Credit Pro Repair is a financial services company based out of Brooklyn, New York. The credit repair company has assisted over 12,000 people nationwide restore their credit scores since it began in 2007.

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#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#49
credit-pro-repair

Undisclosed
4.1

The Good

Credit Pro Repair assigns a team of 3 credit experts to every client. This is to cover all areas of the credit reports line-by-line and ensure maximum results for credit restoration. The credit repair company offers a full money-back refund if they cannot remove at least 25 percent of all inaccurate items from the 3 major credit bureaus within the first 6 months. Many clients see improvements within 45 days. Other offered benefits from Credit Pro Repair include:

Free initial consultation

Prior to signing up, prospective clients can receive a free consultation to see where their credit stands.

Monitor and track results 24/7

Clients can see exactly what work is being done on their case and what items have been deleted.

Customized credit repair plan

Each client receives a customized plan of attack to maximize results and deletions.

Credit education and resources

In addition to providing credit repair, the Credit Pro Repair specialists will provide education resources to ensure that clients have the knowledge they need to maintain good credit standing.

The Bad

There are a number of areas that the credit repair company could improve on for better overall customer service. Credit Pro Repair does not provide a pricing structure for the general public on its corporate website. Consumers will need to contact the company directly and speak to a customer service representative. Other areas of concern include:

No copies of previous deletions on corporate website

There are no records of what Credit Pro Repair has done in the past for review.

No licensed attorneys on staff

It is not required to have attorneys on staff, but it does help in some circumstances with difficult deletion issues.

Not all negative items can be eligible for removal

This is true of all credit repair agencies. If an item is not erroneous by nature, it cannot be deleted.

Clients can perform these credit repair services on their own at no cost

This is also true of all credit repair services. Individuals can conduct their own credit repair services.

The Bottom Line

Credit Pro Repair differentiates itself from other similar companies by assigning 3 credit experts to a client rather than one. Consumers are given a customized credit repair plan with a full money-back guarantee.

However, there are a few areas of concern. The company is not transparent with its pricing structure and there are no licensed attorneys on staff. Some other things consumers should be aware of include:

  • No copies of previous deletions on corporate website

Frequently Asked Questions

How much does Credit Pro Repair cost?

To get started with Credit Pro Repair, you must pay a one-time fee of $179. Then, for every deletion, the company charges you $50, plus $75 for public records deletions.

Does Credit Pro Repair allow me to enroll more than one person or my whole family?

Individuals may sign up as customers with Credit Pro Repair, as can spouses or family members. The second-party fee is $249 upfront.

How does Credit Pro Repair repair my credit?

Everything begins with a free credit evaluation where a Credit Pro Repair specialist will determine what can be done to help improve your score. A specialist will analyze what can be deleted, and disputes will begin. During this time, you will be able to monitor what is taking place. The credit reporting bureaus will correspond directly with you on what is being removed.

How does Credit Pro Repair provide credit monitoring?

Credit Pro repair will set up an online account for you where you can have 24/7 access to monitor your case and see updated changes made to your credit report.

How long will it take before I start to see results with Credit Pro Repair?

Results vary from customer to customer, but you should see progress within 120 days after enrolling.

What results can I expect from Credit Pro Repair?

You should expect the company to help you remove inaccurate, erroneous information from your report. Once this happens, your score should improve, and you can begin to benefit from your credit repair.

How can I contact Credit Pro Repair?

You can call 1-877-831-4002 to reach a Credit Pro Repair Credit Solutions representative. You may also send an email to the company at [email protected]

More Information

Published Results

The company publishes a timeline that says you should see results in as few as 120 days.

Credit Pro Repairs also publishes a number of educational materials in the form of articles and blogs designed to assist customers in managing their credit and finances.

Disclaimer:
Consumers should make sure to review all terms and conditions prior to enrollment. Individuals with minor credit issues may not find the credit repair company’s service a good fit for their unique needs.

Price Breakdown

One or two parties may enroll with the company. In either case, customers may consult with the company free of charge on what their case looks like and what can be done to raise their credit scores.

One-Time Fee

For $179 ($249 for couples), you can be on your way to a better financial picture. The one-time fee will start the process of your credit improvement. No work will be done for you until you pay this initial fee.

No Monthly Fee

Credit Pro Repair does not charge a monthly fee. You will only pay when the company performs for you. Every time Credit Pro Repair successfully gets an item deleted from your credit report, you pay $50. This amount is $75 for public record deletions.

Money-Back Guarantee

If you are not satisfied with the company’s work for you, feel free to cancel your service and walk away at any time—no questions asked. And if no deletions are made within 90 days, you get a full refund of your up-front payment.

How it Works

Credit Pro Repair operates a three step process similar to other credit repair companies in the financial services industry.

Step #1: Analysis

Credit specialists will review credit reports and determine what items might be eligible for removal. Typically, only inaccurate items can be removed.

Step #2: Dispute Process

Specialists will draft and send dispute letters to the 3 major credit bureaus. An investigation will be conducted after the drafted letters have been received.

Step #3: Settlement

After a 30-45 period, consumers will receive an official response from the credit bureaus regarding the removal of the disputed item.

What to Expect when Signing Up

Signing up is a simple process that takes only a matter of minutes. There’s no pressure or headaches in this online task. Just fill out the online form, which will ask for your personal information.

Next, the company will get in touch with you and ask for payment information. You will then create an online account that you can access anytime at your convenience.

What Can Be Removed?

Credit Pro Repair cannot remove legitimate information from your report; however, the company’s dedicated staff has the experience and expertise to know what items on your report are questionable and can be deleted. Some of these are:

  • Charge-offs
  • Collections
  • Late payments
  • Bankruptcies
  • Tax liens
  • Foreclosures
  • Repossessions
  • Auto loans
  • Inquiries
  • Student loans

Once these items are removed from your report, you can breathe a sigh of relief that your credit is headed in the right direction.

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3 Credit Pro Repair Reviews

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  1. User Score

    10

    March 24th, 2014 Piscataway, NJ

    They did rush me into signing a contract, took my money and DIDN’T deliver. My scores with two credit bureaus have gone down. With Trans Union it went negligibly up. It took only 9-11 days to respond to my email inquiries, wasted plenty of my time. I will NOT recommend.

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  2. User Score

    10

    January 2nd, 2014 Brooklyn, NY

    Signed up with them and after 3 months most negative items were removed. Very knowledgeable staff. Would def recommend to anyone looking to better your credit who doesn’t want to see a monthly charge for months and months at at time.

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  3. User Score

    10

    March 25th, 2013 Brooklyn, NY

    I used this company 6 months ago and was very pleased. I gave them a timeframe and they assured me that my file was a credit report that they can work on. what made me happy was the fact that they didnt rush to sign me up or take my money, they first made sure they can help me, rather than lexington law or any other phony just signing up people by the hundreds.

    Sammy

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