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Credit Team USA

Is This Your Business?
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10 User Reviews


Overall Score

LAST UPDATED: August 5th, 2021

Headquartered in Washington, Credit Team USA has been working in the credit repair industry since 1997 and has over 50 years of experience among its staff. They run from several offices across the country and operate on a starting fee of $69.99.

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The Good

  • 20% Discount for Active Duty Military

Team Credit USA offers a handsome discount to those currently serving in the armed forces, and has a web page brimming with positive customer testimonials. However, customer testimonials can be difficult to test in terms of legitimacy.

20% Discount for Active Duty Military

All those who actively serve in the armed forces receive 20% off all credit services. That not only includes the active personnel, but their spouses as well. When you begin your credit restoration services, they will ask for a copy of your Active or Dependent ID if you wish to apply the discount.


The Bad

  • Little Upfront Price Info 
  • No Guarantee Until After Nine Months 

Credit Team USA customers can begin to get services at $69.99 but its website doesn't give details regarding price. This can be discouraging in that other top credit repair companies give you multiple pricing options upfront, so making comparisons is difficult. Its warranty also doesn't take full effect until after nine months of service, which can be a turn-off for some who might want to opt out of its services earlier.

Little Upfront Price Info

The website doesn't offer much pricing information. It seems as though you need to contact the company with your name, email, zip code and phone number before you can acquire more information on pricing.

No Guarantee Until After Nine Months

After nine months of their services, Team Credit USA will value each deletion at $75, and if the price paid for their services overreaches the value of your deletions, they refund you the difference. Warranty expires 45 days from the end of the contract and the warranty can be voided if customers don't forward credit reports in a timely manner.


The Bottom Line

Team Credit USA's discount for military personnel could definitely be worth a closer look for customers currently serving in the armed forces. However, the lack of upfront price info makes it difficult to compare to industry competitors, and the length of the warranty is less than impressive. Unless you're currently serving in the military, it might of more worth to look at other industry competitors. 

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10 Reviews

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Lodema Moore Tacoma, WA

I have been working with Ron B for about 3 years +! My granddaughter told me how he had helped her and her husband! I had a huge pile of debt from a bad divorce, and had no idea how I would ever rise above it! To me it was insurmountable! I spoke to Mr B and he assured me that he could help me! He told me that I would have a certain amount that I would have to pay monthly, and gave me the amount! I was elated with the amount, since it was a lot less than I thought it would be! And I gave him the go ahead! He started working on it immediately! At first I had no idea how he would ever accomplish such a huge fete! I received a summary of what he was accomplishing monthly, I soon started to see it working toward my benefit! He even gave me a lesser monthly amount as he was diminishing my debt mountain! I am able today to say I am “Debt Free”! I am still receiving good advice on how to re - build my credit! And, was told that he would be happy to help me with getting where I need to be credit wise! I am beyond thrilled at the outcome! I recommend Credit Team USA to anyone that needs a reputable hard working team on their side! Thank You So Much Ron B and Credit Team USA! Lodema Moore

1 year ago

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Robert Los Angeles, CA

Credit Team USA is an amazing company that fulfills its promises at a great, customer friendly price. My personal representative was Billejean, and she always answered my questions - even my crazy questions, and kept me posted with regular updates. She worked very hard to make things right with my Credit and the various Credit Reporting Agencies which are almost impossible to deal with for most of us. She completely understood my particular circumstances, is extremely knowledgable about the process, and cared about getting the best possible results for me. A good friend recommended I work with Credit Team, and he was spot on in sending me their way. I highly recommend Billejean and Credit Team USA.

6 years ago

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Jonathan L Barnett Denver, CO

Credit Team USA has been helping me for the past 6+ years keeping my credit rating at A+. I've referred numerous of friends and family members who have also enjoyed the same experience with Credit Teams service. I would highly recommend them.

1 year ago

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Elaine Boyd Bend, OR

After working over a year with one of the top listed companies on Google I found very limited results so I went searching for someone else to help me. "Wow" , did I get awesome results fast. Also, friendly and very knowledgeable about what they do. Thanks again Ron and Team! You can be sure I will be referring you clients.

4 years ago

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JustinB Tucson, AZ

I have been working with Credit Team and have used their services for the past 10 years and have kept my credit an A+ rating. I would highly recommend if you need to raise your credit scores, give Ron a call a Credit Team.

1 year ago

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Mike Portland, OR

Personalized, knowledgeable, no less caring team. It's awesome that they truly care about repairing your credit Thanks for all your Mike

6 years ago

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Bri Stan Coeur d'Alene, ID

Easy to work with, knowledgeable, continuous updates on my reports & RESULTS!! Will definitely refer family & friends.

1 year ago

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