Credit Saint’s credit repair programs work in 45-day cycles. At the end of each cycle, customers will receive reports from all three credit reporting bureaus to help them track their credit repair progress. In addition to three levels of service, the company also offers a 90-day money back guarantee.

The Good

  • Good Online Transparency
  • Lower Monthly Rate
  • 90-Day Money Back Guarantee

Credit Saint provides ample policy information that will truly help customers decide if this company is the best for them. Information such as terms and conditions, applicable state laws, company policies, and pricing information is not only available but easy to find. Customers can see details of Credit Saint’s three credit repair plans–what’s covered, and how much each plan will cost. The company’s least expensive option runs at $49.99 per month, which is more affordable than some top-rated companies. Credit Saint also provides customers with a 90-day money back guarantee, something not offered by many credit repair companies.

Good Online Transparency

Credit Saint clearly lists terms of service, disclaimers, and pricing information on its site.

Lower Monthly Rate

Credit Saint charges as low as $49.99 a month.

90-Day Money Back Guarantee

Customers receive a full refund if Credit Saint cannot remove inaccurate items within 90 days. On top of this, all cancellations are prorated, so clients can cancel anytime they want and only pay for the days they used.

Visit Site

The Bad

  • High First Work Fees
  • Limited Availability

Because Credit Saint is so transparent regarding its policies and pricing, customers will also be aware of the first work fees the company charges. For Credit Saint’s most comprehensive plan, customers will need to pay the first work fee of $99-$195 after Credit Saint has provided its initial services. Additionally, Credit Saint customers will pay a $99.00 monthly subscription fee.

High First Work Fees

After Credit Saint provides its initial services, the company charges customers $99 – $195 for its “first work fee,” depending on the plan they choose. This fee includes the first part of the work, writing of challenges, and a full report on your credit rating. Overall, it would be better to see no “first work fees” but these prices are competitive, if not lower than some major competitors in the industry.

Limited Availability

Credit Saint’s services are not available to residents of South Carolina.

The Bottom Line

Credit Saint is one of the most transparent credit repair companies in the industry and provides a variety of credit repair plans to fit most budgets. The 90-day money back guarantee makes Credit Saint somewhat unique in the industry, and can help customers avoid the risk of paying for credit repair services that they are not satisfied with.

Visit Site

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

X close
X close

We'll Introduce You!

Call our recommended rep over at Credit Saint below.

1-(855) 466-4561
Or you can visit their site by clicking here.

110 Credit Saint Reviews

1. Select Your Rating:

1
3
9
97
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

0 characters

3. Review Validation*

or

    Sort By:

  1. User Score

    10

    June 20th, 2017 Los Angeles, CA

    They did a good job, Id recommend them or use them again if I hurt my credit again. They did what they said they would do, and helped me understand what I should do also. There is so much the banks dont tell you!

    Read More

    Was this review helpful?

  2. User Score

    10

    May 24th, 2017

    I’ve been with Credit Saint for 52 days now, every customer service person that I have spoken to so far has been nice, knowledgeable and professional. I’ve had 1charge-off, 1 collection deleted from Experian. I’ve had 2 charge-offs and 6 late payments deleted from Transunion. I’ve had 1 charge-off and 6 late payments deleted from Equifax. I’m in the Slate option and I selected that option since my credit is so bad. I havent seen any changes to my credit score yet, but I know things take time so I’ll give it 6 months to 1 year to expect credit score changes. Before I joined Credit Saint I had 2 collections and 18 payments on my Experian report, 2 charge offs 24 late payments and 7 collections on my Transunion report, 24 late payments 5 collections and 2 charge offs on my Equifax report.

    Read More

    Was this review helpful?
    1

  3. User Score

    10

    May 20th, 2017 Tehachapi, CA

    My wife and I were wanting to rent a real home for once instead of always dealing with apartments. Both my wife and I had problem spots on our credit reports but the wife seemed to have less on hers. I found Credit Saint while researching these companies and Credit Saint had the best ratings and best scores and beat Lexington Law by a long shot. 49.99 a month and a few months later my wife and I were finally able to move into a 2 bedroom home and I cant tell you how happy she is. I have seen her score go up and up but there is still some legwork we have to do. Very friendly very trustworthy very responsive to our needs and very professional and very fast results.
    Thank you Credit Saint

    Read More

    Was this review helpful?
    1

  4. User Score

    10

    May 10th, 2017

    Since the beginning everything has ran so smooth! Lots of bad remarks off my credit and my score has risen a good deal! Thank you so much!

    Read More

    Was this review helpful?
    4

  5. User Score

    10

    May 9th, 2017

    Happy with the work they did. It took about 7 months, but we got rid of dirt like judgements and repossession, late payments. It was a war. But Credit Saint won it for me.

    Read More

    Was this review helpful?
    5

  6. User Score

    10

    May 9th, 2017 Louisville, KY

    real humans! I was skeptical about giving out my social, but the PARALEGAL i spoke to made me feel comfortable, and the reputation and track record are there, and the A+ BBB rating sold me. Check the BBB people, a lot of these companies have F’s! like Credit Repair. com #2 on this site, and The Credit People #3 on this site. How are they rated so high when the BBB gives them Fs? IDK! Anyhow. Credit Saint worked for me. The customer service is excellent and the results are great. Talked to the same AMERICAN HUMANS every time i called. A++++++++++!!!!

    Read More

    Was this review helpful?
    3

  7. User Score

    8

    May 7th, 2017 Edited

    This isn’t for me just wanted to thank them for there time an effort after carefully thinking this matter over I decide to take this matter in my own hands thanks for your time an service you offered me during my time

    Read More

    Was this review helpful?
    3

  8. User Score

    10

    May 5th, 2017 Chicago, IL

    From the start Credit Saint was very much in tuned with my credit situation. And it showed after the 1st cycle of letters to credit agencies. My TU score jumped by nearly 50 points and my equifax jumped nearly 35 points. While this will not be the norm but trust that they will get results.

    Read More

    Was this review helpful?
    2

  9. User Score

    10

    May 3rd, 2017

    Very great team and always available to communicate with their clients I was skeptical at first in getting a credit repair company to fix my credit but I took a chance with credit saint and it was the best investment i ever made my credit is almost perfect now from starting in the low 500’s I will recommend any one to credit saint great job

    Read More

    Was this review helpful?
    1

  10. User Score

    10

    May 3rd, 2017 Troy, MI

    I’m not far enough to see results yet, just signed up. But they did something surprising when I did sign up. I wanted their Clean Slate program based on other good reviews from people in that program. The rep at credit saint wouldnt let me have it. She said my credit problems were not “severe” enough to warrant it. I protested stating that I need the fastest assistance I could get. She explained that the actual “challenges” they submit, are not less aggressive in the lower programs, They just write less challenges in the lower programs, so its only a matter of volume of damage. And I didnt have enough to use the “Clean Slate” program. She put me in a less expensive program “Remodel” Which will limit challenges submitted to 10 per bureau per cycle. (rather than unlimited in Clean Slate) but that the 10 challenges would cover all my damage, so it would be the same as being in Clean Slate at less cost. She didnt have to tell me, she could easily have charged me for the program I wanted and I’d have been happy. Their “client advocates” are exactly that. She was advocating for me and from the first call she established trust as she showed herself not to be a “salesperson”. A good start. Ill update when I get some results.

    Read More

    Was this review helpful?
    4

  11. User Score

    10

    May 2nd, 2017 Anchorage, AK

    6 months in the CLEAN SLATE program and ive got a CLEAN SLATE. They did a really good job keeping me informed with actual phone calls and updates. I didnt have to do much but send the reports from the credit bureaus. That can be annoying, but when I forgot, they called and reminded me. I spent about $800 overall, and would have paid double that to get where i am now. Good value per dollar.

    Read More

    Was this review helpful?
    4

  12. User Score

    10

    May 2nd, 2017 Wichita, KS

    satisfied customer. They didnt get rid of everything in my report, but they did get rid of the vast majority of the problems. Then one day they called me and said that they did a cycle and saw no change. They wanted me to be aware that i might be finished. I was surprised at the call. Because I had over 90 things removed, of course i was happy with the work and the program.

    Read More

    Was this review helpful?
    2

  13. User Score

    10

    May 2nd, 2017 Clarks Summit, PA

    no complaints here. they did it fast. My score is up 126 points EXP 97 points EFX and 102 points TU. I didnt think it was possible!

    Read More

    Was this review helpful?
    4

  14. User Score

    10

    May 2nd, 2017 Los Angeles, CA

    These monthly billing companies make me feel like they are going to drag things out. So many lexington review say that. Credit Saint def did not. I was finished in 5 months, and there was a boat load of work to do to fix my credit. I love the guarantee. thats how they got me.

    Read More

    Was this review helpful?
    2

  15. User Score

    10

    May 2nd, 2017 San Jose, CA

    My wifes credit suffered because of some stuff i bought on cards she didnt use, (and didnt check) and it resulted in her credit being RUINED in record time. I didnt think anyone could help and you might laugh, but my marriage was in trouble because of it. I used credit saint and they took care of it. Like it never happened.

    Read More

    Was this review helpful?
    2

  16. User Score

    10

    May 2nd, 2017 Chicago, IL

    Im a chicago firefighter, and we have a culture of unqestioned integrity. I can tell you from my heart, that the Credit Saint delivered on its promises to me. I wouldnt hesitate to spread the word about their work in correcting credit.

    Read More

    Was this review helpful?
    1

  17. User Score

    10

    May 1st, 2017 New Orleans, LA

    many bad things were washed from my credit in this service. I dont like credit and didnt want a checking account and credit cards because i think the government uses that to watch us. But they made me open accounts on top of fighting my collections and other garbage.

    Read More

    Was this review helpful?
    2

  18. User Score

    10

    May 1st, 2017 Louisville, KY

    PRETTY GOOD WORK AND COMMUNICATION. I SHOT MYSELF IN THE FOOT NOT LISTENING TO THEM ABOUT SETTING BILLS ON AUTO PAY AND MY WIFE ADDED A LATE TO MY REPORT WHILE WE WERE WORKING ON CLEANING IT UP. BUT EVEN STILL MY SCORE WENT UP A LOT.

    Read More

    Was this review helpful?
    2

  19. User Score

    10

    April 30th, 2017 Los Angeles, CA

    The credit saint people drove a bulldozer through the landfill that was my credit report. Incredible support and excellent work from everyone I’ve spoken to there. A paralegal speaks to me when i call. I dont want to tell you how much points they moved my score, because you will be able to figure out how bad it was! A+!

    Read More

    Was this review helpful?
    1

  20. User Score

    10

    April 30th, 2017 Albuquerque, NM

    Thank Heaven for CREDIT SAINT! They help my credit, and help me understand finances in america. I trust them and send my family.

    Read More

    Was this review helpful?
    1