Clean Slate Credit Solutions has been in business since 2010, and provides credit repair solutions with no immediate upfront costs or monthly fees. However, Clean Slate Credit Solutions can also be a much more expensive alternative than some companies, and customers are encouraged to investigate the top credit repair companies before making a final decision.

Rank Chart
Monthly Price
Company Rating
Review

#1

$79.95 -119.95
8.6

#2

$99.95
8.2

#3

$59
8.1

#6
clean-slate

$50
7.3

The Good

Clean Slate Credit Solutions is very upfront about what fees are associated with its services, and when customers can expect these fees to be assessed to their accounts. Some negative items, such as personal information discrepancies and late credit payments, will be resolved free of charge, while other fees will cost between $50 and $100.

Cancel Anytime

Services can be cancelled at any time with no additional cost or fees associated with the termination of the services. In addition, Clean Slate Credit Solutions offers a 100 percent money back guarantee if a customer cancels within the first three months.

Online Transparency

Clean Slate Credit Solutions is up-front with the associated costs and term requirements.

No Monthly Credit Repair Fees

While many credit repair companies charge a monthly fee for their services, Clean Slate Credit Solutions has zero monthly fees. This means that customers will only be paying for services rendered: a fee for the initial audit, as well as smaller fees for each individual negative item removed from your credit reports. Because Clean Slate Credit Solutions is not a subscription service like other credit repair companies, customers are free to cancel at anytime without needing to pay the remainder of a monthly subscription balance.

The Bad

In addition to a high audit fee, repair fees, and monthly unpaid balance fees, customers will also be required to enroll in credit monitoring with CreditScoreForMe.com within five days of signing up with Clean Slate Credit Solutions. And while the initial credit monitoring fee is only $1 for the first 30 days, customers will be required to pay $19.99 each month until their credit has been repaired.

Unpaid Balance Fees

There will be fees associated with an unpaid balance on top of all other costs.

Credit Monitoring Signup Required

Customers will have to start a credit monitoring service on the side.

High Initial Audit Fee

Although Clean Slate Credit Solutions does not assess a monthly fee for its services, the company does charge a rather high price of $199 (or two payments). Customers will also have to deal with a number of additional fees not directly related with repairing their credit. For example, once items are deleted from their credit reports, customers will be required to pay Clean Slate Credit Solutions $100 a month until their balance has been paid off.

Want to know which companies are top-rated? Click here.

The Bottom Line

Although Clean Slate Credit Solutions has only been in business since 2010, the company operates at a level of online transparency that many more well-established credit repair companies do not. Customers are given an accurate expectation of how much they’ll be required to pay for Clean Slate Credit Solutions’s services; however, with so many fees and conditions that come with an account, customers may be required to pay a great deal more with Clean Slate Credit Solutions than they would with other credit repair companies.

View Top Rated Companies

Frequently Asked Questions

How much does Clean Slate Credit Solutions cost?

To sign up, customers pay $199. There are additional charges for each deletion made. Charges are different for different deletions, though deletions of late payments are free.

Does Clean Slate Credit Solutions allow me to enroll more than one person or my whole family?

The $199 fee is for individuals. If a second party wishes to enroll, he or she must do so separately.

How does Clean Slate Credit Solutions repair my credit?

Clean Slate will use a five-step process to help you achieve a better credit score and be on the way to better financial freedom. The first thing you will do as a customer is receive a free credit evaluation from a staff member. Next there is an initial audit followed by the company helping you to build your credit. The fourth step entails the company seeing if creditors have been guilty of any violations. Lastly, you finish Clean Slate’s program and remove all negative and false items from your report.

How does Clean Slate Credit Solutions provide credit monitoring?

Clean Slate connects you with financial professionals who will provide guidance and advice to help get you on solid financial footing. These professionals will identify risky credit practices and habits you may have and will alert you to ways to get back on sure footing.

How long will it take before I start to see results with Clean Slate Credit Solutions?

The company does not give an average time frame for how long it will take for you to see results; however if you are ever dissatisfied with the service, may cancel and get your money back at any time.

What results can I expect from Clean Slate Credit Solutions?

If you are patient, you should see your credit numbers rise. You will also receive a good amount of education and counseling on ways you can better manage your credit yourself.

How can I contact Clean Slate Credit Solutions?

You can call toll free at 1-866-538-9548 to reach a Clean Slate Credit Solutions representative. If you prefer, you may fill out an online form, and staff member will get in touch with you shortly thereafter.

More Information

Published Results

Clean Slate Credit Solutions does not publish many results from its services. Nowhere can you find information about how much you can expect to raise your credit score or how long it will take.

On the other hand, Clean Slate does have a few customer testimonials on its website. Here actual customers reveal their experiences in working with the company and what kind of loans they were able to secure because of Clean Slate’s help.

Price Breakdown

 Clean Slate has a fairly complicated pricing structure. Though you will pay no monthly fees, you are responsible for other costs.

Initial Audit Fee

After the free consultation, if you decide it’s in your best interests to work with Clean Slate, you may enroll and have the company conduct an initial audit of your credit report. This audit costs $199. You may split the payment up into two equal payments if you wish.

Per-Deletion Fees

Depending on what Clean Slate is able to remove from your report, you will pay in addition to the initial audit. There is no charge for late fee removals, but collection accounts, repossessions, foreclosures and charge-offs will cost $50 in each removal instance. Plus, public record deletions are $100 per instance.

Quit Anytime        

If you don’t feel Clean Slate is working for you in the way you would like, feel free to cancel your service at anytime. This can be done with no penalty and by getting your money back.

How It Works

 Clean Slate Credit Solutions wants you to be in control of your financial future. For this reason, the company provides you with the tools and education you need to make better credit decisions. Together, you’ll work on solutions to repairing your credit and will develop strategies and plans to move forward accordingly.

Initial Audit

The initial audit is a crucial step where Clean Slate will determine what issues are plaguing your credit score. You will be given online account access where you can monitor your credit and have the ability to check in 24/7 to see how the process is unfolding. You will also take part in a coaching call.

Establish Credit

Some people don’t just have poor credit; they have no credit. Clean Slate will ensure you have established credit lines and will work with you to build a solid foundation that credit bureaus can look at positively.

Check for Problems

Sometimes, credit scores are low because creditors have violated standards and guidelines set by the Fair Credit Reporting Act and by the Fair Debt Collections Practices Act. Identifying and correcting these problems can improve your score.

Remove Issues and Be Prepared

 You will then work with Clean Slate to take care of false reports and incorrect information on your report. Once this is done, Clean Slate will set you up with industry professionals to work on putting your financial life back in order.

What to Expect when Signing Up

The sign up process is fast and simple. Clean Slate has an easily identifiable button on its site that takes the prospective customer to an online form to fill out. Once this is done, the company will contact you about your free consultation.

In the sign-up process, you also make your initial payment of $199. You will also furnish your personal information. This entire process is complete and only takes a few minutes. The website is user-friendly and intuitive, so there’s no way you can be steered the wrong direction.

What Can Be Removed?

 Clean Slate Credit Solutions is not able to remove legitimate information from your account, just those inaccurate and illegitimate items on your credit report. Some of the items the company can remove include the following:

  • Charge-offs
  • Collections
  • Judgments
  • Late payments
  • Bankruptcies
  • Tax liens
  • Garnishments
  • Foreclosures
  • Repossessions
  • Inquiries

Your credit score will rise after these items are removed. Plus, you’ll be able to move forward with a clean slate.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

X close
X close

46 Clean Slate Credit Solutions Reviews

1. Select Your Rating:

46
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

0 characters

3. Review Validation*

or

    Sort By:

  1. User Score

    10

    March 21st, 2017 Belmar, NJ

    Cleanslate credit solutions gave me a new lease on life!
    As a college student, you don’t always adequately evaluate how your financial decisions will affect your future. I didn’t and effectively made it impossible to financially function as an adult in a world that revolves around your credit score. With the help of Jose and his team, I was able to clean up my credit (up 100 points in a short time!), finance a car, get approved for an apartment, and the rest is history. Thank you Jose!

    Read More

    Was this review helpful?

  2. User Score

    10

    March 14th, 2017 Lake Worth, FL

    Clean Slate was very efficient in helping me build my credit score and be approved for a mortgage within a year of working with them! They were up front, honest, and affordable. I would recommend them to anyone looking to build their credit!

    Read More

    Was this review helpful?
    1

  3. User Score

    10

    March 9th, 2017 Teaneck, NJ

    Clean Slate did an amazing job in helping me fix and repair my credit score. They came through and did everything they said they would! Outstanding service!

    Read More

    Was this review helpful?
    3

  4. User Score

    10

    March 8th, 2017 Succasunna, NJ

    The best credit repair business in nj. I’ve recommend it to everyone. With their help, I accomplished everything I planned. My credit went from 513 to 650 in 6 months. I am extremely happy with their services. Well worth the money.

    Read More

    Was this review helpful?
    3

  5. User Score

    10

    March 4th, 2017

    Credit went from 470 to 700 in less then 2 month. Jose and the team are great at communicating. They made everything so easy. Best part is that there super affordable!

    Read More

    Was this review helpful?
    4

  6. User Score

    10

    February 24th, 2017

    You guys are amazing. Literally one of the best decisions of my life was signing up with you guys to fix my credit. I tried a couple of other places and they dragged their feet, and wasted my money. You guys got straight to the point and produced results. Also, your live videos are very informative and provide incredible tools to help me and so many other people. Clean slate is a God send. Thank you guys so much.

    Read More

    Was this review helpful?
    4

  7. User Score

    10

    February 23rd, 2017 Centereach, NY

    Clean slate credit solutions is by far the best Credit repair company out there! If you’re looking for a team that gets the job done, then you’ve come to the right place! As a teen, I charged up my credit cards, not thinking of the consequences. Jose and his team were able to delete every discrepancy from my report, allowing me to finally be free from the mistakes I made when I was younger. I am forever grateful that I found you guys. Thank you!

    Read More

    Was this review helpful?
    4

  8. User Score

    10

    February 23rd, 2017 Newark, NJ

    The best period…. thank you for outstanding services…. highly recommended….

    Read More

    Was this review helpful?
    4

  9. User Score

    10

    January 12th, 2017

    Clean slate saved me I was in the 500 now in the 700 this is far best credit repair places to go to you will be amazed in what they do very nice customer service once you join they become family!!!! Number one in my book

    Read More

    Was this review helpful?
    6

  10. User Score

    10

    November 10th, 2016 Edited

    Initially I was disappointed with their process because it was not completely apparent how their system works. However, when I did bring up my issues, to their credit, they immediately began addressing them. Their attorney actually filed a class action suit against one of the collection agencies on my bureau all at no cost to me.

    Read More

    Was this review helpful?
    3

  11. User Score

    10

    April 6th, 2013

    There are many great things about Clean Slate, but no one out there can beat them by pulling your credit history for FREE, without any hassles. Every other company I tried out there have all these hidden ways of telling you, that you have to provide your own print out which is “BULL”. Also, they guarantee their work, and back-up everything they say, the most honest business to deal with. Thats what happens when a business is built off of the experience of one of the military’s finest.

    Read More

    Was this review helpful?
    13

  12. User Score

    10

    March 9th, 2013 Parsippany, NJ

    Clean Slate Credit is a great company I have the pleasure of working with within the last 2 years . I was looking to increase my credit score and have someone review my credit history and errors on it. Jose is a pleasant, professional businessman. The key factor of his company is the excellent 24/7 customer service. How many people you know in this industry will work 24/7 to correct clients credit reports. My credit report was pulled nuemorous times with auhtorization free of charge. No fee at all. I’m proud to say this company has change my life. I recommeded family and friends to used his services if you looking to make changes, apply for a loan or increase your score. If I can rate his company it would be beyond a 10…..

    Read More

    Was this review helpful?
    11

  13. User Score

    10

    March 2nd, 2013 CA

    What can I say about Clean Slate Credit Solution? Oh I know great service with genuine people. Working with this company has made me more aware and has really encouraged me to take better care of my credit. I would recommend this company to anyone. Even if you think or know your credit is great there are still a lot of things that you can be educated on. Thanks Jose.

    Read More

    Was this review helpful?
    7

  14. User Score

    10

    March 2nd, 2013 Asbury Park, NJ

    I am only at the beginning of my credit repair process and have had an extremely positive experience with Jose. Jose pulled my credit report with my permission and immediately went to work on repairing my credit. I look forward to seeing the amazing result I know I will get with this company. While the company is young that is by no means an indication of the knowledge that Jose has in the field or the professional experience you will get with this company.

    Read More

    Was this review helpful?
    8

  15. User Score

    10

    March 1st, 2013 Asbury Park, NJ

    All I know is, I was able to get an awesome deal on my 2013 Jeep Grand Cherokee because Clean Slate raised my credit score from 650 to 810, In less than 4 months.. True Story.
    And for that, I am eternally greatful. And I’ll keep referring my clients to them..

    Thanks guys! 🙂

    Read More

    Was this review helpful?
    11 2

  16. User Score

    10

    March 1st, 2013 Ardsley, NY

    I was skeptical at first and asked a bunch of questions before I stared and every single obe of them were answered. They pulled up my credit report and gave me a breakdown everything on it before i signed up and I wasnt charged anything. Im very happy with thier services I recommed them and I will continue to do. They work with you at all times and the price is affordable. I never met with in person with him but I feel comfortable and trust his work. Very professional Very great company!!!!

    Read More

    Was this review helpful?
    9

  17. User Score

    10

    March 1st, 2013 Perkasie, PA

    Is the first time that I used this service,I never trust in that kind of company before, but one of my daughter star to fix her credit with Clean Slate, they help her to get the credit back, then I did also, because we have a good example of the great job that they made, that people work for make a good job and to mantain a great communication with all customers, they are friendly and trusty people, I recommended to everybody.

    Read More

    Was this review helpful?
    7

  18. User Score

    10

    March 1st, 2013 Asbury Park, NJ

    Clean Slate Credit Solutions was amazing with helping me fix my credit. They removed a bankruptcy that I had on my credit report from when I got divorced. My credit scores were in the low 500’s and I was so embarrassed because I could not get approved for anything. In less than a year, they were able to help me not only remove items off of my credit report, but I started getting approved for credit cards on a frequent basis. I just leased my first brand new car, a fully loaded 2013 Chevy Malibu. My credit score was well over 750 when the dealership pulled it. I could not be more thankful for all their hard work and the fact that they monitored my credit for me was such a big help. Thank you so much!!

    Read More

    Was this review helpful?
    9

  19. User Score

    10

    March 1st, 2013 Salt Lake City, UT

    I choose this company to repair my credit and that was best choice I made. They helped me fix my credit but also walked me threw stuff to maintain my credit . It’s overall a great compAny toy

    Read More

    Was this review helpful?
    4

  20. User Score

    10

    March 1st, 2013 Charlotte, NC

    Clean Slate Credit Solutions is a great company! They most definitely can pull my credit report and let me know of any discrepancies. Jose is really approachable and extremely nice to work with. He sure is a great help!

    Read More

    Was this review helpful?
    6