BetterWay to Credit offers a wide array of financial services to consumers in Texas. These services include credit restoration, free consultation, and 24/7 online progress monitoring to help their clients boost current credit scores and establish new lines of credit.

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Monthly Price
Company Rating
Review

#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#39
better-way

Undisclosed
4.9

The Good

BetterWay to Credit provides a personalized service to each and every client that enrolls in their credit restoration program. Each case is evaluated in order to obtain maximum results. Benefits of the service include:

Personalized Case Management

Each client credit file is assigned a personal case manager that will evaluate the entire circumstances and monitor the entire credit repair process. This case manager will make sure challenged items are removed and help the client resolve any remaining debt. The case manager will work hard to expedite the process as much as possible. Most credit files are evaluated fully within one hour of application for enrollment.

100 Percent Satisfaction Guarantee

If the company is unable to improve a client’s credit within 120 days, the client will then be eligible to receive a full refund of monthly service fees paid. Clients start to become eligible for a refund after the first 30 days.

The Bad

While BetterWay to Credit provides a customized service to their clients, there are also some questions regarding their platform. These limitations and drawbacks include the following items:

No Pricing Information

BetterWay to Credit does not provide specific details regarding its pricing structure to the general public on its corporate website. Consumers will need to contact the company directly and speak with a customer service representative to receive a pricing quote.

The Bottom Line

We don’t recommend BetterWay to Credit for your repair needs. The company also does not disclose its pricing structure to the general public on its corporate website.

BetterWay to Credit does deliver personalized case management for its credit repair process to nationwide consumers with a 100 percent satisfaction guarantee. However, companies that state they guarantee results are typically the ones to watch for. If you choose to use their services be willing to ask what results they’ve seen in the past as they can share with you the average success rate of previous clients.

Frequently Asked Questions

How much does BetterWay to Credit services cost?

Price is $14.95 per month (services included are not specified).

Does BetterWay to Credit allow me to enroll more than one person or my whole family?

No, BetterWay to Credit does not offer couple or family discounts.

How does BetterWay to Credit repair my credit?

By assessing your credit report, looking for errors and evaluating your spending habits, ending with a customized plan of services that will help repair your credit.

Does BetterWay to Credit provide Credit Monitoring?

No, BetterWay to Credit does not currently offer credit monitoring for clients.

What results can I expect from BetterWay to Credit?

BetterWay to Credit uses all means possible to improve your score and reshape your credit profile.

How can I contact BetterWay to Credit?

You can contact BetterWay to Credit using the following:

Phone: 888-632-3726

More Information

Published Results

BetterWay to Credit is licensed, bonded, and operates within all state and federal compliance laws. There is a page of testimonials for consumers to view. The testimonials shared are of clients that have experienced a credit score increase. No other published results are shared on the company’s website.

Price Breakdown

Price is $14.95 per month (what services are included are not specified).

How It Works

BetterWay to Credit uses a simple four-step process to credit score enhancement. These steps are used to help determine what a client needs and the best services for reaching your financial goals.

Step #1: Budget and Debt Counseling

BetterWay to Credit will help address your financial concerns and evaluate your current financial situation.

Step #2: Full Analysis and Education

This step involves a free in-depth analysis from your current credit report.

Step #3: Credit and Debt Reviews

A detailed review of all three credit reports will aid in identifying your personal payment habits. This step is essential for clients that will enroll in debt consolidation, debt negotiation, rate reduction, and credit restoration.

Step#4: Identification of Services

It isn’t until this step that a client will learn the customized plan that will improve credit and begin the path to financial success. Depending on what your credit looks like will determine if you need credit repair or other options.

What to Expect when Signing Up

Before you go to signup here are a few things to expect before you visit BetterWay to Credit’s website:

  1. BetterWay to Credit offers budget counseling, debt management, credit restoration, debt negotiation and settlements, foreclosure prevention, third-party advocate, bankruptcy education, personal budget seminars, debt consolidation, and mortgage modification.
  2. Pricing for services is not clear on the company’s website.
  3. You need to provide your own three-credit bureau credit report.
  4. The “How it Works” tab provides a link for ordering your credit report. The link is to a credit card website.
  5. BetterWay only accepts consumers that will truly benefit from services.
  6. Your case will be assigned a personalized case manager that will create, monitor, and see your case through the entire process.
  7. You will not be billed until your file has been accepted, your account is set up, and your first round of disputes have been prepared.

What Can Be Removed?

BetterWay to Credit is able to help consumers with a number of credit issues during the repair process.

  • Late payments
  • Collections
  • Bankruptcies
  • Judgments
  • Charge-offs
  • Foreclosures
  • Liens

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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11 BetterWay to Credit Reviews

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  1. User Score

    10

    October 16th, 2013 Mansfield, TX

    My credit score was a 341 on 1/25/2012. I didn’t even attempt to apply for any type of credit because I knew what type of mistakes I made in the past. I wanted to improve my score but didn’t know where to start. Blake Peckham at Better way to credit!!
    In July 2013, I finally decided to try it out. In 4 months my score is now 570.Today 10/16/2013 I have just received my first credit card approval ever!! I can’t wait to see what going to happen in the next 4 months!!! Thank you all at Better way to credit!!!

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  2. User Score

    10

    October 16th, 2013 Mansfield, TX

    I MADE ALOT OF MONEY WHEN I WAS YOUNGER AND SPENT EVEN MORE THEN DUE TO THE FALL OF THE ECONOMY AND THE INDUSTRY I WAS WORKING IN I LOST A LOT OF MY INCOME. LONG STORY SHORT … I ENDED UP WITH 3 REPOS AND COLLECTORS BLOWING UP MY PHONE…. BETTER WAY TO CREDIT WAS ABLE TO GET ME BACK TO MY OLD LIFE STYLE NOT JUST HELPING FIX BUT ALSO BUILD AND RE-ESTABLISH MY CREDIT. GIVING ME POINTERS AND INTRODUCTIONS TO NEW IDEAS AND AVENUES THAT WILL KEEP HISTORY FROM REPEATING ITSELF.
    THANK YOU
    BETTER WAY TO CREDIT
    THANK YOU…

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  3. User Score

    10

    October 16th, 2013 Mckinney, TX

    Couldn’t be happier with my results from BetterWay to Credit! After signing up for their services to restore my credit, I was able to accomplish my home loan, car loan, and creditors were sending me “approval” letters in the mail. I started seeing results quicker than I anticipated! My sales consultant was EXTREMELY knowledgeable and assisted me anytime I needed his help.

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  4. User Score

    10

    October 16th, 2013 Denton, TX

    I went through a bankruptcy a few years ago and after that I could not finance anything without a good rate. I am currently going through the credit repair program and I now am able to refinance my house and I was able to purchase a vehicle at a very low rate. Thanks for all your help!!

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  5. User Score

    10

    October 16th, 2013 Allen, TX

    Phenomenal service!!! Same story as a lot of others, I was young and irresponsible when I started “building” my credit, and there were a lot of things on my bureau that were haunting me ever since. In just the first 45 days of being in the program my score jumped over 100 points and it’s still climbing! Their customer service and sense of urgency is second to none, but most of all the program works!

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  6. User Score

    10

    October 16th, 2013 Frisco, TX

    Could not be more pleased with the service that BetterWay to Credit is providing me. Blake and Sandy are helpful, informative, dedicated, and professional in their efforts. So far, my credit scores have jumped hundreds of points in a relatively short period of time. BetterWay to Credit is opening doors for me to have a better future and life that were previously closed. Thanks a million!

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  7. User Score

    10

    October 9th, 2013 Hollywood, FL

    I had unpaid credit cards, a repo from my younger days, Comcast, and the list goes on. Most of my debt was 6-7yrs old or older. I’ve been financially stable since, so I haven’t really felt the need to work on my credit. Now I’m looking to buy a home for my family so it’s time to get serious. Since I’ve been with Better Way to Credit, my score has jumped up 120 points and I’m in the process of looking for my new home. Thank you so much.

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  8. User Score

    10

    October 3rd, 2013 The Colony, TX

    the folks at Betterway have been great to me. I really never had any credit and now my score has been increasing and I even got several credit cards. My rep Blake was always their for me when I had any questions and was very professional. I would definitely recommend their services to those that need to get their credit restored or established like me. Thanks

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  9. User Score

    10

    September 24th, 2013 Dallas, TX

    Great company and they respond quick.

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  10. User Score

    10

    September 24th, 2013 Dallas, TX

    Great company! They keep in touch weekly and even drop in once in a while to touch base with me in person to let me know how my progress is going. Easy to deal with and get in contact with if I have a question. Couldn’t be happier with the results that Better Way to Credit got me when working on my Credit!!! Thank you all!!!

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  11. User Score

    10

    September 23rd, 2013 Dallas, TX

    I personally was very irresponsible during college, and I abused my credit. For almost 10 years I had poor credit. Better way to credit helped me control and establish my credit. I can finally purchase items and live on with my life.

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