Credit Saint’s credit repair programs work in 45-day cycles. At the end of each cycle, customers will receive reports from all three credit reporting bureaus to help them track their credit repair progress. In addition to three levels of service, the company also offers a 90-day money back guarantee.

The Good

Credit Saint provides ample policy information that will truly help customers decide if this company is the best for them. Information such as terms and conditions, applicable state laws, company policies, and pricing information is not only available but easy to find. Customers can see details of Credit Saint’s three credit repair plans – what’s covered, and how much each plan will cost. The company’s least expensive option runs at $49.99 per month, which is more affordable than some top-rated companies. Credit Saint also provides customers with a 90-day money back guarantee, something not offered by many credit repair companies.

Good Online Transparency

Credit Saint clearly lists terms of service, disclaimers, and pricing information on its site.

Lower Monthly Rate

Credit Saint charges as low as $49.99 a month.

90-Day Money Back Guarantee

Customers receive a full refund if Credit Saint cannot remove inaccurate items within 90 days. On top of this, all cancellations are prorated, so clients can cancel anytime they want and only pay for the days they used.

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The Bad

Because Credit Saint is so transparent regarding its policies and pricing, customers will also be aware of the first work fees the company charges. For Credit Saint’s most comprehensive plan, customers will need to pay the first work fee of $99-$195 after Credit Saint has provided its initial services. Additionally, Credit Saint customers will pay a $99.00 monthly subscription fee.

High First Work Fees

After Credit Saint provides its initial services, the company charges customers $99 – $195 for its “first work fee”, which is dependent on the plan you choose. This fee includes the first part of the work, writing of challenges, and a full report on your credit rating. Overall, it would be better to see no “first work fees” but these prices are competitive if not lower than some major competitors in the industry.

Limited Availability

Credit Saint’s services are not available to residents of South Carolina.

The Bottom Line

Credit Saint is one of the most transparent credit repair companies in the industry and provides a variety of credit repair plans to fit most budgets. The 90-day money back guarantee makes Credit Saint somewhat unique in the industry, and can help customers avoid the risk of paying for credit repair services that they are not satisfied with.

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88 Credit Saint Reviews

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  1. User Score

    10

    April 28th, 2017 Austin, TX

    I came to these people bloodied and beaten by the economy and my exwife. I thought there was no hope. I was convinced there was no hope. I was going to have to live on cash for the rest of my life because I’d never get credit again. The first thing that struck my from credit saint was the attitude that “everything is going to be ok”. I thought it was a sales pitch at first, but I got the same vibe from everyone I talked to everytime I called and eventually i started to believe them. They are big on “tough love” The will tell it to you straight, and if you are working against their goal of good credit for you, they will tell you. They also follow up to check and make sure you are doing your part. Its sad that I needed so much babysitting, but ill tell you, its nice to know there is a company that dosent abandon you to your own devices. They want success on every case. I got success in mine.

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  2. User Score

    10

    April 28th, 2017 Las Vegas, NV

    Thank you to Vanessa for helping me over and over when I call. I like talking to the same person each time. I have talked to others and they are always very helpful, but its nice to build a relationship with one contact. Results and support are miles ahead of lexington law.

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  3. User Score

    10

    April 28th, 2017 Nashua, NH

    thank you for your hard work! Credit Saint has what it takes to get results.

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  4. User Score

    9

    April 26th, 2017

    Credit saints is an amazing company if u need any credit repair service’s. They were friendly and helped me with all my credit issues. They were true to their word you will see results in a very short period.

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  5. User Score

    10

    April 22nd, 2017

    I was extraordinarily skeptical about companies such as this, but much to my surprise, Credit Saint is rescuing my credit and impressing me every month. I do wish all of the staff were a bit more in sync with each other while the accounts are reviewed, but for the most part, the staff is very pleasant and happy to answer questions.

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    3

  6. User Score

    10

    April 21st, 2017 Phoenix, AZ

    what can I say for these guys? They did it fast. The advice was good, the customer service is good. Score is up a lot. THANK YOU

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    2

  7. User Score

    10

    April 20th, 2017 Winter Haven, FL

    Credit Saint is a great company who offer great results! I have only been with them approximately 2 months and my score have already increased a rapidly 68 points! They always go above and beyond on the phone when you have a concern! Thanks Credit Saints!!

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    1

  8. User Score

    10

    April 17th, 2017 Corpus Christi, TX

    You guys are doing a awesome job on my credit report I really appreciate all the hard work. I would definitely recommend you guys for anyone who needs to have their credit worked on.

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    1

  9. User Score

    10

    April 14th, 2017

    Excellent customer service, very friendly staff. Very helpful. Just awesome.

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  10. User Score

    10

    April 12th, 2017 Gibsonton, FL

    I have one word to say : OUTSTANDING ! This company is far better than any other company on the market!If you don’t believe me try it and you gonna be happy with them just like me! 🙂

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    1

  11. User Score

    10

    April 9th, 2017

    Creditsaint has done a great job with fixing my credit. I was very happy with the damage they were able to have removed in the first cycle. The staff is amazing and knowledgeable.

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  12. User Score

    10

    April 7th, 2017

    Credit Saint gave me a very clear and complete understanding of what our contract would cover, how their service would work, what I should expect and results i could anticipate. Once my credit review was underway, everything went as they had described, and with excellent results. They further explained many aspects of how credit reporting works which taught me a lot more for improving my score in the future when doing business. They do have electronic phone answering, but got me to a live person very quickly every time I called, and I always got answers to the questions I was asking.

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    2

  13. User Score

    10

    April 7th, 2017 Chicago, IL

    Good experiences with people who know what they are doing… LIKE!

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  14. User Score

    10

    April 7th, 2017 Overland Park, KS

    Credit Saint is a fantastic company. Their customer service department is the absolute best. They make you feel like you are part of the family. Their customer service is knowledgeable and very pleasant to talk to.

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  15. User Score

    10

    April 6th, 2017 Floral Park, NY

    Credit Saint has done wonders with removals and my credit score improved dramatically. They are very informative, very helpful and very caring. They call me once a month to update me on my account.

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  16. User Score

    10

    April 6th, 2017 Elizabeth, NJ

    All I have to say is wow… Anyone looking to fix their credit.. Credit Saint is the way to go. I could not be more thankful. Being young and carefree really killed my credit and I procrastinated so long trying to get it fixed. All it takes is a little patience I promise you’ll see results. Stick to the program is all it takes. Customer service was so helpful. I could not thank my team enough! Thank you for helping me get my credit back on track guys

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    1

  17. User Score

    10

    April 6th, 2017

    There are few companies in the current business world which say something and actually completely deliver on it. Credit Saint is one of those. They are meticulous and laser focussed in dealing with your credit profile. It’s a process and if you have the patience and dedication to get your credit back on track, there is none better than CREDIT SAINT. My fico score is 750+ right now on Transunion, 740+ on Equifax and 720+ on Experian…That says something. Trust them and stay to the end. You will make it back.

    Best customer service: Shoutouts to Jas, Hannah, Vanessa, Michael, Marissa, Manny, Laura, Ross and Nicole. Sorry if i missed anyone here. All these wonderful ppl followed up on time along with their analysis team.

    Credit Saint is well staffed and has best people to do the job. Five stars any day. A little bit of courtesy and care go a long way. Godbless.

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    2

  18. User Score

    10

    April 5th, 2017 Lodi, NJ

    I went to Credit Saint about 6 months ago to fix my credit. i was immediately impressed with affordable plans and their 90 money back guarantee. Within my first month with them, my score jumped up a few points. I am glad that I went with them and recommend them to anyone looking to fix their credit!

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    1

  19. User Score

    10

    April 5th, 2017

    I used Credit Saint for about 8 months and they were great. The customer service was excellent. they gave me solid advice on how to improve my credit score. More importantly, when they had done all they felt they could accomplish, they proactively suggested I cancel my account. No complaints whatsoever!

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  20. User Score

    10

    April 5th, 2017 Elizabeth, NJ

    The main reason I signed up was because I wanted to purchase a new car but my credit was not up to par. Honestly, at first I was hesitant but I’m glad I joined. The free consultation was such an eye opener for me!! There were things on my report I didn’t even know were there… like a judgment I had no idea about!! Needless to say they did their thing and I’m so much better now than when I started three months ago. Customer service was always so helpful and professional always going above and beyond to answer all my questions!! Thanks Credit Saint!

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