people on a one-on-one basis. They have taught me some of the things most of us do not know about credit ratings and how the credit bureaus are stubborn when it comes to repairing your credit report. They do all the hard work and give you a dashboard so you can track the progress of every dispute. Awesome! Recommend to all my friends and family. Im up to 750+ now. Thanks!

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