BetterWay to Credit offers a wide array of financial services to consumers in Texas. These services include credit restoration, free consultation, and 24/7 online progress monitoring to help their clients boost current credit scores and establish new lines of credit.
BetterWay to Credit provides a personalized service to each and every client that enrolls in their credit restoration program. Each case is evaluated in order to obtain maximum results. Benefits of the service include:
Personalized Case Management
Each client credit file is assigned a personal case manager that will evaluate the entire circumstances and monitor the entire credit repair process. This case manager will make sure challenged items are removed and help the client resolve any remaining debt. The case manager will work hard to expedite the process as much as possible. Most credit files are evaluated fully within one hour of application for enrollment.
100 Percent Satisfaction Guarantee
If the company is unable to improve a client’s credit within 120 days, the client will then be eligible to receive a full refund of monthly service fees paid. Clients start to become eligible for a refund after the first 30 days.
While BetterWay to Credit provides a customized service to their clients, there are also some questions regarding their platform. These limitations and drawbacks include the following items:
No Pricing Information
BetterWay to Credit does not provide specific details regarding its pricing structure to the general public on its corporate website. Consumers will need to contact the company directly and speak with a customer service representative to receive a pricing quote.
Frequently Asked Questions
How much does BetterWay to Credit services cost?
Price is $14.95 per month (services included are not specified).
Does BetterWay to Credit allow me to enroll more than one person or my whole family?
No, BetterWay to Credit does not offer couple or family discounts.
How does BetterWay to Credit repair my credit?
By assessing your credit report, looking for errors and evaluating your spending habits, ending with a customized plan of services that will help repair your credit.
Does BetterWay to Credit provide Credit Monitoring?
No, BetterWay to Credit does not currently offer credit monitoring for clients.
What results can I expect from BetterWay to Credit?
BetterWay to Credit uses all means possible to improve your score and reshape your credit profile.
How can I contact BetterWay to Credit?
You can contact BetterWay to Credit using the following:
BetterWay to Credit is licensed, bonded, and operates within all state and federal compliance laws. There is a page of testimonials for consumers to view. The testimonials shared are of clients that have experienced a credit score increase. No other published results are shared on the company’s website.
Price is $14.95 per month (what services are included are not specified).
How It Works
BetterWay to Credit uses a simple four-step process to credit score enhancement. These steps are used to help determine what a client needs and the best services for reaching your financial goals.
Step #1: Budget and Debt Counseling
BetterWay to Credit will help address your financial concerns and evaluate your current financial situation.
Step #2: Full Analysis and Education
This step involves a free in-depth analysis from your current credit report.
Step #3: Credit and Debt Reviews
A detailed review of all three credit reports will aid in identifying your personal payment habits. This step is essential for clients that will enroll in debt consolidation, debt negotiation, rate reduction, and credit restoration.
Step#4: Identification of Services
It isn’t until this step that a client will learn the customized plan that will improve credit and begin the path to financial success. Depending on what your credit looks like will determine if you need credit repair or other options.
What to Expect when Signing Up
Before you go to signup here are a few things to expect before you visit BetterWay to Credit’s website:
- BetterWay to Credit offers budget counseling, debt management, credit restoration, debt negotiation and settlements, foreclosure prevention, third-party advocate, bankruptcy education, personal budget seminars, debt consolidation, and mortgage modification.
- Pricing for services is not clear on the company’s website.
- You need to provide your own three-credit bureau credit report.
- The “How it Works” tab provides a link for ordering your credit report. The link is to a credit card website.
- BetterWay only accepts consumers that will truly benefit from services.
- Your case will be assigned a personalized case manager that will create, monitor, and see your case through the entire process.
- You will not be billed until your file has been accepted, your account is set up, and your first round of disputes have been prepared.
What Can Be Removed?
BetterWay to Credit is able to help consumers with a number of credit issues during the repair process.
- Late payments