Credit Repair Resources has been in business since 2007, and brings over 70 years’ worth of experience to the industry. The company offers a number of comprehensive credit repair services that include attorney-assisted audits and demand letters and a 90-day money-back performance warranty. However, Credit Repair Resources can be quite expensive for customer needing extensive credit repair.

Rank Chart
Monthly Price
Company Rating
Review

#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#14
credit-repair-resources

$89 - $149
7.3

The Good

Credit Repair Resources serves nearly all 50 states (except Georgia, South Carolina, and Oregon), and provides a number of payment options that cater to customers’ specific needs. The Essentials plan features a six-month performance warranty, meaning if the company is unable to resolve all your incorrect or outdated information within six months, you will be given a refund (not including the initial $149 fee). On all other plans, customers are given a 90-day money-back performance warranty. Also, for cases that extend beyond six months, Credit Repair Resources applies variable pricing on its three most expensive plans. This adjustment can drastically reduce the cost of long-term credit repair.

Attorney on Staff

Credit Repair Resource’s lead attorney has over 20 years of experience in consumer law.

90-Day Money-Back Performance Warranty*

*Not available on Essentials plan

Custom Action Plan

Case managers will create an action plan that matches a customer’s unique situation.

Responsive Customer Service

The company features helpful live chat and email support.

The Bad

One area in which Credit Repair Resources could improve is obtaining credit reports directly from the reporting agencies themselves; the company instead works with other credit monitoring services to obtain these reports. While some credit monitoring companies provide accurate results, there is no guarantee these secondary sources are reporting exactly what is found with the reporting agencies themselves. Credit Repair Resource features some plans that are much more expensive than those of leading credit repair companies. Upfront costs can reach as high as $499, and monthly fees $149.

Does not obtain credit reports from reporting agencies

Credit Repair Resources instead relies on other credit monitoring services to obtain reports.

Plans can get pricey

Credit Repair Resource’s Concierge plan costs $499 upfront, and $149 per month.

The Bottom Line

In summary, Credit Repair Resources provides a number of flexible options and warranties to ensure that you are not paying more than you need to for services rendered; however, customers who require extensive credit repair will end up paying significantly more with Credit Repair Resources than with most other leading credit repair companies. Customers should also be aware that the company does not obtain credit reports directly from the credit reporting agencies (Equifax, TransUnion, and Experian). If you are in the market for basic credit repair and want a knowledgable attorney on your side, Credit Repair Resources is a good option. But if you’re in need of intensive services, you may find a more cost-effective option elsewhere.

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39 Credit Repair Resources Reviews

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  1. User Score

    2

    September 4th, 2015 Woodbridge, VA

    When we decided to use CRR, we completed many of the credit repair actions ourselves to improve our score with the three credit bureaus. We knew what needed to be worked on to improve our score from attending self credit repair classes and reading available information.

    During our first interview, we identified what needed to be worked on first and we followed up with an email identifying the priority to focus on to include forwarding supporting documents for our disputes.

    The main priority that we identified requiring action first is still on our credit report after six months with CRR. We feel that we were not heard during the initial interview or the initial email we sent. We are not satisfied with the overall credit repair process and our last follow up was late and not conducted. Therefore, we decided to end services with CRR.

    We are disappointed in the service provided and we ended up coming behind CRR to perform actions that should have been completed several months ago on our behalf which is why we rate them a two.

    I responded to the President’s request for feedback twice before posting this review and a third time today.

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    1 1

  2. User Score

    9

    August 21st, 2015 Cleveland, OH

    My husband and I are very pleased with the work you have done. Actualy we have aproved for a mortgage! We no longer need your services, and would like to close our account. Thankyou for helping us achieve our dream.
    Megan M.

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    1

  3. User Score

    9

    May 27th, 2015 Cleveland, OH

    Chad

    The W’s just closed on their home thanks to you all. Their scores popped in about 35 days!

    Thanks,
    Michele

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  4. User Score

    9

    April 20th, 2015 Cleveland, OH

    You guys did a great job. At this time I do not show any negative reports on my credit and I have a 737 credit score I think I’m in a direction I need to be

    This was less than 2 month turn around from a 606 score to a 737. In fact I have refinance my auto loan and lowered my ingest rate from 5.99% to a 2.99 % and the home we are purchasing interest dropped as well.

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    5

  5. User Score

    9

    April 3rd, 2015 Cleveland, OH

    We got our dream home! Thanks to you, We couldn’t of got it with out you.
    Thank you so much!
    Dawn/Sean

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    1

  6. User Score

    9

    March 16th, 2015 Cleveland, OH

    My credit needed improvement and I was very satisfied with your service. My credit score increased over 100 points! Your staff was very professional and prompt in returning my calls and answering my questions. I would highly recommend your company to anyone who needs help.

    Thomas

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    1

  7. User Score

    9

    February 12th, 2015 Beachwood, OH

    You and your team did an amazing job at helping my wife and I get our credit back in good standing. It was truly a great experience from start to finish. Everything was well communicated.

    We are very happy with the experience.

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    1

  8. User Score

    10

    October 7th, 2014 Beachwood, OH

    I really loved how your group was able to fulfill all that you have promised and I am very greatful for that.

    I do however feel communication can fall short some times. I also noticed that attention to details were not there as well. There were several times when I had to tell someone to check my file because the were saying they didn’t receive a document that I did in fact sent.

    There is an employee whom I feel went above and beyond for me. Kristen was absolutely the best in helping me resolve my issue even when it was time to go home.

    I think an employee’s like that are what helps your company thrive and let’s people know that u are not just a name on a paper but you are a person that matters.

    Thank you everyone for everything you have done. Most of all thank you for being so patient with me.

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  9. User Score

    10

    October 6th, 2014 Beachwood, OH

    I’m very satisfied and pleased with the results we have been getting with my credit scores and everyone has been very nice thank you so much. Lydia ☺

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  10. User Score

    10

    September 23rd, 2014 Beachwood, OH

    I wanted to personally thank you for helping us with David’s credit. You guys came through and because of this we were able to successfully buy our house. I appreciate everything that the team has done and I have been recommending Credit Repair Resource to all my friends.

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    1

  11. User Score

    10

    July 24th, 2014 Beachwood, OH

    I will say that I was very pleased with the service I was provided, the guidance and the overall work ethic displayed by all involved in my case.

    Thank you CRR and ironically I say, “Hope I never need you guys again”. LOL!!! However, if I do, it is nice to know that there are people out there like CRR willing to help.

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    1

  12. User Score

    10

    May 22nd, 2014 Beachwood, OH

    Hi guys, just wanted to let you know we had another credit repair success story close on a new home! The clients closed today!!

    Thank you all for the hard work! We appreciate you!

    Janelle

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  13. User Score

    10

    May 16th, 2014 Beachwood, OH

    This journey that you & I have taken to restore my credit has been a tremendous burden lifted on myself. I really appreciate all that you have done for me.

    I would like to commend your staff and the entire way you have accomplished this task. At one time, I never would have thought this could be completed. But all of you have proved me wrong.

    Thanks Again,

    Barry

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  14. User Score

    10

    May 6th, 2014 Beachwood, OH

    As usual great job today! This business and the intricacies of it (especially your field) fascinates me still after 23 years. You do a tremendous job. I think you truly need to do – DON’T LAUGH…..an infomercial! I have been to 3 of your courses now over the past few years, always wanted to learn the latest in this area, as so much of my business is counseling.

    I particularly am called a credit counselor by many agents, as I spend so much time for clients, knowing that it will pay off in the end. I’m no competitor, believe me, I do not do what you do, but use the same knowledge at least to educate. I always look for areas for any networking growth, and I think you should have meetings with the RETAIL side of the Bank in the area of the product we have through Identity Alert and partner with your company.

    All of our branches push this product, and offer the PC education for the credit piece, so we have the branch knowledge of how our system works to get, review and simulate credit, and then your information should be given for those that are using this program to enhance or build credit. If interested I can get you in touch with the right people.

    And then, I still think you should do an infomercial. Every borrower on earth should hear what you had to say today, and then some. We all learned and thought about our own credit while doing so, as will the “viewers”.

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  15. User Score

    10

    April 17th, 2014 Beachwood, OH

    Very professional and effective service. The staff is results-driven and could not have been more helpful. Thanks CRR for such a positive experience!

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  16. User Score

    10

    March 17th, 2014 Beachwood, OH

    I would like to give a big Thank you to the Credit Repair staff such wonderful pleasant people to work with!!!And thank you all for helping me reach my goal of being debt free and now I am signing papers on my new home God Bless you all and Thank You. I`m even sleeping better at night no more debt hanging over my head!!! 😀

    Deborah C

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  17. User Score

    10

    February 14th, 2014 Beachwood, OH

    We spoke with Steve last night and he was very happy with our current standings and we’ve decided to move forward with the financing for the home and would like to put our case with you on hold until we’ve completed this process.

    Joshua and I can’t thank your program enough for the services you’ve provided that have helped us reach this point which seemed so impossible only six months ago.

    Thank you and we will most definitely be referring you to others in our situation.

    Angel

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  18. User Score

    10

    January 22nd, 2014 Beachwood, OH

    I’d like to thank you for the wonderful experience and credit restoration process you provided me. My credit score has gone up and eliminated many derogatory items on my credit report. I have and been able to lease a car and a obtain multiple unsecured credit cards. My cost of borrowing will be greatly decreased in the future and the items alone that were deleted paid for the cost of the service ten times over. I’d like to thank you once again for helping me restore my credit. I’d be happy to refer any friends or family to you.

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    1

  19. User Score

    10

    January 14th, 2014 Beachwood, OH

    Your service was WONDERFUL!

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  20. User Score

    10

    January 10th, 2014 Beachwood, OH

    Thank you for all your professional help in raising my credit score substantially, resolving outstanding issues, and your courteous and friendly service. May you all have a wonderful and successful New Year!!

    John

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