Credit Team USA Logo

Credit Team USA

Is This Your Business?
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10 User Reviews

3.8

Overall Score

LAST UPDATED: August 5th, 2021

Headquartered in Washington, Credit Team USA has been working in the credit repair industry since 1997 and has over 50 years of experience among its staff. They run from several offices across the country and operate on a starting fee of $69.99.

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The Good

  • 20% Discount for Active Duty Military

Team Credit USA offers a handsome discount to those currently serving in the armed forces, and has a web page brimming with positive customer testimonials. However, customer testimonials can be difficult to test in terms of legitimacy.

20% Discount for Active Duty Military

All those who actively serve in the armed forces receive 20% off all credit services. That not only includes the active personnel, but their spouses as well. When you begin your credit restoration services, they will ask for a copy of your Active or Dependent ID if you wish to apply the discount.

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The Bad

  • Little Upfront Price Info 
  • No Guarantee Until After Nine Months 

Credit Team USA customers can begin to get services at $69.99 but its website doesn't give details regarding price. This can be discouraging in that other top credit repair companies give you multiple pricing options upfront, so making comparisons is difficult. Its warranty also doesn't take full effect until after nine months of service, which can be a turn-off for some who might want to opt out of its services earlier.

Little Upfront Price Info

The website doesn't offer much pricing information. It seems as though you need to contact the company with your name, email, zip code and phone number before you can acquire more information on pricing.

No Guarantee Until After Nine Months

After nine months of their services, Team Credit USA will value each deletion at $75, and if the price paid for their services overreaches the value of your deletions, they refund you the difference. Warranty expires 45 days from the end of the contract and the warranty can be voided if customers don't forward credit reports in a timely manner.

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The Bottom Line

Team Credit USA's discount for military personnel could definitely be worth a closer look for customers currently serving in the armed forces. However, the lack of upfront price info makes it difficult to compare to industry competitors, and the length of the warranty is less than impressive. Unless you're currently serving in the military, it might of more worth to look at other industry competitors. 

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Star Rating

4.1

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10 Reviews

Review Breakdown

5 grade

70%

4 grade

10%

3 grade

0%

2 grade

0%

1 grade

20%

Sentiment Criteria

Value

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Quality

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Service

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