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Credit Unlimited

Is This Your Business?
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12 User Reviews

4.0

Overall Score

LAST UPDATED: April 14th, 2021

Credit Unlimited is a small personal credit repair and education company located in Evanston, Wyoming. Consumers receive restoration services with a money-back guarantee for an initial startup cost and ongoing monthly fees.

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The Good

  • Money-Back Guarantee 

Credit Unlimited, while a small firm, provides professional credit repair services to clients residing in Wyoming. Those that enroll in the Credit Unlimited program can expect to receive the following as part of the service:

Money-Back Guarantee

The company does offer a money-back guarantee for its customers. The guarantee offers some or all of your money back if unsatisfied, based on the number of disputed items successfully deleted. If the total amount paid exceeds the value of the deleted items after one year of service, the company will reimburse the difference. Full details regarding the refund policy are available to consumers on the corporate website.

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The Bad

  • Get Your Own Credit Reports 
  • No Licensed Attorneys on Staff 

While Credit Unlimited can help with various credit repair services, there are some limitations to the firm's abilities as well. Prospective clients should be aware of the following drawbacks prior to enrollment:

Get Your Own Credit Reports

The company charges an initial $99.99 fee to set up a client's credit profile. Thereafter, the charged rate is $79.99/month per individual. This is competitive pricing when comparing against industry leaders like Lexington Law. However, consumers are responsible for any fees involved in pulling their own credit reports for review.

No Licensed Attorneys on Staff

There are no licensed attorneys available on staff for consumers at Credit Unlimited. Those individuals who are dealing with bankruptcies or tax lien issues might find another similar credit repair company in the industry more suitable for their unique situation and household budget.

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The Bottom Line

Credit Unlimited's monthly rates can be expensive for some household budgets and there are no licensed attorneys to assist clients with certain legal issues in the credit restoration process.

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Star Rating

3.4

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12 Reviews

Review Breakdown

5 grade

58%

4 grade

0%

3 grade

0%

2 grade

8%

1 grade

33%

Sentiment Criteria

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Jen Christensen Burley, ID

I've had a great experience with Credit Unlimited. They were able to remove a foreclosure, a charge off and a 30 day late very quickly. It was my responsibility to get them my updated credit reports but they work with a credit monitoring service and were able to get me a discount on that. It was well worth the money and saved me time and money. I now have a 790 credit score and couldn't be happier with them and their service.

6 months ago

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Bmac Carlsbad, CA

Credit Unlimited has raised my credit score over 200 points and have deleted 60+ items off my credit history. They are very good and i'm willing to prove to you by showing you what they deleted off my personal credit reports and how much they raised my credit scores. I know if people rate this company bad, it is because they are NOT doing their part. We who need our credit fixed, have to give Credit Unlimited a few tools in-order for them to rapidly clean up their credit and I know those who didn't have success, is because they did NOT do what was advised.

6 years ago

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aliciah Sandy, UT

My brother had an old issue with his mortgage that wasn't reporting right and so he was not able to purchase the new home he was building. I had heard about Credit Unlimited and referred him there to help. Within the first 45 days, the credit bureaus that were reporting the wrong information had removed it. He was able to get into his home on time! Great service.

7 years ago

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SL Salt Lake City, UT

I am a recent customer of Credit Unlimited and my experience has been great! Their customer service is friendly and knowledgeable and I learned more about my credit and the world of credit ratings, on just one call with them - than I had ever known before. I HIGHLY recommend Credit Unlimited.

7 years ago

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Josh Clearfield, UT

When I started my credit had a total of 17 negative items across all 3 credit bureaus. Now I'm qualifying for loans on my own and my APR on cards is no longer 20+%. One thing they taught me is that you can't keep being a knuckle head when it comes to paying your bills and expect them to be able to improve my credit.

7 years ago

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Renee M Peet Eau Claire, WI

THIS COMPANY TOOK MONEY FROM MY ACCOUNT AND REFUSES TO REPAY ME. THIS IS THEFT. I WILL BE FILING A COMPLAINT WITH THE BBB. THEY ALSO CAN NOT EXPLAIN THIER CREDIT REPAIR PROCEDURES IN PLAIN ENGLISH. THEY BEAT AROUND THE BUSH WITH EXCUSES.

8 years ago

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SEAN Sebring, FL

In 3 months my lowest score went up 40 points and highest score went up 10 points. I don't know what you mean by only opened a year.... I've been referring people to them since 2006 and finally had to use their service myself after a divorce.

8 years ago

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