Credit Repair Resources has been in business since 2007, and brings over 70 years’ worth of experience to the industry. The company offers a number of comprehensive credit repair services that include attorney-assisted audits and demand letters and a 90-day money-back performance warranty. However, Credit Repair Resources can be quite expensive for customer needing extensive credit repair.
Credit Repair Resources serves nearly all 50 states (except Georgia, South Carolina, and Oregon), and provides a number of payment options that cater to customers’ specific needs. The Essentials plan features a six-month performance warranty, meaning if the company is unable to resolve all your incorrect or outdated information within six months, you will be given a refund (not including the up-front fee). On all other plans, customers are given a 90-day money-back performance warranty. Also, for cases that extend beyond six months, Credit Repair Resources applies variable pricing on its three most expensive plans. This adjustment can drastically reduce the cost of long-term credit repair.
Attorney on Staff
Credit Repair Resource’s lead attorney has over 20 years of experience in consumer law.
90-Day Money-Back Performance Warranty*
*Not available on Essentials plan
Custom Action Plan
Case managers will create an action plan that matches a customer’s unique situation.
Responsive Customer Service
The company features helpful live chat and email support.
One area in which Credit Repair Resources could improve is obtaining credit reports directly from the reporting agencies themselves; the company instead works with other credit monitoring services to obtain these reports. While some credit monitoring companies provide accurate results, there is no guarantee these secondary sources are reporting exactly what is found with the reporting agencies themselves. Credit Repair Resource features some plans that are much more expensive than those of leading credit repair companies. Upfront costs can reach as high as $499, and monthly fees $149.
Does not obtain credit reports from reporting agencies
Credit Repair Resources instead relies on other credit monitoring services to obtain reports.
Plans can get pricey
Credit Repair Resource’s Mortgage Track plan costs $349 upfront, and 6 subsequent payments of $99.