Clean Slate Credit Solutions Logo

Clean Slate Credit Solutions


star star star star star
81 User Reviews


Overall Score

LAST UPDATED: April 13th, 2021

Clean Slate Credit Solutions has been in business since 2010 and provides credit repair solutions with no immediate upfront costs or monthly fees.

The New Jersey-based company has an A+ BBB rating and strives to provide credit repair education to its customers in order for them to maintain good credit in the future.

In addition to the removal of negative items, Clean Slate Credit Solutions’ customers will receive the following and more when they sign up for credit repair services: 

  • Monthly phone calls to discuss account progress
  • 24/7 access to a secure online portal
  • Access to a private Facebook group with credit education tips
  • Assistance with building good credit

It's important to note that Clean Slate Credit Solutions can be more expensive than some companies. Fortunately, customers can choose to cancel services at any time.

Read on to learn more about Clean Slate Credit Solutions and to read verified customer reviews

Top Ranked Companies


The Good

  • Cancel Anytime
  • Online Transparency
  • No Monthly Credit Repair Fees

Clean Slate Credit Solutions is very upfront about what fees are associated with its services, and when clients can expect these fees to be assessed to their accounts.

The company offers an initial free credit report consultation that will help determine if the client needs assistance with credit building, debt settlement, debt consolidation, student loan consolidation, applying for an auto loan or mortgage, or refinancing an auto loan or mortgage.

Cancel Anytime

Clean Slate Credit Solutions’ services can be canceled at any time with no additional cost or payments associated with the termination of the services.

In addition, Clean Slate Credit Solutions offers a 100 percent money-back guarantee if a customer cancels the Clean Slate credit program within the first three months.

Online Transparency

Clean Slate Credit Solutions is upfront with the associated costs and term requirements. The company’s website also discloses what it provides clients who choose its credit repair services.

Clean Slate Credit Solutions will do the following for those who sign up for its credit repair services:

  • Conduct credit report consultations to determine customers’ credit file situations
  • Work with credit bureaus as well as creditors and collection agencies on behalf of customers
  • Send customized disputes
  • Provide access to credit counselors
  • Offer advanced credit repair education to ensure long-term success

The credit repair company also states on its website that it works to remove several different types of negative items including personal information, student loan consolidation, late payments, inquiries, collection accounts, charge-offs, and public records. 

No Monthly Credit Repair Fees

While many credit repair companies charge a monthly fee for their services, Clean Slate Credit Solutions does not require monthly payments.

This means that consumers looking to improve their credit scores will only be paying for services rendered: a fee for the initial audit, as well as smaller fees for each individual negative item removed from their credit reports.

Because Clean Slate Credit Solutions is not a subscription service like other credit repair companies, customers who are not pleased with the company’s credit score restoration services are free to cancel at any time without needing to pay the remainder of a monthly subscription balance.


The Bad

  • Credit Monitoring Sign Up Required
  • High Initial Audit Fee 

In addition to a high audit fee and repair fees, customers will also be required to enroll in a credit monitoring service within five days of signing up with Clean Slate Credit Solutions.

While the initial credit monitoring fee is only $1 for the first 30 days, customers will be required to pay $19.99 each month until their bad credit has been repaired.

Credit Monitoring Sign Up Required

Clean Slate Credit Solutions requires customers to start paying for a credit monitoring service in addition to paying for the company’s credit repair services. 

High Initial Audit Fee

Although Clean Slate Credit Solutions does not assess a monthly fee for its credit repair services, the company does charge a rather high enrollment fee of $197.


The Bottom Line

With Clean Slate Credit Solutions, customers will only have to pay for the negative items that are removed from their credit reports.

Customers will also be able to obtain a free consultation, access to a client portal, monthly phone calls to discuss credit progress, assistance with credit building, access to credit education tools, and more.  

Overall, Clean Slate Credit Solutions operates at a level of online transparency that many more well-established credit repair companies do not.

Customers are given an accurate expectation of how much they'll be required to pay for Clean Slate Credit Solutions' repair services.

Unfortunately, with so many fees and conditions that come with an account, customers may be required to pay a great deal more with Clean Slate Credit Solutions than they would with other credit repair companies.

Luckily, customers can choose to cancel services at any time. Additionally, if the company does not remove any items within the first 180 days for a client, that client will be eligible to recieve a refund for their enrollment fee. 

If you are interested in learning more about Clean Slate Credit Solutions, you may want to consider signing up for a free consultation, visiting the company’s website, and reading several Clean Slate Credit Solutions reviews. 

View Best Credit Repair Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating


star star star star star

81 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star star star star star_half


star star star star star_border


star star star star star_border


star star star star star_half

Filter by:


Sort by:

We couldn't find any matches for your request. Click here to try again.

We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.

© 2021 LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information