Clean Slate Credit Solutions has been in business since 2010, and provides credit repair solutions with no immediate upfront costs or monthly fees. However, Clean Slate Credit Solutions can also be a much more expensive alternative than some companies, and customers are encouraged to investigate the top credit repair companies before making a final decision.

Rank Chart
Monthly Price
Company Rating
Review

#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#11
clean-slate

$50-$100
7.5

The Good

  • No Monthly Credit Repair Fees
  • Cancel Anytime
  • Good Online Transparency

While many credit repair companies charge a monthly fee for their services, Clean Slate Credit Solutions has zero monthly fees. This means that customers will only be paying for services rendered: a fee for the initial audit, as well as smaller fees for each individual negative item removed from your credit reports. Because Clean Slate Credit Solutions is not a subscription service like other credit repair companies, customers are free to cancel at anytime without needing to pay the remainder of a monthly subscription balance.

Clean Slate Credit Solutions is very upfront about what fees are associated with its services, and when customers can expect these fees to be assessed to their accounts. Some negative items, such as personal information discrepancies and late credit payments, will be resolved free of charge, while other fees will cost between $50 and $100.

The Bad

  • High Initial Audit Fee
  • Unpaid Balance Fees
  • Credit Monitoring Signup Required

Although Clean Slate Credit Solutions does not assess a monthly fee for its services, the company does charge a rather high price of $249 (or two payments of $149.50). Customers will also have to deal with a number of additional fees not directly related with repairing their credit. For example, once items are deleted from their credit reports, customers will be required to pay Clean Slate Credit Solutions $100 a month until their balance has been paid off.

In addition to a high audit fee, repair fees, and monthly unpaid balance fees, customers will also be required to enroll in credit monitoring with CreditScoreForMe.com within five days of signing up with Clean Slate Credit Solutions. And while the initial credit monitoring fee is only $1 for the first 30 days, customers will be required to pay $19.99 each month until their credit has been repaired.

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The Bottom Line

Although Clean Slate Credit Solutions has only been in business since 2010, the company operates at a level of online transparency that many more well-established credit repair companies do not. Customers are given an accurate expectation of how much they’ll be required to pay for Clean Slate Credit Solutions’s services; however, with so many fees and conditions that come with an account, customers may be required to pay a great deal more with Clean Slate Credit Solutions than they would with other credit repair companies.

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Frequently Asked Questions

 How much does Clean Slate Credit Solutions cost?

To sign up, customers pay $249. There are additional charges for each deletion made. Charges are different for different deletions, though deletions of late payments are free.

Does Clean Slate Credit Solutions allow me to enroll more than one person or my whole family?

The $249 fee is for individuals. If a second party wishes to enroll, he or she must do so separately.

How does Clean Slate Credit Solutions repair my credit?

Clean Slate will use a five-step process to help you achieve a better credit score and be on the way to better financial freedom. The first thing you will do as a customer is receive a free credit evaluation from a staff member. Next there is an initial audit followed by the company helping you to build your credit. The fourth step entails the company seeing if creditors have been guilty of any violations. Lastly, you finish Clean Slate’s program and remove all negative and false items from your report.

How does Clean Slate Credit Solutions provide credit monitoring?

Clean Slate connects you with financial professionals who will provide guidance and advice to help get you on solid financial footing. These professionals will identify risky credit practices and habits you may have and will alert you to ways to get back on sure footing.

How long will it take before I start to see results with Clean Slate Credit Solutions?

The company does not give an average time frame for how long it will take for you to see results; however if you are ever dissatisfied with the service, may cancel and get your money back at any time.

What results can I expect from Clean Slate Credit Solutions?

If you are patient, you should see your credit numbers rise. You will also receive a good amount of education and counseling on ways you can better manage your credit yourself.

 How can I contact Clean Slate Credit Solutions?

You can call toll free at 1-866-538-9548 to reach a Clean Slate Credit Solutions representative. If you prefer, you may fill out an online form, and staff member will get in touch with you shortly thereafter.

Published Results

 Clean Slate Credit Solutions does not publish many results from its services. Nowhere can you find information about how much you can expect to raise your credit score or how long it will take.

On the other hand, Clean Slate does have a few customer testimonials on its website. Here actual customers reveal their experiences in working with the company and what kind of loans they were able to secure because of Clean Slate’s help.

Price Breakdown

 Clean Slate has a fairly complicated pricing structure. Though you will pay no monthly fees, you are responsible for other costs.

Initial Audit Fee

After the free consultation, if you decide it’s in your best interests to work with Clean Slate, you may enroll and have the company conduct an initial audit of your credit report. This audit costs $249. You may split the payment up into two equal payments if you wish.

Per-Deletion Fees

Depending on what Clean Slate is able to remove from your report, you will pay in addition to the initial audit. There is no charge for late fee removals, but collection accounts, repossessions, foreclosures and charge-offs will cost $50 in each removal instance. Plus, public record deletions are $100 per instance.

Quit Anytime        

If you don’t feel Clean Slate is working for you in the way you would like, feel free to cancel your service at anytime. This can be done with no penalty and by getting your money back.

How It Works

 Clean Slate Credit Solutions wants you to be in control of your financial future. For this reason, the company provides you with the tools and education you need to make better credit decisions. Together, you’ll work on solutions to repairing your credit and will develop strategies and plans to move forward accordingly.

Initial Audit

The initial audit is a crucial step where Clean Slate will determine what issues are plaguing your credit score. You will be given online account access where you can monitor your credit and have the ability to check in 24/7 to see how the process is unfolding. You will also take part in a coaching call.

Establish Credit

Some people don’t just have poor credit; they have no credit. Clean Slate will ensure you have established credit lines and will work with you to build a solid foundation that credit bureaus can look at positively.

Check for Problems

Sometimes, credit scores are low because creditors have violated standards and guidelines set by the Fair Credit Reporting Act and by the Fair Debt Collections Practices Act. Identifying and correcting these problems can improve your score.

Remove Issues and Be Prepared

 You will then work with Clean Slate to take care of false reports and incorrect information on your report. Once this is done, Clean Slate will set you up with industry professionals to work on putting your financial life back in order.

What to Expect when Signing Up

The sign up process is fast and simple. Clean Slate has an easily identifiable button on its site that takes the prospective customer to an online form to fill out. Once this is done, the company will contact you about your free consultation.

In the sign-up process, you also make your initial payment of $249. You will also furnish your personal information. This entire process is complete and only takes a few minutes. The website is user-friendly and intuitive, so there’s no way you can be steered the wrong direction.

What Can Be Removed?

 Clean Slate Credit Solutions is not able to remove legitimate information from your account, just those inaccurate and illegitimate items on your credit report. Some of the items the company can remove include the following:

  • Charge-offs
  • Collections
  • Judgments
  • Late payments
  • Bankruptcies
  • Tax liens
  • Garnishments
  • Foreclosures
  • Repossessions
  • Inquiries

Your credit score will rise after these items are removed. Plus, you’ll be able to move forward with a clean slate.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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37 Clean Slate Credit Solutions Reviews

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  1. User Score

    3

    November 10th, 2016

    Took my payment, then it was three weeks before they began. They disputed every single item all on one single letter. They sent the TransUnion dispute to the wrong address for TU. They do NOT have any on staff attorney. They use a third party attorney who does not respond to emails or phone calls. Out of 69 negative dispute items, I received ONE response from one collection account. Not sure why nothing else, but I suspect the disputes were probably labeled frivolous and thus ignored. I’m now nearing 90 days and they’ve yet to begin any ‘step 2’ or communicate what’s next.

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  2. User Score

    10

    April 6th, 2013

    There are many great things about Clean Slate, but no one out there can beat them by pulling your credit history for FREE, without any hassles. Every other company I tried out there have all these hidden ways of telling you, that you have to provide your own print out which is “BULL”. Also, they guarantee their work, and back-up everything they say, the most honest business to deal with. Thats what happens when a business is built off of the experience of one of the military’s finest.

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    7

  3. User Score

    10

    March 9th, 2013 Parsippany, NJ

    Clean Slate Credit is a great company I have the pleasure of working with within the last 2 years . I was looking to increase my credit score and have someone review my credit history and errors on it. Jose is a pleasant, professional businessman. The key factor of his company is the excellent 24/7 customer service. How many people you know in this industry will work 24/7 to correct clients credit reports. My credit report was pulled nuemorous times with auhtorization free of charge. No fee at all. I’m proud to say this company has change my life. I recommeded family and friends to used his services if you looking to make changes, apply for a loan or increase your score. If I can rate his company it would be beyond a 10…..

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  4. User Score

    10

    March 2nd, 2013 CA

    What can I say about Clean Slate Credit Solution? Oh I know great service with genuine people. Working with this company has made me more aware and has really encouraged me to take better care of my credit. I would recommend this company to anyone. Even if you think or know your credit is great there are still a lot of things that you can be educated on. Thanks Jose.

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    4

  5. User Score

    10

    March 2nd, 2013 Asbury Park, NJ

    I am only at the beginning of my credit repair process and have had an extremely positive experience with Jose. Jose pulled my credit report with my permission and immediately went to work on repairing my credit. I look forward to seeing the amazing result I know I will get with this company. While the company is young that is by no means an indication of the knowledge that Jose has in the field or the professional experience you will get with this company.

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    3

  6. User Score

    10

    March 1st, 2013 Asbury Park, NJ

    All I know is, I was able to get an awesome deal on my 2013 Jeep Grand Cherokee because Clean Slate raised my credit score from 650 to 810, In less than 4 months.. True Story.
    And for that, I am eternally greatful. And I’ll keep referring my clients to them..

    Thanks guys! 🙂

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    7 2

  7. User Score

    10

    March 1st, 2013 Ardsley, NY

    I was skeptical at first and asked a bunch of questions before I stared and every single obe of them were answered. They pulled up my credit report and gave me a breakdown everything on it before i signed up and I wasnt charged anything. Im very happy with thier services I recommed them and I will continue to do. They work with you at all times and the price is affordable. I never met with in person with him but I feel comfortable and trust his work. Very professional Very great company!!!!

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    6

  8. User Score

    10

    March 1st, 2013 Perkasie, PA

    Is the first time that I used this service,I never trust in that kind of company before, but one of my daughter star to fix her credit with Clean Slate, they help her to get the credit back, then I did also, because we have a good example of the great job that they made, that people work for make a good job and to mantain a great communication with all customers, they are friendly and trusty people, I recommended to everybody.

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    5

  9. User Score

    10

    March 1st, 2013 Asbury Park, NJ

    Clean Slate Credit Solutions was amazing with helping me fix my credit. They removed a bankruptcy that I had on my credit report from when I got divorced. My credit scores were in the low 500’s and I was so embarrassed because I could not get approved for anything. In less than a year, they were able to help me not only remove items off of my credit report, but I started getting approved for credit cards on a frequent basis. I just leased my first brand new car, a fully loaded 2013 Chevy Malibu. My credit score was well over 750 when the dealership pulled it. I could not be more thankful for all their hard work and the fact that they monitored my credit for me was such a big help. Thank you so much!!

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    5

  10. User Score

    10

    March 1st, 2013 Salt Lake City, UT

    I choose this company to repair my credit and that was best choice I made. They helped me fix my credit but also walked me threw stuff to maintain my credit . It’s overall a great compAny toy

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    2

  11. User Score

    10

    March 1st, 2013 Charlotte, NC

    Clean Slate Credit Solutions is a great company! They most definitely can pull my credit report and let me know of any discrepancies. Jose is really approachable and extremely nice to work with. He sure is a great help!

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    4

  12. User Score

    10

    March 1st, 2013 Monmouth Beach, NJ

    We have nothing but excellent things to say about Clean Slate Credit Solutions. Jose is professional, curteous and dedicated to making his customers’ dreams come true. There is no confusion about this company, they are honest and up front, tell you what can be done for your credit and charges accordingly. Couldn’t ask for more!

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    3 1

  13. User Score

    10

    March 1st, 2013 Matawan, NJ

    The reason I chose Clean Slate Credit Solutions among other credit service companies was because of their guarantee policy. Also, because in a time where I don’t have the time, they pulled my credit reports from all 3 bureaus at no charge and I truly could not be happier with this company, their services and their results!

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    2

  14. User Score

    10

    March 1st, 2013 Matawan, NJ

    I am a very happy client of the service provided by Clean Slate Credit Solutions. It’s too bad that the rating only allows for a 10 otherwise, I would rate them HIGHER! I didn’t have to go through the agony to obtain my own credit report from each credit bureau. Clean Slate Credit Solutions did that for me and at NO CHARGE! They also have a guarantee policy which is only offered by companies that are confident with their delivery of positive results and CLEAN SLATE CREDIT SOLUTIONS has the confidence, guarantee and proven records of great service with exceptional results!

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    3

  15. User Score

    10

    March 1st, 2013 Toms River, NJ

    Clean Slate has done amazing things for my husband and I to get where we need to be to get approvals. They are highly knowledgable of anything that can ruin & or help credit repair. They go above an beyond to answer any questions. They pulled our credit reports for free and went step by step to cleaning everything up. Even going the extra mile to call debt collectors. We will always recommend Clean Slate!

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    4

  16. User Score

    10

    March 1st, 2013 Hillsborough, NJ

    At first I was a little scared because I wasn’t sure if it was real or not. I contacted them an the reassured me that it was 100% real an they made me feel secure. They took the time out to talk to me an explain everything to me. They helped me out a lot an I recommend them to everyone that is I’m the same position as me or worse they pulled my credit report up for free an they explaine everything every step of the way . They give you a user name an password so u can see what is happening to your credit I love them an they are amazing!!!!!!

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    4

  17. User Score

    10

    March 1st, 2013 Asbury Park, NJ

    I’m pleased 100% with clean slate credit solutions. Not only put me back on track but also helped me boost up my credit score in a way i never thought it could be. They always point that my services are guaranteed. Thank you Clean slate!!!!!

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    3

  18. User Score

    10

    March 1st, 2013 Warwick, NY

    I want to set the record straight! Cleanslate is by far one of the best companys that i have worked with. Jose goes above and beyond to get your credit report and go over everything that is on it and explains how he will be going to get things off your report.And there is NC for getting your report (yes thats right its free) He only charges for what he gets removed (by the way that is a very reasonable rate) I have given Jose’s name and ## to friends and family and have no doubt that they will help them also in my eyes cleanslate is a 10+ company

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    1

  19. User Score

    10

    March 1st, 2013 Huntington Beach, CA

    I use to feel as if I was a prisoner due to my credit and prior misuse of my finaces. Clean Slate helped me out of that situation and has educated me on how not to return back to those negative standings. THANK YOU CLEAN SLATE!

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    1

  20. User Score

    10

    March 1st, 2013 Medford, NY

    Clean Slate Credit Solutions is a relatively new company. In that regard, they have not outgrown themselves and take very good care of each and every client whose trust they have earned. Yes, they pulled my credit reports without charging me, but it was with MY permission to do so. I am happy with the results so far and applaud their efforts in helping you understand where I might improve through emails and informative newsletters. Lastly, you mentioned that Clean Slate does NOT offer any guarantees, yet the following was copied directly from their website: “Clean Slate Credit Solutions cannot promise you that we can delete any negative items from your credit report. Our Clients are covered under our 90-day money back guarantee. If we are unable to remove any items on your credit report within ninety (90) days, we will give you a full refund for any monthly fees you have paid. We can also guarantee you that the only deletion fees you will be charged are for the items that are deleted from your credit report.” They are working hard to help those of us who got into a little trouble with this economy. It’s difficult enough to start a business in these times, so please check your facts before skewing others away from finding the help they need in Clean Slate Credit Solutions.

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