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Credit Score Doc

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LAST UPDATED: October 10th, 2019

Credit Score Doc is headquartered in Miami, Florida and was founded in 2015. The company has a unique mission, striving to have all of its clients reach what it calls "Operation 720" or a 720 credit score rating.

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The Good

  • Money-Back Guarantee
  • Two Program Options
  • Advanced Security

Money-Back Guarantee

The company allows its customers the option to cancel their subscriptions at any time. Customers that cancel within 60 days will be eligible to receive a full refund. If Credit Score Doc does not improve a customer's credit report, then terms will be negotiated for refund possibilities.

Two Program Options

Credit Score Doc offers two program options that customers can choose from: Standard Credit Repair and Fast Track Credit Repair Programs. The Standard Credit Repair program has a $199 monthly fee and the estimated time for complete credit restoration is between 6-12 months. On the other hand, the Fast Track Credit Repair program costs a flat fee of $1,250 and the estimated time for credit restoration is between 3-6 months. The Fast Track Credit Repair plan also comes with a post-consultation at the end of the credit repair process to help customers maintain their revamped credit score.

Advanced Security

According to the company's website, Credit Score Doc maintains the same level of security that a bank does. Its website is regularly scanned for vulnerabilities with malware scanning. The company also promises that its merchant terminal provides SSL security regarding transactions.

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The Bad

  • Time in Business
  • Pricing

Time in Business

Credit Score Doc was founded in 2015, making it one of the youngest companies in the credit repair industry. Due to the short amount of time it has been in business, the company faces a lack of experience as well as a less established reputation.

Pricing

In comparison to its competitors, Credit Score Doc requires higher pricing than other credit repair companies. Credit Score Doc's costs rise significantly for those who want credit repair restoration in under six months.

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The Bottom Line

Credit Score Doc offers a 60-day money-back guarantee, two credit repair program options, and bank-level security. However, the company hasn't been in business very long and charges higher prices in comparison to its competitors.

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